KR20020006260A - A medical treatment expense receiving method using a medical card - Google Patents

Abstract

PURPOSE: A medical charge receiving method using a medical card is provided to enable a user to pay medical charge easily by receiving a medical charge using a medical card by a patient and decrease a member shop charge that a hospital pays when a medical charge is paid in a kiosk using a credit card. CONSTITUTION: When a patient operates an operation unit of a kiosk, selects a medical treatment content menu and inputs a medical card into a card reader of kiosks, the kiosk inquiries to a hospital server based on a medical card, and a patient's medical treatment content and medical charge are displayed on a display unit(S1). The patient operates an operation unit of the kiosk and inputs a password number by selecting a medical charge paying menu for thereby requesting a payment of the medical charge(S2). The controller of the kiosk transmits a payment request to a main transaction band server through a hospital server, and the main transaction bank server transfers the medical charge from a patient's band account to a hospital band account(S3). The medical charge exact calculation data to the hospital server, and the hospital server stores the medical charge exact calculation data and transfers to the kiosks(S4). the kiosk issues a receipt of the medical charge to the patient based on the medical treatment charge exact calculation data(S5).

Description

How to store medical expenses using a medical card {A MEDICAL TREATMENT EXPENSE RECEIVING METHOD USING A MEDICAL CARD}

The present invention relates to a method for storing medical expenses using a medical card, and more particularly, to a method for storing medical expenses using a medical card in which a patient directly receives medical expenses using a medical card in a kiosk.

At present, medical expenses are stored using cash or credit card. In the case of cash storing, there is a problem that there is a risk due to cash holding and the transparent accounting management of the hospital is difficult.

In addition, the storage method using a credit card has a large administrative burden of paying a credit card affiliate fee to a credit card company in a hospital, and it is impossible for a patient to store medical expenses using a credit card if the patient does not have a credit card. There was this.

Accordingly, the present invention has been made to solve the above problems, it is convenient to store the medical expenses as the patient directly receives the medical expenses using the medical card in the kiosk as well as in the hospital when using the existing credit card The object of the present invention is to provide a medical treatment fee storage method using a medical card that can reduce the burden of merchant fees to be paid.

In addition, another object of the present invention is to maintain the above-mentioned medical bill settlement data as computerized data at the hospital and the bank at the same time, not only to prepare for financial accidents, but also transparent accounting management of the hospital, the increase of new customers from the bank perspective As a result, it provides a method for storing medical expenses using a medical card that can also bring an additional profit increase effect.

1 is a schematic block diagram of a system for executing a medical treatment fee receiving method using a medical card according to the present invention;

FIG. 2 is a schematic block diagram of the kiosk shown in FIG. 1;

3 is a flow chart of the method for storing medical expenses using a medical card according to the present invention.

<Explanation of symbols for the main parts of the drawings>

10-1 to 10-N: Kiosk 20: Hospital server

30: main bank server 40: financial common network

50-1 to 50-N: other bank server

Medical bill storage method using a medical card according to the present invention for achieving the above object is a step of the patient to check the medical history and medical expenses using the medical card in the kiosk, and through the hospital server using the medical card Requesting the payment of the medical expenses to the main banking server, and the main banking server transfers the medical expenses from the patient's bank account to the hospital's bank account according to the payment request.

In addition, the main banking server transfers the medical bill settlement data to the hospital server, the hospital server stores the medical bill settlement data, and delivers to the kiosk, the kiosk issuing a medical bill receipt receipt to the patient further comprising: Characterized in that configured.

Hereinafter, exemplary embodiments of the present invention will be described with reference to the accompanying drawings.

FIG. 1 is a schematic block diagram of a system for executing a medical fee storage method using a medical card according to the present invention, and FIG. 2 is a schematic block diagram of a kiosk 10-1 to 10-N shown in FIG. to be.

As shown in FIG. 1, a plurality of kiosks 10-1 to 10 -N are connected to the hospital server 20 by a dedicated line, and the hospital server 20 is a main bank server 30 by a dedicated line. ) In addition, the main bank server 30 is connected to the other bank server (50-1 ~ 50-N) through the financial common network (40).

