KR20110003699A - Method for identifying voucher person status and recording medium - Google Patents

Abstract

PURPOSE: A voucher object state confirmation method and a recording medium therefore for analyzing a voucher providing cycle are provided to conveniently supply a voucher service by using the wireless terminal as the voucher media using the voucher issuing to the voucher object. CONSTITUTION: A voucher approving unit(135) processes an approval about the voucher history. An information transmitter(145) confirms the voucher approval particulars. The information transmitter transmits the voucher approval to the wireless terminal. A voucher processor(150) transmits the voucher supply information to a voucher institution server.

Description

Method for Identifying Voucher Subject Status and Recording Media for It {Method for Identifying Voucher Person Status and Recording Medium}

1 is a diagram showing the configuration of a wireless voucher management system according to an embodiment of the present invention.

2 is a diagram illustrating a configuration of a voucher target wireless terminal function according to the first embodiment of the present invention.

3 is a diagram illustrating a configuration of a voucher target wireless terminal function for operating a wireless voucher according to a second embodiment of the present invention.

4 is a diagram illustrating a configuration of a voucher target wireless terminal function for operating a wireless voucher according to a third embodiment of the present invention.

FIG. 5 is a diagram illustrating a configuration of a voucher target wireless terminal function for operating a wireless voucher according to a fourth exemplary embodiment of the present invention.

6 is a diagram illustrating a voucher history transmission process according to an embodiment of the present invention.

7 is a diagram illustrating a voucher processing process according to the first embodiment of the present invention.

8 is a diagram illustrating a voucher processing process according to a second embodiment of the present invention.

9 is a diagram illustrating a voucher processing process according to a third embodiment of the present invention.

10 is a diagram illustrating a voucher processing process according to a fourth embodiment of the present invention.

11 is a diagram illustrating a voucher approval process according to an embodiment of the present invention.

12 is a view illustrating a voucher subject status checking process according to an exemplary embodiment of the present invention.

<Description of main parts of drawing>

100: voucher server 105: history receiving unit

110: voucher authentication unit 115: history transmission unit

120: security processing unit 125: professional receiving unit

130: validation unit 135: voucher approval unit

140: information storage unit 145: information transmission unit

150: voucher processing unit 155: copayment processing unit

160: information generating unit 165: information providing unit

170: Voucher D / B 175: Storage medium

180: payment server 185: voucher agency server

190: voucher provider terminal 193: communication company server

195: Voucher target wireless terminal

According to the present invention, when a wireless terminal of a voucher subject is used as a voucher medium for authenticating the use of a voucher issued / paid by a voucher subject, the voucher is analyzed by analyzing a voucher provision period for the voucher subject / service provided to the voucher subject. It is to provide a method and system for providing a voucher provider wireless terminal after predicting the status of the subject.

Due to the polarization of society, various forms of vouchers are being provided to low-income people and those who meet certain conditions.

However, the conventional voucher is provided in the form of a paper, in order to use the voucher, there was an inconvenience of having to receive the voucher in the form of a paper.

Recently, in order to alleviate the inconvenience of receiving the voucher, a voucher has been proposed in the form of a card medium associated with a voucher instead of a paper, but a voucher provider is provided with a card terminal to use the voucher in the form of the card medium. It is suitable for the form in which the voucher subject visits the voucher provider and is provided with the voucher service because it needs to be (or possessed), but there is a lot of inconvenience in the form in which the voucher provider visits the voucher subject and provides the voucher service.

SUMMARY OF THE INVENTION An object of the present invention for solving the above problems is to use a wireless terminal of a voucher subject as a voucher medium for using / authenticating a voucher issued / paid to the voucher subject, or a voucher for a wireless terminal used as a voucher medium. By paying to the subject, it is possible to conveniently receive the voucher service without receiving the voucher and using the card through the voucher subject wireless terminal corresponding to the voucher medium.

Another object of the present invention is to provide a voucher provider wireless terminal after analyzing the voucher provision period for the voucher goods / services provided to the voucher subject when the voucher subject is approved for use of the voucher will be.

Voucher subject status check method according to the present invention, the step of processing the voucher authorization for the voucher goods / services provided to the voucher target by the voucher provider through the voucher target authentication information set in the server, the voucher processed in the server Storing the information on the storage medium in association with the details and the voucher target information, checking the voucher providing period provided to the voucher target by reading the voucher history for a predetermined period stored in the storage medium in the server, and analyzing the voucher providing period. Generating voucher subject state information corresponding to a state to the voucher subject and providing the voucher subject state information to the voucher provider wireless terminal or the preset state information receiving means at a server. .

In the voucher subject status check method according to the present invention, the step of generating the voucher subject status information, the voucher subject is called to the voucher provider wireless terminal (or voucher organization) in association with the communication company server of the voucher subject wireless terminal. And analyzing the date and time of the attempted call.

In the method for checking the voucher subject state according to the present invention, the voucher subject state information is information for predicting the voucher subject state by analyzing a trend in which the voucher providing period is increased, maintained or reduced. Checking whether the voucher goods / services are provided at the scheduled date and time through the provision cycle, the information includes the information predicting the voucher subject status.

On the other hand, it includes a computer-readable recording medium, characterized in that for recording the program for executing the above-described voucher subject status check method.

Hereinafter, with reference to the accompanying drawings and description will be described in detail the operating principle of the preferred embodiment of the present invention. However, the drawings and the following description shown below are for the preferred method among various methods for effectively explaining the features of the present invention, the present invention is not limited only to the drawings and description below. In addition, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the detailed description thereof will be omitted. In addition, terms to be described below are terms defined in consideration of functions in the present invention, which may vary according to a user's or operator's intention or custom. Therefore, the definition should be made based on the contents throughout the present invention.

As a result, the technical spirit of the present invention is determined by the claims, and the following embodiments are one means for efficiently explaining the technical spirit of the present invention to those skilled in the art to which the present invention pertains. It's just

1 is a diagram showing the configuration of a wireless voucher management system according to an embodiment of the present invention.

In more detail, Figure 1 provides a voucher service using a wireless terminal of a voucher subject as a voucher medium for using and authenticating the voucher issued / paid from the voucher subject to the voucher subject, and then to the voucher service provided to the voucher subject. FIG. 1 illustrates a configuration of a wireless voucher operation system for analyzing a state of the voucher subject based on a corresponding voucher history. Those skilled in the art may refer to and / or modify the present invention. While various implementation methods (e.g., some components may be omitted, subdivided, or combined) for the configuration of the wireless voucher operating system may be inferred, the present invention includes all the inferred implementation methods. By the implementation method shown in FIG. Shall not. Hereinafter, a detailed description of the same configuration as the functional configuration shown in FIG. 1 in FIG. 1 will be referred to FIG.

Referring to FIG. 1, the wireless voucher operation system may be provided to provide a voucher to a voucher subject, or a voucher subject wireless terminal 195 having the voucher function and the voucher subject wireless terminal 195 may be used. Transmit and receive a voucher acknowledgment message (or voucher message) containing the voucher object authentication information from the voucher subject wireless terminal 195, read the received voucher acknowledgment message (or voucher message), and read the voucher details. And a voucher server 100 for processing approval for the voucher provider terminal 190 (or voucher) used by the voucher provider to provide the voucher subjects (or intangible) voucher goods / services. Provider server) and a voucher provided in the voucher organization that provides the voucher to the voucher subject. And characterized by comprising comprises a pipe server 185 (or vouchers institution terminal).

In FIG. 1, the voucher server 100 is illustrated and described as being implemented in one single server form, but the present invention is not limited thereto. The voucher server 100 includes two or more servers for each function. It may be implemented in the form of a server system configured, or may be implemented in the form of an internal component of the voucher interlock system provided with the voucher server 100. That is, in FIG. 1, the voucher server 100 is not a physical name but a logical name of a functional configuration for operating the wireless voucher according to the present invention.

The voucher subject is a person who receives a voucher goods / services of a type (or intangible) corresponding to the voucher issued / issued by the voucher institution, the welfare subject who receives the welfare voucher, the education subject who receives the educational voucher, It includes a disabled person / elderly person, etc. receiving a living helper voucher, the voucher subject can be variously expanded according to the type of voucher. That is, the present invention is not limited by the type of voucher.

The voucher organization shall raise a voucher fund of a certain amount, and through the voucher fund, allow a predetermined voucher provider to provide tangible (or intangible) voucher goods / services to the voucher subject, and the type (or An institution / group which withdraws from the voucher fund an amount corresponding to an intangible voucher goods / service and provides it to the voucher provider, and the voucher subject can be variously expanded according to the type of voucher.

The voucher provider is a person (or merchant, enterprise or organization, etc.) providing the type (or intangible) voucher goods / services corresponding to the voucher issued / paid by the voucher entity to the voucher subject in the voucher subject. The voucher provider may be variously extended according to the type of the voucher.

According to the present invention, the voucher server 100, the voucher information issued / paid to the voucher subject in the voucher organization, the voucher subject information received / paid from the voucher organization, and the voucher subject wireless terminal Voucher subject authentication information stored in a storage area of 195, voucher organization information for issuing / paying the voucher to the voucher subject, and the requested type (or intangible) voucher goods / service corresponding to the voucher to the voucher subject. A voucher D / B 170 may be provided to further store and provide the voucher provider information. Alternatively, the voucher D / B 170 may be interworked with the voucher D / B 170 through a communication network.

The voucher information may include one or more of a voucher name, a voucher identification code, a voucher target item / service type, a voucher amount, and a number of voucher usage times.

The voucher subject information may include identification information (eg, a unique number issued to the voucher subject in the voucher period) and personal information (eg, name, social security number, etc.) of the voucher subject who is issued / paid the voucher from the voucher organization. Address) and one or more pieces of information on the voucher target wireless terminal 195.

For example, if the voucher subject is a person with a disability, the voucher subject identification information may include a person with a disability number issued to the person with a disability by a voucher organization (= a government agency or a local apparatus organization managing a person with a disability).

According to the exemplary embodiment of the present invention, the voucher target authentication information included in the voucher acknowledgment message received from the voucher target wireless terminal 195 is encrypted with an encryption key stored in the USIM / memory of the voucher target wireless terminal 195. When transmitted, the voucher subject information may further include a decryption key for decrypting the encrypted voucher subject authentication information.

According to an exemplary embodiment of the present invention, when authenticating the validity of the wireless terminal of the voucher target, the voucher target information is a server-side certificate for connecting a secure communication channel between the voucher target wireless terminal 195 and the voucher server 100. Preferably, the USIM / memory unit of the voucher target wireless terminal 195 includes a terminal side certificate to be exchanged with the voucher server 100. In this case, the voucher target wireless terminal The voucher server 100 exchanges a random number and a certificate, encrypts the random number with a key value included in the certificate, and then verifies the session key between the voucher target wireless terminal 195 and the voucher server 100. Authenticate each other by assigning

If the server-side certificate is used in all voucher subject wireless terminals 195, the server-side certificate is preferably stored in a separate certificate D / B (not shown).

According to an exemplary embodiment of the present invention, when authenticating the wireless terminal validity of the voucher target, the voucher target information further includes authentication information of the voucher target wireless terminal 195 for authenticating the validity of the voucher target wireless terminal 195. It is preferable to comprise.

According to an embodiment of the present invention, the voucher subject wireless terminal 195 authentication information may include a second non-used voucher target authentication information among the unique information stored in the USIM / memory unit of the voucher target wireless terminal 195. Preferably, the unique information is included. In this case, the voucher server 100 receives the voucher target wireless terminal 195 authentication information from the voucher target wireless terminal 195 (or reads and confirms the communication session). The validity of the voucher target wireless terminal 195 is verified by comparing (or verifying) the voucher target wireless terminal 195 included in the voucher target information.

According to an exemplary embodiment of the present invention, the voucher target authentication information may be stored in a USIM / memory unit of the voucher target wireless terminal 195 and include unique information for authenticating that the user of the voucher is a voucher target. Do.

If the voucher target authentication information includes unique information stored in the USIM provided in the voucher target wireless terminal 195, the voucher target authentication information is stored in the USIM provided in the voucher target wireless terminal 195. Chip unique information, wireless terminal unique information stored in the USIM (for example, Mobile Identification Number (MIN), Electronic Serial Number (ESN), subscriber identification number, International Mobile Equipment Identity (IMEI), Mobile Station International ISDN Number) ), Etc.), one or more of the certificate information (or certificate copy) of the voucher subject provided in the USIM.

Alternatively, when the voucher target authentication information includes unique information stored in a memory unit included in the voucher target wireless terminal 195, the voucher target authentication information may include a memory unit provided in the voucher target wireless terminal 195. Radio terminal unique information (for example, Mobile Identification Number (MIN), Electronic Serial Number (ESN), Subscriber Identification Number, International Mobile Equipment Identity (IMEI), Mobile Station International ISDN Number (MSSI), etc.) stored in the memory unit It is preferable to include at least one of the certificate information (or a copy of the certificate) of the voucher subject provided in the.

The voucher organization information is information for identifying a voucher organization for issuing / paying the voucher to the voucher subject, and unique identification information (or authentication information) of the voucher organization in the USIM / memory section of the voucher subject wireless terminal 195. If is stored, it is preferable that the USIM / memory unit of the wireless terminal comprises information matching the unique identification information (or authentication information) of the voucher organization.

The voucher provider information is information for identifying a voucher provider providing the requested voucher goods / services corresponding to the voucher to the voucher subject, and identification information (or authentication) uniquely assigned to the voucher provider. Card information read from the voucher provider medium, or when the voucher provider possesses a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device, It is preferable that the identification information (or authentication information) of the voucher provider medium corresponding to any one of the device information, the RFID information, and the USB information is included.

Referring to FIG. 1, the voucher server 100 is configured to provide a voucher provider / type (or intangible) voucher goods / services from the voucher provider terminal 190 or the voucher agency server 185 to the voucher subject. A history receiver 105 for receiving corresponding voucher details and voucher subject radio terminal 195 information corresponding to the voucher subject for which the voucher provider is to provide the voucher service; and the received voucher details and the voucher subject radio terminal ( 195) an information storage unit 140 for connecting the voucher subject information including the information and storing the information on the storage medium 175, and uniquely identifying the voucher provider medium in the voucher D / B 170. If the voucher provider information including the information (or authentication information) is not stored, the details receiving unit 105 stores the voucher provider medium. And further receive the voucher provider information including the identification information (or authentication information), and the information storage unit 140 further stores the voucher provider information in association with the voucher details and the voucher subject information.

