KR20110003738A - System for processing mobile voucher admission based on location voucher provider - Google Patents

Abstract

PURPOSE: A voucher provider location-based mobile voucher processing approval system for using a wireless terminal as the voucher media is provided to no need to directly receive the voucher by supplying the wireless terminal used as the voucher media paid to the voucher object. CONSTITUTION: A storage medium(150) connects the voucher object unique identifying information and voucher object address information. A voucher provider wireless terminal(160) generates and transmits a voucher approval request statement in which the voucher object unique identifying information and voucher object wireless terminal location information are included. A server deciphers the voucher recognition request whole sentence.

Description

System for Processing Mobile Voucher Admission Based on Location Voucher Provider}

1 is a diagram showing the configuration of a wireless voucher management system according to an embodiment of the present invention.

2 is a diagram illustrating a configuration of a voucher target wireless terminal function according to the first embodiment of the present invention.

3 is a diagram illustrating a configuration of a voucher target wireless terminal function according to a second embodiment of the present invention.

4 is a diagram illustrating a configuration of a voucher target wireless terminal function according to a third embodiment of the present invention.

5 is a diagram illustrating a configuration of a voucher target wireless terminal function according to a fourth embodiment of the present invention.

6 is a diagram illustrating a voucher history transmission process according to an embodiment of the present invention.

7 is a diagram illustrating a voucher processing process according to the first embodiment of the present invention.

8 is a diagram illustrating a voucher processing process according to a second embodiment of the present invention.

9 is a diagram illustrating a voucher processing process according to a third embodiment of the present invention.

10 is a diagram illustrating a voucher processing process according to a fourth embodiment of the present invention.

11 is a diagram illustrating a voucher approval process according to an embodiment of the present invention.

12 is a diagram showing a configuration of a prepaid wireless voucher operating system according to an embodiment of the present invention.

FIG. 13 is a diagram illustrating a configuration of a voucher target wireless terminal function for operating a prepaid wireless voucher according to a first embodiment of the present invention.

14 is a diagram illustrating the configuration of a voucher target wireless terminal function for prepaid wireless voucher operation according to a second embodiment of the present invention.

FIG. 15 is a diagram illustrating a function of a voucher target wireless terminal for prepaid wireless voucher operation according to a third embodiment of the present invention.

FIG. 16 is a diagram illustrating a configuration of a voucher target wireless terminal function for operating a prepaid wireless voucher according to a fourth embodiment of the present invention.

17 is a diagram illustrating a prepaid voucher processing process according to the first embodiment of the present invention.

18 is a diagram illustrating a prepaid voucher processing process according to a second embodiment of the present invention.

19 is a diagram illustrating a prepaid voucher processing process according to a third embodiment of the present invention.

20 is a diagram illustrating a prepaid voucher processing process according to a fourth embodiment of the present invention.

21 is a diagram illustrating a prepaid voucher approval process according to an embodiment of the present invention.

22 is a diagram illustrating a configuration of a postpaid wireless voucher operation system according to an embodiment of the present invention.

FIG. 23 is a diagram illustrating a configuration of a voucher subject wireless terminal function for operating a postpaid wireless voucher according to a first embodiment of the present invention.

FIG. 24 is a diagram illustrating a configuration of a voucher subject wireless terminal function for operating a postpaid wireless voucher according to a second exemplary embodiment of the present invention.

FIG. 25 is a diagram illustrating a configuration of a voucher subject wireless terminal function for operating a postpaid wireless voucher according to a third exemplary embodiment of the present invention.

FIG. 26 is a view illustrating a configuration of a voucher target wireless terminal function for operating a postpaid wireless voucher according to a fourth exemplary embodiment of the present invention.

27 is a diagram illustrating a post-paid voucher processing process according to the first embodiment of the present invention.

FIG. 28 is a diagram illustrating a postpaid voucher processing process according to a second embodiment of the present invention.

29 is a diagram illustrating a post-paid voucher processing process according to a third embodiment of the present invention.

30 is a diagram illustrating a post-paid voucher processing process according to the fourth embodiment of the present invention.

31 is a diagram illustrating a post-paid voucher approval process according to an embodiment of the present invention.

32 is a diagram illustrating a postpay settlement process corresponding to postpaid voucher processing according to an embodiment of the present invention.

<Description of main parts of drawing>

100: voucher server 105: history receiving unit

110: voucher authentication unit 115: history transmission unit

120: professional receiving unit 125: voucher approval unit

130: information storage unit 135: information transmission unit

140: Voucher processing unit 145: Voucher D / B

150: voucher agency server 155: voucher target wireless terminal

160: voucher provider terminal 165: voucher agency server

The present invention generates and transmits a voucher approval request message including a storage medium for linking and storing the voucher subject unique identification information and the voucher subject address (or location) information, and the voucher subject unique identification information and the voucher subject wireless terminal location information. Read the voucher provider wireless terminal and the full voucher authorization request sent by the voucher provider wireless terminal, extract the unique identification information and location information of the voucher subject, and the voucher subject connected to the extracted voucher subject unique identification information through the storage medium After confirming address (or location) information primarily, after confirming whether or not the first confirmed voucher target address (or location) information matches the extracted location information, the voucher target address (or location) information and the In response to the second confirmation result of whether the extracted location information matches or not, The present invention relates to a voucher provider location-based mobile voucher approval processing system including a server for processing an approval for a voucher approval request.

Due to the polarization of society, various forms of vouchers are being provided to low-income people and those who meet certain conditions.

However, the conventional voucher is provided in the form of a paper, in order to use the voucher, there was an inconvenience of having to receive the voucher in the form of a paper.

Recently, in order to alleviate the inconvenience of receiving such a voucher, a method has been proposed in which a voucher is provided in the form of a card medium associated with the voucher instead of a paper. However, in order to use the voucher in the form of the card medium, the voucher provider has a card terminal. It is suitable for the form in which the voucher subject visits the voucher provider and is provided with the voucher service because it needs to be (or possessed).

An object of the present invention for solving the above problems, the storage medium for connecting and storing the voucher subject unique identification information and the voucher subject address (or location) information, the voucher subject unique identification information and the voucher subject wireless terminal location information The voucher provider wireless terminal that generates and transmits the included voucher approval request text and the voucher approval request text transmitted by the voucher provider wireless terminal are read to extract the unique identification information and the location information of the voucher subject, and through the storage medium. After first checking the voucher target address (or location) information associated with the extracted voucher subject unique identification information, and secondly confirms whether the first confirmed voucher target address (or location) information and the extracted location information match, The voucher target address (or location) information and the extracted location information To provide a voucher provider location-based mobile voucher approval processing system including a server for processing the approval for the voucher approval request in response to the second check result of matching.

Another object of the present invention is to provide a wireless terminal that can be used as a voucher medium for using and authenticating a voucher issued / paid to the voucher subject.

Voucher provider location-based mobile voucher approval processing system according to the present invention, a storage medium for connecting and storing the voucher subject unique identification information and the voucher subject address (or location) information, the voucher subject unique identification information and voucher subject wireless terminal location information Read the voucher provider wireless terminal for generating and transmitting the full voucher approval request message, and the voucher authorization request message transmitted by the voucher provider wireless terminal, extract the unique identification information and location information of the voucher subject, and the storage medium After first checking the voucher target address (or location) information associated with the extracted voucher subject unique identification information through the secondary confirmation whether the first confirmed voucher target address (or location) information and the extracted location information matching; And the voucher subject address (or location) information. And a server processing an approval for the voucher approval request in response to the second confirmation result of whether the extracted location information is matched.

In addition, a voucher approval request message including a voucher subject identification information and a voucher subject unique identification information and a voucher subject wireless terminal location information from the voucher provider's wireless terminal is stored. After reception, the received voucher approval request message is read out to extract unique voucher subject identification information and location information, and the voucher subject address (or location) information connected to the extracted voucher subject unique identification information through the storage medium. After the first confirmation, after the second confirmation whether the first confirmed voucher target address (or location) information and the extracted location information is matched, and whether the matched voucher target address (or location) information and the extracted location information In response to the second confirmation result, the approval for the voucher approval request is made. It comprises a server including a server.

According to the present invention, the voucher subject unique identification information is characterized in that it comprises the USIM unique information provided in the voucher subject wireless terminal, the voucher subject wireless terminal unique information, and at least one authorized certificate information.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to a user's or operator's intention or custom. Therefore, the definition should be made based on the contents throughout the present invention.

As a result, the technical spirit of the present invention is determined by the claims, and the following examples are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It is only.

1 is a diagram showing the configuration of a wireless voucher management system according to an embodiment of the present invention.

In more detail, Figure 1 illustrates the configuration of a wireless voucher operating system using a wireless terminal of a voucher subject as a voucher medium for using and authenticating the voucher issued / paid from the voucher subject to the voucher subject. Those skilled in the art may refer to and / or modify this drawing to determine various implementation methods (e.g., implementation methods that are omitted, subdivided, or combined) of the wireless voucher operating system configuration. It may be inferred, but the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 1, the wireless voucher operation system may be provided to provide a voucher to a voucher subject, or a voucher subject wireless terminal 155 having the voucher function and the voucher subject wireless terminal 155 may be used for the voucher subject. Transmit and receive a voucher acknowledgment message including the voucher subject authentication information provided in the voucher subject wireless terminal 155 storage area from the voucher subject wireless terminal 155, and read the received voucher acknowledgment full message; And a voucher server 100 for processing the approval for the voucher details and then storing the approved voucher details with the voucher subject information and storing the voucher details in the storage medium 150. Voucher provider terminal 160 (or an intangible) used by the voucher provider to provide the voucher goods / services (and And characterized by comprising comprises a voucher provider server), and a voucher authority server 165 (or vouchers institution terminal) provided on the voucher organization that provides a voucher to the voucher subjects.

In FIG. 1, the voucher server 100 is illustrated and described as being implemented in one single server form, but the present invention is not limited thereto. The voucher server 100 includes two or more servers for each function. It may be implemented in the form of a server system configured, or may be implemented in the form of an internal component of the voucher interlock system provided with the voucher server 100. That is, in FIG. 1, the voucher server 100 is not a physical name but a logical name of a functional configuration for operating the wireless voucher according to the present invention.

The voucher subject is a person who receives a voucher goods / services of a type (or intangible) corresponding to the voucher issued / issued by the voucher institution, the welfare subject who receives the welfare voucher, the education subject who receives the educational voucher, It includes a disabled person / elderly person, etc. receiving a living helper voucher, depending on the type of voucher can be variously expanded. That is, the present invention is not limited by the type of voucher.

The voucher organization shall raise a voucher fund of a certain amount, and through the voucher fund, allow a predetermined voucher provider to provide tangible (or intangible) voucher goods / services to the voucher subject, and the type (or An institution / group which withdraws from the voucher fund an amount corresponding to an intangible voucher goods / service and provides it to the voucher provider, and the voucher subject can be variously expanded according to the type of voucher.

The voucher provider is a person (or merchant, enterprise or organization, etc.) providing the type (or intangible) voucher goods / services corresponding to the voucher issued / paid by the voucher entity to the voucher subject in the voucher subject. The voucher provider may be variously extended according to the type of the voucher.

According to the present invention, the voucher server 100, the voucher information issued / paid to the voucher subject in the voucher organization, the voucher subject information received / paid from the voucher organization, and the voucher subject wireless terminal The voucher subject authentication information stored in the storage area 155 and the voucher institution information for issuing / paying the voucher to the voucher subject are stored in association with each other, and the voucher subject is requested (or intangible) of the requested type corresponding to the voucher. If a voucher provider providing the voucher goods / service is designated, the voucher D / B 145 is further provided with a voucher D / B 145 for storing the voucher provider information providing the voucher in association with each other, or through a communication network. It is characterized in that the interlock with.

The voucher information may include one or more of a voucher name, a voucher identification code, a voucher target item / service type, a voucher amount, and a number of voucher usage times.

The voucher subject information may include personal information (eg, name, resident registration number, address, etc.) of the voucher subject who is issued / paid the voucher from the voucher organization, and the voucher subject wireless terminal 155 information. .

The voucher subject authentication information may be stored in a USIM / memory unit of the voucher subject wireless terminal 155 to include information for authenticating that the user of the voucher is a voucher subject.

According to an exemplary embodiment of the present invention, the voucher target authentication information may include chip unique information of the USIM stored in the USIM included in the voucher target wireless terminal 155 and unique information of the wireless terminal stored in the USIM (eg, MIN). (Mobile Identification Number), ESN (Electronic Serial Number), Subscriber Identification Number, IMEI (International Mobile Equipment Identity), MSISDN (Mobile Station International ISDN Number), etc., the certificate information (or certificate) of the voucher subject provided in the USIM Copy).

According to another exemplary embodiment of the present invention, the voucher target authentication information may include unique information of a wireless terminal (for example, a mobile identification number (MIN) and an ESN (Electronic) stored in a memory unit included in the voucher target wireless terminal 155). Serial number), subscriber identification number, International Mobile Equipment Identity (IMEI), Mobile Station International ISDN Number (MSISDN, etc.), and one or more of the certificate information (or copy of the certificate) of the voucher included in the memory unit. It is preferable to make.

The voucher organization information is information for identifying a voucher organization for issuing / paying the voucher to the voucher subject, and unique identification information (or authentication information) of the voucher organization in the USIM / memory section of the voucher subject wireless terminal 155. If is stored, it is preferable that the USIM / memory unit of the wireless terminal comprises information matching the unique identification information (or authentication information) of the voucher organization.

The voucher provider information is information for identifying a voucher provider providing the requested voucher goods / services corresponding to the voucher to the voucher subject, and identification information (or authentication) uniquely assigned to the voucher provider. Card information read from the voucher provider medium, or when the voucher provider possesses a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device, It is preferable that the identification information (or authentication information) of the voucher provider medium corresponding to any one of the device information, the RFID information, and the USB information is included.

Referring to FIG. 1, the voucher server 100 may include a voucher history corresponding to a corresponding type (or intangible) voucher goods / service provided from the voucher provider terminal 160 to the voucher subject. Voucher details and vouchers corresponding to the type (or intangible) voucher goods / services that have received the voucher subject radio terminal 155 information or requested to be provided to the voucher subject via the voucher provider from the voucher institution server 165. Characterized in that it comprises a history receiving unit 105 for receiving the target person's wireless terminal 155 information.

After the voucher provider provides the voucher subject with the voucher goods / services of the type (or intangible) corresponding to the voucher, the corresponding type provided by the voucher provider to the voucher subject via the voucher provider terminal 160 When the voucher details corresponding to the voucher goods / service (or intangible) and the voucher target wireless terminal 155 information are transmitted, the details receiver 105 transmits the voucher details and vouchers from the voucher provider terminal 160 through a communication network. Characterized in that it receives the subject radio terminal 155 information.

Alternatively, after the voucher agency requests the voucher provider to provide a voucher object / type of voucher (or intangible) to the voucher subject, the voucher agency server 165 sends the voucher provider through the voucher provider. When the voucher details corresponding to the type (or intangible) voucher goods / service requested to be provided to the voucher subject and the voucher subject wireless terminal 155 information are transmitted, the details receiving unit 105 transmits the voucher institution server ( And the voucher details and the voucher target wireless terminal 155 information from 165.

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

Referring to FIG. 1, the voucher server 100 includes a details transmitting unit 115 for transmitting the voucher details to the voucher target wireless terminal 155 corresponding to the voucher target wireless terminal 155 information. Characterized in that, if the voucher details and voucher target radio terminal 155 information is received, to validate the validity of the voucher details and voucher target radio terminal 155 information received through the voucher D / B (145) It is characterized in that it further comprises a voucher authentication unit (110).

When the voucher details and the voucher target wireless terminal 155 information are received from the voucher provider terminal 160 or the voucher authority server 165, the voucher authentication unit 110 is the voucher information and the voucher included in the voucher details Compare the voucher information stored in the D / B 145, compare the voucher organization information included in the voucher history and the voucher organization information stored in the voucher D / B 145, or the voucher provider information included in the voucher history And compare the voucher provider information stored in the voucher D / B 145, or compare the voucher target radio terminal 155 information and the voucher target radio terminal 155 information stored in the voucher D / B (145) received The validity of the voucher details and the voucher target wireless terminal 155 information is authenticated.

The details transmitter 115 may transmit the received voucher details to the voucher target wireless terminal 155 corresponding to the voucher target wireless terminal 155 information.

According to an exemplary embodiment of the present invention, the details transmitter 115 transmits a wireless message including a callback UEL for transmitting the voucher details to the voucher target wireless terminal 155, and through the callback UEL The voucher subject wireless terminal 155 preferably transmits the voucher details.

According to another exemplary embodiment of the present invention, when the voucher module (VM) provided in the voucher target wireless terminal 155 is driven, the voucher details are transmitted to the voucher target wireless terminal 155. The unit 115 connects a communication channel with a voucher module (VM) driven in the voucher target wireless terminal 155 and transmits the voucher details to the voucher target wireless terminal 155 through the communication channel. Do.

According to another exemplary embodiment of the present invention, when the voucher subject wireless terminal 155 has a function of inputting / selecting a voucher history, the details transmitter 115 transmits the voucher details to the voucher target wireless terminal 155. The transmission may be omitted.

Referring to FIG. 1, after the voucher details are transmitted to the voucher target wireless terminal 155, the voucher server 100 is stored in the storage area of the voucher target wireless terminal 155 from the voucher target wireless terminal 155. A voucher acknowledgment unit 120 for receiving a voucher acknowledgment full message including the voucher object authentication information, a voucher acknowledgment unit 125 for processing the acknowledgment of the voucher details by reading the voucher acknowledgment full message, and the voucher; If is approved, characterized in that it comprises the information storage unit 130 for storing the information on the storage voucher 150 is connected to the voucher details of the approval process.

After the voucher details are transmitted to the voucher target wireless terminal 155, the voucher target wireless terminal 155 checks the voucher including the voucher target authentication information included in the USIM / memory unit of the voucher target wireless terminal 155. When the response message is generated and transmitted, the message receiving unit 120 may receive the voucher acknowledgment message through a communication network.

According to the exemplary embodiment of the present invention, when the unique identification information (or authentication information) of the voucher organization is stored in the USIM / memory unit of the voucher subject wireless terminal 155, the full voucher acknowledgment message is unique identification information of the voucher organization ( Or authentication information).

Alternatively, when the unique identification information (or authentication information) of the voucher provider is input from the voucher target wireless terminal 155 or the unique identification information (or authentication information) of the voucher provider is read from the voucher provider medium, the voucher confirmation is performed. The full response may preferably include further identification information (or authentication information) of the voucher provider.

According to another exemplary embodiment of the present invention, when the voucher subject wireless terminal 155 is provided with a function of inputting / selecting a voucher history, the specialized receiver 120 is configured to receive the voucher details from the voucher target wireless terminal 155. It is possible to receive a voucher full text including the voucher target authentication information, wherein the voucher full text further includes one or more unique identification information (or authentication information) of the voucher organization or unique identification information (or authentication information) of the voucher provider. It is preferable to make.

When the voucher acknowledgment message (or voucher message) is received, the voucher acknowledgment unit 125 reads the voucher acknowledgment message (or voucher message) to confirm the voucher target authentication information, and the voucher D / B 145. And processing the approval for the voucher details by comparing (or verifying) the voucher target authentication information.

If the voucher acknowledgment message (or voucher full text) further includes the unique identification information (or authentication information) of the voucher organization, the voucher approval unit 125 and the unique identification information (or authentication information) of the voucher organization Preferably, the unique identification information (or authentication information) of the voucher organization stored in the voucher D / B 145 is compared (or verified) to process the approval of the voucher details.

Alternatively, when the voucher acknowledgment full text (or voucher full text) further includes the unique identification information (or authentication information) of the voucher provider, the voucher approval unit 125 may identify the voucher provider's unique identification information (or authentication information). And the unique identification information (or authentication information) of the voucher provider stored in the voucher D / B 145 (or verification operation) to process the approval for the voucher details.

When the voucher is approved by the voucher approval unit 125, the information storage unit 130 stores the approved voucher details in connection with the voucher target information and stores them in the storage medium 150.

Referring to FIG. 1, the voucher server 100 transmits a voucher approval list to the voucher target wireless terminal or an information transmitter 135 transmitting the remaining voucher information based on the voucher approval to the voucher target wireless terminal. It is characterized by comprising.

When the approval for the voucher details is processed by the voucher approval unit 125, the information transmission unit 135 confirms (or configures) the approved voucher approval details, and approves the voucher to the voucher target wireless terminal. Characterized in that the transmission.

Alternatively, the information transmitting unit 135 checks the remaining voucher information (eg, remaining voucher amount or remaining voucher usage count) included in the voucher information of the voucher subject from the voucher D / B 145, and the voucher The remaining voucher information is transmitted to the target wireless terminal.

Referring to FIG. 1, the voucher server 100 processes the voucher provider to provide the voucher provider with funds corresponding to the voucher details among the voucher funds of the voucher based on the voucher details stored in the storage medium 150. It is characterized by comprising a processing unit 140.

The voucher processing unit 140 transmits the voucher details to the voucher organization server 165 by storing the approved voucher details in connection with the voucher target information on the storage medium 150. Among the voucher funds of the voucher, characterized in that the processing to be provided to the voucher provider.

2 is a diagram illustrating a function configuration of the voucher target wireless terminal 200 according to the first embodiment of the present invention.

In more detail, Figure 2 illustrates a mobile phone provided for a voucher subject to a voucher, or an implementation method having a function for using a voucher on the voucher subject's cellular phone, which is commonly known in the art. If a person having a, a wireless terminal 200 having a function for using the voucher in a wireless terminal 200 connected to a wireless communication network of another wireless communication standard other than the voucher target mobile phone by referring to and / or modified in this figure 2 The implementation method for the functional configuration may be inferred, and the present invention includes all the implementation methods inferred above, and the technical features are not limited only to the implementation method shown in FIG.

