KR20130113299A - Method control of assured payment system using mobile phones - Google Patents

Abstract

PURPOSE: A control method of a mobile safety payment system is provided to reduce facility costs and maintenance costs of a seller. CONSTITUTION: If a product which is ordered by a buyer is completed, product manufacturing completion information is transmitted and informed through a buyer cellular phone with a message and vibrations from a seller payment reception terminal. [Reference numerals] (11) Data management process; (12) Customer management process; (13) Payment settlement process; (14) SMS transmission process; (15) Phone and homepage process; (16) Location information process; (17) Data transmission process; (18) Bar code and QR code analysis process

Description

Method of controlling payment system using mobile phone {Method control of assured payment system using mobile phones}

According to the present invention, a person who has to perform a payment (hereinafter referred to as a 'buyer') uses a mobile phone to a person who receives a payment (hereinafter referred to as a 'seller') such as TV home shopping, a shopping mall, a restaurant, or a delivery company, using various mobile cards and cash. Card (hereinafter referred to collectively as 'card'), and the seller of the patent No.1078173 pre-registered by the applicant who can immediately confirm the payment by mobile phone, computer, PD (hereinafter referred to as 'payment receiving terminal') The present invention relates to an improved patent for a secure payment system using a mobile phone.

More specifically, by entering the merchant number and subordinate number, the merchant automatically finds the merchant's information (merchant number, menu, price) displayed on the buyer's mobile phone, so that the order and payment can be made with the mobile phone. In the payment system, when a food ordered by a purchaser is completed, a vibration (ring tone) and a text are transmitted through the mobile phone possessed by the buyer so that the merchant does not have a separate vibrating bell. The present invention relates to a method of controlling a secure payment system using a mobile phone, which enables a buyer to request various requirements from a seller, thereby eliminating the inconvenience of delivering a request by calling an employee of a merchant.

In general, when there are many buyers (guests) in coffee shops or hamburger shops, it takes time to complete the ordered foods, so each buyer is given a separate vibrating bell operating wirelessly after ordering and payment. When the ordered food is completed, by operating the vibrating bell possessed by the buyer corresponding to the order to inform that the ordered food is completed, the buyer receives the ordered food upon confirmation of the operation of the vibrating bell.

If a separate vibration bell is provided to the purchaser as described above, as well as the vibration bell, a wireless device for operating the vibration bell is additionally required, which not only increases the facility cost of the seller but also increases the maintenance cost thereof. There is a problem.

In addition, in general restaurants, when a buyer (guest) requests not only food orders but also various requirements, it is cumbersome to call and deliver the employees one by one, and this causes a limited number of employees on the seller side (restaurant). Only by the buyer's call to respond to the work efficiency is lowered, the overall service quality may be a problem that may occur.

The present invention is to solve the above problems, directly entering the merchant information (merchant number, subordinate number), or shoot a QR code (bar code) is recorded the merchant information, or the merchant information is recorded When approaching near field communication chip (NFC), it reads and searches recorded merchant information, and automatically finds merchant and displays merchant information on buyer's mobile phone. When the food ordered by the purchaser is completed, the buyer sends out the vibration and texts simultaneously through the mobile phone possessed by the purchaser, so that the merchant does not have a separate vibrating bell and the related equipment, and the seller's equipment cost and maintenance cost It is a technical problem to make it possible to reduce the cost.

The present invention also directly enters merchant information (merchant number, subordinate number), photographs a QR code (bar code) in which the merchant information is recorded, or approaches the near field communication chip (NFC) in which the merchant information is recorded. In order to decode and search the recorded merchant information and automatically finds the merchant to display the merchant's information on the buyer's mobile phone in the secure payment system using a mobile phone to make the order and payment together, the buyer's order of food Of course, when requesting various requirements, the buyer requests the seller through the mobile phone possessed by the buyer, and this request is displayed on the seller's payment receiving terminal, thereby eliminating the trouble of the buyer calling the merchant's employees one by one and delivering the requirements. In addition to the limited number of buyers, By eliminating the inconvenience of having to be in response to the technical challenges to ensure the operational efficiency and service quality can be raised.