After the voucher provider provides the voucher subject with the voucher goods / services of the type (or intangible) corresponding to the voucher, the corresponding type provided by the voucher provider to the voucher subject via the voucher provider terminal 190 When the voucher details and voucher target wireless terminal 195 information corresponding to (or intangible) voucher goods / service are transmitted, the details receiver 105 transmits the voucher details and vouchers from the voucher provider terminal 190 through a communication network. It is characterized by receiving the target radio terminal 195 information.

Alternatively, the voucher organization requests the voucher provider to provide a voucher object / type of voucher (or intangible) corresponding to the voucher to the voucher subject, and then the voucher institution server 185 via the voucher provider When the voucher details corresponding to the type (or intangible) voucher goods / service requested to be provided to the voucher subject and the voucher subject wireless terminal 195 information are transmitted, the history receiver 105 transmits the voucher institution server ( And receiving the voucher details and the voucher target wireless terminal 195 information.

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

The information storage unit 140 stores the voucher subject information including the voucher subject wireless terminal 195 information and the received voucher details and stores the information on the storage medium 175.

Referring to FIG. 1, the voucher server 100 includes a details transmitter 115 which transmits the voucher details to the voucher target wireless terminal 195 corresponding to the voucher target wireless terminal 195 information. When the voucher details and voucher target wireless terminal 195 information are received, the voucher details and the voucher target wireless terminal 195 information received through the voucher D / B 170 are authenticated. It is characterized in that it further comprises a voucher authentication unit (110).

When the voucher details and the voucher target wireless terminal 195 information are received from the voucher provider terminal 190 or the voucher authority server 185, the voucher authentication unit 110 is the voucher information and the voucher included in the voucher details Compare the voucher information stored in the D / B 170, compare the voucher organization information contained in the voucher history and the voucher organization information stored in the voucher D / B 170, or the voucher provider included in the voucher history Information and the voucher provider information stored in the voucher D / B (170) or compare the voucher target wireless terminal (195) information and the voucher target wireless terminal (195) information stored in the voucher D / B (170) The validity of the received voucher details and voucher target wireless terminal 195 information is authenticated.

The details transmitter 115 may transmit the received voucher details to the voucher target wireless terminal 195 corresponding to the voucher target wireless terminal 195.

According to an exemplary embodiment of the present invention, the details transmitter 115 transmits a wireless message including a callback UEL for transmitting the voucher details to the voucher target wireless terminal 195 and the callback UEL through the callback UEL. Preferably, the voucher details are transmitted to the voucher target wireless terminal 195.

According to another exemplary embodiment of the present invention, when the voucher module VM provided in the voucher target wireless terminal 195 is driven, the voucher details are transmitted to the voucher target wireless terminal 195. The unit 115 connects a communication channel with a voucher module (VM) driven by the voucher target wireless terminal 195 and transmits the voucher details to the voucher target wireless terminal 195 through the communication channel. It is right.

According to another exemplary embodiment of the present invention, when the voucher subject wireless terminal 195 has a function of inputting / selecting a voucher details, the details transmitter 115 transmits the voucher details to the voucher subject wireless terminal 195. The transmission may be omitted.

Here, the voucher details are provided in real time according to the voucher details request of the voucher target wireless terminal 195 at the time when the voucher provider provides the voucher service to the voucher target, or the voucher provider to the voucher target Before providing the service, the voucher subject wireless terminal 195 may be transmitted and stored in advance.

Referring to FIG. 1, the voucher server 100 transmits a voucher acknowledgment message in the voucher target wireless terminal 195 after the voucher details are transmitted to the voucher target wireless terminal 195. When connected to, characterized in that it further comprises a security processing unit 120 for connecting the voucher target wireless terminal 195 and a secure communication channel.

When a communication channel is connected to the voucher target wireless terminal 195, the security processor 120 exchanges a certificate with the voucher target wireless terminal 195, generates a random number, and then generates a key value included in the certificate. The session key is allocated between the voucher target wireless terminal 195 and the voucher server 100 by allocating a session key between the voucher target wireless terminal 195 and the voucher server 100 through a verification operation after encryption through the exchange. Connect the secure communication channel through which communication packets are encrypted / decrypted.

Referring to FIG. 1, the voucher server 100 authenticates the validity of the voucher target wireless terminal 195 to which the communication channel is connected through the authentication information on the voucher target wireless terminal 195, or the voucher target wireless terminal. 195 and a voucher provider further includes a validity checker 130 for authenticating a voucher providing validity of providing a voucher service to the voucher target through location tracking of the voucher provider wireless terminal.

According to an embodiment of the present invention, second unique information of which the voucher target wireless terminal 195 authentication information is not used as the voucher target authentication information among the unique information stored in the USIM / memory unit of the voucher target wireless terminal 195. In this case, the validity checker 130 checks the voucher subject wireless terminal 195 authentication information from the communication session information corresponding to the communication channel, the voucher target information stored in the voucher D / B 170 The validity of the voucher target wireless terminal 195 is verified by comparing (or verification operation) with the voucher target wireless terminal 195 included in the voucher target wireless terminal 195 or from the voucher target wireless terminal 195. If a voucher acknowledgment message including the authentication information is received, the voucher subject wireless terminal 195 authentication information included in the voucher acknowledgment message and the information are received. Comparing the voucher information stored in the person woocheo D / B (170) (or verify operation) and the voucher authenticates the subject wireless terminal 195. effectiveness.

In addition, after the validity checker 130 receives a voucher acknowledgment message (or voucher full text) from the voucher target wireless terminal 195, the validity checker 130 may provide information on the voucher target wireless terminal 195. And the location of the voucher provider radio terminal information (eg, terrestrial-based location tracking or GPS-based location tracking) to identify the voucher target radio terminal 195 and the voucher provider radio terminal location information, and the voucher target radio terminal. (195) The same location where the voucher target wireless terminal 195 and the voucher provider wireless terminal can provide a voucher service at the time when the voucher acknowledgment message (or voucher telegram) is received by comparing the location information and the voucher provider wireless terminal location information ( Or a voucher provider to determine whether the voucher provider It authenticates the validity of the voucher box to provide a service.

Referring to FIG. 1, the voucher server 100 may include: a voucher receiver 125 for receiving a voucher acknowledgment message (or voucher full message) including voucher target authentication information from the voucher target wireless terminal 195; The voucher acknowledgment unit 135 that reads the full voucher acknowledgment (or voucher specialist) to process the approval of the voucher details, and, if the voucher is approved, the approved voucher details and the voucher subject information and the voucher provider information. It is characterized in that it comprises an information storage unit 140 to be connected to and stored in the storage medium 175.

After the voucher details are transmitted to the voucher target wireless terminal 195, when the voucher target wireless terminal 195 generates and transmits a voucher acknowledgment message including the voucher target authentication information, the specialized receiver 125 And receiving a full voucher acknowledgment message through the communication channel. If the voucher target wireless terminal 195 has a function of inputting a voucher details or a function of selecting a predetermined voucher details, When the voucher target wireless terminal 195 transmits a voucher full message including the input / selected voucher details and the voucher target authentication information, the expert receiving unit 125 receives the voucher full message through the communication channel. .

The voucher target authentication information may include USIM-specific information or radio terminal-specific information stored in the USIM / memory unit of the voucher target wireless terminal 195.

According to the method of the present invention, when the unique identification information (or authentication information) of the voucher organization is stored in the USIM / memory unit of the voucher target wireless terminal 195, the voucher acknowledgment message (or voucher full text) is a voucher organization. It is preferable that the unique identification information (or authentication information) is further included.

Alternatively, when the unique identification information (or authentication information) of the voucher provider is input in the voucher target wireless terminal 195 or when the unique identification information (or authentication information) of the voucher provider is read from the voucher provider medium, the voucher confirmation is performed. The response full text (or voucher full text) may further include unique identification information (or authentication information) of the voucher provider, and the voucher text message may include the unique identification information (or authentication information) of the voucher provider. desirable.

If the voucher subject is required to pay a certain amount of copayment in order to receive the voucher service from the voucher provider, the voucher acknowledgment full text (or voucher full text) is further provided with the copayment processing information to cover the copayment. It is preferable to comprise.

According to an exemplary embodiment of the present invention, the copayment processing information may be extracted from a USIM / memory unit of the copayment information and the voucher target wireless terminal 195 or keyed in the voucher target payment means information (eg, a credit card). Information, check card information, debit card information, prepaid card information, account information, etc.), in which case the copayment is approved for payment through a payment server corresponding to the payment means. Will be burdened.

According to another embodiment of the present invention, when the copayment is charged by the communication fee of the voucher target wireless terminal 195, the copayment processing information includes copayment information and a predetermined phone bill server (not shown). Including the authentication number transmitted from the copayment, if the copayment is a predetermined fixed amount, the copayment information can be omitted from the copayment processing information, if the voucher approval is used to replace the phone bill approval, the copayment The authentication number may be omitted in the processing information.

According to another exemplary embodiment of the present invention, when the voucher subject deposits a predetermined copayment deposit to the voucher agency or the voucher provider, the copayment processing information includes only the copayment information or the copayment is prepaid. It can be omitted if the fixed amount is set.

If the voucher target authentication information included in the voucher acknowledgment message (or voucher message) is encrypted and received according to an embodiment of the present invention, the message receiving unit 125 stores the voucher stored in the voucher D / B 170. It is preferable to check the decryption key included in the subject information and to decrypt the voucher target authentication information through the decryption key.

When the voucher target authentication information includes USIM-specific information or radio terminal-specific information stored in the USIM / memory unit of the voucher target wireless terminal 195, the voucher approval unit 135 may transmit the voucher confirmation response message ( Or (voucher full text) to check the voucher target authentication information, and compare (or verify operation) with the voucher target authentication information stored in the voucher D / B 170 to process the approval of the voucher details. .

If the voucher acknowledgment message (or voucher full text) further includes the unique identification information (or authentication information) of the voucher organization, the voucher approval unit 135 and the unique identification information (or authentication information) of the voucher organization The identification of the voucher details may be processed by comparing (or verifying) unique identification information (or authentication information) of the voucher organization stored in the voucher D / B 170.

Alternatively, when the voucher acknowledgment full text (or voucher full text) further includes a unique identification information (or authentication information) of the voucher provider, the voucher approval unit 135 is the unique identification information (or authentication information) of the voucher provider. And the unique identification information (or authentication information) of the voucher provider stored in the voucher D / B 170 (or verification operation) to process the approval for the voucher details.

When the voucher is approved by the voucher approval unit 135, the information storage unit 140 stores the approved voucher details in connection with the voucher target information and the voucher provider information and stores them in the storage medium 175. It features.

Referring to FIG. 1, the voucher server 100 transmits a voucher approval list to the voucher target wireless terminal or an information transmitter 145 for transmitting the remaining voucher information according to the voucher approval to the voucher target wireless terminal. It is characterized by comprising.

When the approval for the voucher details is processed by the voucher approval unit 135, the information transmitting unit 145 confirms (or configures) the approved voucher approval details and approves the voucher to the voucher target wireless terminal. Characterized in that the transmission.

Alternatively, the information transmitter 145 checks the remaining voucher information (eg, remaining voucher amount or remaining voucher usage count) included in the voucher information of the voucher subject from the voucher D / B 170, and the voucher The remaining voucher information is transmitted to the target wireless terminal.

Referring to FIG. 1, the voucher server 100 transmits a voucher history, voucher subject information, and voucher provider information to the voucher institution server 185 which is processed and approved in the storage medium 175 ( And 150).

After the approved voucher details, voucher subject information, and voucher provider information are stored and connected to the storage medium 175, the voucher processing unit 150 stores the voucher details, the voucher subject information and the voucher provider information on the voucher authority server ( 185), the funds corresponding to the voucher details among the voucher funds of the voucher organization are processed to be provided to the voucher provider.

Referring to FIG. 1, when the voucher subject has to pay a certain amount of copayment to receive a voucher service from the voucher provider, the voucher is deducted from the voucher according to the voucher approval. And a copayment processing unit 155 for processing to be paid to a provider. When the copayment is processed, the information storage unit 140 stores the copayment details as the voucher details (or Voucher subject information or voucher provider information) may be stored in the storage medium 175, and the voucher processing unit 150 may further transmit the copayment processing result information to the voucher institution server 185. It is preferable.

According to an exemplary embodiment of the present invention, the deductible information and / or the key information extracted from the USIM / memory unit of the voucher target wireless terminal 195 may be extracted to the voucher acknowledgment message (or voucher full text) to cover the copayment. When the copayment processing information including the voucher payment method information (for example, credit card information, check card information, debit card information, prepaid card information, account information, etc.) is included, the copayment processing unit 155 is the person By forming a payment request full text including information on the payment information, voucher subject payment means information and voucher provider information set for the copayment payment to the payment server 180 corresponding to the payment method and confirms the payment approval, The levy is processed to be paid to the voucher provider.

Alternatively, the copayment processing unit 155 configures a payment request message including the copayment information, the voucher target payment method information, and the voucher institution information set for the copayment payment, and corresponds to the payment server 180. After confirming the payment approval, the deductible is processed to be paid to the voucher provider via the voucher agency.

According to another exemplary embodiment of the present invention, when the copayment is borne by the communication fee of the voucher target wireless terminal 195, the copayment processing unit 155 is configured according to the voucher approval (or vonville approval). The copayment information (or the copayment information included in the predetermined fixed amount) and the voucher target wireless terminal 195 information included in the voucher acknowledgment message (or the voucher full text) are transmitted to the carrier server 193 of the voucher target. By processing, the copayment is paid to the voucher provider (or confirmation of payment of the prepaid copayment).

According to another exemplary embodiment of the present invention, when the voucher subject deposits a predetermined copayment deposit to the voucher institution or the voucher provider to pay the copayment, the copayment processing unit 155 may apply to the voucher approval. By providing the deductible information (or the deductible information included in the fixed amount) and the voucher subject information included in the voucher acknowledgment full text (or voucher full text) to the voucher institution or voucher provider in which the deductible deposit is deposited. The copayment is processed so that the copayment is paid to the voucher provider (or confirmation of payment of the prepaid copayment).

