CN109886669A - Electric paying method and device - Google Patents

Electric paying method and device Download PDF

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Publication number
CN109886669A
CN109886669A CN201910103602.2A CN201910103602A CN109886669A CN 109886669 A CN109886669 A CN 109886669A CN 201910103602 A CN201910103602 A CN 201910103602A CN 109886669 A CN109886669 A CN 109886669A
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China
Prior art keywords
payment
accounts
amount
application
interface
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CN201910103602.2A
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Chinese (zh)
Inventor
谭杰夫
王刚
李丹
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Beijing Xiaomi Intelligent Technology Co Ltd
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Beijing Xiaomi Intelligent Technology Co Ltd
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Priority to CN201910103602.2A priority Critical patent/CN109886669A/en
Publication of CN109886669A publication Critical patent/CN109886669A/en
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Abstract

The disclosure is directed to a kind of electric paying method and devices, disclosed method includes: to carry out speech recognition to collected voice signal, obtain identification information, it determines the payment amount that the payment instruction information in identification information is included, and completes to pay according to payment amount using counterpart expenditure mode.Thus, so that user by voice can controlling terminal execute run through entire delivery operation process automatic operation, without user's being operated manually additionally, such as be manually entered the amount of money etc., greatly simplify entire delivery operation process, it is user-friendly, improve the payment efficiency of user.

Description

Electric paying method and device
Technical field
This disclosure relates to mobile payment technical field more particularly to a kind of electric paying method and device.
Background technique
Generally, mobile payment can be expressed as allowing user using its mobile terminal (usually mobile phone) to being consumed Commodity or service carry out account payment a kind of method of service.Since mobile payment is convenient, quick feature, more and more Consumer's selection is consumed by way of mobile payment.But in the related technology, user for example completes specified number It when barcode scanning is paid, needs to undergo opening payment application, recalls two dimensional code barcode scanning interface, scanning businessman's two dimension inputs the amount of money, point Determination is hit, the links such as safety verification are complex for operation step, will cause user's inconvenience, the serious payment efficiency for reducing user.
Summary of the invention
To overcome the problems in correlation technique, the disclosure provides a kind of electric paying method and device.
According to the first aspect of the embodiments of the present disclosure, a kind of electric paying method is provided, comprising:
Speech recognition is carried out to collected voice signal, obtains identification information;
Determine the payment instruction information that the identification information includes;It wherein, include payment gold in the payment instruction information Volume;
It completes to pay according to the payment amount using counterpart expenditure mode.
In one possible implementation, before completing payment according to the payment amount using counterpart expenditure mode, Further include:
Judge whether application belonging to current display interface provides payment function;
It completes to pay according to the payment amount using counterpart expenditure mode, comprising:
The case where for belonging to current display interface using payment function is provided, controls the application using counterpart expenditure side Formula is completed to pay according to the payment amount;
The case where for belonging to current display interface using payment function is not provided, starts preset offer payment function Using, and control the application and complete to pay according to the payment amount using counterpart expenditure mode.
In one possible implementation, in the payment instruction information further include: the application for payment;
It completes to pay according to the payment amount using counterpart expenditure mode, comprising:
It controls the application and completes to pay according to the payment amount using counterpart expenditure mode.
In one possible implementation, the counterpart expenditure mode is the pre-set default means of payment;Or
The payment indicates that information further includes;The means of payment;The counterpart expenditure mode is that the payment indicates in information The indicated means of payment.
In one possible implementation, the counterpart expenditure mode includes: barcode scanning payment, controls the application and uses Counterpart expenditure mode is completed to pay according to the payment amount, comprising:
Control the application starting barcode scanning function;
It controls described apply and enters payment interface after obtaining barcode scanning result, wherein the payment interface shows described Payment amount and beneficiary information;
It controls described apply to beneficiary and pays the payment amount.