According to the method of the present invention, the voucher target wireless terminal 200 corresponding to the mobile phone of the voucher target includes a body, a speaker, a microphone, a keypad, a liquid crystal display (LCD), an antenna and the like in terms of hardware. And a battery chip 225. Internally, a modem chip (eg, US Qualcomm) having functions such as a code division multiple access (CDMA) modem, a central processing unit / micro processing unit (CPU / MPU), a vocoder, etc. (Qualcomm's MSM series modem chip), a variety of memory elements, a duplexer filter that separates transmission and reception signals from one antenna, a power amplifier that amplifies a transmission signal, a high power amplifier (HPA), and a high output transmission signal. On the contrary, the isolator prevents the return phenomenon, the RF / IF SAW filter to remove the unwanted out-of-band unwanted signal, the frequency uplink circuit of the transmission path, and the reception path. Frequency down conversion circuit, Voltage Controlled Temperature Compensated X-tal Oscillator (VCTCXO) corresponding to the reference clock source, UHF frequency synthesizer used as local signal of frequency up-down conversion, and codec chip for converting analog voice signal into digital signal. The internal components are gradually integrated into the modem chip, and the modem chip has various multimedia services or various additional services in addition to the core components for the mobile communication service. Various functions are being integrated together.

Referring to FIG. 2, the voucher target wireless terminal 200 may include a control unit 205 structurally corresponding to the modem chip, a screen output unit 210 corresponding to a liquid crystal display (LCD), and a microphone / speaker. The sound processor 215 corresponding to the key, the key input unit 220 corresponding to the keypad, the wireless processor 230 corresponding to the antenna and various RF modules, the memory unit 250 corresponding to the nonvolatile memory, and the general purpose. A universal subscriber identity module (USIM) 235 corresponding to an integrated circuit (IC) chip storing subscriber identification information, a USIM reader unit 240 for reading / writing information (or data) to the USIM 235; And a battery 225 for power supply, wherein the voucher is provided from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device for use of the voucher. To be unique to the provider The card and the information, device information, RFID information, characterized by comprising the further medium reader unit 245 for reading the ID information (or authentication information) of the provider voucher medium corresponding to any one of the USB information.

The control unit 205 includes a processor and an execution memory including a CPU / MPU provided in the modem chip in hardware, and provides a program routine for providing a function specific to the wireless terminal 200 from a memory device, or And a bus for inputting and outputting program data and an electronic circuit (or an integrated circuit) provided therefor. The execution memory from the memory unit 250 or a memory device (or chipset) in software. Is a generic term of program routines or program data loaded by the processor and processed by the processor to perform a specific function (hence, corresponding to a VM (Virtual Machine) recorded on a recording medium of the wireless terminal 200 to use the voucher). The program routine to be described is illustrated as being provided in the control unit 205 for convenience. The program routine included in the fisherman 205 basically includes an operating system routine (not shown) and one or more system management routines (eg, a power management routine, a channel (forward / reverse) management routine, a handoff routine, etc. not shown). It is characterized in that a variety of functional configurations to be implemented in the wireless terminal 200 by the control unit 205 is characterized in that is realized.

According to the exemplary embodiment of the present invention, after power is supplied to the wireless terminal 200, the operating system routine (not shown), one or more system management routines (not shown), and various system variables corresponding thereto are controlled by the controller 205. By loading into the execution memory and arithmetic processing by the processor, the wireless terminal 200 according to the booting process, the system configuration detailed state, the pilot channel acquisition detail state, the synchronization channel acquisition detail state and the timing conversion detail state The operation mode corresponding to the "mobile station initialization state" is set.

After performing the booting procedure, the operating system routine (not shown), one or more system management routines (not shown), and various system variables corresponding thereto are loaded into the execution memory included in the controller 205 and executed by the processor. By arithmetic processing, the wireless terminal 200 is set to an operation mode corresponding to a "mobile station call waiting state", "system access state", or "call channel state", thereby enabling mobile communication based wireless connection and call processing (Call). Processing procedure.

According to an exemplary embodiment of the present invention, the voucher function may be initiated through a key input in an operation mode in which voucher details are received through a wireless communication network or corresponding to the "mobile station call waiting state" of the wireless terminal 200 ( Or realization).

The screen output unit 210 is a function configuration unit for checking the operation mode operation and the operation state corresponding to the operation mode of the wireless terminal 200, at least one including an LCD provided in the wireless terminal 200 And at least one key data input through the key input unit 220 in connection with the control unit 205, or wirelessly. One or more contents included in (or downloaded to) the menu screen, the function processing screen, and the function processing result screen corresponding to one or more functions (or programs) included in the terminal 200 or the wireless terminal 200. (Eg, text content, image content, multimedia content).

According to the exemplary embodiment of the present invention, the screen output unit 210 preferably performs a function of a screen output means for outputting a menu screen, a function processing screen, and a function processing result screen corresponding to the voucher function.

The sound processor 215 is a functional component that processes input and output of sound in each operation mode of the wireless terminal 200. The sound processor 215 is provided in the wireless terminal 200 by decoding one or more encoded sound data. It is characterized in that it comprises a vocoder (Code) and a codec for outputting to the speaker or by encoding the sound signal input through the microphone provided in the wireless terminal 200 (Encoding).

According to an exemplary embodiment of the present invention, the sound processor 215 may output sound data corresponding to a ring back tone through the speaker in an operation mode corresponding to the “system access state” of each operation mode of the wireless terminal 200. The audio signal may be decoded and output, or the audio signal may be encoded and input through a microphone in an operation mode corresponding to the "call channel state", or the audio signal may be decoded and output through a speaker.

In addition, the sound processing unit 215, when playing one or more sound content or multimedia content provided (or downloaded) in the wireless terminal 200 in one or more operation modes including the "mobile station call waiting state", It is preferable to decode and output sound data corresponding to the content.

According to the exemplary embodiment of the present invention, the sound processor 215 preferably performs a function of sound output means for decoding and outputting sound data corresponding to the voucher function.

The key input unit 220 includes a key input device including one or more key buttons including a number key, a character key, or a function key, and the key input. And a driver for driving the device, thereby detecting one or more key input signals generated by clicking (or entering) the key button in the key input device.

According to the present invention, if a key input signal is detected from a key button provided in the key input device in the input mode or one or more operation modes controlled by the control unit 205, the key input unit 220 detects the detected key. Generate a key event corresponding to an input signal (eg, MH_KEY_PRESSEVENT, MH_KEY_REPEATEVENT, MH_KEY_RELEASEEVENT), and provide the generated key event to the controller 205, wherein the controller 205 is provided with the wireless terminal 200. Reads key data corresponding to the key event in the current input mode or operation mode (eg, from a key table that stores (manages) one or more key data corresponding to a specific key event in each input mode or operation mode). Read key data into a key event) or read a command that executes a function defined in accordance with the key event. It characterized.

According to the exemplary embodiment of the present invention, the key input unit 220 inputs a telephone number in an operation mode corresponding to the "mobile station call waiting state" of each operation mode of the wireless terminal 200, and presses the "call" button. By inputting, it is preferable to change the operation mode of the radio terminal 200 to an operation mode corresponding to the "system access state".

In addition, the key input unit 220 inputs a function key (for example, a menu key) in an operation mode corresponding to the "mobile station call waiting state" of each operation mode of the wireless terminal 200, thereby providing the wireless terminal 200. It is desirable to execute the various functions provided in).

According to the exemplary embodiment of the present invention, the key input unit 220 preferably performs a function of key input means for inputting one or more key data corresponding to the voucher function.

The wireless processor 230 is a functional component that connects a wireless channel with a base station on a mobile communication network operating based on Code Division Multiple Access (CDMA) / WCDMA (WDMA CDMA), a CDMA modem and various RF modules (eg, duplexers). Filters, power amplifiers, high power amplifiers (HPAs), isolators, RF / IF SAW filters, frequency up-circuits, frequency down-conversion circuits, VCTCXOs for reference clock sources, UHF frequency synthesizers, etc.) and antennas And a driver for driving the same, and in response to each operation mode of the wireless terminal 200 in connection with the control unit 205, location registration, slot mode, or power control. Or a hand-off or call processing procedure.

According to an embodiment of the present invention, the radio processor 230 includes a radio frequency signal transmission / reception function corresponding to the voucher function (for example, antenna control, modulation, synthesis, amplification, or filtering of radio frequency signals). It is preferable.

In particular, the wireless processor 230 processes the information or the signal transmitted from the wireless terminal 200 to the base station into a CDMA stack or reads the information or signal from the CDMA stack received from the base station to use the voucher. It is preferable to include the delivery function.

According to another exemplary embodiment of the present invention, if the wireless terminal 200 shown in FIG. 2 is a portable Internet terminal, the wireless processor 230 provides a portable Internet service for using the voucher by accessing an IEEE 802.16x based portable Internet. It is possible to include a wireless communication function configuration, thereby the present invention is not limited.

The USIM reader unit 240 is a functional component that exchanges one or more information (or data, or command) with the USIM 235 mounted or detached to the wireless terminal 200 through a standard including ISO / IEC 7816 The IC card reader may include a contact type IC card reader corresponding to the ISO / IEC 7816 standard, wherein the IC card reader is connected to the USIM 235 or one or more pieces of information (or through an APDU). Data or instructions). Here, the USIM 235 may be replaced with an IC chip provided in the wireless terminal 200.

The USIM 235 mounted or detached from the wireless terminal 200 is an IC chip conforming to the ISO / IEC 7816 standard. Referring to the ISO / IEC 7816 standard, the USIM 235 is a power supply (VCC), Communicating (e.g., command or data exchange) with the USIM reader 240 via contact points such as reset signal (RST), clock signal (CLK), ground (GND), programming power supply (VPP), input / output (I / O), etc. Etc.), a processor unit comprising one or more arithmetic elements including a central processing unit (CPU), a micro process unit (MPU), a coprocessor, and the like, a read only memory (ROM), and a random access memory (RAM). It is composed of a memory consisting of one or more memory elements, including Access Memory (EEPROM), Electrically Erasable and Programmable Read Only Memory (EEPROM), Flash Memory (FM), and the like, in particular one or more of the memory elements (eg, ROM) Manage internal resources of IC card A zero chip operating system (COS) is stored. When power is supplied from the USIM reader unit 240 through a power supply (VCC) contact point of the input / output interface, the COS stored in the memory is loaded into the execution memory. Control the overall operation of the USIM 235 and communicate with the USIM 235 through an application protocol data unit (APDU) based on a clock frequency (eg, 3.57 MHz or 4.9 MHz) of the contact point of the clock signal CLK. Controls the exchange of information or data between the USIM reader unit 240.

According to the present invention, a voucher applet for storing a voucher is stored in a memory of the USIM 235. The voucher applet is read and read by a processor provided in the wireless terminal 200 for voucher use. Or a program routine used by a processor provided in the wireless terminal 200 to operate or be operated by a storage unit for storing a data set to be used, an operation function of the processor unit, and an instruction set provided by a COS. (E.g., JAVA Applet in the case of Javacard), a processing unit corresponding to an application including an instruction call code that interacts with the instruction set of the COS and execution code that is processed by the processor unit. In particular, the processing unit is the wireless via the input and output interface via the APDU Reads instructions provided from the processor provided in the horse 200, reads or writes one or more information or data stored in the storage based on the read instructions, and as a result or read information or data It is characterized in that to provide to the processor provided in the radio terminal 200 via the input and output interface through the APDU.

According to an embodiment of the present invention, the storage unit of the voucher applet, the voucher subject authentication to be included in the voucher acknowledgment message transmitted from the wireless terminal 200 to the voucher server on the communication network for use of the voucher via the wireless terminal 200 It is desirable to store the information.

Here, the voucher target authentication information is information for authenticating that the user of the wireless terminal 200 is a voucher target, the chip unique information of the USIM 235, the unique information of the wireless terminal 200 stored in the USIM 235. (Eg, a mobile identification number (MIN), an electronic serial number (ESN), a subscriber identification number, an international mobile equipment identity (IMEI), a mobile station international ISDN number (MSISDN), etc.), a voucher subject provided in the USIM 235 It is desirable to include one or more of the accredited certificate information (or a copy of the certificate).

According to an embodiment of the present invention, the storage unit of the voucher applet preferably further comprises the unique identification information (or authentication information) of the voucher organization to issue and operate the voucher to the voucher subject.

According to an embodiment of the present invention, the memory of the USIM 235 is divided into a subscriber information area having a fixed memory address and an application area having a directory file (EFdir) structure, and the application area is based on ISO / IEC 10202. And a security structure, wherein the memory includes a protected area in which secret information such as a chip serial number (CSN) is stored, a COS control area, a user application area, a read / write access area, an application program area, and a FAT. (File Allocation Table) management area, etc. The voucher applet for the present invention is preferably stored in an area excluding the protection area and the COS control area.

In addition, according to the ISO / IEC 7816 standard, the application area of the memory includes one master file (MF) corresponding to a root file and function information about one or more stored information under the master file. Answer To Reset (ATR), and one or more Dedicated File (DF) corresponding to each ICC stored information, and substantive information or data disposed under the dedicated file and included for the smart card service. It includes a file structure consisting of an element file (Element File; EF), the voucher applet for the present invention also comprises such a file structure.

According to an exemplary embodiment of the present invention, the voucher target authentication information may be stored in the subscriber information area of the USIM 235 memory or in an application area, and the voucher target authentication information may be stored in the application area. When stored, the voucher target authentication information is preferably stored encrypted.

According to an exemplary embodiment of the present invention, the processing unit of the voucher applet realizes a function of providing the voucher target authentication information stored in the storage unit to the wireless terminal 200 for use of the voucher through the wireless terminal 200. It is preferable to include the program code.

According to the exemplary embodiment of the present invention, a personal identification number (PIN) authentication for using the voucher through the wireless terminal 200 is preferably provided through the USIM 235. In this case, the storage unit of the voucher applet is Storing PIN authentication information for using a voucher, and the processing unit of the voucher applet compares (or verifies) the PIN information provided from the wireless terminal 200 with the PIN authentication information, and compares the PIN information with the PIN result. When the PIN authentication information is matched or the predicted result is derived, the processing unit of the voucher applet may treat the PIN for use of the voucher as authenticated.

If the PIN authentication function provided in the USIM 235 is used as the PIN authentication for using the voucher, the voucher applet function for processing the PIN authentication for using the voucher may be omitted.

According to an exemplary embodiment of the present invention, the processing unit of the voucher applet may further include a program code constituting a voucher acknowledgment message including the voucher target authentication information. In this case, the PIN for using the voucher is When the authentication is successful, the processing unit of the voucher applet is configured to configure a voucher acknowledgment message including the voucher target authentication information stored in the storage unit of the voucher applet, and provide the configured voucher acknowledgment message to the wireless terminal 200. It is preferable to include a cord.

If the voucher acknowledgment message further includes the unique identification information (or authentication information) of the voucher provider, in addition to the voucher target authentication information, the processing unit of the voucher applet is unique from the voucher provider from the wireless terminal 200. Program code that is provided with identification information (or authentication information), forms a voucher acknowledgment full message including the voucher target authentication information and the unique identification information (or authentication information) of the voucher provider to provide to the wireless terminal 200. It is preferable to comprise a.

According to an embodiment of the present invention, the voucher applet storage unit uniquely identifies a voucher organization corresponding to a number (or code value) uniquely assigned to identify (or authenticate) the voucher organization that issues and operates the voucher to the voucher subject. It is preferable to further store information (or authentication information).

If the voucher authority unique identification information (or authentication information) is stored in a storage unit of the voucher applet, and the voucher applet is provided with a function for constructing the voucher acknowledgment message, the processing unit of the voucher applet is the target of the voucher. Compose a full voucher acknowledgment message including authentication information and the voucher organization unique identification information (or authentication information), or the wireless terminal 200 in the voucher target authentication information and the voucher organization unique identification information (or authentication information). It is preferable that a program code is provided to the wireless terminal 200 by constructing a full voucher acknowledgment message further including a voucher provider unique identification information (or authentication information) provided from.

The memory unit 250 is a general term for a nonvolatile memory corresponding to a storage medium storing one or more information (or data) in the wireless terminal 200 and a recording medium for recording program codes corresponding to one or more program routines. And a read only memory (ROM) corresponding to the read only memory, a flash memory (FM), an electrically erasable and programmable read only memory (EEPROM), and the like. .

According to an embodiment of the present invention, the ROM information of the nonvolatile memory is not to be stored, and the flash memory stores an operating system routine, a call processing program routine, and various application programs provided through the wireless terminal 200. A routine and information or data for the same are stored, and the EEPROM includes one or more parameters (eg, address book) or one or more information extracted or generated while executing an application provided in the wireless terminal 200. Or data) is preferably stored.

According to an exemplary embodiment of the present invention, the memory unit 250 may be included in a voucher subject to be included in a voucher acknowledgment message transmitted from the wireless terminal 200 to a voucher server on a communication network in order to use the voucher through the wireless terminal 200. It is desirable to store authentication information.

Here, the voucher target authentication information is information for authenticating that the user of the wireless terminal 200 is a voucher target, and unique information (for example, mobile identification number (MIN), electronic serial number (ESN), subscriber, etc.) of the wireless terminal 200 An identification number, an International Mobile Equipment Identity (IMEI), a Mobile Station International ISDN Number (MSISDN, etc.), and one or more of the certificate information (or a copy of a certificate) of the voucher provided in the memory unit 250. desirable.

According to the exemplary embodiment of the present invention, the memory unit 250 may further include unique identification information (or authentication information) of the voucher organization that issues and operates the voucher to the voucher target.

According to the exemplary embodiment of the present invention, the voucher target authentication information may be stored in the subscriber information area of the USIM 235 memory or in an application area, and the voucher target authentication information may be stored in the memory unit ( If it is stored in 250), the voucher target authentication information is preferably stored encrypted.

According to an embodiment of the present invention, the memory unit 250 corresponds to a number (or code value) uniquely assigned to identify (or authenticate) a voucher organization that issues and operates a voucher to the voucher subject. It is preferable to further store the unique identification information (or authentication information).

According to the exemplary embodiment of the present invention, the voucher target authentication information is stored in either the USIM 235 or the memory unit 250, or a part of the voucher target authentication information is stored in the USIM 235 and the remaining part of the voucher target authentication information. Is stored in the memory unit 250, or a part of the voucher target authentication information may be stored in the memory unit 250 and the other part may be stored in the USIM 235, whereby the present invention is not limited thereto. No.

According to the exemplary embodiment of the present invention, the voucher authority unique identification information (or authentication information) may be omitted in the USIM 235 / memory 250, and if the USIM 235 / memory 250 Voucher organization unique identification information (or authentication information) is stored in the voucher organization unique identification information (or authentication information) is stored in either the USIM 235 or the memory unit 250, or Part of the voucher organization unique identification information (or authentication information) is stored in the USIM 235 and the other part is stored in the memory unit 250, or part of the voucher organization unique identification information (or authentication information) is a memory unit It is possible to store at 250 and some of the rest in the USIM 235, whereby the present invention is not limited.

The media reader unit 245 is a card information (or unique identification information of the voucher provider medium) corresponding to the unique identification information (or authentication information) of the voucher provider medium from the voucher provider medium corresponding to the contactless IC card or contact IC card. (Or authentication information) to the IC card reader unit for reading the code information recorded in the memory of the IC card) from the voucher provider medium corresponding to the MS card to the unique identification information (or authentication information) of the voucher provider medium. An MS card reader unit for reading corresponding card information (or digit information recorded on tracks of the MS card set as unique identification information (or authentication information) of the voucher provider medium), from the voucher provider medium corresponding to the RF card; Card information (or unique identification of the voucher provider medium) corresponding to the unique identification (or authentication information) of the voucher provider medium An RF card reader unit, which reads the code information recorded in the memory of the RF card and is set as a beam (or authentication information), from the voucher provider medium corresponding to the RFID to the unique identification information (or authentication information) of the voucher provider medium. An RF card reader unit for reading corresponding RFID information (or code information recorded in the memory of the RFID set as unique identification information (or authentication information) of the voucher provider medium), the voucher from the voucher provider medium corresponding to the USB device; USB reader that reads USB device information (or code information set in the unique identification information (or authentication information) of the voucher provider medium and recorded in the memory of the USB device) corresponding to the unique identification information (or authentication information) of the provider medium. And one or more of the sections, wherein the voucher provider media type and the bow The configuration of the unique identification information (or authentication information) of the voucher provider medium reading from the payment provider medium can be variously modified, and the present invention can be used as the unique identification information (or authentication information) of the voucher provider medium. It is clear that all the media that records the information and transmits the unique identification information (or authentication information) of the voucher provider medium to the wireless terminal 200 through the media reader unit 245 can be used as the voucher provider medium. Two are.

According to the present invention, the voucher subject wireless terminal 200 constitutes a voucher acknowledgment message including the voucher target authentication information stored in the USIM 235 / memory unit 250 for use of the voucher, and the voucher server on the communication network. And a voucher module corresponding to the VM (program code) for processing to be transmitted to the VM, and a VM driving module for driving the voucher module. The VM driving module may include an operating system (or an operating system) of the wireless terminal 200. It may be implemented in the form of program code included in the platform).

Referring to FIG. 2, the VM driving module of the voucher target wireless terminal 200 includes a receiving unit 255 for receiving a voucher details corresponding to the use of a voucher from a voucher server on a communication network. And a VM driver 260 for driving a virtual machine (VM), wherein the voucher module outputs the received voucher details through the screen output unit 210 or the sound processor 215. An output unit 265, an interface output unit 270 for outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 210, and the PIN through the key input unit 220; Authentication unit 275 for authenticating the PIN input to the authentication interface, and if the PIN is authenticated, the voucher confirmation including the voucher target authentication information stored in the USIM (235) / memory unit 250 That obtained by having a specialized generation unit 280, a transmission unit 285 for transmitting the generated voucher check response message through the wireless processing unit 230 as a voucher server on the network to generate an answer specialized features.

The voucher provider provides a voucher subject with a type (or intangible) goods / services corresponding to the voucher, and the voucher provider provides the voucher provider with the voucher provider terminal (eg, the voucher provider's wireless terminal 200 or a wired terminal). Voucher details corresponding to the type (or intangible) goods / services provided to the voucher subject are provided to the voucher server on the network, or at the terminal (or server) of the voucher organization that issues / distributes the voucher to the voucher subject. After providing the voucher details corresponding to the type (or intangible) goods / services provided by the provider to the voucher subject to the voucher server on the communication network, the voucher details from the voucher server to the voucher target wireless terminal 200 When transmitting, the receiving unit 255 is a bar on the communication network through the wireless processing unit 230. In the destination server it is characterized in that for receiving the voucher details.

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

According to the exemplary embodiment of the present invention, the voucher provider information of the voucher details may include the unique identification information (or authentication information) of the voucher provider.

When the voucher details are received through the receiver 255, the VM driver 260 drives a VM corresponding to the voucher module.