Referring to FIG. 1, the voucher server 100 reads the approved voucher history for a predetermined period of time stored in the storage medium 175 to provide the voucher subject with a voucher corresponding to the voucher goods / service. An information generation unit 160 for generating and analyzing the voucher subject status information and an information providing unit 165 for providing the voucher subject status information to the voucher provider wireless terminal or the preset status information receiving means. It is characterized by comprising.

When the approved voucher history and voucher subject information stored in the storage medium 175 are linked and stored, the information generating unit 160 receives the approved voucher for the predetermined time stored in the storage medium 175. Check the details, the voucher details are approved and confirmed voucher provision period information stored in the storage medium 175 (or the voucher provider provided the voucher goods / services to the voucher subject), the voucher provision period is increased Or voucher subject status information corresponding to the predicted voucher subject status by analyzing whether the voucher subject / service is provided at a time when the voucher provision is promised. It features.

For example, when the voucher subject is a disabled person / elderly person and the voucher subject calls for the voucher provider, the voucher goods / service is provided, the information generating unit 160 is connected to the storage medium 175. Check the voucher offer cycle information through the stored approved voucher history for a certain period of time, if the voucher offer cycle is extended or maintained, predicts that there is no major abnormality in the health status of the voucher subject, the voucher offer cycle If is reduced, the health status of the voucher subject is predicted to deteriorate, and then, the voucher subject state information corresponding to the predicted voucher subject state is generated.

Alternatively, when the voucher subject is a student and a voucher service corresponding to the visited education is provided to the student at the scheduled date and time, the information generation unit 160 is provided when the visiting education is continuously provided at the scheduled date and time. A voucher corresponding to the predicted voucher subject status after predicting that the learning ability of the student is improved, and predicting that the learning ability of the student is deteriorated when the time when the visiting education is omitted during the promised date and time occurs Create subject status information.

In addition, the information generating unit 160 is connected to the communication company server 193 of the voucher target wireless terminal 195 during the predetermined period when the voucher target attempts a telephone call to the voucher provider (or voucher organization). It is possible to confirm the date and time of the attempt, and to analyze the date and time of the call connection attempt to predict the state of the voucher subject, and generate the voucher subject state information corresponding to the predicted voucher subject state. The invention is not limited.

When the voucher subject status information is generated from the approved voucher history stored in the storage medium 175, the information providing unit 165 provides the voucher subject status information to the voucher provider wireless terminal, Alternatively, when the status information receiving means (for example, the guardian wireless terminal of the voucher target) to receive the voucher target status information is set, the information providing unit 165 provides the voucher target status information to the voucher provider wireless terminal. It features.

2 is a diagram illustrating a function configuration of the voucher target wireless terminal 200 according to the first embodiment of the present invention.

In more detail, Figure 2 illustrates a mobile phone provided for a voucher subject to a voucher, or an implementation method having a function for using a voucher on the voucher subject's cellular phone, which is commonly known in the art. If a person having a, a wireless terminal 200 having a function for using the voucher in a wireless terminal 200 connected to a wireless communication network of another wireless communication standard other than the voucher target mobile phone by referring to and / or modified in this figure 2 The implementation method for the functional configuration may be inferred, and the present invention includes all the implementation methods inferred above, and the technical features are not limited only to the implementation method shown in FIG.

For example, in FIG. 2, the voucher target wireless terminal 200 is illustrated as a mobile phone equipped with a USIM 235 for convenience, but the voucher target wireless terminal 200 is a mobile phone not provided with the USIM 235. It is clear that wireless communication is available through all possible wireless communication devices.

According to the method of the present invention, the voucher target wireless terminal 200 corresponding to the mobile phone of the voucher target includes a body, a speaker, a microphone, a keypad, a liquid crystal display (LCD), an antenna and the like in terms of hardware. And a battery chip 225. Internally, a modem chip (eg, US Qualcomm) having functions such as a code division multiple access (CDMA) modem, a central processing unit / micro processing unit (CPU / MPU), a vocoder, etc. (Qualcomm's MSM series modem chip), a variety of memory elements, a duplexer filter that separates transmission and reception signals from one antenna, a power amplifier that amplifies a transmission signal, a high power amplifier (HPA), and a high output transmission signal. On the contrary, the isolator prevents the return phenomenon, the RF / IF SAW filter to remove the unwanted out-of-band unwanted signal, the frequency uplink circuit of the transmission path, and the reception path. Frequency down conversion circuit, Voltage Controlled Temperature Compensated X-tal Oscillator (VCTCXO) corresponding to the reference clock source, UHF frequency synthesizer used as local signal of frequency up-down conversion, and codec chip for converting analog voice signal into digital signal. The internal components are gradually integrated into the modem chip, and the modem chip has various multimedia services or various additional services in addition to the core components for the mobile communication service. Various functions are being integrated together.

Referring to FIG. 2, the voucher target wireless terminal 200 may include a control unit 205 structurally corresponding to the modem chip, a screen output unit 210 corresponding to a liquid crystal display (LCD), and a microphone / speaker. A sound processing unit 215 corresponding to a key, a key input unit 220 corresponding to a keypad, a wireless processing unit 230 corresponding to an antenna and various RF modules, a memory unit 255 corresponding to a nonvolatile memory, and a general purpose. A universal subscriber identity module (USIM) 235 corresponding to an integrated circuit (IC) chip that stores subscriber identification information, a USIM reader unit 240 for reading / writing information (or data) to the USIM 235; And a battery 225 for power supply, wherein the voucher is provided from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device for use of the voucher. To be unique to the provider The card and the information, device information, RFID information, characterized by comprising the further medium reader unit 250 for reading the ID information (or authentication information) of the provider voucher medium corresponding to any one of the USB information. The voucher subject wireless terminal 200 may be further provided with a position positioning portion 245 for positioning the position of the wireless terminal 200.

According to an exemplary embodiment of the present invention, the voucher target authentication information to be included in the voucher acknowledgment message transmitted from the wireless terminal 200 to the voucher server on the communication network for use of the voucher through the wireless terminal 200 is the wireless terminal. It is preferred that the USIM 235 provided at 200 be provided.

According to another exemplary embodiment of the present invention, the voucher object authentication information is preferably provided encrypted in the memory unit 255 provided in the wireless terminal 200.

The control unit 205 includes a processor and an execution memory including a CPU / MPU provided in the modem chip in hardware, and provides a program routine for providing a function specific to the wireless terminal 200 from a memory device, or And a bus for inputting and outputting program data and an electronic circuit (or an integrated circuit) provided therefor. The execution memory may be software-programmed from the memory unit 255 or a memory device (or chipset). Is a generic term of program routines or program data loaded by the processor and processed by the processor to perform a specific function (hence, corresponding to a VM (Virtual Machine) recorded on a recording medium of the wireless terminal 200 for use of the voucher). The program routine to be described is illustrated as being provided in the control unit 205 for convenience. The program routine included in the fisherman 205 basically includes an operating system routine (not shown) and one or more system management routines (eg, a power management routine, a channel (forward / reverse) management routine, a handoff routine, etc. not shown). It is characterized in that a variety of functional configurations to be implemented in the wireless terminal 200 by the control unit 205 is characterized in that is realized.

According to the exemplary embodiment of the present invention, after power is supplied to the wireless terminal 200, the operating system routine (not shown), one or more system management routines (not shown), and various system variables corresponding thereto are controlled by the controller 205. By loading into the execution memory and arithmetic processing by the processor, the wireless terminal 200 according to the booting process, the system configuration detailed state, the pilot channel acquisition detail state, the synchronization channel acquisition detail state and the timing conversion detail state The operation mode corresponding to the "mobile station initialization state" is set.

After performing the booting procedure, the operating system routine (not shown), one or more system management routines (not shown), and various system variables corresponding thereto are loaded into the execution memory included in the controller 205 and executed by the processor. By arithmetic processing, the wireless terminal 200 is set to an operation mode corresponding to a "mobile station call waiting state", "system access state", or "call channel state", thereby enabling mobile communication based wireless connection and call processing (Call). Processing procedure.

According to an exemplary embodiment of the present invention, the voucher function may be initiated through a key input in an operation mode in which voucher details are received through a wireless communication network or corresponding to the "mobile station call waiting state" of the wireless terminal 200 ( Or realization).

The screen output unit 210 is a function configuration unit for checking the operation mode operation and the operation state corresponding to the operation mode of the wireless terminal 200, at least one including an LCD provided in the wireless terminal 200 And at least one key data input through the key input unit 220 in conjunction with the control unit 205, or wirelessly. One or more contents included in (or downloaded to) the menu screen, the function processing screen, and the function processing result screen corresponding to one or more functions (or programs) included in the terminal 200 or the wireless terminal 200. (Eg, text content, image content, multimedia content).

According to the exemplary embodiment of the present invention, the screen output unit 210 preferably performs a function of a screen output means for outputting a menu screen, a function processing screen, and a function processing result screen corresponding to the voucher function.

The sound processor 215 is a functional component that processes input and output of sound in each operation mode of the wireless terminal 200. The sound processor 215 is provided in the wireless terminal 200 by decoding one or more encoded sound data. It is characterized in that it comprises a vocoder (Vocoder) and codec (Codec) for encoding or encoding the sound signal output to the speaker or input through the microphone provided in the wireless terminal 200.

According to an exemplary embodiment of the present invention, the sound processor 215 may output sound data corresponding to a ring back tone through the speaker in an operation mode corresponding to the “system access state” of each operation mode of the wireless terminal 200. The audio signal may be decoded and output, or the audio signal may be encoded and input through a microphone in an operation mode corresponding to the "call channel state", or the audio signal may be decoded and output through a speaker.

In addition, the sound processing unit 215, when playing one or more sound content or multimedia content provided (or downloaded) in the wireless terminal 200 in one or more operation modes including the "mobile station call waiting state", It is preferable to decode and output sound data corresponding to the content.

According to the exemplary embodiment of the present invention, the sound processor 215 preferably performs a function of sound output means for decoding and outputting sound data corresponding to the voucher function.

The key input unit 220 includes a key input device including one or more key buttons including a number key, a character key, or a function key, and the key input device. And at least one key input signal generated by clicking (or entering) the key button in the key input device.

According to the present invention, if a key input signal is detected from a key button provided in the key input device in the input mode or one or more operation modes controlled by the control unit 205, the key input unit 220 detects the detected key. Generate a key event corresponding to an input signal (eg, MH_KEY_PRESSEVENT, MH_KEY_REPEATEVENT, MH_KEY_RELEASEEVENT), and provide the generated key event to the controller 205, wherein the controller 205 is provided with the wireless terminal 200. Reads key data corresponding to the key event in the current input mode or operation mode (eg, from a key table that stores (manages) one or more key data corresponding to a specific key event in each input mode or operation mode). Read key data into a key event) or read a command that executes a function defined in accordance with the key event. It characterized.

According to the exemplary embodiment of the present invention, the key input unit 220 inputs a telephone number in an operation mode corresponding to the "mobile station call waiting state" of each operation mode of the wireless terminal 200, and presses the "call" button. By inputting, it is preferable to change the operation mode of the radio terminal 200 to an operation mode corresponding to the "system access state".

In addition, the key input unit 220 inputs a function key (for example, a menu key) in an operation mode corresponding to the "mobile station call waiting state" of each operation mode of the wireless terminal 200, thereby providing the wireless terminal 200. It is desirable to execute the various functions provided in).

According to the exemplary embodiment of the present invention, the key input unit 220 preferably performs a function of key input means for inputting one or more key data corresponding to the voucher function.

The wireless processor 230 is a functional component that connects a wireless channel with a base station on a mobile communication network operating based on Code Division Multiple Access (CDMA) / WCDMA (WDMA CDMA), a CDMA modem and various RF modules (eg, duplexers). Filters, power amplifiers, high power amplifiers (HPAs), isolators, RF / IF SAW filters, frequency up-circuits, frequency down-conversion circuits, VCTCXOs for reference clock sources, UHF frequency synthesizers, etc.) and antennas And a driver for driving the same, and in response to each operation mode of the wireless terminal 200 in connection with the control unit 205, location registration, slot mode, or power control. Or a hand-off or call processing procedure.

According to an embodiment of the present invention, the radio processor 230 includes a radio frequency signal transmission / reception function corresponding to the voucher function (for example, antenna control, modulation, synthesis, amplification, or filtering of radio frequency signals). It is preferable.

In particular, the wireless processor 230 processes the information or signal transmitted from the wireless terminal 200 to the base station into a CDMA stack or reads information or a signal from the CDMA stack received from the base station to use the voucher. It is preferable to include the function to make.

According to another exemplary embodiment of the present invention, if the wireless terminal 200 shown in FIG. 2 is a portable Internet terminal, the wireless processor 230 provides a portable Internet service for using the voucher by accessing an IEEE 802.16x based portable Internet. It is possible to include a wireless communication function configuration, thereby the present invention is not limited.

The USIM reader unit 240 is a functional component that exchanges one or more information (or data, or command) with the USIM 235 mounted or detached to the wireless terminal 200 through a standard including ISO / IEC 7816 The IC card reader may include a contact type IC card reader corresponding to the ISO / IEC 7816 standard, wherein the IC card reader is connected to the USIM 235 or one or more pieces of information (or through an APDU). Data or instructions). Here, the USIM 235 may be replaced with an IC chip provided in the wireless terminal 200.

The USIM 235 mounted or detached from the wireless terminal 200 is an IC chip conforming to the ISO / IEC 7816 standard. Referring to the ISO / IEC 7816 standard, the USIM 235 is a power supply (VCC), Communicating (e.g., command or data exchange) with the USIM reader 240 via contact points such as reset signal (RST), clock signal (CLK), ground (GND), programming power supply (VPP), input / output (I / O), etc. Etc.), a processor unit comprising one or more arithmetic elements including a central processing unit (CPU), a micro process unit (MPU), a coprocessor, and the like, a read only memory (ROM), and a random access memory (RAM). It is composed of a memory consisting of one or more memory elements, including Access Memory (EEPROM), Electrically Erasable and Programmable Read Only Memory (EEPROM), Flash Memory (FM), and the like, in particular one or more of the memory elements (eg, ROM) Manage internal resources of IC card A zero chip operating system (COS) is stored. When power is supplied from the USIM reader unit 240 through a power supply (VCC) contact point of the input / output interface, the COS stored in the memory is loaded into the execution memory. Control the overall operation of the USIM 235 and communicate with the USIM 235 through an application protocol data unit (APDU) based on a clock frequency (eg, 3.57 MHz or 4.9 MHz) of the contact point of the clock signal CLK. Controls the exchange of information or data between the USIM reader unit 240.