The present invention provides a buyer's mobile phone that performs card payment with a mobile phone, a card company and a financial company server that allows card approval of the buyer's mobile phone, and a seller's payment receiving terminal for checking the payment status in real time with a card approval request of the buyer's mobile phone, The purchaser's mobile phone, the seller's payment receiving terminal, a secure payment system using a mobile phone equipped with a mobile payment system that provides a screen for payment and relaying information necessary for payment between the card company and the financial company server is provided, the buyer's mobile phone Decode and search recorded merchant information by directly inputting merchant information consisting of merchant number and subordinate number, or recording QR code in which merchant information is recorded, or approaching near field communication chip in which merchant information is recorded. Automatically find merchants by In the control method of the secure payment system using a mobile phone to display the information of the merchant on the buyer's mobile phone to make the order and payment together,

When the goods ordered by the buyer is completed manufacturing, the seller payment receiving terminal characterized in that the product by sending out the vibration and text at the same time through the buyer's mobile phone notification.

In addition, the present invention is a buyer mobile phone for performing a card payment with a mobile phone, a card company and a financial company server that allows the card approval of the buyer mobile phone, and the seller payment receiving terminal for checking the payment status in real time with the card approval request of the buyer mobile phone And, the buyer's mobile phone, the seller payment receiving terminal, the card payment company and the financial company is provided with a secure payment system using a mobile phone mobile phone equipped with a secure payment system for relaying the information necessary for payment between the server and the financial company, the payment is provided, Deleting the recorded merchant information when directly entering the merchant information consisting of the merchant number and subordinate number through a mobile phone, photographing a QR code in which the merchant information is recorded, or approaching a near field communication chip in which the merchant information is recorded. And automatically find merchants by In the control method of the secure payment system using a mobile phone to find the merchant information on the buyer's mobile phone to make the order and payment together,

The buyer's mobile phone is displayed a plurality of phrases that can request a specific requirement to the seller, characterized in that the selected request phrase is displayed on the seller payment receiving terminal when selecting and touching one of the plurality of phrases.

As another embodiment of the present invention, the request phrase is characterized in that it is directly written on the buyer's mobile phone to be transmitted and displayed on the seller's payment receiving terminal.

The present invention provides a reliable payment system using a mobile phone mobile phone to make the order and payment is made by the merchant information is displayed on the buyer's mobile phone to automatically find the merchant by decrypting and searching the merchant information, that is, merchant number, subordinate number, When the food ordered by the purchaser is completed, vibration and texts are sent out at the same time through the mobile phone possessed by the buyer, so that the merchant does not have a separate vibrating bell and related equipment, thereby reducing the seller's installation cost and maintenance cost. In addition, when a buyer requests a variety of requirements, as well as ordering food, the buyer requests the seller through the mobile phone possessed by the buyer, and the request is displayed on the seller's payment receiving terminal so that the buyer can check the merchant's employees. The hassle of calling and passing requirements Not only can cancel, the seller side is that you can get rid of the inconvenience of having to be countered by the call of limited buyers expect the effect of work efficiency and service quality increases.

1 is a conceptual diagram of a secure payment system using a mobile phone mobile applied to the present invention.
2 is a process configuration diagram of a secure payment system in a secure settlement system using a mobile phone mobile applied to the present invention.
Figure 3 is an exemplary view showing a state in which a mobile phone embedded with merchant information chip (NFC) and payment information recognition chip (NFC) in a safe payment system using a mobile phone mobile according to the present invention.
Figures 4a and 4b is a bar code and QR code installation state is recorded merchant information.

1 to 4b and the screen 1 to the screen 16 attached to the secure payment method using a mobile phone according to the present invention will be described in detail as follows.