The output unit 265 outputs the voucher details received through the receiver 255 through the screen output unit 210, and converts the received voucher details into voice data when the voucher subject is a visually impaired person. (Or, if the voucher details include voice data, the voice data included in the voucher details) is output through the sound processor 215, and the interface output unit 270 is the screen output unit ( A PIN authentication interface for inputting a PIN for authenticating the voucher is output through 210. If the voucher subject is visually impaired, the interface output unit 270 may output voice data requesting to input a PIN for voucher use through the input PIN authentication interface.

After the PIN authentication interface is output, the authentication unit 275 inputs and processes PIN information for using the voucher through the key input unit 220 to the PIN authentication interface, and when the PIN information is input, the USIM Provide the PIN information to process the PIN authentication for the voucher authentication, or compare the PIN authentication information stored in the memory unit 250 with the input PIN information (or verify operation) to authenticate the voucher. Process PIN authentication for.

If the PIN for using the voucher is authenticated through the authentication unit 275, the full text generation unit 280 may include a voucher acknowledgment response including the voucher target authentication information stored in the USIM 235 / memory unit 250. Characterized in generating a full text.

According to an embodiment of the present invention, when the voucher authority unique identification information (or authentication information) is stored in the USIM 235 / memory unit 250, the full text generation unit 280 is the voucher target authentication information and voucher organization It is desirable to generate a full voucher acknowledgment message further comprising the unique identification information (or authentication information).

If the wireless terminal 200 is provided with a media reader unit 245 for reading the unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the full text generation unit 280 is the media reader It is preferable to generate a voucher acknowledgment message further including the unique identification information (or authentication information) of the voucher provider read from the voucher provider medium through the unit 245.

Alternatively, when the voucher details received through the receiver 255 include unique identification information (or authentication information) of the voucher provider, the full text generation unit 280 is unique to the voucher provider included in the voucher details. It is preferable to generate a full voucher acknowledgment message further including identification information (or authentication information).

Alternatively, an interface for inputting the unique identification information (or authentication information) of the voucher provider to the screen output unit 210 through the interface output unit 270 is output, and the unique identification information of the voucher provider ( Or authentication information), the full text generation unit 280 preferably generates a voucher acknowledgment full text further including the unique identification information (or authentication information) of the input voucher provider.

When the voucher acknowledgment message is generated, the transmitter 285 connects a communication channel for transmitting the voucher acknowledgment message to the voucher server on the communication network through the wireless processor 230 and through the communication channel. The generated voucher acknowledgment message is transmitted to the voucher server.

3 is a diagram illustrating a functional configuration of the voucher target wireless terminal 300 according to the second embodiment of the present invention.

3 shows the control unit 305, the screen output unit 310, the sound processor 315, the key input unit 320, the wireless processor 330, and the memory unit shown in FIG. 2. 350, USIM 335, USIM reader 340 and battery 325, any one of the IC card, MS card, RF card, RF device, RFID, USB device for use of the voucher A media reader unit reading unique identification information (or authentication information) of the voucher provider medium corresponding to any one of card information, device information, RFID information, and USB information uniquely assigned to the voucher provider from the voucher provider medium corresponding to the voucher provider medium. Another embodiment of the voucher subject wireless terminal 300 further includes a 345, and a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify the present invention to modify the voucher. Wireless communication standards other than the target mobile phone The implementation method for the function configuration of the wireless terminal 300 having the function for using the voucher can be inferred in the wireless terminal 300 connected to the communication network, and the present invention includes all the inferred implementation methods. The technical features are not limited only to the implementation method illustrated in FIG. 3.

Referring to FIG. 3, the VM driving module of the voucher target wireless terminal 300 includes a receiving unit 355 for receiving a voucher history corresponding to the use of a voucher from a voucher server on a communication network, and outputting the received voucher details to the screen. An output unit 360 for outputting through the unit 310 or the sound processor 315, and an interface output unit for outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 310 ( 365), the authentication unit 370 for authenticating the PIN input to the PIN authentication interface through the key input unit 320, and if the PIN for using the voucher is authenticated, driving the voucher processing VM (Virtual Machine). It characterized in that it comprises a VM driving unit 375, the voucher module, the voucher acknowledgment full message containing the voucher target authentication information stored in the USIM (335) / memory unit 350 And a transmission unit 385 for transmitting the generated voucher acknowledgment message to the voucher server on the communication network through the wireless generation unit 380.

The voucher provider provides the voucher subject with the type (or intangible) goods / services corresponding to the voucher, and the voucher provider provides the voucher provider with the voucher provider terminal (eg, the voucher provider's wireless terminal 300 or wired terminal). Voucher details corresponding to the type (or intangible) goods / services provided to the voucher subject are provided to the voucher server on the network, or at the terminal (or server) of the voucher organization that issues / distributes the voucher to the voucher subject. After providing the voucher details corresponding to the type (or intangible) goods / services provided by the provider to the voucher subject to the voucher server on the communication network, the voucher details from the voucher server to the voucher target wireless terminal 300 When transmitting, the receiving unit 355 is a bar on the communication network through the wireless processing unit 330. In the destination server it is characterized in that for receiving the voucher details.

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

According to the exemplary embodiment of the present invention, the voucher provider information of the voucher details may include the unique identification information (or authentication information) of the voucher provider.

When the voucher details are received through the receiving unit 355, the output unit 360 outputs the voucher details received through the receiving unit 355 through the screen output unit 310, and the voucher target is visually recognized. In case of a disabled person, the received voucher details are converted into voice data (or, if the voucher details include voice data, the voice data included in the voucher details) is output through the sound processor 315. The interface output unit 365 outputs a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 310. If the voucher subject is visually impaired, the interface output unit 365 may output voice data requesting to input a PIN for voucher use through the input PIN authentication interface.

After the PIN authentication interface is output, the authentication unit 370 processes the PIN information for using the voucher through the key input unit 320 to the PIN authentication interface, and when the PIN information is input, the USIM The PIN information is provided to the 335 to process the PIN authentication for the voucher authentication, or the voucher authentication is performed by comparing (or verifying) the PIN authentication information stored in the memory unit 350 with the input PIN information. Process PIN authentication for.

If the PIN for using the voucher is authenticated through the authentication unit 370, the VM driving unit 375 drives the VM corresponding to the voucher module.

The full text generation unit 380 may generate a full voucher acknowledgment message including the voucher target authentication information stored in the USIM 335 / memory 350.

According to an embodiment of the present invention, when the voucher organization unique identification information (or authentication information) is stored in the USIM 335 / memory unit 350, the full text generation unit 380 is the voucher target authentication information and voucher organization It is desirable to generate a full voucher acknowledgment message further comprising the unique identification information (or authentication information).

If the wireless terminal 300 is provided with a media reader unit 345 for reading the unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the full text generation unit 380 is the media reader It is preferable to generate a voucher acknowledgment message further including the unique identification information (or authentication information) of the voucher provider read from the voucher provider medium through the unit 345.

Alternatively, when the voucher details received through the receiving unit 355 includes the unique identification information (or authentication information) of the voucher provider, the full text generation unit 380 is unique to the voucher provider included in the voucher details. It is preferable to generate a full voucher acknowledgment message further including identification information (or authentication information).

Alternatively, an interface for inputting the unique identification information (or authentication information) of the voucher provider to the screen output unit 310 through the interface output unit 365 is output, and the unique identification information of the voucher provider ( Or authentication information), the text generation unit 380 preferably generates a voucher acknowledgment message further including the unique identification information (or authentication information) of the input voucher provider.

When the voucher acknowledgment message is generated, the transmitter 385 connects a communication channel for transmitting the voucher acknowledgment message to the voucher server on the communication network through the wireless processing unit 330, and through the communication channel. The generated voucher acknowledgment message is transmitted to the voucher server.

4 is a diagram illustrating a function configuration of a voucher target wireless terminal 400 according to the third embodiment of the present invention.

4 shows the control unit 405, the screen output unit 410, the sound processing unit 415, the key input unit 420, the wireless processing unit 430, and the memory unit shown in FIG. 450, a USIM 435, a USIM reader 440, and a battery 425, and any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device for use of the voucher. A media reader unit reading unique identification information (or authentication information) of the voucher provider medium corresponding to any one of card information, device information, RFID information, and USB information uniquely assigned to the voucher provider from the voucher provider medium corresponding to the voucher provider medium. As another embodiment of the voucher subject wireless terminal 400 further including 445, a person having ordinary skill in the art to which the present invention pertains may refer to and / or modify the present invention. Voucher Eligibility An implementation method for the functional configuration of the wireless terminal 400 having the function for using the voucher may be inferred in the wireless terminal 400 connected to the wire communication network, and the present invention includes all the inferred implementation methods. It is made by, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 4, the VM driving module of the voucher target wireless terminal 400 includes a receiver 455 for receiving a voucher history corresponding to the use of the voucher from the voucher server on the communication network, and the screen output unit 410. An interface output unit 460 for outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher, an authentication unit 465 for authenticating a PIN input to the PIN authentication interface through the key input unit 420; When the PIN for using the voucher is authenticated, a VM driver 470 for driving a voucher processing VM (Virtual Machine) is provided. The voucher module displays the voucher details on the screen output unit 410. Alternatively, a voucher acknowledgment message including an output unit 475 output through the sound processor 415 and the voucher target authentication information stored in the USIM 435 / memory unit 450 may be generated. Characterized in that obtained by having a specialized generation unit 480, a transmission unit (485) for transmitting the generated voucher check response message through the wireless processing unit 430 as a voucher server on the network.

The voucher provider provides the voucher subject with the type (or intangible) goods / services corresponding to the voucher, and the voucher provider provides the voucher provider with the voucher provider terminal (eg, the voucher provider's wireless terminal 400 or wired terminal). Voucher details corresponding to the type (or intangible) goods / services provided to the voucher subject are provided to the voucher server on the network, or at the terminal (or server) of the voucher organization that issues / distributes the voucher to the voucher subject. After providing the voucher details corresponding to the type (or intangible) goods / services provided by the provider to the voucher subject to the voucher server on the communication network, the voucher details from the voucher server to the voucher target wireless terminal 400 When transmitting, the receiving unit 455 transmits the bar on the communication network through the wireless processing unit 430. In the destination server it is characterized in that for receiving the voucher details.

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

According to the exemplary embodiment of the present invention, the voucher provider information of the voucher details may include the unique identification information (or authentication information) of the voucher provider.

When the voucher details are received through the receiving unit 455, the interface output unit 460 outputs a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 410. If the voucher subject is a visually impaired person, the interface output unit 460 preferably outputs voice data requesting to input a PIN for voucher use through the input PIN authentication interface.

After the PIN authentication interface is output, the authentication unit 465 inputs and processes PIN information for using the voucher to the PIN authentication interface through the key input unit 420, and when the PIN information is input, the USIM The PIN information is provided to the 435 to process the PIN authentication for the voucher authentication, or the voucher authentication is performed by comparing (or verifying) the PIN authentication information stored in the memory unit 450 with the input PIN information. Process PIN authentication for.

If the PIN for using the voucher is authenticated through the authentication unit 465, the VM driving unit 470 drives a VM corresponding to the voucher module.

The output unit 475 outputs the voucher details received through the receiver 455 through the screen output unit 410, and converts the received voucher details into voice data when the voucher subject is a visually impaired person. (Or, when the voucher details include voice data, the voice data included in the voucher details) is output through the sound processor 415.

The full text generation unit 480 may generate a full voucher acknowledgment message including the voucher target authentication information stored in the USIM 435 / memory 450.

According to the exemplary embodiment of the present invention, when the voucher organization unique identification information (or authentication information) is stored in the USIM 435 / memory unit 450, the full text generation unit 480 may be configured to execute the voucher target authentication information and the voucher organization. It is desirable to generate a full voucher acknowledgment message further comprising the unique identification information (or authentication information).

If the wireless terminal 400 is provided with a media reader unit 445 for reading the unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the full text generation unit 480 is the media reader It is preferable to generate a voucher acknowledgment message further including the unique identification information (or authentication information) of the voucher provider read from the voucher provider medium through the section 445.

Alternatively, when the voucher details received through the receiver 455 include the unique identification information (or authentication information) of the voucher provider, the full text generation unit 480 is unique to the voucher provider included in the voucher details. It is preferable to generate a full voucher acknowledgment message further including identification information (or authentication information).

Alternatively, an interface for inputting unique identification information (or authentication information) of the voucher provider to the screen output unit 410 through the interface output unit 460 is output, and the unique identification information of the voucher provider through the interface ( Or authentication information), the text generation unit 480 preferably generates a voucher acknowledgment message further including the unique identification information (or authentication information) of the input voucher provider.

When the voucher acknowledgment message is generated, the transmission unit 485 connects a communication channel for transmitting the voucher acknowledgment message to the voucher server on the communication network through the wireless processing unit 430, and through the communication channel. The generated voucher acknowledgment message is transmitted to the voucher server.

5 is a diagram illustrating a function configuration of a voucher target wireless terminal 500 according to the fourth embodiment of the present invention.

In more detail, FIG. 5 shows a control unit 505, a screen output unit 510, a sound processor 515, a key input unit 520, a wireless processor 530, and a memory unit shown in FIG. 550, USIM 535, USIM reader 540 and battery 525, any one of the IC card, MS card, RF card, RF device, RFID, USB device for use of the voucher A media reader unit reading unique identification information (or authentication information) of the voucher provider medium corresponding to any one of card information, device information, RFID information, and USB information uniquely assigned to the voucher provider from the voucher provider medium corresponding to the voucher provider medium. As another embodiment of the voucher subject wireless terminal 500 further including 545, a person having ordinary skill in the art to which the present invention pertains may refer to and / or modify the present invention. Voucher Eligibility The implementation method for the function configuration of the wireless terminal 500 having the function for using the voucher may be inferred in the wireless terminal 500 connected to the wireless communication network, and the present invention includes all the inferred implementation methods. It is made, the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 5, the voucher subject wireless terminal 500 includes a PIN authentication interface for inputting a PIN for authenticating the use of the voucher and a voucher interface for inputting / selecting a voucher history through the screen output unit 510. The interface output unit 555 outputs, the authentication unit 560 for authenticating the PIN input to the PIN authentication interface through the key input unit 520, and the USIM 535 when the PIN for using the voucher is authenticated. / To generate a voucher telegram including the voucher target authentication information stored in the memory unit 550, and to transmit the generated voucher telegram to the voucher server on the communication network through the wireless processing unit 530 It is characterized by comprising a transmission unit 570.

The interface output unit 555 outputs a PIN authentication interface for inputting a PIN for authenticating the voucher through the screen output unit 510. If the voucher subject is visually impaired, the interface output unit 555 may output voice data requesting to input a PIN for voucher use through the input PIN authentication interface.

After the PIN authentication interface is output, the authentication unit 560 inputs and processes PIN information for using the voucher through the key input unit 520 to the PIN authentication interface, and when the PIN information is input, the USIM The PIN information is provided to 535 to process the PIN authentication for the voucher authentication, or the voucher authentication is performed by comparing (or verifying) the PIN authentication information stored in the memory unit 550 with the input PIN information. Process PIN authentication for.

If the PIN for using the voucher is authenticated through the authentication unit 560, the interface output unit 555 outputs a voucher interface for inputting / selecting the voucher details for the voucher use and through the voucher interface. Enter / select the voucher details.

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

When the voucher details are input, the full text generation unit 565 generates a voucher full text including the entered voucher details and the voucher target authentication information stored in the USIM 535 / memory section 550. .

According to the exemplary embodiment of the present invention, when the voucher authority unique identification information (or authentication information) is stored in the USIM 535 / memory unit 550, the full text generation unit 565 may execute the voucher target authentication information and the voucher authority. It is preferable to generate a voucher full text further including unique identification information (or authentication information).

If the wireless terminal 500 is provided with a media reader unit 545 that reads the unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the full text generation unit 565 is the media reader. It is preferable to generate a voucher full message further including the unique identification information (or authentication information) of the voucher provider read from the voucher provider medium through the unit 545.

Alternatively, an interface for inputting unique identification information (or authentication information) of the voucher provider to the screen output unit 510 through the interface output unit 555 may be output, or the unique identification information of the voucher provider may be output to the voucher interface. Or authentication information), and when the unique identification information (or authentication information) of the voucher provider is input through the interface, the full text generation unit 565 identifies the unique identification information of the entered voucher provider. It is preferable to generate a voucher full text further including (or authentication information).

When the voucher telegram is generated, the transmission unit 570 connects a communication channel for transmitting the voucher telegram to the voucher server on the communication network through the wireless processing unit 530, and the generated voucher through the communication channel. Characterized in that the transmission to the voucher server.

6 is a diagram illustrating a voucher history transmission process according to an embodiment of the present invention.

In more detail, FIG. 6 illustrates a process of transmitting a voucher history to the voucher target wireless terminal 500 shown in FIGS. 2 to 4 to use the voucher in the wireless voucher operation system shown in FIG. For those of ordinary skill in the art to which the present invention pertains, various implementation methods (eg, some steps may be omitted or the order may be changed) with reference to and / or modification of the present invention. Method) can be inferred, but the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 6, the voucher server illustrated in FIG. 1 may include a voucher description and a voucher subject corresponding to a corresponding type (or intangible) voucher goods / service provided from the voucher provider terminal to the voucher subject. Voucher details and voucher subject wireless terminals 500 corresponding to the type (or intangible) voucher goods / services that have received the wireless terminal 500 information or requested to be provided from the voucher institution server to the voucher subject via the voucher provider. ) 600, and verifies the validity of the voucher details and the voucher target wireless terminal 500 information received through the voucher D / B (605).

If the validity of the voucher details and the voucher target wireless terminal 500 information is authenticated (610), the voucher server transmits the voucher details to the voucher target wireless terminal 500 (615).

According to an exemplary embodiment of the present invention, the voucher server transmits a wireless message including a callback UEL for transmitting the voucher details to the voucher target wireless terminal 500, and the voucher target wireless terminal through the callback UEL. Preferably, the voucher details are sent to 500.

According to another exemplary embodiment of the present invention, after the voucher module (VM) provided in the voucher target wireless terminal 500 is driven, the voucher server is transmitted to the voucher target wireless terminal 500. It is preferable to connect a communication channel with a voucher module (VM) driven in the voucher target wireless terminal 500, and transmit the voucher details to the voucher target wireless terminal 500 through the communication channel.

7 is a diagram illustrating a voucher processing process according to the first embodiment of the present invention.

In more detail, FIG. 7 generates a voucher acknowledgment message including the voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal 500 shown in FIG. The process of transmitting to the voucher server shown in FIG. 1 is described. If a person of ordinary skill in the art belongs to the present invention, the present invention may be modified with reference to and / or modified in various ways. Although it is possible to infer an implementation method (for example, an implementation method in which some steps are omitted or the order is changed), the present invention includes all the implementation methods inferred above, and only the implementation method shown in FIG. The technical features are not limited.

Referring to FIG. 7, when the voucher details are received from the voucher server shown in FIG. 1 through the process shown in FIG. 6 to the voucher subject wireless terminal 500 shown in FIG. 2 (700), the voucher target person is received. The wireless terminal 500 drives the voucher module (VM) shown in FIG. 2 (705), outputs the screen or sound of the received voucher details (710), and inputs a PIN to authenticate the voucher use. After outputting the PIN authentication interface, if the PIN is input through the PIN authentication interface, the PIN information for the voucher authentication is provided by providing the PIN information to the USIM 535 provided in the voucher target wireless terminal 500. In operation 715, the PIN authentication information for the voucher authentication is processed by comparing (or verifying) the PIN authentication information stored in the memory unit 550 with the input PIN information.

If the PIN is not authenticated (720), the voucher target wireless terminal 500 outputs a voucher error message (725), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (720), the voucher target wireless terminal 500 checks the voucher target authentication information stored in the USIM (535) / memory unit 550 (730), and includes the voucher target authentication information A full voucher acknowledgment message is generated (735).

According to the exemplary embodiment of the present invention, when the voucher organization unique identification information (or authentication information) is stored in the USIM 535 / memory unit 550, the voucher target wireless terminal 500 may be configured to execute the voucher target authentication information and the voucher. It is desirable to create a full voucher acknowledgment message further comprising the institution unique identification information (or authentication information).

If the wireless terminal 500 is provided with a media reader that reads the unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the voucher target wireless terminal 500 is connected through the media reader. It is desirable to generate a voucher acknowledgment full text further comprising unique identification information (or authentication information) of the voucher provider read from the voucher provider medium.

Alternatively, when the received voucher details include the unique identification information (or authentication information) of the voucher provider, the voucher target wireless terminal 500 is unique identification information (or authentication) of the voucher provider included in the voucher details It is desirable to generate a full voucher acknowledgment message further including information).

Alternatively, when an interface for inputting unique identification information (or authentication information) of the voucher provider is output, and the unique identification information (or authentication information) of the voucher provider is input through the interface, the voucher target wireless terminal 500 ) Preferably generates a full voucher acknowledgment message further including the unique identification information (or authentication information) of the entered voucher provider.

Thereafter, the voucher subject wireless terminal 500 transmits the generated voucher acknowledgment message to the voucher server shown in FIG. 1 (740).

8 is a diagram illustrating a voucher processing process according to the second embodiment of the present invention.

In more detail, FIG. 8 generates a full voucher acknowledgment response message including the voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal 500 shown in FIG. The process of transmitting to the voucher server illustrated in FIG. 1 is described. If a person of ordinary skill in the art belongs to the present invention, the present invention may be modified with reference to and / or modified in various ways. Although it is possible to infer an implementation method (for example, an implementation method in which some steps are omitted or the order is changed), the present invention includes all the implementation methods inferred above, and only the implementation method shown in FIG. The technical features are not limited.

Referring to FIG. 8, when the voucher details are received from the voucher server shown in FIG. 1 to the voucher subject wireless terminal 500 shown in FIG. 3 through the process shown in FIG. 6 (800), the received voucher details are received. After outputting the voucher details on the screen or sound (805), outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher, and if a PIN is input through the PIN authentication interface, the voucher target wireless terminal 500 The PIN information is provided to the USIM 535 provided to the PIN to process the PIN authentication for the voucher authentication, or the PIN authentication information stored in the memory unit 550 is compared with the input PIN information (or verification operation). In step 810, the PIN authentication for the voucher authentication is processed.

If the PIN is not authenticated (815), the voucher target wireless terminal 500 outputs a voucher error message (820), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (815), the voucher target wireless terminal 500 drives the voucher module (VM) shown in Figure 3 (820), and correspondingly the voucher target wireless terminal 500 is The voucher target authentication information stored in the USIM 535 / memory unit 550 is checked (830), and a voucher confirmation response message including the voucher target authentication information is generated (835).