According to the present invention, a voucher applet for storing a voucher is stored in a memory of the USIM 235. The voucher applet is read and read by a processor provided in the wireless terminal 200 for voucher use. Or a program routine used by a processor provided in the wireless terminal 200 to operate or be operated by a storage unit for storing a data set to be used, an operation function of the processor unit, and an instruction set provided by a COS. (E.g., JAVA Applet in the case of Javacard), a process corresponding to an application that includes an instruction call code that interacts with the instruction set of the COS and execution code that is processed by the processor unit. In addition, in particular, the processing unit via the input and output interface via the APDU wireless Read a command provided from a processor provided in the terminal 200, and read or write one or more information or data stored in the storage based on the read command, the result or read information or data It is characterized in that to provide to the processor provided in the radio terminal 200 via the input and output interface through the APDU.

According to one embodiment of the present invention for the voucher target authentication information, the storage unit of the voucher applet, the voucher transmitted from the wireless terminal 200 to the voucher server on the communication network for use of the voucher via the wireless terminal 200 It is desirable to store the voucher target authentication information to be included in the full acknowledgment message.

Here, the voucher target authentication information is information for authenticating that the user of the wireless terminal 200 is a voucher target, the chip unique information of the USIM 235, the unique information of the wireless terminal 200 stored in the USIM 235. (Eg, a mobile identification number (MIN), an electronic serial number (ESN), a subscriber identification number, an international mobile equipment identity (IMEI), a mobile station international ISDN number (MSISDN), etc.), a voucher subject provided in the USIM 235 It is desirable to include one or more of the accredited certificate information (or a copy of the certificate).

According to an embodiment of the present invention, the storage unit of the voucher applet preferably further comprises the unique identification information (or authentication information) of the voucher organization to issue and operate the voucher to the voucher subject.

According to an embodiment of the present invention, the memory of the USIM 235 is divided into a subscriber information area having a fixed memory address and an application area having a directory file (EFdir) structure, and the application area is based on ISO / IEC 10202. And a security structure, wherein the memory includes a protected area in which secret information such as a chip serial number (CSN) is stored, a COS control area, a user application area, a read / write access area, an application program area, and a FAT. (File Allocation Table) management area, etc. The voucher applet for the present invention is preferably stored in an area excluding the protection area and the COS control area.

In addition, according to the ISO / IEC 7816 standard, the application area of the memory includes one master file (MF) corresponding to a root file and function information about one or more stored information under the master file. Answer To Reset (ATR), and one or more Dedicated File (DF) corresponding to each ICC stored information, and substantive information or data disposed under the dedicated file and included for the smart card service. It includes a file structure consisting of an element file (Element File; EF), the voucher applet for the present invention also comprises the file structure as described above.

According to an exemplary embodiment of the present invention, the voucher target authentication information may be stored in the subscriber information area of the USIM 235 memory or in an application area, and the voucher target authentication information may be stored in the application area. When stored, the voucher target authentication information is preferably stored encrypted.

According to an exemplary embodiment of the present invention, the processing unit of the voucher applet realizes a function of providing the voucher target authentication information stored in the storage unit to the wireless terminal 200 for use of the voucher through the wireless terminal 200. It is preferable to include the program code.

According to the exemplary embodiment of the present invention, a personal identification number (PIN) authentication for using the voucher through the wireless terminal 200 is preferably provided through the USIM 235. In this case, the storage unit of the voucher applet is Storing PIN authentication information for using a voucher, and the processing unit of the voucher applet compares (or verifies) the PIN information provided from the wireless terminal 200 with the PIN authentication information, and compares the PIN information with the PIN result. When the PIN authentication information is matched or the predicted result is derived, the processing unit of the voucher applet may treat the PIN for use of the voucher as authenticated.

If the PIN authentication function provided in the USIM 235 is used as the PIN authentication for using the voucher, the voucher applet function for processing the PIN authentication for using the voucher may be omitted.

According to an exemplary embodiment of the present invention, the processing unit of the voucher applet may further include a program code constituting a voucher acknowledgment message including the voucher target authentication information. In this case, the PIN for using the voucher is When the authentication is successful, the processing unit of the voucher applet is configured to configure a voucher acknowledgment message including the voucher target authentication information stored in the storage unit of the voucher applet, and provide the configured voucher acknowledgment message to the wireless terminal 200. It is preferable to include a cord.

If the voucher acknowledgment message further includes the unique identification information (or authentication information) of the voucher provider, in addition to the voucher target authentication information, the processing unit of the voucher applet is unique from the voucher provider from the wireless terminal 200. Program code that is provided with identification information (or authentication information), forms a voucher acknowledgment full message including the voucher target authentication information and the unique identification information (or authentication information) of the voucher provider to provide to the wireless terminal 200. It is preferable to comprise a.

According to an embodiment of the present invention, the voucher applet storage unit uniquely identifies a voucher organization corresponding to a number (or code value) uniquely assigned to identify (or authenticate) the voucher organization that issues and operates the voucher to the voucher subject. It is preferable to further store information (or authentication information).

If the voucher authority unique identification information (or authentication information) is stored in a storage unit of the voucher applet, and the voucher applet is provided with a function for constructing the voucher acknowledgment message, the processing unit of the voucher applet is the target of the voucher. Compose a full voucher acknowledgment message including authentication information and the voucher organization unique identification information (or authentication information), or the wireless terminal 200 in the voucher target authentication information and the voucher organization unique identification information (or authentication information). It is preferable that a program code is provided to the wireless terminal 200 by constructing a voucher acknowledgment message further including the voucher provider unique identification information (or authentication information) provided from the.

The memory unit 255 is a general term for a nonvolatile memory corresponding to a storage medium storing one or more information (or data) in the wireless terminal 200 and a recording medium for recording program codes corresponding to one or more program routines. And a read only memory (ROM) corresponding to the read only memory, a flash memory (FM), an electrically erasable and programmable read only memory (EEPROM), and the like. .

According to an embodiment of the present invention, the ROM information of the nonvolatile memory is not to be stored, and the flash memory stores an operating system routine, a call processing program routine, and various application programs provided through the wireless terminal 200. A routine and information or data for the same are stored, and the EEPROM includes one or more parameters (eg, address book) or one or more information extracted or generated while executing an application provided in the wireless terminal 200. Or data) is preferably stored.

According to another exemplary embodiment of the present invention for the voucher target authentication information, the memory unit 255 is transmitted from the wireless terminal 200 to the voucher server on the communication network to use the voucher through the wireless terminal 200. It is preferable to store the voucher target authentication information to be included in the full voucher acknowledgment.

Here, the voucher target authentication information is information for authenticating that the user of the wireless terminal 200 is a voucher target, and unique information (for example, mobile identification number (MIN), electronic serial number (ESN), subscriber, etc.) of the wireless terminal 200 An identification number, an International Mobile Equipment Identity (IMEI), a Mobile Station International ISDN Number (MSISDN, etc.), and one or more of the certificate information (or a copy of the certificate) of the voucher provided in the memory unit 255. desirable.

According to the exemplary embodiment of the present invention, when the voucher target authentication information is stored in the memory unit 255, the voucher target authentication information is preferably stored encrypted.

According to another exemplary embodiment of the present invention, the voucher target authentication information may include a voucher target password input through the key input unit 220, and the present invention is not limited thereto.

According to an embodiment of the present invention, the voucher subject authentication information may further include a real name number of the voucher subject (eg, a social security number, a disability identification number, a school / student number, etc.), whereby the present invention is not limited thereto. No.

According to another exemplary embodiment of the present invention, the voucher object authentication information is not stored in the memory unit 255, and a voucher corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device is provided. It is possible to include any one of the card information, device information, RFID information, USB information uniquely assigned to the voucher subject from the subject medium, in this case, the voucher subject authentication information is read from the voucher versus box medium desirable.

According to the exemplary embodiment of the present invention, the memory unit 255 may further include unique identification information (or authentication information) of the voucher organization that issues and operates the voucher to the voucher subject.

According to an embodiment of the present invention, the memory unit 255 is unique to the voucher organization corresponding to the number (or code value) uniquely assigned to identify (or authenticate) the voucher organization that issues and operates the voucher to the voucher subject. It is preferable to further store the identification information (or authentication information).

According to the exemplary embodiment of the present invention, the voucher target authentication information is stored in either the USIM 235 or the memory unit 255, or a part of the voucher target authentication information is stored in the USIM 235 and the other part thereof. May be stored in the memory unit 255, or a part of the voucher target authentication information may be stored in the memory unit 255 and the other part may be stored in the USIM 235, thereby limiting the present invention. No.

According to the exemplary embodiment of the present invention, the voucher authority unique identification information (or authentication information) may be stored in the USIM 235 / memory unit 255. If the USIM 235 / memory unit 255 is omitted, Voucher organization unique identification information (or authentication information) is stored in the voucher organization unique identification information (or authentication information) is stored in either the USIM 235 or the memory unit 255, or Part of the voucher authority unique identification information (or authentication information) is stored in the USIM 235 and the other part is stored in the memory unit 255, or part of the voucher organization unique identification information (or authentication information) is a memory unit It is possible to store at 255 and some of the remaining data at the USIM 235, and the present invention is not limited thereto.

The media reader unit 250 may identify the card information corresponding to the unique identification information (or authentication information) of the voucher provider medium from the voucher provider medium corresponding to the contactless IC card or the contact IC card (or the unique identification information of the voucher provider medium). (Or authentication information) to the IC card reader unit for reading the code information recorded in the memory of the IC card) from the voucher provider medium corresponding to the MS card to the unique identification information (or authentication information) of the voucher provider medium. An MS card reader unit for reading corresponding card information (or digit information recorded on tracks of the MS card set as unique identification information (or authentication information) of the voucher provider medium), from the voucher provider medium corresponding to the RF card; Card information (or unique identification of the voucher provider medium) corresponding to the unique identification (or authentication information) of the voucher provider medium An RF card reader unit, which reads the code information recorded in the memory of the RF card and is set as a beam (or authentication information), from the voucher provider medium corresponding to the RFID to the unique identification information (or authentication information) of the voucher provider medium. An RFID reader unit for reading corresponding RFID information (or code information recorded in the memory of the RFID set as unique identification information (or authentication information) of the voucher provider medium), the voucher provider from the voucher provider medium corresponding to the USB device; USB reader unit for reading USB device information (or code information set in the unique identification information (or authentication information) of the voucher provider medium and recorded in the memory of the USB device) corresponding to the unique identification information (or authentication information) of the medium. And one or more of the types of the voucher provider media and the voucher according to the intention of the person skilled in the art. The configuration of the unique identification information (or authentication information) of the voucher provider medium reading from the provider medium can be modified in various ways. The present invention provides information usable as the unique identification information (or authentication information) of the voucher provider medium. It is apparent that all the media that record and transmit the unique identification information (or authentication information) of the voucher provider medium to the wireless terminal 200 through the media reader unit 250 can be used as the voucher provider medium. .

The location positioning unit 245 is configured to position the voucher target wireless terminal 200, and the voucher target wireless terminal consisting of information that can recognize / identify the location of the voucher target wireless terminal 200 on the communication network (200) It is characterized by consisting of the location information.

According to an embodiment of the present invention, the positioning unit 245 reads a satellite signal received from a GPS (Global Positioning System) satellite to position the position of the wireless terminal 200 and provides the GPS-based position information. It is preferable to configure the location information of the voucher target wireless terminal 200 which can be recognized / confirmed by the server on the communication network.

According to another exemplary embodiment of the present invention, the location positioning unit 245 is a radio wave received from a positioning server (not shown) provided on a wireless communication network (for example, the wireless terminal 200 to a plurality of base stations). A method of tracking the location of the radio terminal 200 in a triangulation manner through a time difference of a frequency signal or a cell ID method (for example, based on location information of a specific base station receiving a radio frequency signal from the radio terminal 200). Voucher subject wireless terminal capable of receiving the location information of the wireless terminal 200 positioned through the method of tracking the location of the wireless terminal 200 and recognizing / confirming the location information of the wireless terminal 200 in a server on a communication network. It is preferable to configure the location information (200).

According to another exemplary embodiment of the present invention, a configuration for checking / configuring the location information of the voucher target wireless terminal 200 is provided in the voucher server on the communication network by using a terrestrial method or a cell ID method, or the positioning server on the wireless communication network. In the case of providing the location information of the voucher target wireless terminal 200 to the voucher server (not shown), the location positioning unit 245 may be omitted, and thus the present invention is not limited thereto.

According to the present invention, the voucher subject wireless terminal 200 constitutes a voucher acknowledgment message including the voucher target authentication information stored in the USIM 235 / memory unit 255 to use the voucher, and the voucher server on the communication network. And a voucher module corresponding to the VM (program code) for processing to be transmitted to the VM, and a VM driving module for driving the voucher module. The VM driving module may include an operating system (or an operating system) of the wireless terminal 200. It may be implemented in the form of program code included in the platform).

Referring to FIG. 2, the VM driving module of the voucher target wireless terminal 200 includes a receiver 260 for receiving a voucher history corresponding to the use of the voucher from the voucher server on the communication network as shown in FIG. When the voucher details are received, a VM driver 265 for driving a voucher processing VM (Virtual Machine) is provided, wherein the voucher module is configured to display the received voucher details on the screen output unit 210 or sound. An output unit 270 output through the processing unit 215, an interface output unit 275 for outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 210, and the key The authentication unit 280 for authenticating the PIN input to the PIN authentication interface through the input unit 220 and, if the PIN is authenticated, the voucher confirmation including the voucher target authentication information That obtained by having a specialized generation unit 285, a transmission unit 290 for transmitting the generated voucher check response message through the wireless processing unit 230 as a voucher server on the network to generate an answer specialized features.

The voucher provider provides a voucher subject with a type (or intangible) goods / services corresponding to the voucher, and the voucher provider provides the voucher provider with the voucher provider terminal (eg, the voucher provider's wireless terminal 200 or a wired terminal). Voucher details corresponding to the type (or intangible) goods / services provided to the voucher subject are provided to the voucher server on the network, or at the terminal (or server) of the voucher organization that issues / distributes the voucher to the voucher subject. After providing the voucher details corresponding to the type (or intangible) goods / services provided by the provider to the voucher subject to the voucher server on the communication network, the voucher details from the voucher server to the voucher target wireless terminal 200 When transmitting, the receiver 260 is a bar on the communication network through the wireless processor 230. In the destination server it is characterized in that for receiving the voucher details.