Applicable to the present invention, the secured payment system using the mobile phone mobile of the Patent No. 1010773 (registration date: October 24, 2011), which is applied by the applicant in advance, the buyer (payer) with his own mobile phone owned by the secure payment system Payment information (purchase history, amount) displayed by storing the information of the (Cash) card and entering the information (merchant number + subsidiary number) of the seller (payer) by accessing the secure payment system on the buyer's own mobile phone. Confirm and approve the request, and the secure payment system transmits and receives the approval result requested by the buyer by transmitting and receiving communication with the card company and the financial company server, and to the seller in real time through the payment receiving terminal such as mobile phone, computer, PDA Provides a card payment system using a mobile phone mobile and a card payment method using the system that can be confirmed by There.

As described above, the applicant has previously registered patent No. 10717373, which does not provide the card information of the buyer to the seller, but the payment of the seller's information is transmitted to the secure payment system or the local area communication chip (NFC) is made. By using this, the information provider for payment can be switched from the previous buyer (card) to the seller (merchant number, subordinate number) to prevent the buyer from exposing the card information, and the seller needs to install a separate payment terminal. This minimizes waste of time and time, and is also available to most sellers and buyers, allowing them to quickly spread the use of cell phone mobile cards.

That is, the applicant's pre-registered patent allows the purchaser to access the payment system using a mobile phone, and order the goods and pay the card only with the merchant's merchant number and subordinate number.

FIG. 1 is a conceptual diagram of a secure settlement method using a mobile phone mobile applied to the present invention, in which information of a credit card and a cash card is stored in the secure settlement system 10 by a mobile phone owned by the purchaser himself, A buyer's mobile phone 20 that performs settlement as card information stored in the secure payment system 10,

A payment receiving terminal such as a mobile phone, a computer, or a PDA performs a merchant registration in a secure payment system 10 and sends a settlement approval request to the buyer's mobile phone 20 via a secure settlement system 10, (40)

A credit card company and a financial company server 30 for authorizing payment to the seller who owns the seller payment receiving terminal 40 when the payment approval is requested through the secure payment system 10 by the buyer's mobile phone 20,

It is possible to relay all the information necessary for payment between the buyer's mobile phone 20 and the seller's payment receiving terminal 40 and between the card company and the financial company server 30, And a secure payment system 10 for encrypting and storing mutual payment information.

FIG. 2 is a block diagram of a secure payment system 10 according to the present invention. The information management process 11, the customer management process 12, the payment execution process 13, the SMS sending process 14, A location information process 16, a data transfer process 17, a bar code and QR code analysis process 18, as shown in Fig.

The information management process 11 includes an input / output management process for confirming and storing information inputted to the buyer's mobile phone 20 or the seller's payment receiving terminal 40 and a serial number of a payment receiving terminal such as a mobile phone, A password information process for encrypting and storing the user information, and an analysis execution process for matching each process and extracting and inserting necessary information.

The customer management process 12 stores and manages the information of the buyer's mobile phone 20 and the seller's payment receiving terminal 40 and requires a phone page or a home page and is automatically executed. Is a process of retrieving data stored in the customer management process 12 at the time of inputting a telephone number and a mutual input so as to search for an affiliated shop so that the merchant can be easily found.

That is, when the purchaser's mobile phone 20 accesses the secure payment system 10, it recognizes and accesses the credit card company and the financial company server 30 through the analysis execution process and stores them in the information management process 11, The phone page of the purchaser mobile phone 20 is outputted at the same time as the output of the phone page of the purchaser mobile phone 20 and the seller's payment receiving terminal 40 .

The payment execution process 13 is a process of extracting necessary information from the information management process 11 and exchanging information with the card company and the financial company server 30 as well as contents for exchanging information with the purchaser's cellular phone 20 or the seller's payment reception terminal 40 And extracts necessary information from the information management process 11 and extracts the necessary information from the phone and home process 15 and the SMS sending process 14 And automatically executes the input and execution in the ranks of the buyer's mobile phone 20 or the seller's payment receiving terminal 40 in real time.