In one possible implementation, the counterpart expenditure mode includes: payment by the transfer of accounts,
It controls the application and completes to pay according to the payment amount using counterpart expenditure mode, comprising:
The case where supporting payment by the transfer of accounts operation for current display interface controls described apply and transfers accounts in current interface execution Delivery operation, to payment amount described in the corresponding beneficiary payment by the transfer of accounts of current interface;Or
The payment instruction information further includes beneficiary information, controls the application using counterpart expenditure mode according to described Payment amount completes payment, comprising:
It controls the application and enters the interface of transferring accounts transferred accounts to beneficiary;Wherein, the interface of transferring accounts includes the gathering Square information and the payment amount;
It controls described apply and executes payment by the transfer of accounts operation at the interface of transferring accounts, it is golden to being paid described in beneficiary payment by the transfer of accounts Volume.
According to the second aspect of an embodiment of the present disclosure, a kind of payment devices are provided, comprising:
Identification module obtains identification information for carrying out speech recognition to collected voice signal;
Determining module, for determining that the payment that the identification information includes indicates information;Wherein, the payment indicates information In include payment amount;
Payment module, for completing to pay according to the payment amount using counterpart expenditure mode.
In one possible implementation, described device further include: judgment module, for using counterpart expenditure mode Before completing payment according to the payment amount, judge whether application belonging to current display interface provides payment function;
The payment module includes:
First payment submodule controls institute for being directed to the case where application belonging to current display interface provides payment function It states and completes to pay according to the payment amount using using counterpart expenditure mode;
Second payment submodule, for starting for the case where not providing payment function is applied belonging to current display interface It is preset that the application of payment function is provided, and control the application and branch is completed according to the payment amount using counterpart expenditure mode It pays.
In one possible implementation, in the payment instruction information further include: the application for payment;
The payment module includes:
Third pays submodule, completes branch according to the payment amount using counterpart expenditure mode for controlling the application It pays.
In one possible implementation, the counterpart expenditure mode is the pre-set default means of payment;Or
The payment indicates that information further includes;The means of payment;The counterpart expenditure mode is that the payment indicates in information The indicated means of payment.
In one possible implementation, the counterpart expenditure mode includes: barcode scanning payment, and payment module includes:
Barcode scanning submodule, for controlling the application starting barcode scanning function;
First display sub-module enters payment interface for controlling described apply, wherein described after obtaining barcode scanning result Payment interface shows the payment amount and beneficiary information;
4th payment submodule pays the payment amount for controlling described apply to beneficiary.
In one possible implementation, the counterpart expenditure mode includes: payment by the transfer of accounts,
Payment module includes:
5th payment submodule is answered described in control for being directed to the case where current display interface supports payment by the transfer of accounts operation Payment by the transfer of accounts operation is executed used in current interface, to payment amount described in the corresponding beneficiary payment by the transfer of accounts of current interface;Or
The payment instruction information further includes beneficiary information, payment module further include:
Second display sub-module enters the interface of transferring accounts transferred accounts to beneficiary for controlling the application;Wherein, described turn Account interface includes the beneficiary information and the payment amount;
6th payment submodule executes payment by the transfer of accounts operation at the interface of transferring accounts for controlling described apply, to gathering Payment amount described in square payment by the transfer of accounts.
According to the third aspect of an embodiment of the present disclosure, a kind of payment devices are provided, comprising:
Processor;
Memory for storage processor executable instruction;
Wherein, the processor is configured to:
Execute the above method.
According to the third aspect of an embodiment of the present disclosure, a kind of non-transitorycomputer readable storage medium is provided, when described When instruction in storage medium is executed by processor, enable a processor to execute the above method.
The technical scheme provided by this disclosed embodiment can include the following benefits: the embodiment of the present disclosure is by adopting The voice signal collected carries out speech recognition, obtains identification information, determines that the payment instruction information in identification information is included Payment amount, and complete to pay according to payment amount using counterpart expenditure mode.As a result, user can be controlled by voice Terminal processed executes the automatic operation for running through entire delivery operation process, without user it is additional be manually entered payment amount and branch The mode of paying, greatly simplifies entire delivery operation process, user-friendly, improves the payment efficiency of user.
It should be understood that above general description and following detailed description be only it is exemplary and explanatory, not The disclosure can be limited.
Detailed description of the invention
The drawings herein are incorporated into the specification and forms part of this specification, and shows the implementation for meeting the disclosure Example, and together with specification for explaining the principles of this disclosure.
Fig. 1 is a kind of flow chart of electric paying method shown according to an exemplary embodiment.