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

According to the exemplary embodiment of the present invention, the voucher provider information of the voucher details may include the unique identification information (or authentication information) of the voucher provider.

When the voucher details are received through the receiver 260, the VM driver 265 drives a VM corresponding to the voucher module.

The output unit 270 outputs the voucher details received through the receiver 260 through the screen output unit 210, and converts the received voucher details into voice data when the voucher subject is visually impaired. (Or, if the voucher details include voice data, the voice data included in the voucher details) is output through the sound processor 215, and the interface output unit 275 is configured to output the screen output unit ( A PIN authentication interface for inputting a PIN for authenticating the use of the voucher is output through 210. If the voucher subject is visually impaired, the interface output unit 275 may output voice data requesting to input a PIN for voucher use through the input PIN authentication interface. The PIN authentication process can be omitted according to the intention of the person skilled in the art.

After the PIN authentication interface is output, the authentication unit 280 processes the PIN information for using the voucher through the key input unit 220 to the PIN authentication interface, and when the PIN information is input, the USIM Provide the PIN information to process the PIN authentication for the voucher authentication, or compare the PIN authentication information stored in the memory unit 255 with the input PIN information (or verify operation) to authenticate the voucher. Process PIN authentication for.

According to the embodiment illustrated in FIG. 2, the interface output unit 275 further includes a function of outputting a copayment interface for inputting / selecting copayment processing information in addition to outputting the PIN authentication interface. desirable.

According to an exemplary embodiment of the present invention, the interface output unit 275 further includes a function of connecting a communication channel with the wireless terminal 200 of the voucher provider and outputting a voucher video call interface for connecting the voucher provider with a video call. It is preferable to provide.

Alternatively, the interface output unit 275 may be a voucher subject image corresponding to the state of the voucher subject (eg, a health state) to the voucher institution server through a camera (not shown) provided in the voucher subject wireless terminal 200. Or outputting an image capturing interface for capturing a voucher provider image corresponding to the voucher provider's voucher service provision. The transmission unit 290 connects a communication channel with a voucher institution server. Preferably, the photographed voucher subject image or a voucher provider image is further provided with a function of transmitting to the voucher institution server.

When the PIN for using the voucher is authenticated through the authentication unit 280, the full text generation unit 285 includes a voucher confirmation response message including the voucher target authentication information stored in the USIM 235 / memory section 255. It characterized in that to generate.

According to the exemplary embodiment of the present invention, when the voucher authority unique identification information (or authentication information) is stored in the USIM 235 / memory unit 255, the full text generation unit 285 is the voucher target authentication information and the voucher organization. It is desirable to generate a full voucher acknowledgment message further comprising the unique identification information (or authentication information).

If the wireless terminal 200 is provided with a media reader 250 that reads unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the full text generation unit 285 is the media reader. It is preferable to generate a voucher acknowledgment full message further including the unique identification information (or authentication information) of the voucher provider read from the voucher provider medium through the unit 250.

Alternatively, when the voucher details received through the receiver 260 includes the unique identification information (or authentication information) of the voucher provider, the full text generation unit 285 is unique to the voucher provider included in the voucher details. It is preferable to generate a full voucher acknowledgment message further including identification information (or authentication information).

Alternatively, an interface for inputting the unique identification information (or authentication information) of the voucher provider to the screen output unit 210 through the interface output unit 275 is output, and the unique identification information of the voucher provider through the interface ( Or authentication information), the message generation unit 285 preferably generates a voucher acknowledgment message further including the unique identification information (or authentication information) of the input voucher provider.

In addition, the full text generation unit 285 encrypts the voucher target authentication information included in the full voucher acknowledgment message through an encryption key stored in the USIM 235 / memory unit 255 to include in the voucher acknowledgment full text. It is preferable to further provide a function.

According to the exemplary embodiment of the present invention, the full text generation unit 285 is the voucher subject wireless terminal 200 in addition to the unique information used as the voucher target authentication information among the unique information stored in the USIM 235 / memory unit 255. ) Further includes a function of including the second unique information for authenticating validity in the full voucher acknowledgment message.

According to the exemplary embodiment of the present invention, when the position of the wireless terminal 200 is positioned through the position positioning unit 245, the full text generation unit 285 is positioned through the position positioning unit 245. Preferably, the voucher subject wireless terminal 200 further includes location information. If the position location unit 245 is not provided in the radio terminal 200, the position of the radio terminal 200 is a terrestrial system (eg, the radio terminal 200) through a positioning server on a wireless communication network in the voucher server. A method of tracking the location of the radio terminal 200 in a triangulation manner or a cell ID method (for example, receiving a radio frequency signal from the radio terminal 200). The location of the radio terminal 200 based on the location information of a specific base station), and the location information of the voucher target radio terminal 200 is configured based on the location of the location of the radio terminal 200. It is possible to be.

In addition, the transmission unit 290 connects the communication channel with the voucher server, exchanges the certificate with the voucher server, generates a random number, encrypts the key value included in the certificate, and then performs a verification operation after the exchange. It is preferable to further have a function of connecting a secure communication channel by allocating a session key between the voucher target wireless terminal 200 and the voucher server.

When the voucher acknowledgment message is generated, the transmitter 290 connects a communication channel for transmitting the voucher acknowledgment message to the voucher server on the communication network through the wireless processor 230 and through the communication channel. The generated voucher acknowledgment message is transmitted to the voucher server.

3 is a diagram illustrating a function configuration of a voucher target wireless terminal 300 for operating a wireless voucher according to a second embodiment of the present invention.

In more detail, FIG. 3 illustrates a method of implementing a voucher target wireless terminal 300 shown in FIG. 2 having a voucher function interworking with the wireless voucher operating system shown in FIG. For those skilled in the art, a function for using the voucher in a wireless terminal 300 connected to a wireless communication network of other wireless communication standard other than the voucher target mobile phone by referring to and / or modifying the drawing 3. It will be possible to infer an implementation method for the functional configuration of the wireless terminal 300 having the present invention, the present invention is made including all the inferred implementation method, the technical features are limited only by the implementation method shown in FIG. Not.

For example, in FIG. 3, the voucher target wireless terminal 300 is illustrated as a mobile phone equipped with a USIM 335 for convenience, but the voucher target wireless terminal 300 is a mobile phone not equipped with the USIM 335. It is clear that wireless communication is available through all possible wireless communication devices.

Referring to FIG. 3, the voucher target wireless terminal 300 may include a controller 305 structurally corresponding to the modem chip, a screen output unit 310 corresponding to a liquid crystal display (LCD), and a microphone / speaker. A sound processing unit 315 corresponding to a key, a key input unit 320 corresponding to a keypad, a wireless processing unit 330 corresponding to an antenna and various RF modules, a memory unit 355 corresponding to a nonvolatile memory, and a general purpose. A universal subscriber identity module (USIM) 335 corresponding to an integrated circuit (IC) chip storing subscriber identification information, a USIM reader unit 340 for reading / writing information (or data) to the USIM 335; And a battery 325 for power supply, wherein the voucher is provided from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device for use of the voucher. To be unique to the provider The card and the information, device information, RFID information, characterized by comprising the further medium reader unit 350 for reading the ID information (or authentication information) of the provider voucher medium corresponding to any one of the USB information. The voucher subject wireless terminal 300 may be further provided with a position positioning portion 345 for positioning the position of the wireless terminal 300.

According to the present invention, the voucher subject wireless terminal 300, a voucher server on the communication network by configuring a voucher acknowledgment message containing the voucher target authentication information stored in the USIM 335 / memory unit 355 for use of the voucher And a voucher module corresponding to the VM (program code) for processing to be transmitted to the VM, and a VM driving module for driving the voucher module. The VM driving module may include an operating system (or an operating system) of the wireless terminal 300. It may be implemented in the form of program code included in the platform).

Referring to FIG. 3, the VM driving module of the voucher target wireless terminal 300 includes a receiver 360 for receiving a voucher history corresponding to the use of a voucher from a voucher server on a communication network, and outputs the received voucher details to the screen. An output unit 365 output through the unit 310 or the sound processor 315 and an interface output unit for outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 310 ( 370, the authentication unit 375 for authenticating the PIN input to the PIN authentication interface through the key input unit 320, and the PIN for using the voucher are authenticated to drive the voucher processing VM (Virtual Machine). It characterized in that it comprises a VM driving unit 380, wherein the voucher module, the full text generation unit 385 for generating a full voucher acknowledgment message containing the voucher target authentication information; Group is characterized in that formed by a radio transmission processing unit 390 to transmit the generated voucher check response message from the 330 to the voucher server on the network.

The voucher provider provides the voucher subject with the type (or intangible) goods / services corresponding to the voucher, and the voucher provider provides the voucher provider with the voucher provider terminal (eg, the voucher provider's wireless terminal 300 or wired terminal). Voucher details corresponding to the type (or intangible) goods / services provided to the voucher subject are provided to the voucher server on the network, or at the terminal (or server) of the voucher organization that issues / distributes the voucher to the voucher subject. After providing the voucher details corresponding to the type (or intangible) goods / services provided by the provider to the voucher subject to the voucher server on the communication network, the voucher details from the voucher server to the voucher target wireless terminal 300 When transmitting, the receiver 360 transmits the bar on the communication network through the wireless processor 330. In the destination server it is characterized in that for receiving the voucher details.

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

According to the exemplary embodiment of the present invention, the voucher provider information of the voucher details may include the unique identification information (or authentication information) of the voucher provider.

When the voucher details are received through the receiving unit 360, the output unit 365 outputs the voucher details received through the receiving unit 360 through the screen output unit 310, and the voucher target is visualized. In the case of a disabled person, the received voucher details are converted into voice data (or, if the voucher details include voice data, the voice data included in the voucher details) is output through the sound processor 315. The interface output unit 370 outputs a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 310. If the voucher subject is visually impaired, the interface output unit 370 may output voice data requesting to input a PIN for voucher use through the input PIN authentication interface. The PIN authentication process can be omitted according to the intention of the person skilled in the art.

After the PIN authentication interface is output, the authentication unit 375 inputs and processes PIN information for using the voucher through the key input unit 320 to the PIN authentication interface, and when the PIN information is input, the USIM The PIN information is provided to 335 to process the PIN authentication for the voucher authentication, or the PIN authentication information stored in the memory unit 355 and the input PIN information are compared (or a verification operation). Process PIN authentication for authentication.

According to the embodiment illustrated in FIG. 3, the interface output unit 370 further includes a function of outputting a copayment interface for inputting / selecting copayment processing information in addition to outputting the PIN authentication interface. desirable.

According to an embodiment of the present invention, the interface output unit 370 may further include a function of connecting a communication channel with the wireless terminal 300 of the voucher provider and outputting a voucher video call interface for connecting the video call with the voucher provider. It is preferable to provide.

Alternatively, the interface output unit 370 may be a voucher subject image corresponding to the state of the voucher subject (eg, a health state) to the voucher institution server through a camera (not shown) provided in the voucher subject wireless terminal 300. Or outputting an image capturing interface for capturing a voucher provider image corresponding to providing a voucher service by the voucher provider. The transmission unit 390 connects a communication channel with a voucher institution server. Preferably, the photographed voucher subject image or the voucher provider image is further provided with a function for transmitting to the voucher institution server.

When the PIN for using the voucher is authenticated through the authentication unit 375, the VM driving unit 380 drives a VM corresponding to the voucher module.

The full text generation unit 385 generates a full voucher acknowledgment message including the voucher target authentication information stored in the USIM 335 / memory 355.

According to the exemplary embodiment of the present invention, when the voucher organization unique identification information (or authentication information) is stored in the USIM 335 / memory unit 355, the full text generation unit 385 is the voucher target authentication information and the voucher organization. It is desirable to generate a full voucher acknowledgment message further comprising the unique identification information (or authentication information).

If the wireless terminal 300 is provided with a media reader unit 350 for reading the unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the full text generation unit 385 is the media reader It is preferable to generate a voucher acknowledgment message further including the unique identification information (or authentication information) of the voucher provider read from the voucher provider medium through the unit (350).

Alternatively, when the voucher details received through the receiver 360 include unique identification information (or authentication information) of the voucher provider, the full text generation unit 385 may be unique to the voucher provider included in the voucher details. It is preferable to generate a full voucher acknowledgment message further including identification information (or authentication information).

Alternatively, an interface for inputting the unique identification information (or authentication information) of the voucher provider to the screen output unit 310 through the interface output unit 370 is output, and the unique identification information of the voucher provider through the interface ( Or authentication information), the text generation unit 385 preferably generates a voucher acknowledgment message further including the unique identification information (or authentication information) of the input voucher provider.

In addition, the full text generation unit 385 encrypts the voucher target authentication information included in the full voucher acknowledgment message through an encryption key stored in the USIM 335 / memory unit 355 to include in the full voucher acknowledgment message. It is preferable to further provide a function.

According to an exemplary embodiment of the present invention, the full text generation unit 385 is the voucher subject wireless terminal 300 in addition to the unique information used as the voucher target authentication information among the unique information stored in the USIM 335 / memory unit 355. ) Further includes a function of including second unique information for authenticating validity in the full voucher acknowledgment message.

According to the exemplary embodiment of the present invention, when the position of the wireless terminal 300 is positioned through the position positioning unit 345, the full text generation unit 385 is positioned through the position positioning unit 345. Preferably, the voucher subject wireless terminal 300 further includes location information. If the location terminal 345 is not provided in the wireless terminal 300, the location of the wireless terminal 300 is a terrestrial system (eg, the wireless terminal 300) through a positioning server on a wireless communication network in the voucher server. A method of tracking the position of the radio terminal 300 in a triangulation manner or a cell ID method (for example, receiving a radio frequency signal from the radio terminal 300). The location of the wireless terminal 300 based on the location information of a specific base station), and the location information of the voucher target wireless terminal 300 is configured based on the location of the location of the wireless terminal 300. It is possible to be.

In addition, the transmission unit 390 connects a communication channel with the voucher server, exchanges a certificate with the voucher server, generates a random number, encrypts the key value included in the certificate, and then performs a verification operation after the exchange. It is preferable to further have a function of connecting a secure communication channel by allocating a session key between the voucher target wireless terminal 300 and the voucher server.