The SMS sending process 14 is a function of automatically transmitting character information to the buyer's mobile phone 20 and the seller's payment receiving terminal 40. The SMS sending process 14 includes a buyer's mobile phone 20 executing a secure payment system 10, And recognizes the progress of the receiving terminal 40 in real time.

The phone and home page process 15 sends all payment proceedings such as payment request information, purchase goods, payment amount, and so on through the secure payment system 10 from the buyer's mobile phone 20 and the seller's payment reception terminal 40 to the phone page Or output it to the screen on the homepage.

In addition, when the payment information is completely input to the purchaser's cellular phone 20 and then transmitted, the card issuer and the financial company server 30 are automatically transmitted and received by the analysis execution process and stored in the information management process 11, Phone and home page processes 15, and at this time, the phone page of the buyer mobile phone 20 is outputted not only in the ripple output of the phone page but also on the homepage of the seller payment receiving terminal 40.

The location information process 16 is for providing merchant information of the seller to the purchaser promptly using the same location coordinates of the buyer's mobile phone 20 and the seller's payment receiving terminal 40 to facilitate payment.

That is, the merchant payment receiving terminal 40, which is an affiliate shop, is a certain place, and the buyer's mobile phone 20 moves but recognizes the coordinates to access the phone page when purchasing (payment) or searching, And automatically displays the information of the seller payment receiving terminal 40 on the phone page in the analysis execution process.

Therefore, when the user connects to the safe payment system 10 without inputting the merchant number into the purchaser's mobile phone 20, the merchant's mobile phone 20 (20) matches the coordinates of the coordinates recognized in the analysis execution process, When the buyer selects the merchant to be paid out from the merchant points displayed on the phone page of the buyer's mobile phone 20, the merchant information necessary for payment is automatically displayed and only the payment amount is inputted. It is easy to do.

Particularly, when the seller payment receiving terminal 40 using a computer (hereinafter referred to as "POS computer") equipped with a POS program is linked to the safe payment system 10, When a number (for example, a table number for a restaurant, a delivery number for a delivery business, etc.) is given, not only the merchant information necessary for payment but also the details of the goods to be paid and the amount of money can be confirmed.

The barcode and QR code analyzing process 18 reads the barcode and the cue code captured when the barcode and the cue code attached to the proper location of the merchant are photographed using the camera installed in the buyer's cellular phone 20, The information of the merchant is displayed on the buyer's mobile phone 20 by automatically searching for the merchant in cooperation with the customer management process 12 after the reading, .

The data transfer process 17 transfers all information exchanged between the buyer's mobile phone 20, the credit card company, the financial company server 30 and the seller's payment receiving terminal 40 to the public communication network of the mobile phone and the Internet in the secure payment system 10 Or a communication port that can receive data.

As described above, there is a secure payment system 10, the buyer mobile phone 20, the card company and the financial company server 30, the seller payment receiving terminal 40, the secure payment system 10 is an information management process (11), Customer management process 12, payment execution process 13, SMS sending process 14, phone and homepage process 15, location information process 16, bar code and QR code analysis process 18, data transmission process ( 17) will be described in detail with reference to Figures 1 to 4b and screens 1 to 16 attached to the payment method of the safe payment system using a mobile phone as follows.

The secure payment method using the mobile phone mobile according to the present invention includes a buyer registration process for obtaining authentication in the secure payment system 10 through the purchaser's mobile phone 20 and a secure payment system 10 And a secure settlement process is performed between the buyer's mobile phone 20 and the seller's payment receiving terminal 40 in a state where the buyer registration process and the seller registration process are completed.