Fig. 2 is a kind of flow chart of electric paying method shown according to an exemplary embodiment.
Fig. 3 is a kind of flow chart of electric paying method shown according to an exemplary embodiment.
Fig. 4 is the flow chart of step 102 in a kind of electric paying method shown according to an exemplary embodiment.
Fig. 5 is a kind of flow chart of electric paying method shown according to an exemplary embodiment.
Fig. 6 is a kind of flow chart of electric paying method shown according to an exemplary embodiment.
Fig. 7 is a kind of block diagram of payment devices shown according to an exemplary embodiment.
Fig. 8 is a kind of block diagram of payment devices shown according to an exemplary embodiment.
Fig. 9 is a kind of block diagram of payment devices shown according to an exemplary embodiment.
Specific embodiment
Example embodiments are described in detail here, and the example is illustrated in the accompanying drawings.Following description is related to When attached drawing, unless otherwise indicated, the same numbers in different drawings indicate the same or similar elements.Following exemplary embodiment Described in embodiment do not represent all implementations consistent with this disclosure.On the contrary, they be only with it is such as appended The example of the consistent device and method of some aspects be described in detail in claims, the disclosure.
Fig. 1 is a kind of flow chart of electric paying method shown according to an exemplary embodiment.This method can be applied In terminals such as mobile phone, tablet computer, smartwatch, it is not limited here.As shown in Figure 1, this method may include:
Step 100, speech recognition is carried out to collected voice signal, obtains identification information.
In this example, speech recognition can also be referred to as automatic speech recognition (ASR, Automatic Speech Recognition) generally, speech recognition can be expressed as the vocabulary Content Transformation in the voice signal by the mankind to calculate The readable identification information of machine.Wherein, voice signal can be, for example, and be adopted by the sound collection component (such as microphone) of terminal Collect obtained analog signal, identification information can be, for example, binary coding or character string etc., it is not limited here.
As an example of the present embodiment, step 100 may include: that terminal can be with collected sound signal, and passes through end The local speech recognition module in end identifies the voice signal, obtains identification information.
As another example of the present embodiment, step 100 may include: that terminal can be with collected sound signal, and is formed Carry the identification request of voice signal.Identification request is sent to Cloud Server by terminal, and Cloud Server is asked according to the identification It asks and identifies that the voice signal obtains identification information by speech recognition module, and send the identification information to terminal, terminal receives Obtain the identification information.
It should be noted that those skilled in the art can according to need the suitable speech recognition module of selection, as long as its Can identify that voice signal obtains identification information, the disclosure to the specific form of speech recognition module without limitation.
Step 101, the payment instruction information that the identification information includes is determined;Wherein, it is wrapped in the payment instruction information Include payment amount.
As an example of the present embodiment, step 101 may include that terminal can extract the key in the identification information Word, and judge to extract in obtained keyword whether include characterization payment keyword, terminal can extract in judgement and obtain When keyword includes the keyword of characterization payment, the keyword and keyword obtained according to extraction is corresponding with payment amount to be closed System further judges whether the payment instruction information of identification information includes payment amount, and terminal is in the payment for judging identification information When indicating in information including payment amount, the payment amount contained by payment instruction information can be determined.
For example, the keyword for characterizing payment can be for example including " transaction ", " payment ", " paying ", " payment " etc., if eventually Comprising " payment " in the keyword that end is extracted according to identification information, then the keyword that terminal may determine that extraction obtains includes Characterize the keyword of payment.Then, terminal can obtained keyword, keyword are corresponding with payment amount to close according to extracting System judges whether the payment instruction information of identification information includes payment amount, wherein payment amount can be for example including currency kind Respectively with the corresponding relationship of keyword, each currencies can correspond to one or more passes for class, monetary unit and monetary value Keyword (for example, currencies " RMB " can correspond to keyword " RMB " or " RMB ") each monetary unit can correspond to One or more keywords (for example, monetary unit " member " can correspond to keyword " block ", " member " etc.), each monetary value can also With corresponding one or more keywords (for example, monetary value " 36 " can correspond to keyword " three or six ", " 36 " etc.), if eventually Comprising " RMB " " 36 " " block " in the keyword that end is extracted according to identification information, then terminal may determine that identification letter It include payment amount in the payment instruction information of breath, and currencies, monetary value and the currency list that can be obtained according to matching Position determines that payment amount is " 30 hexa-atomic RMB ".
