KR101702036B1 - Method of providing dutch pay and server performing the same - Google Patents

Method of providing dutch pay and server performing the same Download PDF

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KR101702036B1
KR101702036B1 KR1020150165458A KR20150165458A KR101702036B1 KR 101702036 B1 KR101702036 B1 KR 101702036B1 KR 1020150165458 A KR1020150165458 A KR 1020150165458A KR 20150165458 A KR20150165458 A KR 20150165458A KR 101702036 B1 KR101702036 B1 KR 101702036B1
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payment
meeting
settlement
amount
payer
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KR1020150165458A
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Korean (ko)
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곽용권
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곽용권
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G06Q20/3255—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks using mobile network messaging services for payment, e.g. SMS
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L51/00—User-to-user messaging in packet-switching networks, transmitted according to store-and-forward or real-time protocols, e.g. e-mail
    • H04L51/04—Real-time or near real-time messaging, e.g. instant messaging [IM]
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W12/00—Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/06—Authentication
    • H—ELECTRICITY
    • H04—ELECTRIC COMMUNICATION TECHNIQUE
    • H04W—WIRELESS COMMUNICATION NETWORKS
    • H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/12—Messaging; Mailboxes; Announcements

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Accounting & Taxation (AREA)
  • General Business, Economics & Management (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Signal Processing (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

A method of providing a Dutch payment service executed in a Dutch payment service providing server according to an embodiment of the present invention includes receiving a number of payment settlement amount and information of a sub-payer from a representative payer among the users of a meeting group, The method comprising the steps of: calculating an individual payment amount of each of the sub-payer by using the payer's information and the payer payment amount; and transmitting a payment request message for the individual payment amount to a dialog window between the respective sub payer And outputting them and requesting settlement. Accordingly, upon receiving the payment amount and the information of the sub-payer of the meeting payment amount from the representative payer among the users of the meeting group, the present invention automatically calculates the payment request message for the individual payment amount and outputs the payment message to each dialog window So that the individual payment amount can be automatically deposited into the account of the representative payer through the process of simply selecting and soliciting the payment request message by the user.

Description

METHOD OF PROVIDING DUTCH PAY AND SERVER PERFORMING THE SAME [0002]

Embodiments of the present invention relate to a method for providing a Dutch pay service and a server for executing the method.

Recently, smartphones have a wider touchscreen display interface than conventional mobile phones, which improves the usability of the user. A personal computer (also called a docking station) It also has PIM (Personal Information Management) function that can manage thousands of addresses. Furthermore, smartphones are now being used in everyday life regardless of the applications such as mobile internet banking and mobile credit card.

Especially, as the Dutch paper is generally used today, although it is frequently required to settle the own expenses, conventionally, it was merely a function of sending the account number of the person who made the settlement by text or the like.

Upon receipt of the number of payment settlement amount and the information of the sub-payer from the representative payer among the users of the meeting group, the present invention automatically calculates the payment request message for the individual payment amount and outputs the payment request message to each dialog window And a server for executing the method and a method for providing the same. The present invention also provides a server for executing the method and a method for providing the same.

In addition, according to the present invention, conversation contents of a group dialog window are analyzed according to a request for batch processing of a representative payer among users of a meeting group to automatically extract meeting information, and a payment request message for an individual payment amount is calculated according to the meeting information A method of providing a batch payment service and a server for executing the batch payment service in which a payment settlement message is outputted to each dialog window so that a user can select a settlement request message and simply authenticate the settlement amount so that the individual settlement amount can be automatically deposited into the account of the representative settlement provider The purpose is to provide.

Further, according to the present invention, when at least one payment means such as a money transfer, a mobile phone payment, a credit card payment, a point payment, and a gift certificate is registered by a user in advance, the individual payment amount is automatically transferred to the account of the payer And a server for executing the method.

The problems to be solved by the present invention are not limited to the above-mentioned problem (s), and another problem (s) not mentioned can be clearly understood by those skilled in the art from the following description.

Among the embodiments, a method of providing a Dutch payment service executed in a Dutch pay service providing server includes the steps of: receiving information on the number of settlement payments and the information of a sub-payer from the representative payer among the users of the meeting group; And calculating an individual settlement amount of each of the sub-payer by using the recovered settlement amount, and outputting a settlement request message for the individual settlement amount to a dialog window between the respective sub-payer and the representative payer And requesting settlement.