When the voucher acknowledgment message is generated, the transmitter 390 connects a communication channel for transmitting the voucher acknowledgment message to the voucher server on the communication network through the wireless processing unit 330, and connects the communication channel. The voucher acknowledgment message is transmitted to the voucher server.

4 is a diagram illustrating a function configuration of a voucher target wireless terminal 400 for wireless voucher operation according to a third embodiment of the present invention.

In more detail, FIG. 4 illustrates an implementation method having a voucher target wireless terminal 400 function configuration shown in FIG. 2 and a voucher function interworking with the wireless voucher operating system shown in FIG. 1. For those skilled in the art, a function for using the voucher in a wireless terminal 400 connected to a wireless communication network of a wireless communication standard other than the voucher target mobile phone by referring to and / or modifying the present figure 4 It will be possible to infer an implementation method for the functional configuration of the wireless terminal 400 having the present invention, the present invention is made to include all the implementation methods inferred, the technical features are limited only by the implementation method shown in FIG. Not.

For example, in FIG. 4, the voucher target wireless terminal 400 is illustrated as a mobile phone equipped with a USIM 435 for convenience, but the voucher target wireless terminal 400 is a mobile phone without the USIM 435. It is clear that wireless communication is available through all possible wireless communication devices.

Referring to FIG. 4, the voucher target wireless terminal 400 may include a controller 405 structurally corresponding to the modem chip, a screen output unit 410 corresponding to a liquid crystal display (LCD), and a microphone / speaker. A sound processing unit 415 corresponding to a key, a key input unit 420 corresponding to a keypad, a wireless processing unit 430 corresponding to an antenna and various RF modules, a memory unit 455 corresponding to a nonvolatile memory, and a general purpose. A universal subscriber identity module (USIM) 435 corresponding to an integrated circuit (IC) chip storing subscriber identification information, a USIM reader 440 for reading / writing information (or data) to the USIM 435; And a battery 425 for power supply, and the voucher from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device for use of the voucher. To be unique to the provider The card and the information, device information, RFID information, characterized by comprising the further medium reader unit 450 for reading the ID information (or authentication information) of the provider voucher medium corresponding to any one of the USB information. The voucher subject wireless terminal 400 may be further provided with a position positioning unit 445 for positioning the position of the wireless terminal 400.

According to the present invention, the voucher subject wireless terminal 400, a voucher server on the communication network by configuring the voucher acknowledgment message containing the voucher target authentication information stored in the USIM (435) / memory unit 455 to use the voucher And a voucher module corresponding to the VM (program code) to be transmitted to the processor, and a VM driving module for driving the voucher module, wherein the VM driving module is an operating system (or an operating system) of the wireless terminal 400. It may be implemented in the form of program code included in the platform).

Referring to FIG. 4, the VM driving module of the voucher target wireless terminal 400 includes a receiver 460 for receiving a voucher history corresponding to the use of a voucher from a voucher server on a communication network, and through the screen output unit 410. An interface output unit 465 for outputting a PIN authentication interface for inputting a PIN for authenticating the use of the voucher, an authentication unit 470 for authenticating a PIN input to the PIN authentication interface through the key input unit 420; When the PIN for using the voucher is authenticated, a VM driver 475 for driving a voucher processing virtual machine (VM) is provided. The voucher module displays the voucher details on the screen output unit 410. Or an output unit 480 output through the sound processing unit 415, a full text generation unit 485 for generating a full voucher acknowledgment message including the voucher target authentication information, and Provided with a transmitting unit 490 for transmitting the generated voucher check response message via the processor 430 to the voucher server on the communication network it is characterized in that formed.

The voucher provider provides the voucher subject with the type (or intangible) goods / services corresponding to the voucher, and the voucher provider provides the voucher provider with the voucher provider terminal (eg, the voucher provider's wireless terminal 400 or wired terminal). Voucher details corresponding to the type (or intangible) goods / services provided to the voucher subject are provided to the voucher server on the network, or at the terminal (or server) of the voucher organization that issues / distributes the voucher to the voucher subject. After providing the voucher details corresponding to the type (or intangible) goods / services provided by the provider to the voucher subject to the voucher server on the communication network, the voucher details from the voucher server to the voucher target wireless terminal 400 When transmitting, the receiving unit 460 transmits the bar on the communication network through the wireless processing unit 430. In the destination server it is characterized in that for receiving the voucher details.

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

According to the exemplary embodiment of the present invention, the voucher provider information of the voucher details may include the unique identification information (or authentication information) of the voucher provider.

When the voucher details are received through the receiving unit 460, the interface output unit 465 outputs a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 410. If the voucher subject is visually impaired, the interface output unit 465 may output voice data requesting to input a PIN for voucher use through the input PIN authentication interface. The PIN authentication process can be omitted according to the intention of the person skilled in the art.

After the PIN authentication interface is output, the authentication unit 470 inputs and processes PIN information for using the voucher through the key input unit 420 to the PIN authentication interface, and when the PIN information is input, the USIM The PIN information is provided to the 435 to process the PIN authentication for the voucher authentication, or the voucher authentication is performed by comparing (or verifying) the PIN authentication information stored in the memory unit 455 with the input PIN information. Process PIN authentication for.

According to the embodiment illustrated in FIG. 4, the interface output unit 465 further includes a function of outputting a copayment interface for inputting / selecting copayment processing information in addition to outputting the PIN authentication interface. desirable.

According to an exemplary embodiment of the present invention, the interface output unit 465 may further include a function of connecting a communication channel with the wireless terminal 400 of the voucher provider and outputting a voucher video call interface for connecting a video call with the voucher provider. It is preferable to provide.

Alternatively, the interface output unit 465 may be a voucher subject image corresponding to a state of the voucher subject (eg, a health state) to the voucher institution server through a camera (not shown) provided in the voucher subject wireless terminal 400. Or outputting an image capturing interface for capturing a voucher provider image corresponding to the voucher provider's provision of the voucher service. The transmission unit 490 connects a communication channel with a voucher institution server. Preferably, the photographed voucher subject image or the voucher provider image is further provided with a function for transmitting to the voucher institution server.

If the PIN for using the voucher is authenticated through the authentication unit 470, the VM driving unit 475 drives a VM corresponding to the voucher module.

The output unit 480 outputs the voucher details received through the receiver 460 through the screen output unit 410, and converts the received voucher details into voice data when the voucher subject is a visually impaired person. (Or, when the voucher details include voice data, the voice data included in the voucher details) is output through the sound processor 415.

The full text generation unit 485 may generate a full voucher acknowledgment message including the voucher target authentication information stored in the USIM 435 / memory 455.

According to the embodiment of the present invention, when the voucher authority unique identification information (or authentication information) is stored in the USIM 435 / memory unit 455, the full text generation unit 485 is the voucher target authentication information and voucher organization It is desirable to generate a full voucher acknowledgment message further comprising the unique identification information (or authentication information).

If the wireless terminal 400 has a media reader 450 that reads the unique identification information (or authentication information) of the voucher provider from the voucher provider medium, the full text generation unit 485 is the media reader. It is preferable to generate a voucher acknowledgment message further including the unique identification information (or authentication information) of the voucher provider read from the voucher provider medium through the unit 450.

Alternatively, when the voucher details received through the receiver 460 include the unique identification information (or authentication information) of the voucher provider, the full text generation unit 485 is unique to the voucher provider included in the voucher details. It is preferable to generate a full voucher acknowledgment message further including identification information (or authentication information).

Alternatively, an interface for inputting the unique identification information (or authentication information) of the voucher provider to the screen output unit 410 through the interface output unit 465 is output, and the unique identification information of the voucher provider through the interface ( Or authentication information), the text generation unit 485 preferably generates a voucher acknowledgment message further including the unique identification information (or authentication information) of the input voucher provider.

In addition, the full text generation unit 485 encrypts the voucher target authentication information included in the full voucher acknowledgment message through an encryption key stored in the USIM 435 / memory unit 455 to include in the full voucher acknowledgment message. It is preferable to further provide a function.

According to the exemplary embodiment of the present invention, the full text generation unit 485 is the voucher subject wireless terminal 400 in addition to the unique information used as the voucher target authentication information among the unique information stored in the USIM 435 / memory unit 455. ) Further includes a function of including second unique information for authenticating validity in the full voucher acknowledgment message.

According to the exemplary embodiment of the present invention, when the position of the wireless terminal 400 is positioned through the position positioning unit 445, the full text generation unit 485 is positioned through the position positioning unit 445. It is preferable that the voucher target wireless terminal 400 further includes location information. If the position location unit 445 is not provided in the radio terminal 400, the position of the radio terminal 400 is a terrestrial system (eg, the radio terminal 400) through a positioning server on a wireless communication network in the voucher server. A method of tracking the position of the radio terminal 400 in a triangulation manner through a time difference of radio frequency signals received by a plurality of base stations) or a cell ID method (for example, receiving a radio frequency signal from the radio terminal 400). The location of the wireless terminal 400 based on the location information of a specific base station), and the location information of the voucher target wireless terminal 400 is configured based on the location of the location of the wireless terminal 400. It is possible to be.

In addition, the transmission unit 490 connects a communication channel with the voucher server, exchanges a certificate with the voucher server, generates a random number, encrypts the key value included in the certificate, and then performs a verification operation after the exchange. It is preferable to further include a function of allocating a session key between the voucher target wireless terminal 400 and the voucher server to connect a secure communication channel.

When the voucher acknowledgment message is generated, the transmission unit 490 connects a communication channel for transmitting the voucher acknowledgment message to the voucher server on the communication network through the wireless processing unit 430, and through the communication channel. The generated voucher acknowledgment message is transmitted to the voucher server.

FIG. 5 is a diagram illustrating a function configuration of a voucher target wireless terminal 500 for operating a wireless voucher according to a fourth exemplary embodiment of the present invention.

In more detail, FIG. 5 illustrates an implementation method having a voucher target wireless terminal 500 function configuration shown in FIG. 2 and a voucher function interworking with the wireless voucher operating system shown in FIG. 1. For those skilled in the art, a function for using the voucher in a wireless terminal 500 connected to a wireless communication network of another wireless communication standard other than the voucher target mobile phone by referring to and / or modifying the present figure 5 It will be possible to infer an implementation method for the functional configuration of the wireless terminal 500 having the present invention, the present invention is made including all the implementation methods inferred, the technical features are limited only by the implementation method shown in FIG. Not.

For example, in FIG. 5, the voucher target wireless terminal 500 is illustrated as a mobile phone equipped with a USIM 535 for convenience, but the voucher target wireless terminal 500 may be a mobile phone without the USIM 535. It is clear that wireless communication is available through all possible wireless communication devices.

Referring to FIG. 5, the voucher target wireless terminal 500 may include a controller 505 structurally corresponding to the modem chip, a screen output unit 510 corresponding to a liquid crystal display (LCD), and a microphone / speaker. A sound processing unit 515 corresponding to a key, a key input unit 520 corresponding to a keypad, a wireless processing unit 530 corresponding to an antenna and various RF modules, a memory unit 555 corresponding to a nonvolatile memory, and a general purpose. A universal subscriber identity module (USIM) 535 corresponding to an integrated circuit (IC) chip storing subscriber identification information, a USIM reader unit 540 for reading / writing information (or data) to the USIM 535; And a battery 525 for power supply, wherein the voucher is provided from a voucher provider medium corresponding to any one of an IC card, an MS card, an RF card, an RF device, an RFID device, and a USB device for use of the voucher. To be unique to the provider The card and the information, device information, RFID information, characterized by comprising the further medium reader unit 550 for reading the ID information (or authentication information) of the provider voucher medium corresponding to any one of the USB information. The voucher subject wireless terminal 500 may be further provided with a position positioning portion 545 for positioning the position of the wireless terminal 500.

Referring to FIG. 5, the voucher subject wireless terminal 500 includes a PIN authentication interface for inputting a PIN for authenticating the use of the voucher and a voucher interface for inputting / selecting a voucher history through the screen output unit 510. When the interface output unit 560, the authentication unit 565 for authenticating the PIN input to the PIN authentication interface through the key input unit 520, and the PIN for using the voucher are authenticated, the voucher target A full text generation unit 570 for generating a full voucher including authentication information, a voucher history, and a unique voucher provider identification information (or authentication information); and the generated voucher full text through the wireless processing unit 530. Characterized in that it comprises a voucher module including a transmission unit 575 for transmitting to.

The interface output unit 560 outputs a PIN authentication interface for inputting a PIN for authenticating the use of the voucher through the screen output unit 510. If the voucher subject is visually impaired, the interface output unit 560 preferably outputs voice data requesting to input a PIN for voucher use through the input PIN authentication interface. The PIN authentication process can be omitted according to the intention of the person skilled in the art.

After the PIN authentication interface is output, the authentication unit 565 inputs and processes PIN information for using the voucher through the key input unit 520 to the PIN authentication interface, and when the PIN information is input, the USIM The PIN information is provided to 535 to process PIN authentication for the voucher authentication, or the voucher authentication is performed by comparing (or verifying) the PIN authentication information stored in the memory unit 555 with the input PIN information. Process PIN authentication for.

If the PIN for using the voucher is authenticated through the authentication unit 565, the interface output unit 560 outputs a voucher interface for inputting / selecting a voucher details for using the voucher, Voucher details are entered / selected through

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

According to the embodiment illustrated in FIG. 5, the interface output unit 560 further outputs a copayment interface for inputting / selecting copayment processing information in addition to outputting the PIN authentication interface or the voucher interface. It is preferable to provide.

According to an exemplary embodiment of the present invention, the interface output unit 560 may further include a function of connecting a communication channel with the wireless terminal 500 of the voucher provider and outputting a voucher video call interface for connecting a video call with the voucher provider. It is preferable to provide.

Alternatively, the interface output unit 560 may be a voucher subject image corresponding to a state of the voucher subject (eg, a health state) to the voucher institution server through a camera (not shown) provided in the voucher subject wireless terminal 500. Or outputting an image capturing interface for capturing a voucher provider image corresponding to providing a voucher service by the voucher provider. The transmission unit 575 connects a communication channel with a voucher institution server. Preferably, the photographed voucher subject image or the voucher provider image is further provided with a function for transmitting to the voucher institution server.