According to the exemplary embodiment of the present invention, when the voucher authority unique identification information (or authentication information) is stored in the USIM 535 / memory unit 550, the voucher subject wireless terminal 500 is connected to the voucher target authentication information. It is desirable to generate a full voucher acknowledgment message further comprising the voucher authority unique identification information (or authentication information).

If the wireless terminal 500 is provided with a media reader that reads the unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the voucher target wireless terminal 500 is connected through the media reader. It is desirable to generate a voucher acknowledgment full text further comprising unique identification information (or authentication information) of the voucher provider read from the voucher provider medium.

Alternatively, when the received voucher details include the unique identification information (or authentication information) of the voucher provider, the voucher target wireless terminal 500 is unique identification information (or authentication) of the voucher provider included in the voucher details It is desirable to generate a full voucher acknowledgment message further including information).

Alternatively, when an interface for inputting unique identification information (or authentication information) of the voucher provider is output, and the unique identification information (or authentication information) of the voucher provider is input through the interface, the voucher target wireless terminal 500 ) Preferably generates a full voucher acknowledgment message further including the unique identification information (or authentication information) of the entered voucher provider.

Thereafter, the voucher subject wireless terminal 500 transmits the generated voucher acknowledgment message to the voucher server shown in FIG. 1 (840).

9 is a view showing a voucher processing process according to a third embodiment of the present invention.

In more detail, FIG. 9 generates a voucher acknowledgment message including the voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal 500 shown in FIG. The process of transmitting to the voucher server shown in FIG. 1 is described. If a person of ordinary skill in the art belongs to the present invention, the present invention may be modified with reference to and / or modified from the present invention. It is possible to infer an implementation method (e.g., an implementation method in which some steps are omitted or the order is changed), but the present invention includes all the implementation methods inferred above, and only the implementation method shown in FIG. The technical features are not limited.

Referring to FIG. 9, when the voucher details are received from the voucher server shown in FIG. 1 to the voucher subject wireless terminal 500 shown in FIG. 4 through the process shown in FIG. 6, the received voucher details are received (900). After outputting the voucher details on the screen or sound (905), and outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher. The PIN information is provided to the USIM 535 provided to the PIN to process the PIN authentication for the voucher authentication, or the PIN authentication information stored in the memory unit 550 is compared with the input PIN information (or verification operation). In step 910, the PIN authentication for the voucher authentication is processed.

If the PIN is not authenticated (915), the voucher target wireless terminal 500 outputs a voucher error message (920), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (915), the voucher target wireless terminal 500 drives the voucher module (VM) shown in Figure 4 (920), and correspondingly the voucher target wireless terminal 500 is The voucher target authentication information stored in the USIM 535 / memory unit 550 is checked (930), and a voucher confirmation response message including the voucher target authentication information is generated (935).

According to the exemplary embodiment of the present invention, when the voucher organization unique identification information (or authentication information) is stored in the USIM 535 / memory unit 550, the voucher target wireless terminal 500 may be configured to execute the voucher target authentication information and the voucher. It is desirable to create a full voucher acknowledgment message further comprising the institution unique identification information (or authentication information).

If the wireless terminal 500 is provided with a media reader that reads the unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the voucher target wireless terminal 500 is connected through the media reader. It is desirable to generate a voucher acknowledgment full text further comprising unique identification information (or authentication information) of the voucher provider read from the voucher provider medium.

Alternatively, when the received voucher details include the unique identification information (or authentication information) of the voucher provider, the voucher target wireless terminal 500 is unique identification information (or authentication) of the voucher provider included in the voucher details It is desirable to generate a full voucher acknowledgment message further including information).

Alternatively, when an interface for inputting unique identification information (or authentication information) of the voucher provider is output, and the unique identification information (or authentication information) of the voucher provider is input through the interface, the voucher target wireless terminal 500 ) Preferably generates a full voucher acknowledgment message further including the unique identification information (or authentication information) of the entered voucher provider.

Thereafter, the voucher subject wireless terminal 500 transmits the generated voucher acknowledgment message to the voucher server shown in FIG. 1 (940).

10 is a diagram illustrating a voucher processing process according to a fourth embodiment of the present invention.

In more detail, FIG. 10 illustrates a method of inputting / selecting a voucher details in the voucher target wireless terminal 500 shown in FIG. 5 and generating a full voucher acknowledgment response message including the voucher details and the voucher target authentication information. As illustrated in FIG. 10, a process of transmitting to the voucher server is illustrated. Those skilled in the art may refer to and / or modify this drawing 10 to perform various methods of processing the voucher. However, some steps may be omitted, or the order of implementation may be changed), but the present invention includes all the implementation methods inferred above, and the technical features are limited only by the implementation method shown in FIG. Not.

Referring to FIG. 10, if the voucher subject wireless terminal 500 shown in FIG. 5 outputs a PIN authentication interface for inputting a PIN for authenticating the use of the voucher, the PIN is input through the PIN authentication interface. The PIN information is provided to the USIM 535 included in the voucher target wireless terminal 500 to process the PIN authentication for the voucher authentication, or the PIN authentication information and the input PIN information stored in the memory unit 550. Comparing (or verifying the operation) to process the PIN authentication for the voucher authentication (1000).

If the PIN is not authenticated (1005), the voucher target wireless terminal 500 outputs a voucher error message (1010), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (1005), the voucher target wireless terminal 500 outputs a voucher interface for inputting / selecting the voucher details for using the voucher, and inputs / selects the voucher details through the voucher interface. (1015).

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

If the voucher details are input / selected (1020), the voucher target wireless terminal 500 checks the voucher target authentication information stored in the USIM 535 / memory unit 550 (1025), and the voucher target authentication. A full voucher acknowledgment message containing the information is generated (1030).

According to the exemplary embodiment of the present invention, when the voucher organization unique identification information (or authentication information) is stored in the USIM 535 / memory unit 550, the voucher target wireless terminal 500 is connected to the voucher target authentication information. It is desirable to generate a full voucher acknowledgment message further comprising the voucher authority unique identification information (or authentication information).

If the wireless terminal 500 is provided with a media reader that reads the unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the voucher target wireless terminal 500 is connected through the media reader. It is desirable to generate a voucher acknowledgment full text further comprising unique identification information (or authentication information) of the voucher provider read from the voucher provider medium.

Alternatively, when the received voucher details include the unique identification information (or authentication information) of the voucher provider, the voucher target wireless terminal 500 is unique identification information (or authentication) of the voucher provider included in the voucher details It is desirable to generate a full voucher acknowledgment message further including information).

Alternatively, when an interface for inputting unique identification information (or authentication information) of the voucher provider is output, and the unique identification information (or authentication information) of the voucher provider is input through the interface, the voucher target wireless terminal 500 ) Preferably generates a full voucher acknowledgment message further including the unique identification information (or authentication information) of the entered voucher provider.

Thereafter, the voucher subject wireless terminal 500 transmits the generated voucher acknowledgment message to the voucher server shown in FIG. 1 (1035).

11 is a diagram illustrating a voucher approval process according to an embodiment of the present invention.

In more detail, FIG. 11 illustrates a process of receiving a voucher acknowledgment message (or voucher message) from the voucher target wireless terminal 500 shown in FIGS. 2 to 5 to process the voucher approval. Those skilled in the art may refer to and / or modify this drawing 11 to infer various implementation methods (e.g., some steps may be omitted or reordered) of the voucher approval process. Although the present invention can be made, the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method illustrated in FIG.

Referring to FIG. 11, the voucher server shown in FIG. 1 receives a voucher acknowledgment message (or voucher message) from the voucher target wireless terminal 500 shown in FIGS. 2 to 5 (1100), and receives the voucher server. The voucher is read (or voucher full) and the voucher is approved (1105).

According to an embodiment of the present invention, the voucher server reads the voucher acknowledgment message (or voucher message) to confirm the voucher target authentication information, and compares (or verifies operation with the voucher target authentication information stored in the voucher D / B). ) To process the approval for the voucher details.

If the voucher acknowledgment full text (or voucher full text) further includes a unique identification information (or authentication information) of the voucher organization, the voucher server is the unique identification information (or authentication information) of the voucher organization and the voucher D / It is preferable to process (or verify) the unique identification information (or authentication information) of the voucher organization stored in B to process the approval for the voucher details.

Alternatively, when the voucher acknowledgment full text (or voucher full text) further includes the unique identification information (or authentication information) of the voucher provider, the voucher server may identify the voucher provider's unique identification information (or authentication information) and the voucher D. It is preferable to process the approval for the voucher details by comparing (or verifying) the unique identification information (or authentication information) of the voucher provider stored in / B.

If the voucher is not approved (1110), the voucher server transmits the unapproved voucher approval history to the voucher target wireless terminal (500) (1115).

On the other hand, if the voucher is processed for approval (1110), the voucher server stores the information on the approved voucher and the voucher target information in a storage medium in association with the voucher target information (1120), and the approved voucher approval details are stored in the voucher target wireless terminal. In step 1125, the remaining voucher information on the approved voucher is further transmitted to the voucher target wireless terminal 500 (1125).

12 is a diagram showing the configuration of a prepaid wireless voucher operating system according to an embodiment of the present invention.

In detail, FIG. 12 shows a voucher provider to provide a voucher service to a voucher subject in a voucher organization of the wireless voucher operation system shown in FIG. 1, and then prepays a voucher amount corresponding to the voucher service. When the voucher acknowledgment full message is received from the wireless terminal 1285, a method of acknowledging that the amount of the voucher details corresponding to the voucher acknowledgment full of the voucher amount prepaid to the voucher provider has been successfully executed, Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 12 to implement various methods of implementing the prepaid wireless voucher operating system (e.g., some components may be omitted or subdivided). , Or combined practices) Yet, the present invention is composed, including any exemplary way in which the inference, to which the technical feature that is not limited to the exemplary method shown in the figure 12. Hereinafter, a detailed description of the same configuration as the functional configuration shown in FIG. 1 in FIG. 12 will be described with reference to FIG.

Referring to FIG. 12, the prepaid wireless voucher operating system includes the voucher target wireless terminal 1285 and a voucher server 1200 for operating the prepaid wireless voucher based on the functional configuration shown in FIG. 1. And a voucher provider terminal 1270 (or a voucher provider server) and a voucher authority server 1275 (or a voucher authority terminal).

According to the present invention, the voucher server 1200, the voucher information issued / paid to the voucher subject in the voucher organization, the voucher subject information received / paid from the voucher organization, and the voucher subject wireless terminal Voucher subject authentication information stored in a storage area of 1285, voucher authority information for issuing / paying the voucher to the voucher subject, and the requested type (or intangible) voucher article / service corresponding to the voucher to the voucher subject. A voucher D / B 1260 may be provided to further store and provide the voucher provider information. Alternatively, the voucher D / B 1260 may be interworked through a communication network.

The voucher subject information preferably includes personal information (eg, name, social security number, address, etc.) of the voucher subject who is issued / paid the voucher from the voucher organization, and the voucher subject wireless terminal 1285 information. .

According to an embodiment of the present invention, the voucher target authentication information included in the voucher acknowledgment message received from the voucher target wireless terminal 1285 is encrypted with an encryption key stored in the USIM (or memory) of the voucher target wireless terminal 1285. The voucher subject information may further include a decryption key for decrypting the encrypted voucher subject authentication information.

According to an embodiment of the present invention, when authenticating the validity of the wireless terminal of the voucher target, the voucher target information is a server-side certificate for connecting a secure communication channel between the voucher target wireless terminal 1285 and the voucher server 1200. Preferably, the USIM / memory unit of the voucher target wireless terminal 1285 includes a terminal side certificate to be exchanged with the voucher server 1200. In this case, the voucher target wireless terminal The 1285 and the voucher server 1200 exchange a random number and a certificate, encrypt the random number with a key value included in the certificate, and verify the session key between the voucher target wireless terminal 1285 and the voucher server 1200. Authenticate each other by assigning

If the server-side certificate is used in all voucher subject wireless terminals 1285, the server-side certificate is preferably stored in a separate certificate D / B (not shown).

According to an embodiment of the present invention, when authenticating the wireless terminal validity of the voucher target, the voucher target information further includes the voucher target wireless terminal 1285 authentication information for authenticating the validity of the voucher target wireless terminal 1285. It is preferable to make it.

According to an exemplary embodiment of the present invention, the voucher subject wireless terminal 1285 authentication information is a second information that is not used as the voucher target authentication information among the unique information stored in the USIM / memory unit of the voucher target wireless terminal 1285. Preferably, the unique information is included. In this case, the voucher server 1200 receives the voucher target wireless terminal 1285 authentication information from the voucher target wireless terminal 1285 (or reads the communication session), The validity of the voucher target wireless terminal 1285 is verified by comparing (or verifying) the voucher target wireless terminal 1285 included in the voucher target information.

The voucher subject authentication information may be stored in a USIM / memory unit of the voucher subject wireless terminal 1285 and include information for authenticating that the user of the voucher is a voucher subject.

According to an embodiment of the present invention, the voucher target authentication information includes one or more unique information stored in a USIM (or a memory) included in the voucher target wireless terminal 1285, and the voucher target authentication password registered by the voucher target. It is possible to include made.

Referring to FIG. 12, the voucher server 1200 may include a voucher history corresponding to a voucher amount prepaid to the voucher provider from the voucher provider terminal 1270 or the voucher agency server 1275, and the voucher provider may be a voucher. The voucher subject information receiving unit of the voucher subject wireless terminal 1285 corresponding to the voucher subject to provide the service, and the voucher subject information including the received voucher details and the voucher subject wireless terminal 1285 information And an information storage unit 1240 for storing in the storage medium 1265, and the voucher provider information including the unique identification information (or authentication information) of the voucher provider medium in the voucher D / B 1260. Is not stored, the history receiver 1205 includes the unique identification information (or authentication information) of the voucher provider medium. Further receiving the voucher provider information, the information storage unit 1240 further stores the voucher provider information in association with the voucher details and voucher subject information.

Here, the voucher details include voucher information including a voucher amount prepaid by the voucher provider to provide a voucher service to the voucher subject according to the voucher issued / paid by the voucher subject to the voucher subject, Preferably, the information further includes voucher provider information.

Referring to FIG. 12, the voucher server 1200 includes a details transmitter 1215 for transmitting the voucher details to the voucher target wireless terminal 1285 corresponding to the voucher target wireless terminal 1285 information. When the voucher details and the voucher target wireless terminal 1285 information is received, the voucher details and the voucher target wireless terminal 1285 information received through the voucher D / B 1260 is authenticated It is characterized by further comprising a voucher authentication unit 1210.

Here, the voucher details are provided in real time in response to a voucher details request of the voucher target wireless terminal 1285 at the time when the voucher provider provides the voucher service to the voucher target, or the voucher provider provides the voucher to the voucher target Before providing the service, the voucher subject wireless terminal 1285 may be transmitted and stored in advance.

Referring to FIG. 12, the voucher server 1200 communicates to transmit a voucher acknowledgment message from the voucher target wireless terminal 1285 after the voucher details are transmitted to the voucher target wireless terminal 1285. When the channel is connected, a security processor 1220 for connecting the voucher target wireless terminal 1285 and a secure communication channel is further provided.

When a communication channel is connected to the voucher target wireless terminal 1285, the security processor 1220 exchanges a certificate with the voucher target wireless terminal 1285, generates a random number, and then generates a random number through a key value included in the certificate. The session key is allocated between the voucher target wireless terminal 1285 and the voucher server 1200 by assigning a session key between the voucher target wireless terminal 1285 and the voucher server 1200 through an encryption and exchange operation. It connects a secure communication channel through which communication packets are encrypted / decrypted.

Referring to FIG. 12, the voucher server 1200 authenticates the validity of the voucher target wireless terminal 1285 to which the communication channel is connected through the authentication information on the voucher target wireless terminal 1285, or the voucher target wireless terminal. 1285 and a voucher provider further includes a validity verification unit 1230 for authenticating a voucher provider validity of providing a voucher service to the voucher target through location tracking of the voucher provider.

According to an embodiment of the present invention, the second unique information of which the voucher target wireless terminal 1285 authentication information is not used as the voucher target authentication information among the unique information stored in the USIM / memory unit of the voucher target wireless terminal 1285. The validity check unit 1230 checks the voucher subject wireless terminal 1285 authentication information from the communication session information corresponding to the communication channel, and the voucher subject information stored in the voucher D / B 1260. The validity of the voucher target wireless terminal 1285 is verified by comparing (or verification operation) with the voucher target wireless terminal 1285 included in the authentication information, or authenticating the voucher target wireless terminal 1285 from the voucher target wireless terminal 1285. When a voucher acknowledgment message including information is received, the voucher subject wireless terminal 1285 authentication information included in the voucher acknowledgment message and The validity of the voucher target wireless terminal 1285 is verified by comparing (or verifying) the voucher target information stored in the voucher D / B 1260.

In addition, after the validity confirming unit 1230 receives a voucher acknowledgment message (or voucher full text) from the voucher subject wireless terminal 1285, the validity confirming unit 1230 is the voucher subject wireless terminal 1285 information. And the location of the voucher provider radio terminal information (eg, terrestrial-based location tracking or GPS-based location tracking) to identify the voucher target radio terminal 1285 and the voucher provider radio terminal location information. (1285) The same location where the voucher target wireless terminal 1285 and the voucher provider wireless terminal can provide a voucher service at the time when the voucher acknowledgment message (or voucher telegram) is received by comparing the location information and the voucher provider wireless terminal location information ( Or a location within a predetermined range) to determine whether the voucher provider Validate the provision of voucher services to the voucher subject.

Referring to FIG. 12, the voucher server 1200 receives a full voucher acknowledgment message including the voucher target authentication information included in the voucher target wireless terminal 1285 storage area from the voucher target wireless terminal 1285. A receiving unit 1225, a voucher acknowledgment 1235 that reads the full voucher acknowledgment message and processes the approval of the voucher details, and, if the voucher is approved, the voucher subject information and the voucher provider And an information storage unit 1240 for storing information in the storage medium 1265 in connection with the information, wherein the unique identification information (or authentication information) of the voucher provider is inputted from the voucher target wireless terminal 1285 or The voucher acknowledgment when the unique identification (or authentication information) of the voucher provider is read from the voucher provider medium. Professional preferably further comprises a unique identification (or authentication information) of the provider voucher. If the voucher subject needs to pay a certain amount of copayment in order to receive the voucher service from the voucher provider, the voucher acknowledgment message may further include a copayment processing information for paying the copayment. Do.

If the voucher subject wireless terminal 1285 is provided with a function of inputting a voucher history or a function of selecting a preset voucher history, the specialized receiver 1225 may receive the voucher from the voucher target wireless terminal 1285. It is possible to receive a voucher full text including the details and the voucher target authentication information. In this case, the voucher full text is uniquely identified by the voucher organization that is input / selected (or automatically selected) in the voucher target wireless terminal 1285 ( Or authentication information) and one or more unique identification information (or authentication information) of the voucher provider inputted from the voucher target wireless terminal 1285 or read from the voucher provider medium. If the voucher subject is required to pay a certain amount of copayment in order to receive the voucher service from the voucher provider, the voucher preamble further comprises a copayment processing information for paying the copayment.

According to one embodiment of the present invention, the copayment processing information is extracted from the USIM / memory unit of the copayment information and the voucher target wireless terminal 1285 or keyed to the voucher target payment means information (for example, a credit card). Information, check card information, debit card information, prepaid card information, account information, etc.), in which case the copayment is approved for payment through a payment server corresponding to the payment means. It is burdened.

According to another exemplary embodiment of the present invention, when the copayment is borne by the communication fee of the voucher target wireless terminal 1285, the copayment processing information includes copayment information and a predetermined pawnville server (not shown). Including the authentication number transmitted from the copayment, if the copayment is a predetermined fixed amount, the copayment information can be omitted from the copayment processing information, if the voucher approval is used to replace the phone bill approval, the copayment The authentication number may be omitted in the processing information.

According to another exemplary embodiment of the present invention, when the voucher subject deposits a predetermined copayment deposit to the voucher agency or the voucher provider, the copayment processing information includes only the copayment information or the copayment is prepaid. It can be omitted if the fixed amount is set.

If the voucher subject authentication information included in the voucher acknowledgment message (or voucher message) is encrypted and received according to an exemplary embodiment of the present invention, the message receiving unit 1225 stores the voucher stored in the voucher D / B 1260. It is preferable to check the decryption key included in the subject information and to decrypt the voucher target authentication information through the decryption key.

When the voucher acknowledgment full message (or voucher full text) is received, the voucher approval unit 1235 reads the voucher acknowledgment full text (or voucher full text) to confirm the voucher target authentication information, and the voucher D / B 1260 Voucher amount corresponding to the voucher service provided to the voucher subject by the voucher provider among the amount of the voucher prepaid by the voucher provider to the voucher provider in comparison with (or verification operation) stored in the voucher target authentication information. It is characterized in that the approval process.

If the voucher acknowledgment full text (or voucher full text) further includes the unique identification information (or authentication information) of the voucher organization, the voucher approval unit 1235 is the unique identification information (or authentication information) of the voucher organization; The voucher provider is subject to the voucher of the voucher provider of the amount of vouchers previously paid to the voucher provider by comparing (or verifying) the unique identification information (or authentication information) of the voucher organization stored in the voucher D / B 1260. It is characterized in that the approval process that the voucher amount corresponding to the voucher service provided to the user has been executed normally.

Alternatively, when the voucher acknowledgment full text (or voucher full text) further includes a unique identification information (or authentication information) of the voucher provider, the voucher approval unit 1235 is the unique identification information (or authentication information) of the voucher provider. The voucher provider compares (or verifies) unique identification information (or authentication information) of the voucher provider stored in the voucher D / B 1260 to the voucher provider, and the voucher provider provides the voucher. Characterizing that the voucher amount corresponding to the voucher service provided to the subject has been successfully executed.

When the voucher is approved by the voucher approval unit 1235, the information storage unit 1240 connects the approved voucher history with the voucher target information and the voucher provider information and stores the information on the storage medium 1265. It features.