In the present invention, the purchaser registration process and the seller registration process are described in detail in Patent No. 1081173 pre-registered by the applicant, so detailed description thereof will be omitted. However, when performing the purchaser registration process of the present invention, the barcode and QR code analysis process 18 is performed. The barcode and QR code analysis program is automatically installed in the purchaser's mobile phone 20, and the buyer's registration process and the seller's registration process are regarded as being completed, and the payment settlement process will be described.

Figure 3 is an exemplary view showing a state in which the mobile phone embedded with merchant information chip (NFC) and payment information recognition chip (NFC) in the secure payment system using a mobile phone mobile according to the present invention, Figure 4a Figure 4b is an exemplary diagram attached to the bar code 42 on the table located in the interior of the merchant, Figure 4b is an exemplary diagram attached to the QR code 43, the bar code 42 and QR code 43 in the merchant number and subordinate number (Seat number of restaurant, room number of karaoke room, hotel room number, product number of shopping mall and home shopping, car number (or company-specified number)) are recorded, and the process of automatically searching and ordering and paying merchants As follows.

Screen 1 to Screen 16 is a mobile phone screen display state diagram in the secure payment process using a mobile phone mobile application to the present invention.

First, the following screen 1 is a state diagram of the initial screen in the state registered in the secure payment system 10 using the user's mobile phone 20 possessed by the user, and can be connected to the secure payment system 10 when the mobile phone is turned on. When the screen including the secure payment icon is displayed, and the buyer touches the secure payment icon to access the secure payment system 10 in this state, the secure payment system 10 is connected to the secure payment system 10 as shown in the screen 2 below. Various items that can be operated in the safe payment system 10 are displayed.

     [Screen 1] [Screen 2]

That is, when the buyer's mobile phone 20 is connected to the secure payment system 10, the order item to perform the order and payment of goods, payment information to check all the information that the payment was made through the secure payment system 10 Items, wallet management items, event items, help items, and calling items can be requested to request various requirements from the seller's employees through the mobile phone possessed by the buyer.

In this state, when the order item displayed on the screen 3 below for ordering and payment of goods (food) is touched, a means for finding a merchant is displayed as shown in screen 4 below.

Here, the means for finding a merchant include a direct input method, a merchant information chip (NFC) tag method, and a camera recognition method of photographing a QR code.

The direct input method is to directly enter the merchant number of the merchant as shown in the screen 4 below, or enter any one of the merchant registration number, telephone number, trade name of the merchant, or by searching the list of merchants that the buyer previously visited If any one of them is selected and specified, an affiliated store number corresponding to the inputted and selected affiliated store is automatically input, and the affiliated store is searched as the entered affiliated store number.

       [Screen 4] [Screen 5]

The merchant information chip (NFC) tag method is to install the merchant information chip (NFC) recorded the merchant information of the merchant number and the subordinate number fixed on the table, taxi, etc. of the restaurant, built in the mobile phone possessed by the buyer as shown in FIG. Alternatively, after extracting the information recorded by the near field communication chip (NFC) and the merchant information chip (NFC) of the externally installed, that is, the merchant number and the dependent number, it is transmitted to the secure payment system 10 to automatically find the merchant. That's the way.

The camera recognition method automatically photographs after 2 to 3 seconds when the barcode 42 and the QR code 43 in which the affiliate store number and the dependent number shown in FIGS. 4A and 4B are recorded are illuminated, and the barcode and QR code are displayed. As the analysis program installed by the analysis process 18 is automatically performed, the affiliate store number and the dependent number recorded in the barcode 42 and the QR code 43 are extracted and transmitted to the secure payment system 10 to automatically find the affiliate store. That's the way.

That is, when the camera recognition item is touched on the screen displaying the affiliated store recognition means shown in the screen 3, a message is displayed to illuminate a QR code (bar code) in a rectangle as shown in the screen 5 below. As shown in screen 6 below, the camera installed in the mobile phone possessed by the mobile phone owned by the merchant number and subordinate number shown in FIGS. 4A and 4B (seat number of restaurant, room number of karaoke room, hotel room number, shopping mall and home shopping goods) When the bar code 42 and the QR code 43 in which the number, the car number (or the company-specified number) are recorded are illuminated, the camera automatically photographs the picture after 2 to 3 seconds.