When the voucher details are input, the full text generation unit 570 may provide the voucher details and voucher target authentication information and voucher details and voucher provider unique identification information (or authentication) stored in the USIM 535 / memory unit 555. And a voucher full text including information).

According to the exemplary embodiment of the present invention, when the voucher authority unique identification information (or authentication information) is stored in the USIM 535 / memory unit 555, the full text generation unit 570 may be configured to execute the voucher target authentication information and the voucher authority. It is preferable to generate a voucher full text further including unique identification information (or authentication information).

According to another exemplary embodiment of the present invention, an interface for inputting unique identification information (or authentication information) of the voucher provider is output to the screen output unit 510 through the interface output unit 560, or the voucher is input to the voucher interface. An interface for inputting unique identification information (or authentication information) of a provider is included, and when the unique identification information (or authentication information) of the voucher provider is input through the interface, the full text generation unit 570 enters the input information. It is desirable to generate the full voucher including the unique identification information (or authentication information) of the voucher provider.

According to another embodiment of the present invention, when the voucher subject authentication information is read from the voucher subject medium, the full text generation unit 570 may generate the voucher full text including the read voucher subject authentication information.

The full text generation unit 570 may further include a function of encrypting the voucher target authentication information included in the full voucher text using an encryption key stored in the USIM 535 / memory part 555 to include in the full text of the voucher. Preferably, the encryption target may further include unique identification information (or authentication information) of the voucher provider.

According to an embodiment of the present invention, the full text generation unit 570 is the voucher subject wireless terminal 500 in addition to the unique information used as the voucher target authentication information of the unique information stored in the USIM 535 / memory unit 555. It is preferable to further include a function for including the second unique information for authenticating the validity in the full voucher.

According to the exemplary embodiment of the present invention, when the position of the wireless terminal 500 is positioned through the position positioning unit 545, the full text generation unit 570 performs the positioning using the position positioning unit 545. Preferably, the voucher subject wireless terminal 500 further includes location information. If the position location unit 545 is not provided in the radio terminal 500, the position of the radio terminal 500 is a terrestrial system (eg, the radio terminal 500) through a positioning server on a wireless communication network in the voucher server. A method of tracking the position of the radio terminal 500 in a triangulation manner through a time difference of radio frequency signals received by a plurality of base stations) or a cell ID method (for example, receiving a radio frequency signal from the radio terminal 500). The location of the radio terminal 500 based on the location information of a specific base station), and the location information of the voucher target radio terminal 500 is configured based on the location of the location of the radio terminal 500. It is possible to be.

The transmission unit 575 connects the communication channel with the voucher server shown in FIG. 1, exchanges the certificate with the voucher server, generates a random number, encrypts the key value included in the certificate, and then verifies the exchange. It is preferable to further include a function of allocating a session key between the voucher target wireless terminal 500 and the voucher server through an operation to connect a secure communication channel.

When the voucher telegram is generated, the transmitter 575 connects a communication channel for transmitting the voucher telegram to the voucher server on the communication network through the wireless processor 530, and the generated voucher through the communication channel. Characterized in that the transmission to the voucher server.

6 is a diagram illustrating a voucher history transmission process according to an embodiment of the present invention.

In more detail, FIG. 6 illustrates a process of transmitting a voucher history to the voucher target wireless terminal 500 shown in FIGS. 2 to 4 to use the voucher in the wireless voucher operation system shown in FIG. For those of ordinary skill in the art to which the present invention pertains, various implementation methods (eg, some steps may be omitted or the order may be changed) with reference to and / or modification of the present invention. Method) can be inferred, but the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method shown in FIG.

Referring to FIG. 6, the voucher server illustrated in FIG. 1 may include a voucher description and a voucher subject corresponding to a corresponding type (or intangible) voucher goods / service provided from the voucher provider terminal to the voucher subject. Voucher details and voucher subject wireless terminals 500 corresponding to the type (or intangible) voucher goods / services that have received the wireless terminal 500 information or requested to be provided from the voucher institution server to the voucher subject via the voucher provider. ) 600, and verifies the validity of the voucher details and the voucher target wireless terminal 500 information received through the voucher D / B (605).

If the validity of the voucher details and the voucher target wireless terminal 500 information is authenticated (610), the voucher server transmits the voucher details to the voucher target wireless terminal 500 (615).

According to an exemplary embodiment of the present invention, the voucher server transmits a wireless message including a callback UEL for transmitting the voucher details to the voucher target wireless terminal 500, and the voucher target wireless terminal through the callback UEL. Preferably, the voucher details are sent to 500.

According to another exemplary embodiment of the present invention, after the voucher module (VM) provided in the voucher target wireless terminal 500 is driven, the voucher server is transmitted to the voucher target wireless terminal 500. It is preferable to connect a communication channel with a voucher module (VM) driven in the voucher target wireless terminal 500, and transmit the voucher details to the voucher target wireless terminal 500 through the communication channel.

7 is a diagram illustrating a voucher processing process according to the first embodiment of the present invention.

In more detail, FIG. 7 generates a voucher acknowledgment message including the voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal 500 shown in FIG. The process of transmitting to the voucher server shown in FIG. 1 is described. If a person of ordinary skill in the art belongs to the present invention, the present invention may be modified with reference to and / or modified in various ways. Although it is possible to infer an implementation method (for example, an implementation method in which some steps are omitted or the order is changed), the present invention includes all the implementation methods inferred above, and only the implementation method shown in FIG. The technical features are not limited.

Referring to FIG. 7, when the voucher details are received from the voucher server shown in FIG. 1 through the process shown in FIG. 6 to the voucher subject wireless terminal 500 shown in FIG. 2 (700), the voucher target person is received. The wireless terminal 500 drives the voucher module (VM) shown in FIG. 2 (705), outputs the screen or sound of the received voucher details (710), and inputs a PIN to authenticate the voucher use. After outputting a PIN authentication interface, if a PIN is input through the PIN authentication interface, the PIN authentication information stored in the USIM 535 / memory unit 555 is compared with the input PIN information (or verification operation). By processing the PIN authentication for the voucher authentication (715).

If the PIN is not authenticated (720), the voucher target wireless terminal 500 outputs a voucher error message (725), and ends the voucher processing process.

On the other hand, if the PIN is authenticated 720, the voucher target wireless terminal 500 confirms or dynamically generates the voucher target authentication information to be included in the voucher acknowledgment message to be transmitted to the voucher server (730).

According to the exemplary embodiment of the present invention, the voucher target wireless terminal 500 corresponds to the unique information related to the USIM 535 or the unique information related to the wireless terminal 500 stored in the USIM 535 / memory unit 555. It is desirable to confirm the target authentication information.

In addition, the voucher recipient wireless terminal 500 receives the unique identification information (or authentication information) of the voucher provider from the voucher provider medium or is input through a key input, and the voucher organization unique identification information (or After further verifying the authentication information (735), the voucher target authentication information and the unique identification information (or authentication information) of the voucher provider is encrypted with the encryption key provided in the USIM 535 / memory unit 555 (740). ), The voucher authority unique identification information (or authentication information) may be further encrypted according to an implementation method.

In addition, the voucher recipient wireless terminal 500 outputs a copayment interface for inputting / selecting copayment processing information, and corresponds to any one of the copayment processing schemes shown in FIG. 1 through the copayment interface. The payment processing information is input / selected (745), and the input / selection of the copayment processing information can be omitted according to the implementation method.

If the location of the voucher target wireless terminal 500 is located 750, the voucher target wireless terminal 500 configures the voucher target wireless terminal 500 location information based on the location of the positioned wireless terminal 500. (755).

Subsequently, the voucher target wireless terminal 500 includes the voucher target authentication information, and according to the implementation method, the voucher organization unique identification information (or authentication information), the unique identification information (or authentication information) of the voucher provider, and the copayment. In operation 760, a voucher acknowledgment message including one or more of the processing information and the voucher subject wireless terminal 500 location information is generated.

In addition, the voucher subject wireless terminal 500 connects the secure communication channel with the voucher server according to the secure communication channel connection method shown in FIGS. 1 and 2 (765), and the generated voucher through the secure communication channel The full acknowledgment is transmitted to the voucher server shown in FIG. 1 (770).

8 is a diagram illustrating a voucher processing process according to the second embodiment of the present invention.

In more detail, FIG. 8 generates a full voucher acknowledgment response message including the voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal 500 shown in FIG. The process of transmitting to the voucher server illustrated in FIG. 1 is described. If a person of ordinary skill in the art belongs to the present invention, the present invention may be modified with reference to and / or modified in various ways. Although it is possible to infer an implementation method (for example, an implementation method in which some steps are omitted or the order is changed), the present invention includes all the implementation methods inferred above, and only the implementation method shown in FIG. The technical features are not limited.

Referring to FIG. 8, when the voucher details are received from the voucher server shown in FIG. 1 to the voucher subject wireless terminal 500 shown in FIG. 3 through the process shown in FIG. 6 (800), the received voucher details are received. After outputting the voucher details on the screen or sound (805), outputting a PIN authentication interface for inputting a PIN for authenticating the voucher, and inputting the PIN through the PIN authentication interface, the USIM (535) / memory In operation 810, the PIN authentication information for the voucher authentication is processed by comparing (or verifying) the PIN authentication information stored in the unit 555 with the input PIN information.

If the PIN is not authenticated (815), the voucher target wireless terminal 500 outputs a voucher error message (820), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (815), the voucher target wireless terminal 500 drives the voucher module (VM) shown in Figure 3 (820), and correspondingly the voucher target wireless terminal 500 is a voucher The voucher target authentication information to be included in the full voucher acknowledgment message to be transmitted to the server is confirmed or dynamically generated (830).

According to the exemplary embodiment of the present invention, the voucher target wireless terminal 500 corresponds to the unique information related to the USIM 535 or the unique information related to the wireless terminal 500 stored in the USIM 535 / memory unit 555. It is desirable to confirm the target authentication information.

In addition, the voucher recipient wireless terminal 500 receives the unique identification information (or authentication information) of the voucher provider from the voucher provider medium or is input through a key input, and the voucher organization unique identification information (or Authentication information) (835), the voucher target authentication information and the unique identification information (or authentication information) of the voucher provider is encrypted with an encryption key provided in the USIM 535 / memory unit 555 (840). According to an implementation method, the voucher authority unique identification information (or authentication information) may be further encrypted.

In addition, the voucher recipient wireless terminal 500 outputs a copayment interface for inputting / selecting copayment processing information, and corresponds to any one of the copayment processing schemes shown in FIG. 1 through the copayment interface. The payment processing information is input / selected (845), and the input / selection of the copayment processing information can be omitted according to the implementation method.

If the location of the voucher target wireless terminal 500 is located 850, the voucher target wireless terminal 500 configures the voucher target wireless terminal 500 location information based on the location of the positioned wireless terminal 500. (855).

Subsequently, the voucher target wireless terminal 500 includes the voucher target authentication information, and according to the implementation method, the voucher organization unique identification information (or authentication information), the unique identification information (or authentication information) of the voucher provider, and the copayment. In operation 860, a full voucher acknowledgment message including the processing information and one or more voucher target wireless terminal 500 location information is generated.

In addition, the voucher subject wireless terminal 500 connects a secure communication channel with a voucher server according to the secure communication channel connection method shown in FIGS. 1 and 3 (865), and the generated voucher through the secure communication channel The full acknowledgment is transmitted to the voucher server shown in FIG. 1 (870).

9 is a view showing a voucher processing process according to a third embodiment of the present invention.

In more detail, FIG. 9 generates a voucher acknowledgment message including the voucher target authentication information based on the voucher details received through the process shown in FIG. 6 in the voucher target wireless terminal 500 shown in FIG. The process of transmitting to the voucher server shown in FIG. 1 is described. If a person of ordinary skill in the art belongs to the present invention, the present invention may be modified with reference to and / or modified from the present invention. It is possible to infer an implementation method (e.g., an implementation method in which some steps are omitted or the order is changed), but the present invention includes all the implementation methods inferred above, and only the implementation method shown in FIG. The technical features are not limited.

Referring to FIG. 9, when the voucher details are received from the voucher server shown in FIG. 1 to the voucher subject wireless terminal 500 shown in FIG. 4 through the process shown in FIG. 6, the received voucher details are received (900). If a PIN is input through the PIN authentication interface after outputting a voucher description on the screen or sound (905) and inputting a PIN for authenticating the use of the voucher, the USIM (535) / memory In operation 910, the PIN authentication information for the voucher authentication is processed by comparing (or verifying) the PIN authentication information stored in the unit 555 with the input PIN information.

If the PIN is not authenticated (915), the voucher target wireless terminal 500 outputs a voucher error message (920), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (915), the voucher target wireless terminal 500 drives the voucher module (VM) shown in Figure 4 (920), and correspondingly the voucher target wireless terminal 500 is a voucher The voucher target authentication information to be included in the full voucher acknowledgment message to be transmitted to the server is confirmed or dynamically generated (930).

According to the exemplary embodiment of the present invention, the voucher target wireless terminal 500 corresponds to the unique information related to the USIM 535 or the unique information related to the wireless terminal 500 stored in the USIM 535 / memory unit 555. It is desirable to confirm the target authentication information.

In addition, the voucher recipient wireless terminal 500 receives the unique identification information (or authentication information) of the voucher provider from the voucher provider medium or through a key input, and according to the implementation method unique identification information (or After further verifying the authentication information (935), the voucher target authentication information and the unique identification information (or authentication information) of the voucher provider is encrypted with an encryption key provided in the USIM (535) / memory unit 555 (940) According to an implementation method, the voucher authority unique identification information (or authentication information) may be further encrypted.

In addition, the voucher recipient wireless terminal 500 outputs a copayment interface for inputting / selecting copayment processing information, and corresponds to any one of the copayment processing schemes shown in FIG. 1 through the copayment interface. The payment processing information is input / selected (945), and the input / selection of the copayment processing information can be omitted according to an implementation method.

If the location of the voucher target wireless terminal 500 is located 950, the voucher target wireless terminal 500 configures the voucher target wireless terminal 500 location information based on the location of the positioned wireless terminal 500. (955).

Subsequently, the voucher target wireless terminal 500 includes the voucher target authentication information, and according to the implementation method, the voucher organization unique identification information (or authentication information), the unique identification information (or authentication information) of the voucher provider, and the copayment. In operation 960, a voucher acknowledgment message including the processing information and the voucher target wireless terminal 500 may be further included.