Referring to FIG. 12, the voucher server 1200 transmits a voucher approval list to the voucher target wireless terminal or an information transmitter (! 245) for transmitting the remaining voucher information according to the voucher target wireless terminal to the voucher target wireless terminal. And the remaining information on the voucher (eg, the remaining voucher amount or the remaining voucher) included in the voucher information of the voucher subject from the voucher D / B 1260. Number of times), and the remaining voucher information is transmitted to the voucher target wireless terminal.

Referring to FIG. 12, the voucher server 1200 determines that the voucher agency has normally executed an amount corresponding to the voucher service provided to the voucher by the voucher provider among the voucher providers provided to the voucher provider. And a voucher processing unit 1250 for notifying the voucher. For this purpose, the voucher processing unit 1250 receives the voucher details, the voucher subject information, and the voucher provider information stored in the storage medium 1265. Send to institution server 1275.

Referring to FIG. 12, when the voucher subject has to pay a certain amount of copayment to receive a voucher service from the voucher provider, the voucher is deducted from the voucher according to the voucher approval. And a copayment processing unit 1255 for processing to be paid to a provider. When the copayment is processed, the information storage unit 1240 stores the copayment details as the voucher details (or Voucher subject information or voucher provider information) may be stored in the storage medium 1265, and the voucher processing unit 1250 may further transmit the copayment processing result information to the voucher institution server 1275. It is preferable.

According to an exemplary embodiment of the present invention, the deductible information and / or the key information extracted from the USIM / memory unit of the voucher target wireless terminal 1285 may be extracted to the voucher acknowledgment message (or voucher full text) to cover the copayment. When the copayment processing information including the voucher subject payment method information (for example, credit card information, check card information, debit card information, prepaid card information, account information, etc.), the copayment processing unit 1255 is the person The payment request information including the charge information, the voucher subject payment means information and the voucher provider information set for the copayment payment is configured to send to the payment server 1280 corresponding to the payment means to check the payment approval, The levy is processed to be paid to the voucher provider.

Alternatively, the copayment processing unit 1255 configures a payment request message including the copayment information, the voucher target payment method information, and the voucher institution information set for the copayment payment, and corresponds to the payment method (1280). After confirming the payment approval, the deductible is processed to be paid to the voucher provider via the voucher agency.

According to another exemplary embodiment of the present invention, when the copayment is borne by the communication fee of the voucher target wireless terminal 1285, the copayment processing unit 1255 may be charged according to the voucher approval (or vonville approval). By processing the copayment information (or the copayment information included in the predetermined fixed amount) and the voucher target wireless terminal 1285 information included in the voucher acknowledgment (or voucher full) to be transmitted to the carrier server of the voucher subject, The copayment is processed to be paid to the voucher provider (or to confirm payment of the prepaid copayment).

According to another exemplary embodiment of the present invention, when the voucher subject deposits a predetermined copayment deposit to the voucher institution or the voucher provider to pay the copayment, the copayment processing unit 1255 may not apply to the voucher approval. And provide the deductible information (or the deductible information included in the fixed amount) and voucher subject information included in the voucher acknowledgment full text (or voucher full text) to the voucher institution or voucher provider in which the deductible deposit is deposited. By doing so, the copayment is processed so as to be paid to the voucher provider (or confirmation of payment of the prepaid copayment).

FIG. 13 is a diagram illustrating a configuration of a voucher target wireless terminal function for prepaid wireless voucher operation according to the first embodiment of the present invention.

In more detail, FIG. 13 illustrates an implementation method having a function of interworking with the prepaid wireless voucher operating system shown in FIG. 12 in the voucher subject wireless terminal function configuration shown in FIG. Those skilled in the art may refer to and / or modify this drawing 13 and have a function for using the voucher in a wireless terminal connected to a wireless communication network other than the voucher target mobile phone. The implementation method for the functional configuration may be inferred, and the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 13, the voucher target wireless terminal structurally includes a control unit 1320 corresponding to the modem chip, a screen output unit 1300 corresponding to a liquid crystal display (LCD), and a microphone / speaker. A sound processing unit 1305, a key input unit 1310 corresponding to a keypad, a wireless processing unit 1365 corresponding to an antenna and various RF modules, a memory unit corresponding to a nonvolatile memory, and storing general subscriber identification information USIM 1380 (Universal Subscriber Identity Module) corresponding to IC (Integrated Circuit) chip, USIM reader unit 1370 for reading / writing information (or data) to USIM 1380 and battery for power supply ( 1315), and to be unique to the voucher provider from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID, and a USB device to use the voucher. The card and the information, device information, RFID information, characterized by comprising the further medium reader unit 1375 for reading a unique identification (or authentication information) of the provider voucher medium corresponding to any one of the USB information.

Referring to FIG. 13, the VM driving module of the voucher target wireless terminal includes a receiver 1325 receiving a voucher history corresponding to the voucher usage from the voucher server 1200 on the communication network as shown in FIG. When the voucher details are received, a VM driver 1330 for driving a voucher processing VM (Virtual Machine) is provided, wherein the voucher module is configured to display the received voucher details on the screen output unit 1300 or sound. An output unit 1335 output through the processing unit 1305, an interface output unit 1340 for outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 1300, and the key An authentication unit 1345 for authenticating a PIN input to the PIN authentication interface through an input unit 1310 and, if the PIN is authenticated, a voucher object stored in the USIM 1380 / memory unit. A message generation unit 1350 for generating a voucher acknowledgment message including authentication information, and a transmission unit for transmitting the generated voucher acknowledgment message to the voucher server 1200 on a communication network through the wireless processing unit 1365 ( 1355), and a detailed description thereof will be made with reference to FIG.

According to the embodiment shown in FIG. 13, the interface output unit 1340 outputs a copayment interface for inputting / selecting copayment processing information in addition to outputting a PIN authentication interface as shown in FIG. It is preferable to further have a function to do.

According to an embodiment of the present invention, the interface output unit 1340 may further include a function of connecting a communication channel with a wireless terminal of the voucher provider and outputting a voucher video call interface for connecting a video call with the voucher provider. desirable.

Alternatively, the interface output unit 1340 may be a voucher subject image corresponding to a state of the voucher subject (eg, a health state) to the voucher agency server 1275 through a camera (not shown) provided in the voucher subject wireless terminal. Or outputting an image capturing interface for capturing a voucher provider image corresponding to the voucher provider's provision of the voucher service. The transmission unit 1355 connects a communication channel with the voucher institution server 1275. The apparatus may further include a function of transmitting the photographed voucher subject image or the voucher provider image to the voucher institution server 1275.

In addition, the full text generation unit 1350 may further include a function of encrypting the voucher target authentication information included in the full voucher acknowledgment message through an encryption key stored in the USIM 1380 / memory unit to include in the voucher acknowledgment full text. It is preferable to provide.

According to an embodiment of the present invention, the full text generation unit 1350 is for authenticating the validity of the voucher subject wireless terminal in addition to the unique information used as the voucher target authentication information among the unique information stored in the USIM 1380 / memory unit. It is preferable to further include a function of including second unique information in the voucher acknowledgment full message.

In addition, the transmission unit 1355 connects a communication channel with the voucher server 1200 shown in FIG. 12, exchanges a certificate with the voucher server 1200, generates a random number, and then includes a key included in the certificate. It is preferable to further include a function of connecting a secure communication channel by allocating a session key between the voucher target wireless terminal and the voucher server 1200 through a post-exchange verification operation by encrypting through a value.

14 is a diagram illustrating the configuration of a voucher target wireless terminal function for prepaid wireless voucher operation according to a second embodiment of the present invention.

More specifically, FIG. 14 illustrates an implementation method having a function of interworking with the prepaid wireless voucher operating system shown in FIG. 12 in the voucher subject wireless terminal function configuration shown in FIG. Those skilled in the art may refer to and / or modify this drawing 14 and have a function for using the voucher in a wireless terminal connected to a wireless communication network other than the voucher target mobile phone. The implementation method for the functional configuration may be inferred, and the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 14, the voucher target wireless terminal may include a controller 1420 structurally corresponding to the modem chip, a screen output unit 1400 corresponding to a liquid crystal display (LCD), and a microphone / speaker. Sound processing unit 1405, key input unit 1410 corresponding to the keypad, wireless processing unit 1465 corresponding to the antenna and various RF modules, memory unit 1460 corresponding to the nonvolatile memory, and universal subscriber identification information. A Universal Subscriber Identity Module (USIM) 1480 corresponding to an IC (Integrated Circuit) chip for storing the data, a USIM reader unit 1470 for reading / writing information (or data) to the USIM 1480, and a power supply. And a battery 1415 for the voucher provider, which is unique to the voucher provider from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID, and a USB device for use of the voucher. Ha Characterized by comprising the further medium reader unit 1475 for reading a unique identification (or authentication information) of the voucher provider medium corresponding to any one of the allocated card information, device information, RFID information, USB information.

Referring to FIG. 14, the VM driving module of the voucher target wireless terminal may include a receiving unit 1425 receiving a voucher history corresponding to the voucher usage from the voucher server 1200 on a communication network, and outputting the received voucher details to the screen. An output unit 1430 output through the unit 1400 or the sound processing unit 1405 and an interface output unit outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 1400 ( 1435, an authentication unit 1440 for authenticating a PIN input to the PIN authentication interface through the key input unit 1410, and if a PIN for using the voucher is authenticated, the voucher processing virtual machine (VM) is driven. And a voucher module including a voucher target authentication information stored in the USIM 1480 / memory unit 1460. And a transmitter 1455 which transmits the generated voucher acknowledgment message to the voucher server 1200 on the communication network through the wireless processor 1465. A detailed description thereof will be made with reference to FIG. 3.

According to the embodiment shown in FIG. 14, the interface output unit 1435 outputs a copayment interface for inputting / selecting copayment processing information in addition to outputting a PIN authentication interface as shown in FIG. It is preferable to further have a function to do.

According to an exemplary embodiment of the present invention, the interface output unit 1435 may further include a function of connecting a communication channel with a wireless terminal of the voucher provider and outputting a voucher video call interface for connecting a video call with the voucher provider. desirable.

Alternatively, the interface output unit 1435 may be a voucher subject image corresponding to the state of the voucher subject (eg, a health state) to the voucher agency server 1275 through a camera (not shown) provided in the voucher subject wireless terminal. Or a function of outputting an image capturing interface for capturing a voucher provider image corresponding to a voucher provider's voucher service provision, and the transmission unit 1455 connects a communication channel with the voucher institution server 1275. The apparatus may further include a function of transmitting the photographed voucher subject image or the voucher provider image to the voucher institution server 1275.

In addition, the full text generation unit 1450 encrypts the voucher target authentication information included in the full voucher acknowledgment message through an encryption key stored in the USIM 1480 / memory unit 1460 to include in the full voucher acknowledgment message. It is preferable to further provide a function.

According to an embodiment of the present invention, the full text generation unit 1450 validates the validity of the voucher subject wireless terminal in addition to the unique information used as the voucher target authentication information among the unique information stored in the USIM 1480 / memory unit 1460. It is preferable to further include a function of including the second unique information for authentication in the voucher acknowledgment message.

In addition, the transmission unit 1455 connects a communication channel with the voucher server 1200 shown in FIG. 12, exchanges a certificate with the voucher server 1200, generates a random number, and then includes a key included in the certificate. It is preferable to further include a function of connecting a secure communication channel by allocating a session key between the voucher target wireless terminal and the voucher server 1200 through a post-exchange verification operation by encrypting through a value.

FIG. 15 is a diagram illustrating a configuration of a voucher subject wireless terminal function for prepaid wireless voucher operation according to a third exemplary embodiment of the present invention.

In more detail, FIG. 15 illustrates an implementation method having a function of interworking with the prepaid wireless voucher operating system shown in FIG. 12 in the voucher subject wireless terminal function configuration shown in FIG. Those skilled in the art may refer to and / or modify this drawing 15 to provide a wireless terminal having a function for using the voucher in a wireless terminal connected to a wireless communication network other than the voucher target mobile phone. The implementation method for the terminal function configuration may be inferred, and the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 15, the voucher target wireless terminal may include a controller 1520 corresponding to the modem chip, a screen output unit 1500 corresponding to a liquid crystal display (LCD), and a microphone / speaker. Sound processing unit 1505, key input unit 1510 corresponding to the keypad, wireless processing unit 1565 corresponding to the antenna and various RF modules, memory unit 1560 corresponding to nonvolatile memory, and universal subscriber identification information. USIM 1580 (Universal Subscriber Identity Module) corresponding to an IC (Integrated Circuit) chip for storing the information, USIM reader unit 1570 and power supply for reading / writing information (or data) to the USIM 1580 And a battery 1515 for the voucher provider, which is unique to the voucher provider from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID, and a USB device for use of the voucher. to do And a media reader unit 1575 that reads unique identification information (or authentication information) of the voucher provider medium corresponding to any one of the assigned card information, device information, RFID information, and USB information.

Referring to FIG. 15, the VM driving module of the voucher target wireless terminal may include a receiver 1525 receiving a voucher history corresponding to the voucher usage from the voucher server 1200 on the communication network and the screen output unit 1500. An interface output unit 1530 for outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher, an authentication unit 1535 for authenticating a PIN input to the PIN authentication interface through the key input unit 1510, and When the PIN for using the voucher is authenticated, a VM driver 1540 for driving a voucher processing virtual machine (VM) is provided. The voucher module displays the voucher details on the screen output unit 1500. Or a voucher acknowledgment full message including an output unit 1545 output through the sound processing unit 1505 and the voucher target authentication information stored in the USIM 1580 / memory unit 1560. And a transmission unit 1555 for generating a full text generation unit 1550 and a generated voucher acknowledgment full text through the wireless processing unit 1565 to the voucher server 1200 on a communication network. Detailed description thereof will be made with reference to FIG. 4.

According to the embodiment shown in FIG. 15, the interface output unit 1530 outputs a copayment interface for inputting / selecting copayment processing information in addition to outputting a PIN authentication interface as shown in FIG. It is desirable to have a function to do more.

According to an embodiment of the present invention, the interface output unit 1530 may further include a function of connecting a communication channel with a wireless terminal of the voucher provider and outputting a voucher video call interface for connecting a video call with the voucher provider. desirable.

Alternatively, the interface output unit 1530 may be a voucher subject image corresponding to the state of the voucher subject (eg, a health state, etc.) to the voucher agency server 1275 through a camera (not shown) provided in the voucher subject wireless terminal. Or outputting an image capturing interface for capturing a voucher provider image corresponding to the voucher provider's provision of the voucher service. The transmission unit 1555 connects a communication channel with the voucher institution server 1275. The apparatus may further include a function of transmitting the photographed voucher subject image or the voucher provider image to the voucher institution server 1275.

In addition, the full text generation unit 1550 encrypts the voucher target authentication information included in the full voucher acknowledgment message through an encryption key stored in the USIM 1580 / memory unit 1560 to include in the full voucher acknowledgment message. It is preferable to further provide a function.

According to an embodiment of the present invention, the full text generation unit 1550 validates the validity of the voucher subject wireless terminal in addition to the unique information used as the voucher target authentication information among the unique information stored in the USIM 1580 / memory unit 1560. It is preferable to further include a function of including the second unique information for authentication in the voucher acknowledgment message.

In addition, the transmission unit 1555 connects a communication channel with the voucher server 1200 shown in FIG. 12, exchanges a certificate with the voucher server 1200, generates a random number, and then includes a key included in the certificate. It is preferable to further include a function of connecting a secure communication channel by allocating a session key between the voucher target wireless terminal and the voucher server 1200 through a post-exchange verification operation by encrypting through a value.

16 is a diagram illustrating a configuration of a voucher target wireless terminal function for prepaid wireless voucher operation according to a fourth embodiment of the present invention.

In more detail, FIG. 16 illustrates an implementation method having a function of interworking with the prepaid wireless voucher operating system shown in FIG. 12 in the voucher subject wireless terminal function configuration shown in FIG. Those skilled in the art may refer to and / or modify this drawing 16 and have a function for using the voucher in a wireless terminal connected to a wireless communication network other than the voucher target mobile phone. The implementation method for the functional configuration may be inferred, and the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 16, the voucher target wireless terminal may include a controller 1620 corresponding to the modem chip, a screen output unit 1600 corresponding to an LCD (Liquid Crystal Display), and a microphone / speaker. Sound processing unit 1605, key input unit 1610 corresponding to the keypad, wireless processing unit 1650 corresponding to the antenna and various RF modules, memory unit 1645 corresponding to nonvolatile memory, and universal subscriber identification information. A Universal Subscriber Identity Module (USIM) 1665 corresponding to an IC (Integrated Circuit) chip that stores the data, a USIM reader unit 1655 and a power supply for reading / writing information (or data) to the USIM 1665. And a battery 1615 for the voucher provider, which is unique to the voucher provider from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID, and a USB device for use of the voucher. to do And a media reader 1660 for reading unique identification information (or authentication information) of the voucher provider medium corresponding to any one of the assigned card information, device information, RFID information, and USB information.

Referring to FIG. 16, the voucher target wireless terminal outputs a PIN authentication interface for inputting a PIN for authenticating the use of the voucher and a voucher interface for inputting / selecting a voucher details through the screen output unit 1600. The USIM 1665 / memory when the output unit 1625, the authentication unit 1630 for authenticating the PIN input to the PIN authentication interface through the key input unit 1610, and the PIN for using the voucher are authenticated. The full text generation unit 1635 generates a voucher full text including the voucher target authentication information, the voucher history, and the voucher provider unique identification information (or authentication information) stored in the unit 1645, and the generation is performed through the wireless processing unit 1650. Characterized in that it comprises a transmission unit 1640 for transmitting the voucher full text to the voucher server 1200 on the communication network.

The interface output unit 1625 outputs a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 1600. If the voucher subject is visually impaired, the interface output unit 1625 preferably outputs voice data requesting a PIN for voucher use through the input PIN authentication interface.

After the PIN authentication interface is output, the authentication unit 1630 inputs and processes PIN information for using the voucher to the PIN authentication interface through the key input unit 1610, and when the PIN information is input, the USIM The PIN information may be provided to the 1665 to process the PIN authentication for the voucher authentication, or the PIN authentication information stored in the memory unit 1645 and the input PIN information may be compared (or verified). Process PIN authentication for authentication.

If the PIN for using the voucher is authenticated through the authentication unit 1630, the interface output unit 1625 outputs a voucher interface for inputting / selecting a voucher history including a voucher organization and a voucher type, and the voucher Voucher details are input / selected through the interface, and the voucher interface further comprises a user interface for reading the voucher provider unique identification information (or authentication information) from the voucher provider's medium.

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

According to the exemplary embodiment shown in FIG. 16, the interface output unit 1625 bears the voucher subject to receive the voucher in addition to outputting the PIN authentication interface or the voucher interface as shown in FIG. 5. It is preferable to further have a function of outputting a copayment interface for inputting / selecting copayment processing information including the copayment information to be paid and the payment means information of the voucher subject to pay the copayment.

According to an embodiment of the present invention, the interface output unit 1625 further includes a function of connecting a communication channel with a wireless terminal of the voucher provider and outputting a voucher video call interface for connecting a video call with the voucher provider. desirable.

Alternatively, the interface output unit 1625 is a voucher subject image corresponding to the state of the voucher subject (eg, a health state, etc.) to the voucher agency server 1275 through a camera (not shown) provided in the voucher subject wireless terminal. Or a function of outputting an image capturing interface for capturing a voucher provider image corresponding to a voucher provider's voucher service provision, and the transmission unit 1640 connects a communication channel with the voucher institution server 1275. The apparatus may further include a function of transmitting the photographed voucher subject image or the voucher provider image to the voucher institution server 1275.

When the voucher details are input, the full text generation unit 1635 may be configured to enter the voucher details and the voucher target authentication information and voucher details and voucher provider unique identification information (or authentication) stored in the USIM 1665 / memory unit 1645. And a voucher full text including information).

According to the exemplary embodiment of the present invention, when the voucher organization unique identification information (or authentication information) is stored in the USIM 1665 / memory unit 1645, the full text generation unit 1635 may execute the voucher target authentication information and the voucher organization. It is preferable to generate a voucher full text further including unique identification information (or authentication information).

If the wireless terminal is provided with a media reader unit 1660 that reads unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the full text generation unit 1635 is the media reader unit 1660. It is preferable to include the unique identification information (or authentication information) of the voucher provider read from the voucher provider medium in the voucher full message.

Alternatively, an interface for inputting unique identification information (or authentication information) of the voucher provider to the screen output unit 1600 through the interface output unit 1625 is outputted, or unique identification information of the voucher provider to the voucher interface ( Or authentication information), and when the unique identification information (or authentication information) of the voucher provider is input through the interface, the full text generation unit 1635 identifies the unique identification information of the entered voucher provider. (Or authentication information) is preferably included in the full voucher.

In addition, the full text generation unit 1635 encrypts the voucher target authentication information included in the full voucher acknowledgment message through an encryption key stored in the USIM 1665 / memory unit 1645 to include in the full voucher acknowledgment message. Preferably, the apparatus further includes a function, and the encryption target may further include unique identification information (or authentication information) of the voucher provider.

According to an embodiment of the present invention, the full text generation unit 1635 validates the validity of the voucher target wireless terminal in addition to the unique information used as the voucher target authentication information among the unique information stored in the USIM 1665 / memory unit 1645. It is preferable to further include a function of including the second unique information for authentication in the voucher acknowledgment message.

The transmission unit 1640 connects a communication channel with the voucher server 1200 illustrated in FIG. 12, exchanges a certificate with the voucher server 1200, generates a random number, and generates a key value included in the certificate. It is preferable to further include a function of connecting a secure communication channel by allocating a session key between the voucher target wireless terminal and the voucher server 1200 through encryption after exchange and verification operation.

When the voucher telegram is generated, the transmission unit 1640 connects a communication channel for transmitting the voucher telegram to the voucher server 1200 on the communication network through the wireless processing unit 1650, and through the communication channel. The generated voucher text is transmitted to the voucher server 1200.

17 illustrates a prepaid voucher processing process according to the first embodiment of the present invention.

In more detail, FIG. 17 generates a voucher acknowledgment message including the voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal 1285 shown in FIG. The process of transmitting to the voucher server 1200 shown in FIG. 12 is shown, and the voucher processing process shown in FIG. 7 is adapted to the prepaid voucher process interworking with the wireless voucher operation system shown in FIG. It is a modified implementation method.