Among the embodiments, the Dutch payment service providing server may include a settlement request information receiving unit for receiving the number of settlement amount and the information of the sub-payer from the representative settlement amount among the users of the meeting group, the information of the sub-payer, A settlement amount calculating unit for calculating an individual settlement amount of each of the sub-payer and a settlement request message for the individual settlement amount in a dialog window between the respective sub-payer and the representative payer, And a request for payment.

The details of other embodiments are included in the detailed description and the accompanying drawings.

BRIEF DESCRIPTION OF THE DRAWINGS The advantages and / or features of the present invention, and how to accomplish them, will become apparent with reference to the embodiments described in detail below with reference to the accompanying drawings. It should be understood, however, that the invention is not limited to the disclosed embodiments, but is capable of many different forms and should not be construed as limited to the embodiments set forth herein. Rather, these embodiments are provided so that this disclosure will be thorough and complete, To fully disclose the scope of the invention to those skilled in the art, and the invention is only defined by the scope of the claims. Like reference numerals refer to like elements throughout the specification.

According to the present invention, upon receipt of the number of payment settlement amount and the information of the sub-payer from the representative payer among the users of the meeting group, the payment request message for the individual payment amount is automatically calculated and the sub payment is output So that the individual payment amount can be automatically deposited into the account of the representative payer through the process of simply selecting and soliciting the payment request message by the user.

According to the present invention, the conversation contents of the group chat window are analyzed according to the request for batch processing of the representative payer among the users of the meeting group to automatically extract the meeting information, and a payment request message for the individual payment amount is calculated according to the meeting information The sub payment is outputted to each dialog window so that the user can select the payment request message and simply authenticate the individual payment amount so that the individual payment amount can be automatically deposited in the account of the representative payer.

In addition, according to the present invention, when at least one payment means such as a money transfer, a mobile phone payment, a credit card payment, a point payment, and a gift certificate is registered by the user in advance, the individual payment amount is automatically transferred to the account There is an advantage that it can be deposited.

1 is a network configuration diagram for explaining a Dutch pay service providing system according to an embodiment of the present invention.
2 is a block diagram illustrating an internal structure of a Dutch service providing server according to an embodiment of the present invention.
3 is a flowchart illustrating an embodiment of a method of providing a Dutch service according to the present invention.
4 is a flowchart illustrating another embodiment of a method of providing a Dutch service according to the present invention.
5 is a flowchart for explaining another embodiment of a method of providing a Dutch service according to the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a network configuration diagram for explaining a Dutch pay service providing system according to an embodiment of the present invention.

Referring to FIG. 1, a Dutch pay service providing system includes a Dutch pay service providing server 100 and a plurality of user terminals 200.

The Dutch service providing server 100 automatically calculates a Dutch payment amount per user according to a request of a representative payer among the users of the meeting group and provides a payment request message to a dialog window of another user so that another user clicks the payment request message It is a server that allows you to deposit the Dutch money amount to the representative.

Such a Dutch payment service providing server 100 transmits a Dutch payment amount per user by using the information input by the representative payer among the users of the meeting group (for example, the number of times the payment is made and the information of the sub-payer) The payment request message is provided to another user's chat window so that another user can deposit the Dutch payment amount to the representative by simply clicking the payment request message.

More specifically, the Dutch payment service providing server 100, when receiving the number of payment settlement amount and the information of the sub-payer from among the meeting payment amounts from the representative payer, uses the information of the sub payer and the recovered payment amount, Calculate the payment amount.

For example, the Dutch payment service providing server 100 receives a settlement amount of 80,000 won and a sub-payer's information A, B, and C (excluding the Dutch payment amount 20,000) , D, it is possible to calculate the individual payment amount 20,000 won for each of the sub-payment payer A, B, C and D.

Then, the Dutch payment service server 100 may output a payment request message for each payment amount to a dialog window between the respective sub-payer and the representative payer to request payment.

Unlike the above embodiment, the Dutch payment service providing server 100 transmits the conversation contents of the group chat window and the text message received at the terminal of the representative payer without the information input by the representative payer according to the Dutch payer processing request of the representative payer A payment request message is provided to a chat window of another user by calculating an individual settlement amount according to the meeting information, so that only when another user clicks the settlement request message, To the representative.