At this time, the purchaser mobile phone 20 is installed by the barcode and QR code analysis process 18 when performing the buyer registration process if the barcode 42 and the QR code 43 is photographed in the state connected to the secure payment system (10) The analysis program is automatically performed to extract the affiliate store number and the dependent number recorded in the bar code 42 and the QR code 43 and transmit it to the safe payment system 10.

        [Screen 5] [Screen 6]

In the secure payment system 10, if the merchant number and the dependent number extracted from the barcode 42 and the QR code 43 by the buyer mobile phone 20 is transmitted to the information management process 11 and customer management process 12 By interlocking search, as shown in the screen 7 below, the merchant number corresponding to the merchant number and subordinate number is automatically searched to display the type and price of goods (food) that can be purchased from the automatically searched merchant on the phone page of the buyer's mobile phone 20. do.

At this time, at the bottom of the screen of the purchaser's mobile phone 20, a home item for returning to the initial screen shown in screen 2, a shopping cart item for temporarily storing the ordered product, a wallet item, an event item, and a mobile phone possessed by the buyer Will display a call item to request various requirements from the seller's employees.

In this state, when the buyer touches (eg, cappuccino) a corresponding item among the items displayed on the phone page, only the selected item is displayed and a screen for requesting quantity is displayed as shown in screen 8 below.

       [Screen 7] [Screen 8]

After that, the buyer designates the quantity of the item to be purchased by touching the-and + items, and when touching the shopping cart item, the type, quantity and payment amount of the item selected by the buyer are displayed as shown in screen 9 below. When you touch the order item to apply for the selected item, the order is completed as shown in screen 10, and a message requesting payment is displayed.

At this time, when the order of the goods in the mobile phone possessed by the buyer is displayed in the POS (POS) system, which is the seller payment receiving terminal 40 installed in the merchant all, a series displayed in the seller payment receiving terminal 40 The description of the process will be omitted.

       [Screen 9] [Screen 10]

When the payment is executed after the order is completed in the above process, as shown in the screen 11 below, a screen for checking the information and payment amount of the merchant and a screen for selecting the type of card to be used by the buyer are displayed. After checking the merchant's information and payment amount and selecting the type of card to be paid, touch the payment item, the card information and the payment amount are displayed as shown on screen 12 below, and the card type, While the card number and expiration date are displayed, a screen requesting card password and signature input is displayed.

      [Screen 11] [Screen 12]

Thereafter, when the input of the card password and the signature is completed and the payment item is touched as shown in screen 12, the buyer mobile phone 20 transmits its payment information to the secure payment system 10, and the secure payment system ( 10, when payment information is received from the purchaser's mobile phone 20, the approval request is performed to the corresponding card company and the financial company server 30, and when the approval is completed from the card company and the financial company server 30, On the phone page, a screen indicating that the payment approval is completed is displayed as shown in the screen 13 below, and the seller payment receiver terminal 40 also notifies the purchaser of the subordinate number (table number) that the order is completed and the payment is completed. The payment process is completed.

      [Screen 13]

In this way, a QR code (bar code) in which merchant information, such as merchant number and subordinate number (table number) is recorded, is attached to an appropriate position, and the QR code (bar code) can be photographed using a camera installed in a mobile phone possessed by a buyer. In this case, the decoded QR code (bar code) is decoded to automatically find the merchant and the merchant's information is displayed on the buyer's mobile phone so that both orders and payments can be made. In addition to providing convenience by minimizing the cost, the seller can also operate a secure payment system by installing a QR code (barcode), thereby minimizing maintenance costs.