Those skilled in the art to which the present invention pertains can refer to and / or modify this drawing 17 to implement various methods for the voucher processing process (for example, some steps may be omitted or the order may be changed). Although it can be inferred, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 17, when the voucher details are received from the voucher server 1200 shown in FIG. 12 through the process shown in FIG. 6 to the voucher subject wireless terminal 1285 shown in FIG. 13 (1700), The voucher target wireless terminal 1285 drives the voucher module (VM) shown in FIG. After outputting a PIN authentication interface for inputting a PIN, if a PIN is input through the PIN authentication interface, the PIN information for the voucher authentication is provided by providing the PIN information to the USIM provided in the voucher target wireless terminal 1285. In operation 1715, the PIN authentication for the voucher authentication is performed by comparing (or verifying) the PIN authentication information stored in the memory unit with the input PIN information.

If the PIN is not authenticated (1720), the voucher target wireless terminal 1285 outputs a voucher error message (1725), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (1720), the voucher target wireless terminal 1285 checks the voucher target authentication information stored in the USIM / memory unit, and according to the implementation method unique identification information (or authentication information), Further confirm the unique identification information (or authentication information) of the voucher provider, the authentication information and the voucher organization unique identification information (or authentication information), the unique identification information of the voucher provider (or The authentication information) is encrypted with an encryption key provided in the USIM / memory unit (1730).

In addition, the voucher subject wireless terminal 1285 outputs a copayment interface for inputting / selecting copayment processing information, and corresponds to any one of the copayment processing schemes shown in FIG. 12 through the copayment interface. Input / selection of the payment processing information is input (1735), and input / selection of the copayment processing information may be omitted according to an implementation method.

Subsequently, the voucher target wireless terminal 1285 includes the voucher target authentication information, and according to the implementation method, the voucher organization unique identification information (or authentication information), the unique identification information (or authentication information) of the voucher provider, and the copayment. A voucher acknowledgment message further including processing information is generated (1740).

In addition, the voucher subject wireless terminal 1285 connects the secure communication channel with the voucher server 1200 according to the secure communication channel connection method shown in FIGS. 12 and 13 (1745), and through the secure communication channel. The generated voucher acknowledgment message is transmitted to the voucher server 1200 shown in FIG. 12 (1750).

18 is a diagram illustrating a prepaid voucher processing process according to a second embodiment of the present invention.

More specifically, FIG. 18 illustrates a full voucher acknowledgment response message including the voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal 1285 shown in FIG. A process of generating and transmitting the voucher server 1200 shown in FIG. 12 to the prepaid voucher process in conjunction with the wireless voucher operation system shown in FIG. It is an implementation method modified accordingly.

Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 18 to implement various methods for the voucher processing process (for example, some steps may be omitted or the order may be changed). Although it can be inferred, the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 18, when the voucher details are received from the voucher server 1200 shown in FIG. 12 through the process shown in FIG. 6 to the voucher subject wireless terminal 1285 shown in FIG. 14 (1800), When the received voucher details are outputted to the screen or sound (1805), a PIN authentication interface for inputting a PIN for authenticating the voucher is output, and a PIN is input through the PIN authentication interface, the voucher subject wireless The PIN information is provided to the USIM included in the terminal 1285 to process the PIN authentication for the voucher authentication, or the PIN authentication information stored in the memory unit and the input PIN information are compared (or verified). Process PIN authentication for voucher authentication (1810).

If the PIN is not authenticated (1815), the voucher target wireless terminal 1285 outputs a voucher error message (1820), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (1815), the voucher target wireless terminal 1285 drives the voucher module (VM) shown in Figure 14 (1820), and correspondingly the voucher target wireless terminal 1285 is Check the voucher target authentication information stored in the USIM / memory unit, and further check the voucher organization unique identification information (or authentication information), the voucher provider's unique identification information (or authentication information) according to the implementation method, and verify the voucher. According to the target authentication information and the implementation method, the authentication information, the unique identification information (or authentication information) of the voucher organization, and the unique identification information (or authentication information) of the voucher provider are encrypted with an encryption key provided in the USIM / memory unit (1830).

In addition, the voucher subject wireless terminal 1285 outputs a copayment interface for inputting / selecting copayment processing information, and corresponds to any one of the copayment processing schemes shown in FIG. 12 through the copayment interface. Input / selection of payment processing information is input (1835), and input / selection of the copayment processing information may be omitted according to an implementation method.

Subsequently, the voucher target wireless terminal 1285 includes the voucher target authentication information, and according to the implementation method, the voucher organization unique identification information (or authentication information), the unique identification information (or authentication information) of the voucher provider, and the copayment. A voucher acknowledgment message further including processing information is generated (1840).

Further, the voucher subject wireless terminal 1285 connects the secure communication channel with the voucher server 1200 according to the secure communication channel connection method shown in FIGS. 12 and 14 (1845), and through the secure communication channel. The generated voucher acknowledgment message is transmitted to the voucher server 1200 shown in FIG. 12 (1850).

19 is a diagram illustrating a prepaid voucher processing process according to a third embodiment of the present invention.

More specifically, FIG. 19 generates a full voucher acknowledgment response message including voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal 1285 shown in FIG. The process of transmitting to the voucher server 1200 shown in FIG. 12 is shown, and the voucher processing process shown in FIG. 9 is adapted to the prepaid voucher process interworking with the wireless voucher operation system shown in FIG. It is a modified implementation method.

Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 19 to implement various methods for the voucher processing process (for example, some steps may be omitted or the order may be changed). Although it can be inferred, the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 19, when the voucher details are received from the voucher server 1200 shown in FIG. 12 through the process shown in FIG. 6 to the voucher subject wireless terminal 1285 shown in FIG. 15 (1900), After outputting the screen or sound of the received voucher details (1905), and outputs a PIN authentication interface for inputting a PIN for authenticating the use of the voucher, if the PIN is input through the PIN authentication interface, the voucher subject wireless The PIN information is provided to the USIM included in the terminal 1285 to process the PIN authentication for the voucher authentication, or the PIN authentication information stored in the memory unit and the input PIN information are compared (or verified). Processes PIN authentication for voucher authentication (1910).

If the PIN is not authenticated (1915), the voucher target wireless terminal 1285 outputs a voucher error message (1920), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (1915), the voucher target wireless terminal 1285 drives the voucher module (VM) shown in FIG. 15 (1920), and correspondingly the voucher target wireless terminal 1285 is Confirm the voucher target authentication information stored in the USIM / memory unit, and further check the voucher organization unique identification information (or authentication information), the voucher provider unique identification information (or authentication information) according to the implementation method, and confirm the The authentication information, the voucher organization unique identification information (or authentication information), and the voucher provider's unique identification information (or authentication information) are encrypted with an encryption key provided in the USIM / memory unit according to the voucher target authentication information and the implementation method (1930). .

In addition, the voucher subject wireless terminal 1285 outputs a copayment interface for inputting / selecting copayment processing information, and corresponds to any one of the copayment processing schemes shown in FIG. 12 through the copayment interface. Input / selection of the payment processing information (1935), and input / selection of the copayment processing information can be omitted according to the implementation method.

Subsequently, the voucher target wireless terminal 1285 includes the voucher target authentication information, and according to the implementation method, the voucher organization unique identification information (or authentication information), the unique identification information (or authentication information) of the voucher provider, and the copayment. A voucher acknowledgment message further including the processing information is generated (1940).

In addition, the voucher subject wireless terminal 1285 connects the secure communication channel with the voucher server 1200 according to the secure communication channel connection method shown in FIGS. 12 and 15 (1945), and through the secure communication channel. The generated voucher acknowledgment message is transmitted to the voucher server 1200 shown in FIG. 12 (1950).

20 illustrates a prepaid voucher processing process according to a fourth embodiment of the present invention.

In more detail, FIG. 20 illustrates input / selection of a voucher details in the voucher target wireless terminal 1285 shown in FIG. 16, and generates a full voucher acknowledgment response message including the voucher details and the voucher target authentication information. The process of transmitting to the voucher server 1200 shown in Fig. 10, wherein the voucher processing process shown in FIG. 10 is modified to be adapted to prepaid voucher processing interworking with the wireless voucher operation system shown in FIG. to be.

Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 20 to implement various methods for the voucher processing process (for example, some steps may be omitted or the order may be changed). Although it can be inferred, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 20, if the voucher target wireless terminal 1285 shown in FIG. 16 outputs a PIN authentication interface for inputting a PIN for authenticating the use of the voucher, the PIN is input through the PIN authentication interface. The PIN information is provided to the USIM included in the voucher target wireless terminal 1285 to process the PIN authentication for the voucher authentication, or the PIN authentication information stored in the memory unit is compared with the input PIN information (or verification operation). In step 2000, the PIN authentication for the voucher authentication is processed.

If the PIN is not authenticated (2005), the voucher subject wireless terminal 1285 outputs a voucher error message (2010), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (2005), the voucher target wireless terminal 1285 outputs a voucher interface for inputting / selecting the voucher details for using the voucher, and inputs / selects the voucher details through the voucher interface. (2015).

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

If the voucher details are input / selected (2020), the voucher target wireless terminal 1285 checks the voucher target authentication information stored in the USIM / memory unit, and uniquely identifies the voucher authority (or authentication) according to an implementation method. Information), the unique identification information (or authentication information) of the voucher provider is further confirmed, and the authentication information and the voucher organization unique identification information (or authentication information) and the unique identification of the voucher provider according to the confirmed voucher authentication information and the method of implementation. The information (or authentication information) is encrypted using an encryption key provided in the USIM / memory unit (2025).

In addition, the voucher subject wireless terminal 1285 outputs a copayment interface for inputting / selecting copayment processing information, and corresponds to any one of the copayment processing schemes shown in FIG. 12 through the copayment interface. The payment processing information is input / selected (2030), and the input / selection of the copayment processing information may be omitted according to an implementation method.

Subsequently, the voucher subject wireless terminal 1285 includes the voucher target authentication information and the input / selected voucher details, and the voucher organization unique identification information (or authentication information), the unique identification information of the voucher provider ( Or (2035) generating a full voucher that further includes authentication information) and out-of-pocket processing information.

In addition, the voucher subject wireless terminal 1285 connects the secure communication channel with the voucher server 1200 according to the secure communication channel connection method shown in FIGS. 12 and 16 (2040), and through the secure communication channel. The generated voucher message is transmitted to the voucher server 1200 shown in FIG. 12 (2045).

21 is a view showing a prepaid voucher approval process according to the embodiment of the present invention.

More specifically, FIG. 21 illustrates a process of processing a prepaid voucher approval by receiving a voucher acknowledgment message (or voucher message) from the voucher target wireless terminal 1285 shown in FIGS. 13 to 16. Those skilled in the art can refer to and / or modify this drawing 21 to implement various methods for the voucher approval process (for example, some steps may be omitted or the order may be changed). Although it can be inferred, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 21, the voucher server 1200 shown in FIG. 12 is connected to the voucher target radio terminal 1285 by a communication channel connection from the voucher target radio terminal 1285 shown in FIGS. 13 to 16. Connect a secure communication channel (2100), receive a voucher acknowledgment message (or voucher message) transmitted through the process shown in Figs. 17 to 20 (2105), and receive the received voucher acknowledgment message (or voucher). The information encrypted in the full text) is decrypted (2110).

If the information encrypted in the voucher acknowledgment message (or voucher message) is decrypted (2115), the voucher server 1200 checks the authentication information for the voucher target wireless terminal 1285, and the voucher target wireless terminal. The validity of the voucher target wireless terminal 1285 is verified through the authentication information (2120).

If the validity of the voucher target wireless terminal 1285 is not confirmed (2125), the voucher server 1200 transmits validity error information to the voucher target wireless terminal 1285 (2130).

On the other hand, if the validity of the voucher target wireless terminal 1285 is confirmed (2125), the voucher server 1200 tracks the location of the voucher target wireless terminal 1285 and the voucher provider wireless terminal, and the voucher target wireless terminal 1285 The voucher provider confirms the validity of the voucher provider for providing the voucher service to the voucher target by comparing the location with the voucher provider wireless terminal 1270 (2135).

If the validity of the voucher provision is not confirmed (2140), the voucher server 1200 transmits validity error information to the voucher target wireless terminal 1285 (2130).

If the validity of the voucher provision is not confirmed (2140), the voucher server 1200 accepts the voucher through the voucher target authentication information (2145).

According to an embodiment of the present invention, the voucher server 1200 reads the voucher acknowledgment message (or voucher message) to confirm the voucher target authentication information, and compares the voucher target authentication information with the voucher target authentication information stored in the voucher D / B ( Or a verification operation) to process the approval for the voucher details.

If the voucher acknowledgment full text (or voucher full text) further includes the unique identification information (or authentication information) of the voucher organization, the voucher server 1200 is the unique identification information (or authentication information) of the voucher organization and the It is preferable to process (or verify) the unique identification information (or authentication information) of the voucher organization stored in the voucher D / B to process the approval of the voucher details.

Alternatively, when the voucher acknowledgment full text message (or voucher text message) further includes unique identification information (or authentication information) of the voucher provider, the voucher server 1200 may be uniquely identified with the unique identification information (or authentication information) of the voucher provider. It is preferable to process (or verify) the unique identification information (or authentication information) of the voucher provider stored in the voucher D / B to process the approval for the voucher details.

If the voucher is not approved (2150), the voucher server 1200 transmits the unapproved voucher approval details to the voucher target wireless terminal 1285 (2155).

On the other hand, if the voucher is approved (2150), the voucher server 1200 processes the copayment for the approved voucher details (2160).

If the copayment is processed (2165), the voucher server 1200 provides the voucher details, voucher subject information and the copayment processing result information to the voucher agency server 1275, the voucher history, The voucher subject information and the copayment processing result information are linked and stored in the storage medium (2170), and the voucher approval details including the remaining voucher information for the approved voucher are transmitted to the voucher subject wireless terminal 1285. (2175).

22 is a diagram showing the configuration of a postpaid wireless voucher operating system according to an embodiment of the present invention.

In more detail, FIG. 22 shows that a voucher provider of a wireless voucher operation system shown in FIG. Allow the voucher provider to be dynamically determined, and if a voucher acknowledgment message is received and approved from the voucher target wireless terminal 2285, processing the voucher provider corresponding to the voucher service to be paid later. As shown in the drawings, a person of ordinary skill in the art to which the present invention pertains may refer to and / or modify this drawing 22 to implement various methods of configuring the postpaid wireless voucher operation system (eg, some components may include Omitted, or broken down, or Combined implementation method), but the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation method shown in FIG. Hereinafter, a detailed description of the same configuration as the functional configuration shown in FIG. 1 will be described with reference to FIG.

Referring to FIG. 22, the postpaid wireless voucher operating system includes the voucher target wireless terminal 2285 and a voucher server 2200 operating a postpaid wireless voucher based on the functional configuration shown in FIG. 1. And a voucher provider terminal 2270 (or a voucher provider server) and a voucher agency server 2275 (or a voucher organization terminal).

According to the present invention, the voucher server 2200, the voucher information issued / paid to the voucher subject in the voucher organization, the voucher subject information received / paid from the voucher organization, and the voucher subject wireless terminal A voucher D / B 2260 for storing the voucher target authentication information stored in the storage area 2222 and the voucher organization information for issuing / paying the voucher to the voucher target, or the voucher through a communication network. It is characterized by interlocking with the D / B 2260.

The voucher subject information may include personal information (eg, name, social security number, address, etc.) of the voucher subject who is issued / paid from the voucher organization, and the voucher subject wireless terminal 2285 information. .

According to an embodiment of the present invention, the voucher target authentication information included in the voucher acknowledgment message received from the voucher target wireless terminal 2285 is encrypted with an encryption key stored in the USIM (or memory) of the voucher target wireless terminal 2285. The voucher subject information may further include a decryption key for decrypting the encrypted voucher subject authentication information.

According to an exemplary embodiment of the present invention, when authenticating the validity of the wireless terminal of the voucher target, the voucher target information is a server side for connecting a secure communication channel between the voucher target wireless terminal 2285 and the voucher server 2200. It is preferable that the certificate further comprises a certificate, and for this purpose, the USIM / memory unit of the voucher target wireless terminal 2285 preferably has a terminal side certificate to be exchanged with the voucher server 2200, in which case the voucher target wireless The terminal 2285 and the voucher server 2200 exchange a random number and a certificate, encrypt the random number with a key value included in the certificate, and verify the session between the voucher target wireless terminal 2285 and the voucher server 2200. Assign a key to authenticate each other.

If the server-side certificate is used in all voucher target wireless terminal 2285, the server-side certificate is preferably stored in a separate certificate D / B (not shown).

According to an embodiment of the present invention, when authenticating the wireless terminal validity of the voucher target, the voucher target information further includes the voucher target wireless terminal 2285 authentication information for authenticating the validity of the voucher target wireless terminal 2285. It is preferable to make it.

According to an embodiment of the present invention, the voucher subject wireless terminal 2285 authentication information may be a second one of the unique information stored in the USIM / memory unit of the voucher target wireless terminal 2285 that is not used as the voucher target authentication information. Preferably, the unique information is included. In this case, the voucher server 2200 receives the voucher target wireless terminal 2285 authentication information from the voucher target wireless terminal 2285 (or reads and confirms the communication session). The validity of the voucher target wireless terminal 2285 is verified by comparing (or verifying) the voucher target wireless terminal 2285 included in the voucher target information.

The voucher target authentication information may be stored in a USIM / memory unit of the voucher target wireless terminal 2285 to include information for authenticating that the user of the voucher is a voucher target.

According to an embodiment of the present invention, the voucher target authentication information includes one or more unique information stored in a USIM (or a memory) included in the voucher target wireless terminal 2285, and the voucher target authentication password registered by the voucher target. It is possible to include made.

According to the present invention, the voucher server 2200 may include a voucher provider D / B (not shown) that stores voucher provider information for one or more voucher providers capable of providing a voucher service to the voucher subject. It is done.

Here, the voucher provider information is information for identifying a voucher provider for providing the requested voucher goods / services of the requested type (or intangible) corresponding to the voucher to the voucher subject, identification information uniquely assigned to the voucher provider ( Or a card that is read from the voucher provider medium when the voucher provider possesses a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device. Preferably, the identification information (or authentication information) of the voucher provider medium corresponding to any one of information, device information, RFID information, and USB information is included.

Referring to FIG. 22, the voucher server 2200 may include a voucher history including voucher information to be provided from a voucher provider from the voucher agency server 2175 and a voucher subject to which the voucher provider will provide the voucher service. The details receiving unit 2205 for receiving the corresponding voucher target wireless terminal 2285 information and the voucher target information including the received voucher details and the voucher target wireless terminal 2285 are connected and stored in the storage medium 2265. It is characterized by comprising an information storage unit 2240 to.

Herein, the voucher details may include voucher information corresponding to the voucher issued / issued by the voucher subject to the voucher subject, and further include voucher organization information and voucher provider information.

Referring to FIG. 22, the voucher server 2200 includes a details transmitting unit 2215 for transmitting the voucher details to the voucher target wireless terminal 2285 corresponding to the voucher target wireless terminal 2285 information. When the voucher details and the voucher target wireless terminal 2285 information is received, the voucher details and the voucher target wireless terminal 2285 received through the voucher D / B 2260 to authenticate the validity of the information It is characterized by further comprising a voucher authentication unit 2210.

Here, the voucher details are provided in real time according to the voucher details request of the voucher target wireless terminal 2285 at the time when the voucher provider provides the voucher service to the voucher target, or the voucher provider to the voucher target Before providing the service, the voucher target wireless terminal 2285 may be transmitted and stored in advance.

Referring to FIG. 22, the voucher server 2200 transmits a voucher acknowledgment message in the voucher target wireless terminal 2285 after the voucher details are transmitted to the voucher target wireless terminal 2285. When connected to, characterized in that it further comprises a security processing unit 2220 for connecting the voucher target wireless terminal 2285 and a secure communication channel.

When a communication channel is connected to the voucher target wireless terminal 2285, the security processor 2220 exchanges a certificate with the voucher target wireless terminal 2285, generates a random number, and then generates a random number through a key value included in the certificate. The session key is allocated between the voucher target wireless terminal 2285 and the voucher server 2200 by assigning a session key between the voucher target wireless terminal 2285 and the voucher server 2200 through an encryption and exchange operation. It connects a secure communication channel through which communication packets are encrypted / decrypted.

Referring to FIG. 22, the voucher server 2200 authenticates the validity of the voucher target wireless terminal 2285 to which the communication channel is connected through the authentication information on the voucher target wireless terminal 2285, or the voucher target wireless terminal. And a validity verification unit 2230 for authenticating the voucher provider validity of providing the voucher service to the voucher target through the location tracking of the voucher provider wireless terminal (2285).

According to an embodiment of the present invention, the second unique information of which the voucher target wireless terminal 2285 authentication information is not used as the voucher target authentication information among the unique information stored in the USIM / memory unit of the voucher target wireless terminal 2285. In the case of including, the validity check unit 2230 checks the voucher subject wireless terminal (2285) authentication information from the communication session information corresponding to the communication channel, the voucher target information stored in the voucher D / B (2260) The validity of the voucher target wireless terminal 2285 is verified by comparing (or verification operation) with the included voucher target wireless terminal 2285, or from the voucher target wireless terminal 2285, authentication information. When a full voucher acknowledgment message is received, the voucher subject wireless terminal 2285 included in the voucher acknowledgment full message authentication information and Voucher subject information stored in the voucher D / B 2260 is compared (or verified) to authenticate the validity of the voucher subject wireless terminal 2285.

In addition, after the validity confirming unit 2230 receives a voucher acknowledgment message (or voucher full message) from the voucher target wireless terminal 2285, the validity confirming unit 2230 is a voucher target wireless terminal 2285 information and voucher Tracking the location of provider radio terminal information (eg, terrestrial-based location tracking or GPS-based location tracking) to check the voucher target wireless terminal 2285 and the voucher provider wireless terminal location information, and the voucher target wireless terminal 2285. ) The same location (or device) where the voucher target wireless terminal 2285 and the voucher provider wireless terminal can provide a voucher service at the time when the voucher acknowledgment message (or voucher telegram) is received by comparing the location information and the voucher provider wireless terminal location information. The voucher provider allows the voucher to verify that the voucher provider Authenticate the validity of providing the voucher service to the recipient.