More specifically, the Dutch pay service server 100 analyzes the conversation contents of the group conversation window in accordance with the request for the batch processing of the representative payer and compares the meeting information of the meeting group (for example, The meeting start time of the meeting group, the meeting end time, and the meeting participant number).

In general, when a group meeting is held, the users determine the meeting place and the meeting time through the conversation in the group dialog. Users who can not participate in the group meeting output a message to the group conversation window indicating that they can not participate in the meeting, Notify other users that they can not. Therefore, according to the present invention, the conversation contents of the group chat window are analyzed according to this characteristic, and the meeting start time, the meeting end time and the meeting participant number of the meeting group can be determined.

Then, the Dutch payment service server 100 extracts the received card acceptance message between the meeting start time and the meeting end time among the messages stored in the message storing module of the terminal held by the representative payer, And calculates a meeting settlement amount.

At this time, the Dutch payment service providing server 100 calculates the individual payment amounts of the representative payer and the remaining payer using the meeting payment amount and the meeting participant number, and transmits a payment request message for the individual payment amount to the Dutch payment service And outputs them to a dialog box between the providing server and the corresponding user.

In the above-described embodiment, if there are two or more card acceptance messages received between the meeting start time and the meeting end time among the messages stored in the message storage module of the terminal held by the representative payer, Calculate the settlement amount for each session using two or more card approval messages.

Then, since the attendance number of the meeting may be different for each turn, the Dutch service providing server 100 analyzes the conversation contents of the group conversation window and determines the attendance number for each meeting. In general, after eating at the first restaurant in a group meeting, you can go to the second bar and have a snack with beer. However, the entire number of people from the first restaurant can be moved to the house without moving to the second bar. Users who move to the home will be asked to go to the group chat room and leave a dialogue such as "I'm Sorry".

The Dutch service providing server 100 calculates each individual payment amount for each turn using the meeting payment amount for each turn and the attendance number for each turn, and transmits a payment request message for each individual payment amount to the Dutch payment service server And the dialog box between the corresponding user.

The payment request message may include an authentication execution link for making a payment through the payment means predetermined by the user and a payment execution link for depositing the individual payment amount into the account of the representative payer according to the result of the authentication procedure. Accordingly, the user can deposit the individual payment amount in the account of the representative payer through the payment means previously set through the authentication procedure by simply clicking the payment request message.

As described above, the Dutch payment service providing server 100 authenticates the user's account in advance so that the individual payment amount can be automatically deposited into the account of the representative payer through the process of simply selecting and soliciting the payment request message .

To this end, the Dutch pay service server 100 receives the payment means authentication message from the user and transmits the payment means authentication message including the payment means (for example, a money transfer, a mobile phone Payment method, credit card payment, point payment, gift certificate payment, electronic payment, etc.), the payment means can be set as the payment processing means for the individual payment amount.

For example, in the case where the payment means included in the payment method authentication message is a mobile phone payment, the Dutch payment service providing server 100 performs authentication for the corresponding mobile phone using the mobile phone identifier and the user information, The mobile phone settlement can be set as the settlement processing means for the individual settlement amount.

The plurality of user terminals 200 may be implemented by a PAD, a smart phone, a tablet PC, or the like as a terminal held by a user participating in a meeting group. Each of the plurality of user terminals 200 receives a payment request message for an individual payment amount from the Dutch payment service providing server 100. When a payment request message for an individual payment amount is selected by the user, The individual payment amount can be deposited into the account of the representative payer through the registered payment means.

2 is a block diagram illustrating an internal structure of a Dutch service providing server according to an embodiment of the present invention.

2, the Dutch payment service providing server 100 includes a payment request information receiving unit 110, a payment amount calculating unit 120, a payment request unit 130, and a payment means setting unit 140.

When the settlement request information receiving unit 110 receives the Dutch payment processing request message from the representative payer of the meeting group, the payment request information receiving unit 110 provides the Dutch payment processing request message to the payment amount calculation unit 120. [

In one embodiment, the settlement request information receiving unit 110 may receive a Dutch payment processing request message including information on the number of settlements and information on the sub-payer from the representative payer among the users of the meeting group.