In addition, the voucher subject wireless terminal 500 connects the secure communication channel with the voucher server according to the secure communication channel connection method shown in FIGS. 1 and 4 (965), and the generated voucher through the secure communication channel The full acknowledgment is transmitted to the voucher server shown in FIG. 1 (970).

10 is a diagram illustrating a voucher processing process according to a fourth embodiment of the present invention.

In more detail, FIG. 10 illustrates a method of inputting / selecting a voucher details in the voucher target wireless terminal 500 shown in FIG. 5 and generating a full voucher acknowledgment response message including the voucher details and the voucher target authentication information. As illustrated in FIG. 10, a process of transmitting to the voucher server is illustrated. Those skilled in the art may refer to and / or modify this drawing 10 to perform various methods of processing the voucher. However, some steps may be omitted, or the order of implementation may be changed), but the present invention includes all the implementation methods inferred above, and the technical features are limited only by the implementation method shown in FIG. Not.

Referring to FIG. 10, if the voucher subject wireless terminal 500 shown in FIG. 5 outputs a PIN authentication interface for inputting a PIN for authenticating the use of the voucher, the PIN is input through the PIN authentication interface. The PIN authentication information stored in the USIM 535 / memory unit 555 and the input PIN information are compared (or verified) to process the PIN authentication for the voucher authentication (1000).

If the PIN is not authenticated (1005), the voucher target wireless terminal 500 outputs a voucher error message (1010), and ends the voucher processing process.

On the other hand, if the PIN is authenticated (1005), the voucher target wireless terminal 500 outputs a voucher interface for inputting / selecting the voucher details for using the voucher, and inputs / selects the voucher details through the voucher interface. (1015).

Here, the voucher details, voucher information corresponding to the voucher issued / paid to the voucher subject (for example, voucher name, voucher identification code, voucher target goods / services, voucher amount, voucher usage count) It comprises a), and further comprises a voucher agency information, voucher provider information.

If the voucher details are input / selected (1020), the voucher target wireless terminal 500 confirms or dynamically generates the voucher target authentication information to be included in the voucher message to be transmitted to the voucher server (1030).

According to the exemplary embodiment of the present invention, the voucher target wireless terminal 500 corresponds to the unique information related to the USIM 535 or the unique information related to the wireless terminal 500 stored in the USIM 535 / memory unit 555. It is desirable to confirm the target authentication information.

In addition, the voucher recipient wireless terminal 500 receives the unique identification information (or authentication information) of the voucher provider from the voucher provider medium or is input through a key input, and the voucher organization unique identification information (or After further verifying the authentication information (1035), the voucher target authentication information and the unique identification information (or authentication information) of the voucher provider is encrypted with an encryption key provided in the USIM 535 / memory unit 555 (1040). According to an implementation method, the voucher authority unique identification information (or authentication information) may be further encrypted.

In addition, the voucher recipient wireless terminal 500 outputs a copayment interface for inputting / selecting copayment processing information, and corresponds to any one of the copayment processing schemes shown in FIG. 1 through the copayment interface. The payment processing information is input / selected (1045), and the input / selection of the copayment processing information may be omitted according to an implementation method.

If the location of the voucher target wireless terminal 500 is located 1050, the voucher target wireless terminal 500 configures the voucher target wireless terminal 500 location information based on the location of the positioned wireless terminal 500. (1055).

Subsequently, the voucher target wireless terminal 500 includes the voucher target authentication information, the input / selected voucher details, and unique identification information (or authentication information) of the voucher provider, and the voucher organization unique identification information ( Or authentication information), a copayment processing information, and a voucher full text including at least one location information of the voucher target wireless terminal 500 (1060).

Subsequently, the voucher target wireless terminal 500 includes the voucher target authentication information, and according to the implementation method, the voucher organization unique identification information (or authentication information), the unique identification information (or authentication information) of the voucher provider, and the copayment. A voucher telegram including one or more processing information and the location information of the voucher target wireless terminal 500 is generated (1060).

In addition, the voucher subject wireless terminal 500 connects a secure communication channel with a voucher server according to the secure communication channel connection method shown in FIGS. 1 and 5 (1065), and the generated voucher through the secure communication channel. The full text is transmitted to the voucher server shown in FIG. 1 (1070).

11 is a diagram illustrating a voucher approval process according to an embodiment of the present invention.

In more detail, FIG. 11 illustrates a process of receiving a voucher acknowledgment message (or voucher message) from the voucher target wireless terminal 500 shown in FIGS. 2 to 5 to process the voucher approval. Those skilled in the art may refer to and / or modify this drawing 11 to infer various implementation methods (e.g., some steps may be omitted or reordered) of the voucher approval process. Although the present invention can be made, the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method illustrated in FIG.

Referring to FIG. 11, the voucher server shown in FIG. 1 is connected to the voucher target wireless terminal 500 and the secure communication channel by a communication channel connection from the voucher target wireless terminal 500 shown in FIGS. (1100), receive a voucher acknowledgment message (or voucher message) transmitted through the process shown in FIGS. 7 to 10 (1105), and receive the received voucher acknowledgment message (or voucher message). The encrypted information is decrypted (1110).

If the information encrypted in the voucher acknowledgment message (or voucher message) is decrypted (1115), the voucher server checks the authentication information for the voucher subject wireless terminal 500, and the voucher subject wireless terminal 500 The validity of the voucher target wireless terminal 500 is verified through authentication information (1120).

According to an exemplary embodiment of the present invention, the voucher server confirms the voucher subject wireless terminal 500 authentication information from the communication session information corresponding to the communication channel, and is included in the voucher subject information stored in the voucher D / B. The validity of the voucher target wireless terminal 500 may be verified by comparing (or verifying) the voucher target wireless terminal 500, or including the voucher target wireless terminal 500 authentication information from the voucher target wireless terminal 500. When the voucher acknowledgment message is received, the voucher subject wireless terminal 500 is compared with the voucher subject wireless terminal 500 authentication information included in the voucher acknowledgment text and the voucher subject information stored in the voucher D / B to perform the verification. (500) Validate validity.

According to another exemplary embodiment of the present invention, the voucher acknowledgment message (or voucher message) includes the location information of the voucher target wireless terminal 500 or the location information of the wireless terminal 500 through a positioning server on a wireless communication network. If confirmed, the voucher server tracks the location of the voucher provider wireless terminal 500 information (eg, terrestrial based location tracking or GPS based location tracking) to determine the location of the voucher target wireless terminal 500 and the voucher provider wireless terminal. (500) Check the location information, and compare the voucher subject wireless terminal 500 location information and the voucher provider wireless terminal 500 location information at the time of receiving the voucher acknowledgment full message (or voucher professional) wireless terminal 500 and the voucher provider wireless terminal 500 can provide the voucher service at the same location (or a location close to the preset range) ), The voucher provider authenticates the validity of providing the voucher service to the voucher subject.

According to an embodiment of the present invention, the voucher acknowledgment message (or voucher message) includes the location information of the voucher target wireless terminal 500 or the location information of the wireless terminal 500 is confirmed through a positioning server on a wireless communication network. When the voucher subject wireless terminal 500 location information is used, the voucher subject can be used for location-based voucher services (eg, after using the first voucher service, providing a second voucher service location, providing a location-based coupon, etc.). Do.

If the validity of the voucher target wireless terminal 500 is not confirmed (1125), the voucher server transmits validity error information to the voucher target wireless terminal 500 (1130).

On the other hand, if the validity of the voucher target wireless terminal 500 is confirmed (1125), the voucher server tracks the location of the voucher target wireless terminal 500 and the voucher target wireless terminal 500, and the voucher target wireless terminal 500 The voucher provider confirms the validity of the voucher provider for providing the voucher service to the voucher target by comparing the location with the location of the voucher provider wireless terminal 500 (1135).

If the validity of the voucher provision is not confirmed (1140), the voucher server transmits validity error information to the voucher target wireless terminal 500 (1130).

If the validity of the voucher provision is not confirmed (1140), the voucher server accepts the voucher through the voucher target authentication information included in the voucher acknowledgment (or voucher) (1145).

According to an embodiment of the present invention, the voucher server reads the voucher acknowledgment message (or voucher message) to confirm the voucher target authentication information, and compares (or verifies operation with the voucher target authentication information stored in the voucher D / B). Process the approval for the voucher details.

If the voucher acknowledgment full text (or voucher full text) further includes a unique identification information (or authentication information) of the voucher organization, the voucher server is the unique identification information (or authentication information) of the voucher organization and the voucher D / It is preferable to process (or verify) the unique identification information (or authentication information) of the voucher organization stored in B to process the approval for the voucher details.

Alternatively, when the voucher acknowledgment full text (or voucher full text) further includes the unique identification information (or authentication information) of the voucher provider, the voucher server may identify the voucher provider's unique identification information (or authentication information) and the voucher D. It is preferable to process the approval for the voucher details by comparing (or verifying) the unique identification information (or authentication information) of the voucher provider stored in / B.

If the voucher is not approved (1150), the voucher server transmits the unapproved voucher approval details to the voucher target wireless terminal (500) (1155).

On the other hand, if the voucher is approved (1150), the voucher server processes the copayment for the approved voucher details (1160).

If the copayment is processed (1165), the voucher server provides the approved voucher history, voucher subject information and the copayment processing result information to the voucher agency server, the voucher history, voucher subject information and the The copayment processing result information is stored in the storage medium in association with the payment information (1170), and the voucher approval information including the remaining voucher information on the approved voucher is transmitted to the voucher target wireless terminal 500 (1175).

12 is a view illustrating a voucher subject status checking process according to an embodiment of the present invention.

In more detail, FIG. 12 shows the approved voucher history for a certain period of time stored in the storage medium when the approved voucher history and the voucher subject information are stored in the storage medium through the process illustrated in FIG. 11. Read and confirm the period in which a voucher corresponding to the voucher goods / service is provided to the voucher subject to generate the state information of the voucher subject, and then output the voucher subject status information to the voucher provider wireless terminal 500 or device. As a process of providing the set status information receiving means, those skilled in the art to which the present invention pertains, various implementation methods for the process of checking the status of the voucher subject by referring to and / or modifying the drawing 12 (E.g., how to implement some steps omitted or reordered) It may be inferred, but the present invention includes all the inferred implementation methods, and the technical features are not limited to the implementation method illustrated in FIG.

Referring to FIG. 12, when the voucher details and voucher subject information that have been approved for a predetermined period of time are stored in the storage medium through the process illustrated in FIG. 11, the voucher server is processed for the predetermined period of time stored in the storage medium. Check the voucher history, the voucher history is approved to check the voucher providing cycle information stored in the storage medium (or the voucher provider provided the voucher goods / services to the voucher subject) (1200), the voucher providing cycle A trend of increasing or maintaining or decreasing, or analyzing whether a voucher goods / services are provided at the time when the voucher is promised is predicted (1205), the voucher subject state information corresponding to the predicted voucher subject state Generate 1210.

For example, if the voucher subject is disabled / elderly person and the voucher subject / service is provided when the voucher subject calls the voucher provider, the voucher server may process the authorization for a certain period of time stored in the storage medium. The voucher provision period information through the voucher history, and if the voucher provision period is increased or maintained, it is predicted that there is no major abnormality in the health status of the voucher subject, and if the voucher provision period is reduced, After predicting the deterioration of the health state, the voucher subject state information corresponding to the predicted voucher subject state is generated.

Alternatively, when the voucher subject is a student and a voucher service corresponding to the visiting education is provided to the student at the scheduled date and time, the voucher server provides the learning ability of the student when the visiting education is continuously provided at the scheduled date and time. Predict the improvement, and predict that the learning ability of the student is lowered when the date of the visited education is omitted during the scheduled date and time, and then the voucher subject state information corresponding to the predicted voucher subject state is obtained. Create

In addition, the voucher server checks the date and time of the call connection attempt for a predetermined period of time when the voucher target attempts a telephone call to the voucher provider (or voucher organization) in connection with the communication server of the voucher target wireless terminal 500 It is possible to predict the state of the voucher subject by analyzing the date and time of the call connection attempt, and to generate the voucher subject state information corresponding to the predicted voucher subject state, by which the present invention is not limited.

If the voucher subject status information is generated (1215), the voucher server provides the voucher subject status information to the voucher provider wireless terminal 500, or status information receiving means for receiving the voucher subject status information (e.g., When the voucher subject guardian radio terminal 500 is set, the information provider provides the voucher subject status information to the voucher provider radio terminal 500 (1220).

According to the present invention, by using a wireless terminal of the voucher subject as a voucher medium for using / authenticating the voucher issued / paid to the voucher subject, or by providing a voucher subject to the wireless terminal used as a voucher subject, The voucher target wireless terminal has an advantage in that a voucher service can be conveniently provided without receiving a voucher and using a card.

According to the present invention, when the voucher subject is approved for the use of the voucher, the voucher target period is analyzed by analyzing the voucher provision period for the voucher goods / services provided to the voucher subject and then provided to the voucher provider wireless terminal to provide the voucher to the voucher. There is an advantage in dealing with the emergency situation of the subject, or processing the voucher subject to provide the voucher goods / services more efficiently.

Claims (4)

Processing the voucher approval for the voucher goods / service provided to the voucher target by the voucher provider through preset voucher target authentication information at the server; Storing the approved voucher details and voucher subject information in a storage medium in a server; Reading the voucher history for a certain period of time stored in the storage medium in the server to check the voucher provision period provided to the voucher subject, and analyzing the voucher provision cycle to generate the voucher subject status information corresponding to the state in the voucher subject step; And And providing the voucher subject status information to the voucher provider wireless terminal or the preset status information receiving means at a server. The method of claim 1, wherein generating the voucher subject state information comprises: Voucher subject status check method further comprises analyzing the date and time that the voucher subject attempted a telephone call to the voucher provider wireless terminal (or voucher organization) in association with the carrier server of the voucher subject wireless terminal. . The method of claim 1, wherein the voucher subject state information is: Information for predicting the state of the voucher subject by analyzing a trend of increasing, maintaining, or decreasing the voucher provision period, or Checking the voucher subject status through the voucher providing cycle comprises the information to determine whether the voucher goods / service is provided at the scheduled date and time to predict the voucher subject status. A computer-readable recording medium having recorded thereon a program for executing the method of claim 1.

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