BNPL
More consumers using buy now, pay later and loyalty rewards for everyday expenses
Paypal, Flybuys and Afterpay say more people are using financial products and rewards programs as households battle cost-of-living pressures.
- by Jessica Yun
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Bulls N' Bears
Ovanti catches rocket as ex-Zip boss signs on
This week’s Bulls N’ Bears Runner of the Week is … Ovanti Ltd. The buy-now-pay-later hopeful is set to tackle the U.S market after appointing an ex-Zip Co executive.
- by Craig Nolan
Opinion
Opinion
All the ways to get your pay early – and why you should never use them
Just 50 years ago, it was near impossible to spend more than you earned. Today, it’s a piece of credit cake.
- by Nicole Pedersen-McKinnon
Opinion
For subscribers
The real risk facing Afterpay and its rivals
Afterpay turns 10 this year and the tricky debate on how best to regulate buy now, pay later firms is still going on.
- by Clancy Yeates
Exclusive
Zip Co
Tougher rules on Gen Z’s favourite credit coming soon
Buy now, pay later providers including Afterpay, Zip and Klarna will be brought under the Credit Act in changes that have been a long time coming.
- by Rachel Clun
Afterpay co-founder points to Gen Z, Millennials’ growing economic clout
The cost-of-living crisis has fuelled greater demand for buy now, pay later products – especially from younger Australians – says Block executive Nick Molnar.
- by Clancy Yeates
Analysis
Analysis
Critics warn changes to buy now, pay later don’t go far enough
Until now, these wildly popular facilities like Afterpay and Zip have slipped through the cracks of the National Credit Code. But that is soon to change.
- by Nicole Pedersen-McKinnon
Afterpay lifts credit limit while bracing for looming buy now, pay later laws
Afterpay is preparing for proposed government legislation that would require buy now, pay later operators to perform credit checks on new customers.
- by Millie Muroi
Analysis
Analysis
Fears as more shoppers use credit cards to buy now, pay later
Many people are using credit cards to pay off their buy now, pay later (BNPL) debt, stoking fears of a cascading “debt trap”.
- by John Collett
Opinion
Opinion
Just Afterpay it? If you buy now, you might pay later
Buy now, pay later services can seem like a good deal on the surface, but can be problematic if used improperly.
- by Dominic Powell
Buy now, pay later companies commit to better access to hardship support schemes
The Australian Finance Industry Association has released interim guidelines to protect customers ahead of the federal government’s intended regulation of the popular short-term loans.
- by Sumeyya Ilanbey