In another example, the settlement request information receiving unit 110 may receive a batch processing request message including information of a group chat window in which a user of the meeting group interacts.

The settlement amount calculation unit 120, upon receiving the batch processing request message from the settlement request information receiving unit 110, calculates an individual settlement amount according to the batch processing request message.

In one embodiment, the settlement amount calculating unit 120 may calculate the settlement amount of each of the sub-settlement units using the information of the sub-payer and the recovered settlement amount if the batch settlement amount and the information of the sub- Calculate the payment amount.

In another embodiment, the payment amount calculation unit 120 analyzes the contents of the group conversation window when the group chat dialog window in which the user of the meeting group is conversant is included in the batch processing request message, The meeting information of the meeting group is extracted, and the individual payment amount is calculated according to the meeting information.

Here, the payment amount calculation unit 120 may analyze the conversation contents of the group chat window to extract the meeting start time, the meeting end time, and the meeting participation number of the meeting group.

Accordingly, the payment amount calculation unit 120 extracts the received card acceptance message between the meeting start time and the meeting end time of the messages stored in the message storage module of the terminal held by the representative payer, and if the number of the card acceptance messages is one It is possible to calculate the meeting payment amount by extracting the approval amount from the card acceptance message.

Then, the settlement amount calculation unit 120 may calculate the individual settlement amounts of the representative settlement person and the sub-settlement person using the meeting settlement amount and the meeting participation number.

If the number of received card acceptance messages is more than two among the messages stored in the message storage module of the terminal held by the representative payer between the meeting start time and the meeting end time, unlike the case of this embodiment , Calculates the settlement amount of each meeting by using two or more card approval messages, analyzes the conversation contents of the group conversation window, and determines the attendance number of the meeting.

Then, the settlement amount calculation unit 120 may calculate the individual settlement amount for each turn by using the meeting settlement amount for each turn and the attendance number for each turn.

The settlement request unit 130 outputs a settlement request message for each settlement amount to a dialog window of the user to request payment.

At this time, the payment request message for the individual payment amount includes an authentication execution link for making payment through the payment means previously set by the user and a payment execution link for depositing the individual payment amount into the account of the representative payer according to the result of the authentication procedure can do.

Accordingly, the user can deposit the individual payment amount in the account of the representative payer through the payment means previously established through the authentication procedure by simply clicking the payment request message.

The settlement means setting unit 140 receives the settlement means authentication message from the user and transmits the settlement means authentication message including the settlement means (for example, bank transfer, mobile phone settlement, credit card settlement, point settlement, The settlement means can be set as the settlement processing means for the individual settlement amount according to the result of executing the authentication procedure.

3 is a flowchart illustrating an embodiment of a method of providing a Dutch service according to the present invention.

Referring to FIG. 3, the Dutch pay service server 100 receives the number of settlement amount and the information of the sub-payer from the representative payer of the meeting group (step S310).

The Dutch payment service providing server 100 calculates the individual payment amount of each sub-payer using the information of the sub payer and the collected payment amount (step S320).

The Dutch payment service providing server 100 outputs a payment request message for each payment amount to a dialog window between the respective sub-payer and the representative payer to request payment (step S330).

4 is a flowchart illustrating another embodiment of a method of providing a Dutch service according to the present invention.

Referring to FIG. 4, the Dutch pay service server 100 analyzes the conversation contents of the group chat window according to a request for batch processing of a representative payer (step S410).

The Dutch pay service server 100 extracts the meeting information of the meeting group according to the conversation contents of the analyzed group conversation window (step S420).

In one embodiment of step S420, the Dutch pay service server 100 may determine the meeting start time, meeting end time, and meeting participation number of the meeting group according to the conversation contents of the analyzed group dialog window.

In general, when a group meeting is held, the users determine the meeting place and the meeting time through the conversation in the group dialog. Users who can not participate in the group meeting output a message to the group conversation window indicating that they can not participate in the meeting, Notify other users that they can not. Therefore, according to the present invention, the conversation contents of the group chat window are analyzed according to this characteristic, and the meeting start time, the meeting end time and the meeting participant number of the meeting group can be determined.

The Dutch pay service server 100 calculates an individual payment amount according to the meeting information (step S430).