On the other hand, when the order and payment is completed through the above process, the merchant manufactures the goods ordered by the buyer, and when the manufacture of the ordered product is completed, the merchant stores the POS (POS) system, which is the seller payment receiving terminal 40. The order completion information is transmitted to the secure payment system 10, and thus, the secure payment system 10 simultaneously vibrates and texts indicating that the ordered product is completed on the buyer's mobile phone 20 as shown in the screen 14 below. Will be sent.

Therefore, when the food ordered by the purchaser is completed, the user sends out vibration and texts at the same time through the mobile phone possessed by the purchaser. It will be possible to save.

      [Screen 14]

In addition, when a buyer touches a call item to request a specific requirement from an employee of a merchant, various request phrases are displayed as shown in screen 15 below, and when the buyer selects and touches one of the displayed phrases, the touch The phrase is sent to the assured payment system 10, and accordingly the assured payment system 10 is confirmed to the buyer's requirements by being transmitted to the POS system which is the seller payment receiving terminal 40.

In this case, if there is no request phrase that the buyer wants among the various request phrases displayed on the screen 15, the request phrase is directly written as shown in the screen 16 below, and then the touch item is re-touched to force the seller payment receiving terminal 40. The buyer's requirements are displayed in the system and can be confirmed.

       [Screen 15] [Screen 16]

Therefore, the buyer can request the seller through their mobile phone, and the request is displayed on the seller's payment receiving terminal, so that the buyer can eliminate the hassle of passing the request by calling the employees of the merchant. Rather, the seller side can increase the work efficiency and service quality by eliminating the inconvenience of having to deal with by the limited buyer's call.

10: Safe payment system
18: Barcode and QR code analysis process
20: Buyer mobile phone
30: Card companies and financial company servers
42: barcode
43: QR code

Claims (3)

A buyer's mobile phone that performs card payment with a mobile phone, a server of a card company and a financial company that allows card approval of the buyer's mobile phone, a seller's payment receiving terminal that checks the payment status in real time with a card approval request of the buyer's mobile phone, and the buyer's mobile phone There is provided a secure payment system using a mobile phone mobile with a secure payment system for relaying information required for payment between the seller payment receiver terminal, card company and financial company server, and provides a screen for payment,
Merchant information recorded directly when the merchant information is directly entered through the buyer's mobile phone number or subordinate numbers, or when the QR code in which the merchant information is recorded, or close to the near field communication chip in which the merchant information is recorded. In the control method of the secure payment system using a mobile phone to decode and search the merchant automatically finds the merchant information displayed on the buyer's mobile phone to make the order and payment together,
When the buyer ordered the product is manufactured, the seller payment receiving terminal control method of the safe payment system using a mobile phone mobile, characterized in that by sending out the vibration and text at the same time through the buyer's mobile phone product notification. A buyer's mobile phone that performs card payment with a mobile phone, a server of a card company and a financial company that allows card approval of the buyer's mobile phone, a seller's payment receiving terminal that checks the payment status in real time with a card approval request of the buyer's mobile phone, and the buyer's mobile phone There is provided a secure payment system using a mobile phone mobile with a secure payment system for relaying information required for payment between the seller payment receiver terminal, card company and financial company server, and provides a screen for payment,
Merchant information recorded directly when the merchant information is directly entered through the buyer's mobile phone number or subordinate numbers, or when the QR code in which the merchant information is recorded, or close to the near field communication chip in which the merchant information is recorded. In the control method of the secure payment system using a mobile phone to decode and search the merchant automatically finds the merchant information displayed on the buyer's mobile phone to make the order and payment together,
The buyer's mobile phone displays a number of phrases that allow the seller to request specific requirements.
When the user selects and touches one of the plurality of phrases, the selected request phrase is displayed on a seller payment receiving terminal. The method of claim 2, wherein the request phrase is written directly on the purchaser's mobile phone to be transmitted and displayed on the seller's payment receiving terminal.

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