Referring to FIG. 22, the voucher server 2200 provides a voucher target authentication information provided in a storage area of the voucher target wireless terminal 2285 from the voucher target wireless terminal 2285 and a voucher service to the voucher target. A specialized receiving unit 2225 which receives a voucher acknowledgment message containing the unique identification information (or authentication information) of the voucher provider corresponding to a voucher subject, and the voucher acknowledgment message are read to process the approval of the voucher details. And a voucher approval unit 2235 and an information storage unit 2240 for storing the approved voucher details in the storage medium 2265 by connecting the approved voucher details with the voucher target information and the voucher provider information. The unique identification information (or authentication information) of the voucher provider is the voucher target wireless terminal 2285 To enter or is leading from the provider voucher medium is preferred. If the voucher subject needs to pay a certain amount of copayment in order to receive the voucher service from the voucher provider, the voucher acknowledgment message may further include a copayment processing information for paying the copayment. Do.

If the voucher subject wireless terminal 2285 is provided with a function of inputting a voucher history or a function of selecting a preset voucher history, the specialized receiver 2225 may receive the voucher details from the voucher target wireless terminal 2285. And it is possible to receive the voucher full text including the voucher target authentication information and the unique identification information (or authentication information) of the voucher provider, in which case the voucher full text is input / selection (or automatic) in the voucher target wireless terminal 2285 It is preferable to further comprise the unique identification information (or authentication information) of the selected voucher organization. If the voucher subject is required to pay a certain amount of copayment in order to receive the voucher service from the voucher provider, the voucher preamble further comprises a copayment processing information for paying the copayment.

According to one embodiment of the present invention, the copayment processing information is extracted from the USIM / memory unit of the copayment information and the voucher target wireless terminal 2285 or keyed in the voucher target payment means information (for example, a credit card). Information, check card information, debit card information, prepaid card information, account information, etc.), in which case the copayment is approved for payment through a payment server 2280 corresponding to the payment means. Voucher will be borne by the person.

According to another embodiment of the present invention, when the copayment is borne by the communication fee of the voucher target wireless terminal 2285, the copayment processing information includes copayment information and a predetermined phone bill server (not shown). Including the authentication number transmitted from the copayment, if the copayment is a predetermined fixed amount, the copayment information can be omitted from the copayment processing information, if the voucher approval is used to replace the phone bill approval, the copayment The authentication number may be omitted in the processing information.

According to another exemplary embodiment of the present invention, when the voucher subject deposits a predetermined copayment deposit to the voucher agency or the voucher provider, the copayment processing information includes only the copayment information or the copayment is prepaid. It can be omitted if the fixed amount is set.

If the voucher target authentication information included in the voucher acknowledgment full message (or voucher full text) is encrypted and received according to an exemplary embodiment of the present invention, the full text receiving unit 2225 may store the voucher stored in the voucher D / B 2260. It is preferable to check the decryption key included in the subject information and to decrypt the voucher target authentication information through the decryption key.

When the voucher acknowledgment message (or voucher message) is received, the voucher acknowledgment unit 2235 reads the voucher acknowledgment message (or voucher message) to confirm the voucher target authentication information, and the voucher D / B 2260 Voucher provider corresponding to the voucher provider unique identification information (or unique information) included in the voucher acknowledgment full text (or voucher full text) by comparing (or verifying) the voucher target authentication information with the voucher target authentication information. Characterized in that the approval process provided.

If the voucher acknowledgment full text (or voucher full text) further includes the unique identification information (or authentication information) of the voucher organization, the voucher approval unit 2235 is the unique identification information (or authentication information) of the voucher organization; The voucher provider unique identification information (or uniqueness) included in the voucher acknowledgment message (or voucher message) is compared (or verified operation) of the unique identification information (or authentication information) of the voucher organization stored in the voucher D / B 2260. And a voucher provider corresponding to the information) to approve that the voucher is provided to the voucher subject.

Alternatively, when the voucher acknowledgment full text (or voucher full text) further includes unique identification information (or authentication information) of the voucher provider, the voucher approval unit 2235 may identify the voucher provider's unique identification information (or authentication information). And the unique identification information (or verification information) of the voucher provider stored in the voucher D / B 2260 (or verification operation) to compare the voucher provider unique identification information (or And a voucher provider corresponding to the unique information) to approve that the voucher is provided to the voucher subject.

When the voucher is approved by the voucher approval unit 2235, the information storage unit 2240 stores the approved voucher details in connection with the voucher target information and the voucher provider information and stores them in the storage medium 2265. It features.

Referring to FIG. 22, the voucher server 2200 transmits a voucher approval list to the voucher target wireless terminal or an information transmitter 2245 for transmitting the remaining voucher information according to the voucher approval to the voucher target wireless terminal. And the remaining voucher information (for example, remaining voucher amount or remaining voucher usage count) included in the voucher information of the voucher target from the voucher D / B 2260. It is preferable to check, and to transmit the remaining voucher information to the voucher target wireless terminal.

Referring to FIG. 22, the voucher server 2200 may provide a voucher service to the voucher subject by a voucher provider corresponding to the voucher provider unique identification information (or unique information) included in the voucher acknowledgment message (or voucher text). And a voucher processing unit 2250 for notifying the voucher organization that the voucher organization has been provided. For this purpose, the voucher processing unit 2250 is subjected to the approval and stored in the storage medium 2265. And a voucher provider information to the voucher authority server 2175.

Referring to FIG. 22, when the voucher subject is required to pay a certain amount of copayment in order to receive a voucher service from the voucher provider, the voucher is deducted from the voucher according to the voucher approval. And a deductible processing unit 2255 for processing to be paid to a provider. When the deductible is processed, the information storage unit 2240 stores the deductible processing result information in the voucher details (or Voucher subject information or voucher provider information) may be stored in the storage medium 2265, and the voucher processing unit 2250 may further transmit the copayment processing result information to the voucher institution server 2275. It is preferable.

According to an exemplary embodiment of the present invention, the deductible information and / or the key information extracted from the USIM / memory unit of the voucher target wireless terminal 2285 may be extracted to the voucher acknowledgment message (or voucher full text) to cover the copayment. When the copayment processing information including the voucher subject payment method information (eg, credit card information, check card information, debit card information, prepaid card information, account information, etc.), the copayment processing unit 2255 is the person The copayment information is composed of a payment request message including payment information, voucher subject payment means information, and voucher provider information set for the copayment, and then sent to a payment server corresponding to the payment method to confirm payment approval. Process payment to the voucher provider.

Alternatively, the copayment processing unit 2255 configures a payment request message including the copayment information, the voucher target payment means information, and the voucher institution information set for the copayment payment, and transmits it to a payment server corresponding to the payment means. After confirming the payment approval, the copayment is processed to be paid to the voucher provider via the voucher agency.

According to another exemplary embodiment of the present invention, when the copayment is borne by the communication fee of the voucher target wireless terminal 2285, the copayment processing unit 2255 may perform the copayment according to the voucher approval (or vonville approval). By processing the copayment information (or the copayment information included in the predetermined fixed amount) and the voucher target wireless terminal 2285 information included in the voucher acknowledgment (or voucher full) to be transmitted to the carrier server of the voucher subject, The copayment is processed to be paid to the voucher provider (or to confirm payment of the prepaid copayment).

According to another exemplary embodiment of the present invention, when the voucher subject deposits a predetermined copayment deposit to the voucher institution or the voucher provider to pay the copayment, the copayment processing unit 2255 may apply to the voucher approval. By providing the deductible information (or the deductible information included in the fixed amount) and the voucher subject information included in the voucher acknowledgment full text (or voucher full text) to the voucher institution or voucher provider in which the deductible deposit is deposited. The copayment is processed so that the copayment is paid to the voucher provider (or confirmation of payment of the prepaid copayment).

The voucher agency server 2225 receiving the approved voucher details, the voucher subject information and the voucher provider information, and further receiving the copayment processing result information processed by the copayment processing unit 2255, through the financial company server, The amount of the voucher corresponding to the voucher details may be withdrawn from the voucher fund corresponding to the voucher service and paid to the account of the voucher provider.

If the voucher amount corresponding to the voucher details is included in the deductible, the voucher agency server 2225 may withdraw the deductible amount from the voucher amount from the voucher fund corresponding to the voucher service. Payment to the account of the voucher provider, the copayment is paid to the voucher provider through a separate copayment settlement process.

FIG. 23 is a diagram illustrating a function configuration of a voucher target wireless terminal 2285 for postpaid wireless voucher operation according to the first embodiment of the present invention.

More specifically, FIG. 23 illustrates an implementation method having a function of interworking with the postpaid wireless voucher operating system shown in FIG. 22 in the function configuration of the voucher subject wireless terminal 2285 shown in FIG. Those skilled in the art to which the present invention pertains have a function for using the voucher in a wireless terminal connected to a wireless communication network of other wireless communication standard other than the voucher target mobile phone by referring to and / or modifying the drawing 23. It will be possible to infer an implementation method for a wireless terminal function configuration, and the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 23, the voucher target wireless terminal 2285 may include a control unit 2320 corresponding to the modem chip, a screen output unit 2300 corresponding to a liquid crystal display (LCD), and a microphone / speaker. A sound processing unit 2305 corresponding to a key, a key input unit 2310 corresponding to a keypad, a wireless processing unit 2365 corresponding to an antenna and various RF modules, a memory unit 2360 corresponding to a nonvolatile memory, and a general purpose. A universal subscriber identity module (USIM) 2380 corresponding to an integrated circuit (IC) chip storing subscriber identification information, a USIM reader unit 2370 for reading / writing information (or data) to the USIM 2380; And a battery 2315 for power supply, wherein the voucher is provided from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device for use of the voucher. Unique to the provider And a media reader unit 2375 that reads unique identification information (or authentication information) of the voucher provider medium corresponding to any one of card information, device information, RFID information, and USB information. .

Referring to FIG. 23, the VM driving module of the voucher target wireless terminal 2285 receives a voucher history corresponding to the use of the voucher from the voucher server 2200 on the communication network as shown in FIG. 2. And, if the voucher details are received, characterized in that it comprises a VM driving unit 2330 for driving a voucher processing VM (Virtual Machine), the voucher module, the received voucher details to the screen output unit An output unit 2335 outputting through the 2300 or the sound processing unit 2305 and an interface output unit 2340 outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 2300. ), An authentication unit 2345 for authenticating a PIN input to the PIN authentication interface through the key input unit 2310, and when the PIN is authenticated, stored in the USIM 2380 / memory unit 2360. A professional generation unit 2350 for generating a voucher acknowledgment full message including authentication information for the voucher, and a transmission unit for transmitting the generated voucher acknowledgment full message to the voucher server 2200 on the communication network through the wireless processing unit 2365. 2355, which will be described in detail with reference to FIG.

According to the embodiment shown in FIG. 23, the interface output unit 2340 outputs a copayment interface for inputting / selecting copayment processing information as well as outputting a PIN authentication interface as shown in FIG. It is preferable to further have a function to do.

According to an embodiment of the present invention, the interface output unit 2340 may further include a function of connecting a communication channel with a wireless terminal 2270 of the voucher provider and outputting a voucher video call interface for connecting a video call with the voucher provider. It is preferable to provide.

Alternatively, the interface output unit 2340 may correspond to a state (eg, a health state) of the voucher to the voucher agency server 2175 through a camera (not shown) provided in the voucher target wireless terminal 2285. The apparatus may further include a function of outputting a voucher subject image or an image capturing interface for capturing a voucher provider image corresponding to a voucher provider's provision of a voucher service, and the transmission unit 2355 communicates with the voucher institution server 2275. And a function of connecting a channel and transmitting the photographed voucher subject image or the voucher provider image to the voucher institution server 2175.

In addition, the full text generation unit 2350 encrypts the voucher target authentication information included in the full voucher acknowledgment message through an encryption key stored in the USIM 2380 / memory unit 2360 to include in the full voucher acknowledgment message. It is preferable to further provide a function.

According to an embodiment of the present invention, the full text generation unit 2350 is the voucher subject wireless terminal 2285 in addition to the unique information used as the voucher target authentication information among the unique information stored in the USIM 2380 / memory unit 2360. ) Further includes a function of including second unique information for authenticating validity in the full voucher acknowledgment message.

In addition, the transmission unit 2355 connects a communication channel with the voucher server 2200 shown in FIG. 22, exchanges a certificate with the voucher server 2200, generates a random number, and then includes a key included in the certificate. It is preferable to further have a function of connecting a secure communication channel by allocating a session key between the voucher target wireless terminal 2285 and the voucher server 2200 through encryption after exchange and verification through a value.

24 is a diagram illustrating a function configuration of a voucher target wireless terminal 2285 for postpaid wireless voucher operation according to the second embodiment of the present invention.

More specifically, FIG. 24 illustrates an implementation method having a function of interworking with the postpaid wireless voucher operating system shown in FIG. 22 in the function configuration of the voucher subject wireless terminal 2285 shown in FIG. Those skilled in the art to which the present invention pertains have a function for using the voucher in a wireless terminal connected to a wireless communication network of other wireless communication standard other than the voucher target mobile phone by referring to and / or modifying the drawing 24. It will be possible to infer an implementation method for a wireless terminal function configuration, and the present invention includes all the implementation methods inferred above, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 24, the voucher target wireless terminal 2285 may include a control unit 2420 structurally corresponding to the modem chip, a screen output unit 2400 corresponding to an LCD (Liquid Crystal Display), and a microphone / speaker. A sound processing unit 2405 corresponding to a key, a key input unit 2410 corresponding to a keypad, a wireless processing unit 2465 corresponding to an antenna and various RF modules, a memory unit 2460 corresponding to a nonvolatile memory, and a general purpose. A Universal Subscriber Identity Module (USIM) 2480 corresponding to an IC (Integrated Circuit) chip storing subscriber identification information, a USIM reader unit 2470 for reading / writing information (or data) to the USIM 2480; And a battery 2415 for power supply, wherein the voucher is provided from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device for use of the voucher. Tell the provider And a media reader 2475 reading unique identification information (or authentication information) of the voucher provider medium corresponding to any one of the card information, the device information, the RFID information, and the USB information. .

Referring to FIG. 24, the VM driving module of the voucher target wireless terminal 2285 includes a receiving unit 2425 which receives a voucher history corresponding to the voucher usage from the voucher server 2200 on the communication network, and the received voucher details. An output unit 2430 output through the screen output unit 2400 or the sound processing unit 2405 and a pin authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 2400 When the output unit 2435, the authentication unit 2440 for authenticating the PIN input to the PIN authentication interface through the key input unit 2410, and the PIN for using the voucher are authenticated, the voucher processing VM (Virtual Machine) And a VM driver 2445 for driving the voucher module, wherein the voucher module includes a voucher target authentication information stored in the USIM 2480 / memory unit 2460. And a transmission unit 2455 for transmitting the generated voucher acknowledgment message through the wireless processing unit 2465 to the voucher server 2200 on the communication network. This feature will be described in detail with reference to FIG. 3.

According to the embodiment shown in FIG. 24, the interface output unit 2435 outputs a copayment interface for inputting / selecting copayment processing information in addition to outputting a PIN authentication interface as shown in FIG. It is preferable to further have a function to do.

According to an exemplary embodiment of the present invention, the interface output unit 2435 may further include a function of connecting a communication channel with a wireless terminal 2270 of the voucher provider and outputting a voucher video call interface for connecting a video call with the voucher provider. It is preferable to provide.

Alternatively, the interface output unit 2435 may correspond to a state of the voucher subject (eg, a health state) through the camera (not shown) provided in the voucher subject wireless terminal 2285. It is preferable to further include a function for outputting a voucher subject image or an image photographing interface for capturing a voucher provider image corresponding to the voucher provider's provision of a voucher service, and the transmission unit 2455 communicates with the voucher institution server 2225. And a function of connecting a channel and transmitting the photographed voucher subject image or the voucher provider image to the voucher institution server 2175.

In addition, the full text generation unit 2450 encrypts the voucher target authentication information included in the full voucher acknowledgment message through an encryption key stored in the USIM 2480 / memory unit 2460 to include in the full voucher acknowledgment message. It is preferable to further provide a function.

According to an embodiment of the present invention, the full text generation unit 2450 is the voucher subject wireless terminal 2285 in addition to the unique information used as the voucher target authentication information among the unique information stored in the USIM 2480 / memory unit 2460. ) Further includes a function of including second unique information for authenticating validity in the full voucher acknowledgment message.

In addition, the transmission unit 2455 connects a communication channel with the voucher server 2200 shown in FIG. 22, exchanges a certificate with the voucher server 2200, generates a random number, and then includes a key included in the certificate. It is preferable to further have a function of connecting a secure communication channel by allocating a session key between the voucher target wireless terminal 2285 and the voucher server 2200 through encryption after exchange and verification through a value.

FIG. 25 is a diagram illustrating a function of a voucher target wireless terminal 2285 for postpaid wireless voucher operation according to a third exemplary embodiment of the present invention.

More specifically, FIG. 25 illustrates an implementation method having a function of interworking with the postpaid wireless voucher operating system shown in FIG. 22 in the function of the voucher subject wireless terminal 2285 shown in FIG. 4. Those skilled in the art to which the present invention pertains have a function for using the voucher in a wireless terminal connected to a wireless communication network of other wireless communication standard other than the voucher target mobile phone by referring to and / or modifying the drawing 25. It will be possible to infer an implementation method for a wireless terminal function configuration, and the present invention includes all the implementation methods inferred above, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 25, the voucher target wireless terminal 2285 may include a controller 2520 corresponding to the modem chip, a screen output unit 2500 corresponding to an LCD (Liquid Crystal Display), and a microphone / speaker. A screen output unit 2505 corresponding to a key, a key input unit 2510 corresponding to a keypad, a wireless processing unit 2565 corresponding to an antenna and various RF modules, a memory unit 2560 corresponding to a nonvolatile memory, Universal Subscriber Identity Module (USIM) 2580 corresponding to an IC (Integrated Circuit) chip for storing universal subscriber identification information, and USIM reader unit 2570 for reading / writing information (or data) to the USIM 2580 And a battery 2515 for power supply, wherein the battery 2515 is provided from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device. Unique to the voucher provider And a media reader unit 2575 which reads unique identification information (or authentication information) of the voucher provider medium corresponding to any one of the card information, device information, RFID information, and USB information. .

Referring to FIG. 25, the VM driving module of the voucher target wireless terminal 2285 includes a receiver 2525 receiving a voucher history corresponding to the use of the voucher from the voucher server 2200 on the communication network, and the screen output unit 2500. An interface output unit 2530 for outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher, and an authentication unit 2535 for authenticating the PIN input to the PIN authentication interface through the key input unit 2510. And, if the PIN for using the voucher is authenticated, characterized in that it comprises a VM driver 2540 for driving a voucher processing VM (Virtual Machine), the voucher module, the voucher details, the screen output unit Before the voucher acknowledgment response including the output unit 2545 output through the 2500 or the screen output unit 2505 and the voucher target authentication information stored in the USIM 2580 / memory unit 2560. And a transmission unit 2555 for transmitting the generated voucher acknowledgment message to the voucher server 2200 on a communication network through the wireless generation unit 2565. A detailed description thereof will be made with reference to FIG. 4.

According to the embodiment illustrated in FIG. 25, the interface output unit 2530 outputs a copayment interface for inputting / selecting copayment processing information in addition to outputting a PIN authentication interface as shown in FIG. It is preferable to further have a function to do.

According to an exemplary embodiment of the present invention, the interface output unit 2530 may further include a function of connecting a communication channel with a wireless terminal 2270 of the voucher provider and outputting a voucher video call interface for connecting a video call with the voucher provider. It is preferable to provide.

Alternatively, the interface output unit 2530 may correspond to a state of the voucher subject (eg, a health state) through the camera (not shown) provided in the voucher subject wireless terminal 2285. The apparatus may further include a function of outputting a voucher subject image or an image capturing interface for capturing a voucher provider image corresponding to a voucher provider's provision of a voucher service, and the transmission unit 2555 communicates with the voucher institution server 2225 And a function of connecting a channel and transmitting the photographed voucher subject image or the voucher provider image to the voucher institution server 2175.

In addition, the full text generation unit 2550 encrypts the voucher target authentication information included in the full voucher acknowledgment message through an encryption key stored in the USIM 2580 / memory unit 2560 to include in the full voucher acknowledgment message. It is preferable to further provide a function.

According to an embodiment of the present invention, the full text generation unit 2550 is the voucher subject wireless terminal 2285 in addition to the unique information used as the voucher target authentication information among the unique information stored in the USIM 2580 / memory unit 2560. ) Further includes a function of including second unique information for authenticating validity in the full voucher acknowledgment message.

In addition, the transmission unit 2555 connects a communication channel with the voucher server 2200 shown in FIG. 22, exchanges a certificate with the voucher server 2200, generates a random number, and then includes a key included in the certificate. It is preferable to further have a function of connecting a secure communication channel by allocating a session key between the voucher target wireless terminal 2285 and the voucher server 2200 through encryption after exchange and verification through a value.

FIG. 26 is a diagram illustrating a function configuration of a voucher target wireless terminal 2285 for postpaid wireless voucher operation according to the fourth embodiment of the present invention.

In more detail, FIG. 26 illustrates an implementation method having a function of interworking with the postpaid wireless voucher operating system shown in FIG. 22 in the function configuration of the voucher subject wireless terminal 2285 shown in FIG. Those skilled in the art to which the present invention pertains may have a function for using the voucher in a wireless terminal connected to a wireless communication network other than the voucher target mobile phone by referring to and / or modifying the present invention. It will be possible to infer an implementation method for the configuration of a wireless terminal function, and the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 26, the voucher target wireless terminal 2285 may include a controller 2620 structurally corresponding to the modem chip, a screen output unit 2600 corresponding to an LCD (Liquid Crystal Display), and a microphone / speaker. A sound processing unit 2605 corresponding to a key, a key input unit 2610 corresponding to a keypad, a wireless processing unit 2650 corresponding to an antenna and various RF modules, a memory unit 2645 corresponding to a nonvolatile memory, and a general purpose. A universal subscriber identity module (USIM) 2755 corresponding to an integrated circuit (IC) chip that stores subscriber identification information, a USIM reader unit 2655 for reading / writing information (or data) to the USIM 2675, and And a battery 2615 for power supply, wherein the voucher is provided from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device to use the voucher. Tell the provider And a media reader unit 2670 reading unique identification information (or authentication information) of the voucher provider medium corresponding to any one of the card information, the device information, the RFID information, and the USB information. .