In one embodiment of step S430, the Dutch pay service server 100 extracts the received card acceptance message between the meeting start time and the meeting end time among the messages stored in the message storage module of the terminal held by the representative payer , It is possible to calculate the meeting payment amount by extracting the approval amount from the card approval message. For example, you can divide the amount of the meeting payment into the number of participants in the meeting to calculate the individual payment amount.

Then, the Dutch pay service server 100 may calculate the individual payment amounts of the representative payer and the remaining payer using the meeting payment amount and the meeting participant number.

The Dutch pay service providing server 100 outputs the individual payment amount to the dialog window between the user of the meeting group and the Dutch Pay service providing server to request payment (step S440).

5 is a flowchart for explaining another embodiment of a method of providing a Dutch service according to the present invention.

Referring to FIG. 5, the Dutch pay service server 100 analyzes the conversation contents of the group chat window in response to a Dutch pay-processing request of a representative payer (step S510).

The Dutch pay service server 100 extracts the meeting information of the meeting group according to the conversation contents of the analyzed group dialog window (step S520).

In one embodiment of step S520, the Dutch pay service server 100 may determine a meeting start time, a meeting end time, and a meeting participant number of a meeting group according to the conversation contents of the analyzed group dialog window.

In general, when a group meeting is held, the users determine the meeting place and the meeting time through the conversation in the group dialog. Users who can not participate in the group meeting output a message to the group conversation window informing them that they can not participate in the meeting, Notify other users that they can not. Therefore, according to the present invention, the conversation contents of the group chat window are analyzed according to this characteristic, and the meeting start time, the meeting end time and the meeting participant number of the meeting group can be determined.

The Dutch service providing server 100 extracts the received card approval message between the meeting start time and the meeting end time among the messages stored in the message storage module of the terminal held by the representative payer (step S530).

If the number of card acceptance messages is two or more (step S540), the Dutch pay service server 100 calculates the meeting payment amount for each turn using the two or more card acceptance messages, analyzes the conversation contents of the group talk window And determines the attendance number of each meeting (step S550).

The Dutch pay service server 100 calculates the individual settlement amount for each turn using the settlement amount for each turn and the attendance number for each turn (step S560). The Dutch service providing server 100 outputs a settlement request message for each individual settlement amount to a dialog window between the Dutch service providing server and the corresponding user (step S570).

While the present invention has been described in connection with what is presently considered to be practical exemplary embodiments, it is to be understood that the invention is not limited to the disclosed embodiments. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be determined by the scope of the appended claims and equivalents thereof.

While the present invention has been particularly shown and described with reference to exemplary embodiments thereof, it is to be understood that the invention is not limited to the disclosed exemplary embodiments, but, on the contrary, Modification is possible. Accordingly, the spirit of the present invention should be understood only in accordance with the following claims, and all equivalents or equivalent variations thereof are included in the scope of the present invention.

100: Dutch Peer Service Providing Server
110: settlement request information receiver
120: Payment amount calculation part
130:
140:

Claims (20)