In one possible implementation, if terminal, which judges to extract from identification information, obtains keyword not comprising characterization The keyword or terminal of payment, which judge to extract from identification information, obtains keyword, keyword pass corresponding with payment amount It being mismatched between system, then terminal may determine that the identification information is invalid information, user can be prompted to re-start voice input, Or selection payment manually.
In one possible implementation, payment instruction information can also include other kinds of information, for example whether Beneficiary is needed to issue the instruction information such as electronic invoice, the embodiment of the present disclosure does not limit the content and form of payment instruction information It is fixed.
Step 102, it completes to pay according to the payment amount using counterpart expenditure mode.
In the embodiments of the present disclosure, counterpart expenditure mode can be the means of payment (payer corresponding with identification information Formula may include that barcode scanning payment and payment by the transfer of accounts etc. are a variety of, it is not limited here)
For example, if the preset default payment application corresponding with identification information of terminal is using A, default payer Formula is payment by the transfer of accounts, and terminal judges to include indicating containing payment amount for the payment of " 33 yuans " in identification information Information, then terminal, which can control, pays 33 yuans to target account by way of payment by the transfer of accounts using A.
The embodiment of the present disclosure obtains identification information, determines identification by carrying out speech recognition to collected voice signal The payment amount that payment instruction information in information is included, and branch is automatically performed according to payment amount using counterpart expenditure mode It pays.As a result, user by voice can controlling terminal execute run through entire delivery operation process automatic operation, That is whole process has terminal to execute automatically: first identifying payment instruction information, then automatically according to the payment for including in identification information Indicate that information controls corresponding payment and applies, payment be automatically performed according to payment amount using counterpart expenditure mode, without with Family it is additional be manually entered payment amount and the means of payment, greatly simplify entire delivery operation process, it is user-friendly, Improve the payment efficiency of user.
In one possible implementation, terminal can be shown in the forward direction user for executing payment comprising payment instruction letter The payment inventry for ceasing (such as may include payment amount) confirms the payment inventry (for example, can detecte user's touching in user Send out include in the payment inventry for confirmation control, or detect user for the payment inventry input such as fingerprint, The payment verifications information such as password, or detect the voice content comprising confirmation message) when, branch is completed according to the payment amount It pays.In this way it can be ensured that final payment behavior passes through the confirmation of user, the safety of payment of user is therefore ensured that.
Fig. 2 is a kind of flow chart of electric paying method shown according to an exemplary embodiment.As shown in Fig. 2, Fig. 2 with Difference between Fig. 1 is, before step 102 further include: step 200, judges whether application belonging to current display interface mentions For payment function.
Step 102 may include:
Step 201, for belonging to current display interface using payment function is provided the case where controls the application use pair The means of payment is answered to complete to pay according to the payment amount.
Step 202, for belonging to current display interface using payment function is not provided the case where starts preset offer branch The application of function is paid, and controls the application and completes to pay according to the payment amount using counterpart expenditure mode.
For example, terminal can be after the payment amount that the payment instruction information for determining identification information is included, judgement Whether application belonging to current display interface provides payment function, and can judge belonging to current display interface using offer payment In the case where function, controls application belonging to current display interface and completed using counterpart expenditure mode according to determining payment amount Payment.The case where providing a kind of means of payment for the application, the counterpart expenditure mode can be a kind of means of payment;For The case where application provides at least two means of payment, the counterpart expenditure mode can be pre-set at least two payment The default means of payment in mode.
In this way, the application that the embodiment of the present disclosure may be implemented to automatically control belonging to current display interface for payment uses Counterpart expenditure mode completes payment according to determining payment amount, additionally opens the application for payment manually without user, The Apply Names for payment are additionally provided without user, further improve the payment efficiency of user.
For example, terminal can be after the payment amount that the payment instruction information for determining identification information is included, judgement Whether application belonging to current display interface provides payment function, and can not provide branch judging to apply belonging to current display interface Pay function in the case where, start it is preset provide payment function application, and control the application use counterpart expenditure mode according to Determining payment amount completes payment.