Referring to FIG. 26, the voucher target wireless terminal 2285 may include a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 2600, and a voucher interface for inputting / selecting a voucher description. When the interface output unit 2625, the authentication unit 2630 for authenticating the PIN input to the PIN authentication interface through the key input unit 2610, and the PIN for using the voucher are authenticated, the USIM 2675 A full text generation unit 2635 for generating a full voucher including the voucher target authentication information, the voucher history, and the voucher provider unique identification information (or authentication information) stored in the memory unit 2645, and the wireless processing unit 2650. It characterized in that it comprises a transmission unit 2640 for transmitting the generated voucher telegram to the voucher server 2200 on the communication network.

The interface output unit 2625 outputs a PIN authentication interface for inputting a PIN for authenticating the voucher through the screen output unit 2600. If the voucher subject is a visually impaired person, the interface output unit 2625 preferably outputs voice data requesting to input a PIN for voucher use through the input PIN authentication interface.

After the PIN authentication interface is output, the authentication unit 2630 inputs and processes PIN information for using the voucher through the key input unit 2610 to the PIN authentication interface, and when the PIN information is input, the USIM Provide the PIN information to process the PIN authentication for the voucher authentication, or compare the PIN authentication information stored in the memory unit 2645 with the input PIN information (or verify operation) to authenticate the voucher. Process PIN authentication for.

If the PIN for using the voucher is authenticated through the authentication unit 2630, the interface output unit 2625 outputs a voucher interface for inputting / selecting a voucher description of the voucher organization and the voucher type, and the voucher interface is used. Voucher details are input / selected through the voucher interface, and the voucher interface further includes a user interface for reading the voucher provider unique identification information (or authentication information) from the voucher provider's medium.

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) And voucher organization information and voucher provider information.

According to the embodiment illustrated in FIG. 26, the interface output unit 2625 may be charged by the voucher subject to receive the voucher, in addition to outputting a PIN authentication interface or a voucher interface as shown in FIG. 5. It is preferable to further have a function of outputting a copayment interface for inputting / selecting copayment processing information including the copayment information to be paid and the payment means information of the voucher subject to pay the copayment.

According to an embodiment of the present invention, the interface output unit 2625 further includes a function of connecting a communication channel with the wireless terminal 2270 of the voucher provider and outputting a voucher video call interface for connecting a video call with the voucher provider. It is preferable to provide.

Alternatively, the interface output unit 2625 may correspond to a state of the voucher subject (eg, a health state) through the camera (not shown) provided in the voucher subject wireless terminal 2285. It is preferable to further include a function for outputting a voucher subject image, or an image photographing interface for capturing a voucher provider image corresponding to the voucher provider's voucher service provision, and the transmission unit 2640 communicates with the voucher institution server 2225. And a function of connecting a channel and transmitting the photographed voucher subject image or the voucher provider image to the voucher institution server 2175.

When the voucher details are input, the full text generation unit 2635 may enter the voucher details and the voucher target authentication information and the voucher details and the voucher provider unique identification information (or authentication) stored in the USIM 2675 / memory unit 2645. And a voucher full text including information).

According to an exemplary embodiment of the present invention, when the voucher authority unique identification information (or authentication information) is stored in the USIM 2675 / memory unit 2645, the full text generation unit 2635 may execute the voucher target authentication information and the voucher organization. It is preferable to generate a voucher full text further including unique identification information (or authentication information).

If the wireless terminal is provided with a media reader unit 2670 that reads the unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the full text generation unit 2635 is the media reader unit 2670 It is preferable to include the unique identification information (or authentication information) of the voucher provider read from the voucher provider medium in the voucher full message.

Alternatively, an interface for inputting unique identification information (or authentication information) of the voucher provider to the screen output unit 2600 through the interface output unit 2625 is outputted, or unique identification information of the voucher provider is input to the voucher interface ( Or authentication information), and when the unique identification information (or authentication information) of the voucher provider is input through the interface, the full text generation unit 2635 identifies the unique identification information of the entered voucher provider. (Or authentication information) is preferably included in the full voucher.

In addition, the full text generation unit 2635 encrypts the voucher target authentication information included in the full voucher acknowledgment message through an encryption key stored in the USIM 2675 / memory unit 2645 to include in the full voucher acknowledgment message. Preferably, the apparatus further includes a function, and the encryption target may further include unique identification information (or authentication information) of the voucher provider.

According to an embodiment of the present invention, the full text generation unit 2635 is the voucher subject wireless terminal 2285 in addition to the unique information used as the voucher target authentication information among the unique information stored in the USIM 2675 / memory unit 2645. ) Further includes a function of including second unique information for authenticating validity in the full voucher acknowledgment message.

The transmission unit 2640 connects a communication channel with the voucher server 2200 shown in FIG. 22, exchanges a certificate with the voucher server 2200, generates a random number, and then generates a key value included in the certificate. It is preferable to further include a function of connecting a secure communication channel by allocating a session key between the voucher target wireless terminal 2285 and the voucher server 2200 through encryption after exchange and verification operation.

When the voucher telegram is generated, the transmission unit 2640 connects a communication channel for transmitting the voucher telegram to the voucher server 2200 on the communication network through the wireless processing unit 2650, and through the communication channel. The generated voucher text is transmitted to the voucher server 2200.

27 is a diagram illustrating a post-paid voucher processing process according to the first embodiment of the present invention.

In more detail, FIG. 27 is to generate a voucher acknowledgment message including the voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal shown in FIG. A process of transmitting to the voucher server shown in FIG. 22 is shown. The method of modifying the voucher processing shown in FIG. 7 is adapted to the postpaid voucher processing linked to the wireless voucher operation system shown in FIG.

Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 27 to implement various methods for the voucher processing process (for example, some steps may be omitted or the order may be changed). Although it can be inferred, the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 27, when the voucher details are received from the voucher server shown in FIG. 22 through the process shown in FIG. 6 to the voucher target wireless terminal shown in FIG. 23 (2700), the voucher target wireless terminal A voucher module (VM) shown in FIG. 23 is driven (2705), the received voucher details are outputted on the screen or sound (2710), and a PIN authentication interface for inputting a PIN for authenticating the voucher is output. After the PIN is input through the PIN authentication interface, the PIN information is provided to the USIM provided in the voucher target wireless terminal to process the PIN authentication for the voucher authentication, or the PIN authentication information stored in the memory unit. And PIN authentication for the voucher authentication by comparing (or verifying) the input PIN information (2715).

If the PIN is not authenticated (2720), the voucher target wireless terminal outputs a voucher error message (2725), and ends the voucher processing process.

On the contrary, if the PIN is authenticated (2720), the voucher target wireless terminal checks the voucher target authentication information stored in the USIM / memory unit, and further inputs / reads the unique identification information (or authentication information) of the voucher provider, and then executes the method. According to the voucher organization unique identification information (or authentication information) further, according to the confirmed voucher target authentication information and implementation method, the identification information and voucher organization unique identification information (or authentication information), unique identification information of the voucher provider (Or authentication information) is encrypted using an encryption key provided in the USIM / memory unit (2730).

The voucher target wireless terminal outputs a copayment interface for inputting / selecting copayment processing information, and copays processing information corresponding to any one of the copayment processing methods shown in FIG. 22 through the copayment interface. (2735), the input / selection of the copayment processing information can be omitted according to the implementation method.

Subsequently, the voucher target wireless terminal includes the voucher target authentication information and the unique identification information (or authentication information) of the voucher provider, and the voucher organization unique identification information (or authentication information) and the copayment processing information according to the implementation method. A full voucher acknowledgment message is further generated (2740).

The voucher subject wireless terminal connects a voucher server and a secure communication channel according to the secure communication channel connection method shown in FIGS. 22 and 23 (2745), and generates the generated voucher acknowledgment message through the secure communication channel. This is transmitted to the voucher server shown in Figure 22 (2750).

28 is a diagram illustrating a post-paid voucher processing process according to the second embodiment of the present invention.

In more detail, FIG. 28 illustrates a process of generating a voucher acknowledgment message including the voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal shown in FIG. A process of transmitting to the voucher server shown in FIG. 22 is shown. The method of modifying the voucher processing shown in FIG. 8 to be adapted to the postpaid voucher processing linked to the wireless voucher operation system shown in FIG.

Those skilled in the art to which the present invention pertains can refer to and / or modify this drawing 28 to implement various methods for the voucher processing process (e.g., some steps may be omitted or the order may be changed). Although it can be inferred, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 28, when the voucher details are received from the voucher server shown in FIG. 22 through the process shown in FIG. 6 from the voucher target wireless terminal shown in FIG. 24 (2800), the received voucher details are displayed. After outputting the screen or sound (2805) and outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher, if a PIN is input through the PIN authentication interface, the USIM provided to the voucher target wireless terminal is output. The PIN information is provided to process PIN authentication for the voucher authentication, or the PIN authentication information for the voucher authentication is processed by comparing (or verifying) the PIN authentication information stored in the memory unit with the input PIN information. (2810).

If the PIN is not authenticated (2815), the voucher target wireless terminal outputs a voucher error message (2820), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (2815), the voucher target wireless terminal drives the voucher module (VM) shown in Figure 24 (2820), and correspondingly the voucher target wireless terminal is stored in the USIM / memory unit Check the voucher target authentication information and further input / read the unique identification information (or authentication information) of the voucher provider, and further confirm the voucher organization unique identification information (or authentication information) according to the implementation method, and the confirmed voucher target According to the authentication information and the implementation method, the authentication information, the unique identification information (or authentication information) of the voucher organization, and the unique identification information (or authentication information) of the voucher provider are encrypted with an encryption key provided in the USIM / memory unit (2830).

The voucher target wireless terminal outputs a copayment interface for inputting / selecting copayment processing information, and copays processing information corresponding to any one of the copayment processing methods shown in FIG. 22 through the copayment interface. (2835), and the input / selection of the copayment processing information may be omitted according to an implementation method.

Subsequently, the voucher target wireless terminal includes the voucher target authentication information and the unique identification information (or authentication information) of the voucher provider, and the voucher organization unique identification information (or authentication information) and the copayment processing information according to the implementation method. A full voucher acknowledgment message is further generated (2840).

The voucher subject wireless terminal connects the voucher server with the secure communication channel according to the secure communication channel connection method shown in FIGS. 22 and 24 (2845), and generates the generated voucher acknowledgment message through the secure communication channel. This is transmitted to the voucher server shown in FIG. 22 (2850).

29 is a diagram illustrating a post-paid voucher processing process according to a third embodiment of the present invention.

In more detail, FIG. 29 is to generate a full voucher acknowledgment response message including voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal shown in FIG. A process of transmitting to the voucher server shown in FIG. 22 is shown. The method of modifying the voucher processing shown in FIG. 9 is adapted to post-pay type voucher processing linked with the wireless voucher operation system shown in FIG.

Those skilled in the art to which the present invention pertains may refer to and / or modify this drawing 29 to implement various methods for the voucher processing process (e.g., some steps may be omitted or the order may be changed). Although it can be inferred, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 29, when the voucher details are received from the voucher server shown in FIG. 22 through the process shown in FIG. 6 to the voucher target wireless terminal shown in FIG. 25 (2900), the received voucher details are displayed. After outputting the screen or sound (2905) and outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher, if a PIN is input through the PIN authentication interface, the USIM provided in the voucher target wireless terminal is provided. Process the PIN authentication for the voucher authentication by providing the PIN information, or process the PIN authentication for the voucher authentication by comparing (or verifying) the PIN authentication information stored in the memory unit with the input PIN information. (2910)

If the PIN is not authenticated (2915), the voucher subject wireless terminal outputs a voucher error message (2920), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (2915), the voucher target wireless terminal drives the voucher module (VM) shown in Figure 25 (2920), and correspondingly the voucher target wireless terminal is stored in the USIM / memory unit Check the voucher target authentication information and further input / read the unique identification information (or authentication information) of the voucher provider, and further confirm the voucher organization unique identification information (or authentication information) according to the implementation method, and the confirmed voucher target According to the authentication information and the implementation method, the authentication information, the unique identification information (or authentication information) of the voucher organization, and the unique identification information (or authentication information) of the voucher provider are encrypted with the encryption key provided in the USIM / memory unit (2930).

In addition, the voucher target wireless terminal outputs a copayment interface for inputting / selecting copayment processing information, and the copayment processing information corresponding to any one of the copayment processing methods shown in FIG. 22 through the copayment interface. The input and selection of the information (2935), the input / selection of the copayment processing information can be omitted according to the implementation method.

Subsequently, the voucher target wireless terminal includes the voucher target authentication information and the unique identification information (or authentication information) of the voucher provider, and the voucher organization unique identification information (or authentication information) and the copayment processing information according to the implementation method. A voucher acknowledgment full message is further generated (2940).

The voucher subject wireless terminal connects the voucher server with the secure communication channel according to the secure communication channel connection method shown in FIGS. 22 and 25 (2945), and generates the generated voucher acknowledgment message through the secure communication channel. The data is transmitted to the voucher server shown in FIG. 22 (2950).

30 is a diagram illustrating a post-paid voucher processing process according to a fourth embodiment of the present invention.

In more detail, FIG. 30 illustrates the input / selection of the voucher details in the voucher target wireless terminal shown in FIG. 26, and generates a full voucher acknowledgment response message including the voucher details and the voucher target authentication information. A process of transmitting to the voucher server is illustrated. The method of modifying the voucher processing shown in FIG. 10 is adapted to post-pay type voucher processing linked to the wireless voucher operation system shown in FIG.

Those skilled in the art to which the present invention pertains can refer to and / or modify this drawing 30 to implement various methods for the voucher processing process (e.g., some steps may be omitted or the order may be changed). Although it can be inferred, the present invention includes all the implementation methods inferred, and the technical features are not limited only to the implementation method shown in FIG.

Referring to FIG. 30, the voucher subject wireless terminal shown in FIG. 26 outputs a PIN authentication interface for inputting a PIN for authenticating the voucher, and when the PIN is input through the PIN authentication interface, The PIN information is provided to the USIM provided in the terminal to process the PIN authentication for the voucher authentication, or the voucher authentication is performed by comparing (or verifying) the PIN authentication information stored in the memory unit with the input PIN information. Process the PIN authentication for (3000).

If the PIN is not authenticated (3005), the voucher target wireless terminal outputs a voucher error message (3010), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (3005), the voucher target wireless terminal outputs a voucher interface for inputting / selecting the voucher details for using the voucher, and inputs / selects the voucher details through the voucher interface (3015). ).

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

If the voucher details are input / selected (3020), the voucher target wireless terminal checks the voucher target authentication information stored in the USIM / memory unit and further inputs / reads the unique identification information (or authentication information) of the voucher provider. And further confirming the voucher organization unique identification information (or authentication information) according to the implementation method, and verifying the authentication information and the voucher organization unique identification information (or authentication information) according to the confirmed voucher target authentication method and implementation method. The unique identification information (or authentication information) is encrypted (3025) with an encryption key provided in the USIM / memory unit.

In addition, the voucher target wireless terminal outputs a copayment interface for inputting / selecting copayment processing information, and the copayment processing information corresponding to any one of the copayment processing methods shown in FIG. 22 through the copayment interface. The input / selection of the information 3030, the input / selection of the copayment processing information can be omitted according to the implementation method.

Subsequently, the voucher target wireless terminal includes the voucher target authentication information and the unique identification information (or authentication information) of the voucher provider, and the voucher organization unique identification information (or authentication information) and the copayment processing information according to the implementation method. A full voucher acknowledgment message is further generated (3035).

Further, the voucher subject wireless terminal connects the voucher server and the secure communication channel according to the secure communication channel connection method shown in FIGS. 22 and 26 (3040), and transmits the generated voucher message through the secure communication channel. The data is transmitted to the voucher server shown in FIG. 22 (3045).

31 is a diagram illustrating a post-paid voucher approval process according to an embodiment of the present invention.

More specifically, FIG. 31 illustrates a process of receiving a voucher acknowledgment full message (or voucher full text) from the voucher target wireless terminal shown in FIGS. 23 to 26 to process a postpaid voucher approval. Those skilled in the art may refer to and / or modify this drawing 31 to infer various implementation methods (e.g., some steps are omitted or reordered) for the voucher approval process. Although the present invention may be implemented, the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method illustrated in FIG.

Referring to FIG. 31, the voucher server shown in FIG. 22 connects the secure voucher with the voucher target wireless terminal by connecting the communication channel from the voucher target wireless terminal shown in FIGS. 23 to 26 (3100). Receiving a voucher acknowledgment message (or voucher message) transmitted through the process illustrated in FIGS. 27 to 30 (3105), and decrypting the information encrypted in the received voucher acknowledgment message (or voucher message); (3110).

If the information encrypted in the voucher acknowledgment message (or voucher message) is decrypted (3115), the voucher server checks the authentication information for the voucher subject wireless terminal, and the voucher through the voucher subject wireless terminal authentication information. The validity of the target wireless terminal is verified (3120).

If the validity of the voucher target wireless terminal is not confirmed (3125), the voucher server transmits validity error information to the voucher target wireless terminal (3130).

On the other hand, if the validity of the voucher target wireless terminal is verified (3125), the voucher server tracks the location of the voucher target wireless terminal and the voucher provider wireless terminal, and compares the voucher target wireless terminal location with the voucher provider wireless terminal location. The voucher provider verifies the validity of the voucher provision for providing the voucher service to the voucher subject (3135).

If the validity of the voucher is not confirmed (3140), the voucher server transmits validity error information to the voucher target wireless terminal (3130).

If the validity of the voucher provision is not verified (3140), the voucher server accepts the voucher through the voucher target authentication information (3145).

According to an embodiment of the present invention, the voucher server reads the voucher acknowledgment message (or voucher message) to confirm the voucher target authentication information, and compares (or verifies operation with the voucher target authentication information stored in the voucher D / B). ) To process the approval for the voucher details.

If the voucher acknowledgment text (or voucher text) further includes the unique identification information (or authentication information) of the voucher organization, the voucher server is the unique identification information (or authentication information) of the voucher organization and the voucher D / It is preferable to process (or verify) the unique identification information (or authentication information) of the voucher organization stored in B to process the approval for the voucher details.

Alternatively, when the voucher acknowledgment full text (or voucher full text) further includes the unique identification information (or authentication information) of the voucher provider, the voucher server may identify the voucher provider's unique identification information (or authentication information) and the voucher D. It is preferable to process the approval for the voucher details by comparing (or verifying) the unique identification information (or authentication information) of the voucher provider stored in / B.

If the voucher is not approved (3150), the voucher server transmits the unauthorized voucher approval details to the voucher target wireless terminal (3155).

On the other hand, when the voucher is approved (3150), the voucher server processes the copayment for the approved voucher details (3160).

If the deductible is processed (3165), the voucher server provides the approved voucher history, voucher subject information, voucher provider information and the copayment processing result information to the voucher agency server, the voucher history, voucher subject Information, a voucher provider information, and the copayment processing result information are stored in a storage medium (3170), and a voucher approval history including the remaining voucher information for the approved voucher is transmitted to the voucher target wireless terminal. (3175).

32 is a diagram illustrating a postpay settlement process corresponding to postpaid voucher processing according to an embodiment of the present invention.

In more detail, FIG. 32 shows a voucher in a voucher institution server when a post-paid type voucher is processed in connection with any one of the voucher target wireless terminals shown in FIGS. 23 to 26 in the wireless voucher operation system shown in FIG. 22. As a process of paying a voucher amount to a provider, a person of ordinary skill in the art may refer to and / or modify this drawing 32 to implement various methods of performing the postpay settlement process (eg, Some steps may be omitted, or the order of implementation may be changed), but the present invention includes all the implementation methods inferred, and the technical features are not limited to the implementation method shown in FIG. No.

Referring to FIG. 32, if the post-paid voucher process is provided through the process shown in FIG. 31 and the voucher history, the voucher subject information, the voucher provider information, and the copayment processing result information that are approved by the voucher agency server are provided, The voucher agency server receives the approved voucher details, voucher subject information, voucher provider information and the copayment processing result information from the voucher server (3200), and based on the voucher details and copayment processing results Confirm the amount to be paid later to the provider (3205).

According to an embodiment of the present invention, if the copayment is zero, the amount to be paid to the voucher provider is the amount of the voucher included in the voucher details, and if the copayment is not 0, it is to be paid to the voucher provider. The amount is the amount deducting the copayment from the amount of the voucher included in the voucher details.

If the voucher amount included in the voucher details is already an amount deducted from the copayment, the amount to be paid later to the voucher provider includes the voucher amount included in the voucher details.

If the amount to be paid later to the voucher provider is confirmed (3210), the voucher institution server withdraws the confirmed payment amount from the voucher fund through the financial institution server to process the payment to the voucher provider (3215), the copayment Is paid to the voucher provider through a separate copayment settlement process.

According to the present invention, a wireless terminal of a voucher subject is used as a voucher medium for using and authenticating a voucher issued / issued to the voucher subject, or after the wireless terminal used as a voucher medium is paid to the voucher subject, the voucher is provided. There is an advantage in that the voucher service can be conveniently provided without a card terminal without directly receiving the voucher through the target wireless terminal.

Claims (3)

A storage medium that connects and stores the voucher subject identification information and the voucher subject address (or location) information; A voucher provider wireless terminal for generating and transmitting a full voucher approval request message including unique identification information and a voucher target wireless terminal location information; Read the full voucher approval request sent by the voucher provider wireless terminal, extract the voucher subject unique identification information and location information, and the voucher subject address (or location) information associated with the extracted voucher subject unique identification information through the storage medium After the first confirmation, and after the second confirmation whether the first confirmed voucher target address (or location) information and the extracted location information matching, the voucher target address (or location) information and the extracted location information is matched The voucher provider location-based mobile voucher approval processing system comprising a; server for processing the approval for the voucher approval request in response to the second confirmation result. A storage medium that connects and stores the voucher subject identification information and the voucher subject address (or location) information; After receiving the voucher approval request text including the voucher subject unique identification information and the voucher target wireless terminal location information from the voucher provider wireless terminal, the received voucher approval request text is read, and the voucher subject unique identification information and location information are extracted. And first checking the voucher target address (or location) information associated with the extracted voucher subject unique identification information through the storage medium, and matching the first confirmed voucher target address (or location) information with the extracted location information. And after confirming whether the second, the server for processing the approval for the voucher approval request in response to the second confirmation result of whether the voucher target address (or location) information and the extracted location information match. Voucher Provider Location Based Mobile Voucher Approval Processing System Tem. According to claim 1 or 2, wherein the voucher subject unique identification information, Voucher provider location-based mobile voucher approval processing system comprising the USIM unique information provided in the voucher target wireless terminal, the voucher target wireless terminal unique information, and at least one certificate information.

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