A method for providing a Dutch pay service, which is executed in a Dutch Pay service providing server,
Receiving from the terminal of the representative payer among the user terminals of the meeting group the information of the number of payment and the information of the sub-payer in the meeting payment amount;
Calculating an individual payment amount of each of the sub-payer using the information of the sub payer and the collected payment amount; And
And outputting a settlement request message for the individual settlement amount to a dialog window between the terminal held by each sub-payer and the terminal held by the representative payer to request settlement,
Analyzing the conversation contents of the group chat window according to a request for a batch processing of the terminal held by the representative payer;
Extracting meeting information of the meeting group according to a dialogue content of the analyzed group dialogue; And
Further comprising the step of calculating an individual settlement amount according to the meeting information and outputting to the dialog window between the user terminal of the meeting group and the Dutch payment service providing server,
The step of extracting the meeting information of the meeting group according to the conversation contents of the group dialog window
And determining a meeting start time, a meeting end time, and a meeting participation number of the meeting group according to a dialogue content of the analyzed group dialog window,
The step of extracting the meeting information of the meeting group according to the conversation contents of the group dialog window
Extracting a received card acceptance message between the meeting start time and the meeting end time among the messages stored in the message storage module of the terminal held by the representative payer; And
And extracting an approval amount from the card acceptance message to calculate a meeting payment amount.
delete delete delete The method according to claim 1,
The step of calculating the individual payment amount
If the number of the card acceptance messages is one, determining the approval amount as the meeting payment amount; And
And calculating an individual payment amount of each of the representative payer and remaining payer using the meeting payment amount and the meeting participant number.
The method according to claim 1,
The step of extracting the received card approval message between the meeting start time and the meeting end time
Calculating a meeting settlement amount for each turn using two or more card acceptance messages if the number of the card acceptance messages is two or more; And
And analyzing the conversation contents of the group chat window to determine a meeting participant number for each turn.
The method according to claim 6,
The step of calculating the individual payment amount
Calculating an individual settlement amount for each turn using the meeting settlement amount for each turn and the attendance number for each turn; And
And outputting a payment request message for each individual payment amount to a dialog window between the Dutch payment service providing server and the user terminal.
The method according to claim 1,
Receiving a payment means authentication message from a user terminal;
Executing an authentication procedure of the payment means included in the payment means authentication message; And
And setting the payment means as a payment processing means for an individual payment amount according to a result of executing the authentication procedure.
9. The method of claim 8,
The payment means
A credit card payment, a point settlement, and a gift certificate settlement.
The method according to claim 1,
The payment request message for the individual payment amount
And a payment execution link for depositing an individual payment amount into an account of the representative payer according to a result of the authentication procedure and an authentication execution link for making payment through the payment means predetermined by the user terminal .
A payment request information receiving unit for receiving the number of payment settlement amount and the information of the sub-payer from the terminal held by the main payer among the user terminals of the meeting group;
A payment amount calculation unit for calculating an individual payment amount of each of the sub-payer using the information of the sub payer and the collected payment amount; And
And a settlement request unit for outputting a settlement request message for the individual settlement amount to a dialog window between the terminal held by each sub-payer and the terminal held by the representative payer to request settlement,
The payment amount calculation unit
Analyzing the conversation contents of the group conversation window in response to the request for the past payout processing of the terminal held by the representative payer, extracting the meeting information of the meeting group according to the conversation contents of the analyzed group conversation window, And outputting the calculated amount to a dialog window between the user terminal of the group and the Dutch pay service providing server,
The payment amount calculation unit
Wherein the meeting start time, the meeting end time, and the meeting participation number of the meeting group are determined according to the conversation contents of the analyzed group dialog window,
The payment amount calculation unit
Extracts a received card acceptance message between the meeting start time and the meeting end time among the messages stored in the message storage module of the terminal held by the representative payer, extracts the approved amount from the card acceptance message, And a server for providing the service to the server.
delete delete delete 12. The method of claim 11,
The payment amount calculation unit
If the number of the card acceptance messages is one, the approval amount is determined as the meeting payment amount, and the individual payment amounts of the representative payer and the remaining payer are calculated using the meeting payment amount and the meeting participant number And a server for providing the service.
12. The method of claim 11,
The payment amount calculation unit
Wherein when the number of the card acceptance messages is two or more, a meeting settlement amount for each turn is calculated by using two or more card acceptance messages, and the conversation contents of the group dialog window are analyzed, A Dutch service provider server.
17. The method of claim 16,
The payment amount calculation unit
Calculates an individual settlement amount for each turn using the meeting settlement amount for each turn and the attendance number for each turn,
The payment request unit
And outputs a settlement request message for each of the individual settlement amounts to a dialog window between the Dutch payment service providing server and the corresponding user terminal.
12. The method of claim 11,
Receiving a payment means authentication message from the user terminal, executing an authentication procedure of the payment means included in the payment means authentication message, and transmitting the payment means to the payment processing means of the individual payment amount according to the result of executing the authentication procedure And a settlement means setting unit for setting the settlement means to the settlement means.
19. The method of claim 18,
The payment means
A credit card settlement, a point settlement, and a gift certificate settlement.
12. The method of claim 11, wherein the payment request message for the individual payment amount
And a settlement execution link for depositing an individual settlement amount into an account of a representative settlement person according to a result of the authentication procedure and an authentication execution link for making a settlement through a predetermined settlement means by the user terminal. .
KR1020150165458A 2015-11-25 2015-11-25 Method of providing dutch pay and server performing the same KR101702036B1 (en)

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