fix(connector): add local bank redirect type in compatibility layer, default the country to AT for Local Bank Redirect and add creds_identifier in access token

[AkshayaFoiger]

Type of Change

• Bugfix
• New feature
• Enhancement
• Refactoring
• Dependency updates
• Documentation
• CI/CD

Description

This PR

1. Add local bank redirect type in compatibility layer
2. Default the country to AT for Local Bank Redirect
3. Add creds_identifier in access token

How did you test it?

Note: Test through stripe compatibility layer

1. Create a payment with local bank redirect, with currency EUR and country NL

curl --location 'http:https://localhost:8080/vs/v1/payment_intents' \
--header 'Content-Type: application/x-www-form-urlencoded' \
--header 'User-Agent: RULER' \
--header 'api-key: ""' \
--data-urlencode 'amount=900' \
--data-urlencode 'currency=EUR' \
--data-urlencode 'confirm=true' \
--data-urlencode 'payment_method_data%5Btype%5D=bank_redirect' \
--data-urlencode 'connector%5B%5D=iatapay' \
--data-urlencode 'capture_method=automatic' \
--data-urlencode 'customer=asdjn' \
--data-urlencode 'metadata%5BorderId%5D=1677581659' \
--data-urlencode 'payment_method_options%5Bcard%5D%5Brequest_three_d_secure%5D=any' \
--data-urlencode 'payment_method_data%5Bbilling_details%5D%5Bname%5D=\aaaa' \
--data-urlencode 'payment_method_data%5Bbilling_details%5D%5Bemail%[email protected]' \
--data-urlencode 'description=Card Payment' \
--data-urlencode 'off_session=true' \
--data-urlencode 'return_url=https://juspay.in' \
--data-urlencode 'id=17163730759' \
--data-urlencode 'payment_method_data%5Bbilling_details%5D%5Baddress%5D%5Bcountry%5D=VN' \
--data-urlencode 'metadata%5Border_category%5D=pay' \
--data-urlencode 'payment_method_types=local_bank_redirect'

Response

    "id": "17163730759",
    "object": "payment_intent",
    "amount": 900,
    "amount_received": null,
    "amount_capturable": 900,
    "currency": "eur",
    "status": "requires_action",
    "client_secret": "",
    "created": 1718790951,
    "customer": "asdjn",
    "refunds": null,
    "mandate": null,
    "metadata": {
        "orderId": "1677581659",
        "order_category": "pay"
    },
    "charges": {
        "object": "list",
        "data": [],
        "has_more": false,
        "total_count": 0,
        "url": "http:https://placeholder"
    },
    "connector": "iatapay",
    "description": "Card Payment",
    "mandate_data": null,
    "setup_future_usage": null,
    "off_session": null,
    "authentication_type": "three_ds",
    "next_action": {
        "type": "redirect_to_url",
        "redirect_to_url": {
            "return_url": "https://juspay.in/",
            "url": "http:https://localhost:8080/payments/redirect/17163730759/merchant_1718790689/17163730759_1"
        }
    },
    "cancellation_reason": null,
    "payment_method": "bank_redirect",
    "payment_method_data": {
        "bank_redirect": {}
    },
    "shipping": null,
    "billing": {
        "address": {
            "city": null,
            "country": "VN",
            "line1": null,
            "line2": null,
            "line3": null,
            "zip": null,
            "state": null,
            "first_name": null,
            "last_name": null
        },
        "phone": {
            "number": null,
            "country_code": "VN"
        },
        "email": "[email protected]"
    },
    "capture_on": null,
    "payment_token": null,
    "email": null,
    "phone": null,
    "statement_descriptor_suffix": null,
    "statement_descriptor_name": null,
    "capture_method": "automatic",
    "name": null,
    "last_payment_error": null,
    "connector_transaction_id": "PYA2JZA9NBJUK"
}

2. Complete a txn with one specific cred and try another txn with different cred within 2-3 minutes

Checklist

• I formatted the code cargo +nightly fmt --all
• I addressed lints thrown by cargo clippy
• I reviewed the submitted code
• I added unit tests for my changes where possible