The kiosks 10-1 to 10 -N are for checking the medical history and storing the medical expenses according to the operation of the patient. As shown in FIG. 2, the control unit 11, the operation unit 12, and the display unit 13 are provided. ), A card reader 14, a cash dispenser 15, a printer 16, an authentication unit 17, and a communication unit 18.

The operation unit 12 inputs an operation signal to the control unit 11 according to the operation of the patient, preferably implemented as a touch screen.

In addition, the display unit 13 is configured to display a variety of information under the control of the control unit 11, the card reader 14 is to read the medical card input by the patient to input to the control unit 11 have.

At this time, the medical card is issued through the partnership between the hospital and the main bank, and is issued by using the linked bank account provided by the main bank in response to the patient's application.

The cash dispenser 15 receives cash from the patient and transmits the amount of money received to the controller 11 or withdraws cash to the patient under the control of the controller 11.

The printer 16 prints and issues a receipt and a prescription under the control of the control unit 11, and the authentication unit 17 authenticates the receipt and the prescription under the control of the control unit 11, The communication unit 18 supports communication between the control unit 11 and the hospital server 20.

On the other hand, the hospital server 20 includes the operating software for performing the medical history check, the receipt of medical fees online, and the related data is stored, and entered through the kiosk (10-1 ~ 10-N) On the basis of the medical card number and password to query the main bank server 30 to pay the medical bill.

With reference to Figure 3 will be described in detail the operation and effect of the medical bill storage method using a medical card according to the present invention executed in the system configured as described above.

3 is a flow chart of the method for receiving medical expenses using a medical card according to the present invention, in which S denotes a step.

As shown in FIG. 3, first, the patient operates the operation unit 12 of the kiosks 10-1 to 10-N to select a medical history menu, and then selects a medical card in the kiosk 10-1 to 10-N. When the card reader 14 is inputted, the kiosk 10-1 to 10-N queries the hospital server 20 based on the medical card to check the identity of the patient, and displays the medical history and medical expenses of the patient. (S1)

Subsequently, the patient operates the operation unit 12 of the kiosks 10-1 to 10-N to select the medical expenses storage menu, and then inputs a password to request the medical expenses payment (S2).

Subsequently, the control unit 11 of the kiosk 10-1 to 10-N transmits the payment request to the main bank server 30 through the hospital server 20, and the main bank server 30 the medical card. Transfer the medical expenses from the patient's bank account linked to the bank account of the hospital (S3).

Subsequently, the main bank server 30 transmits the medical bill settlement data of which the medical bill is transferred as described above to the hospital server 20, and the hospital server 20 stores the medical bill settlement data and the kiosk 10-1. 10-N) (S4).

Subsequently, the kiosks 10-1 to 10-N issue a medical fee payment receipt to the patient based on the medical fee settlement data (S5).

As described above, according to the present invention, as the patient directly stores the medical expenses using the medical card at the kiosk, it is not only convenient to store the medical expenses but also bears the burden of the merchant fee that is to be paid at the hospital when using the existing credit card. There is an effect that can be reduced.

In addition, by storing the above-mentioned medical billing data as computerized data at the hospital and the bank at the same time, not only can you prepare for financial accidents, but also the transparent accounting management of the hospital is possible. In addition, the profit increase effect is also effective.

Claims (2)

The patient checks the medical history and medical expenses using the medical card in the kiosk, and requesting the payment of the medical expenses to the main bank server through the hospital server using the medical card, and the main bank according to the payment request The server receives the medical fee from the patient's bank account to the bank account of the hospital comprising a medical bill storage method comprising a medical card configured. The method of claim 1, The main bank server transfers the medical bill settlement data to the hospital server, and the hospital server stores the medical bill settlement data and delivered to the kiosk, the kiosk issuing a medical bill receipt receipt to the patient. Medical bill storage method using a medical card characterized in that.