In this way, the embodiment of the present disclosure may be implemented to automatically control the preset application for payment using counterpart expenditure mode Payment is completed according to determining payment amount, additionally opens the application for payment manually without user, it is additional without user Apply Names for payment are provided, the payment efficiency of user is further improved.
Fig. 3 is a kind of flow chart of electric paying method shown according to an exemplary embodiment.As shown in figure 3, Fig. 3 with Difference between Fig. 1 is, in a step 101, in the payment instruction information further include: the application for payment.
Step 102 can also include: step 300, control the application using counterpart expenditure mode according to the payment gold Volume completes payment.
For example, terminal can extract the keyword in identification information, and can according to the keyword that extraction obtains, close The corresponding relationship of the corresponding relationship and keyword of keyword and payment amount and the application for payment, judges identification information respectively Payment instruction information whether include payment amount and the application for payment, terminal can refer in the payment for judging identification information Show that information includes payment amount and uses counterpart expenditure mode according to the payment amount in application, controlling the application for payment Complete payment.The case where providing a kind of means of payment for the application, the counterpart expenditure mode can be a kind of means of payment; For this application provide at least two means of payment the case where, the counterpart expenditure mode can for it is pre-set this at least two The default means of payment in the means of payment.
In this way, the embodiment of the present disclosure can flexibly meet user for the preference of different payment applications, be conducive to terminal Automatic operation is more smoothly run through into entire payment flow.
In one possible implementation, counterpart expenditure mode can be to preset the default means of payment, for example, eventually It end can be for the default default means of payment of application for payment, wherein different using the corresponding default means of payment It can identical, different or part difference.
In alternatively possible implementation, the payment instruction information can also include;The means of payment, the correspondence The means of payment is the means of payment indicated in the payment instruction information.The payment instruction that terminal can include from identification information Counterpart expenditure mode is determined in information, for example, terminal can extract the keyword in the identification information, and according to each keyword, The means of payment for including in the payment instruction information of identification information is determined by the corresponding relationship of keyword and the means of payment.
Fig. 4 is the flow chart of step 102 in a kind of electric paying method shown according to an exemplary embodiment.Such as Fig. 4 Shown, step 102 may include:
Step 400, the application starting barcode scanning function is controlled.
Step 401, it controls described apply and enters payment interface after obtaining barcode scanning result, wherein the payment interface is aobvious It is shown with the payment amount and beneficiary information.
Step 402, it controls described apply to beneficiary and pays the payment amount.
In this example, counterpart expenditure mode can pay for barcode scanning, it is generally the case that barcode scanning payment is referred to as two Code payment is tieed up, barcode scanning payment can be expressed as a kind of new generation of wireless payment scheme built based on system of account.In the branch Under the scheme of paying, businessman can be assembled into the Transaction Informations such as account, commodity price one two dimensional code, and be printed on various newspapers, miscellaneous It is issued on the carriers such as will, advertisement, books.User sweeps bat two dimensional code by cell phone client, can realize and the account of businessman Payment and settlement.
For example, terminal can carry out speech recognition according to collected acoustic information and obtain identification information, if sentenced Payment instruction information in disconnected identification information is " the 30 ternary people using B, payment amount comprising the application for payment Coin ", the means of payment are " barcode scanning payment ", then terminal can start using B automatically, and control and start barcode scanning function automatically using B, Wherein, the interface that starting barcode scanning function can be scanned the two-dimensional code for example including display is clapped with prompting user to be directed at two dimensional code It takes the photograph.Terminal is after detecting effectively identification two dimensional code, the beneficiary information that the barcode scanning result of the available two dimensional code carries, and 33 yuans are paid from the corresponding beneficiary of trend Receiving information.
In this way, the disclosure executes user through the automatic of entire delivery operation process by voice control terminal Change operation, user is after saying effective phonetic order, it is only necessary to according to prompt by the gathering two dimensional code of terminal alignment businessman, to end Payment operation is carried out automatically after the effectively identification two dimensional code of end, no longer needs to carry out other additional manual operations, such as call use manually In payment application, be manually entered the amount of money etc., greatly simplify entire delivery operation process, it is user-friendly, improve The barcode scanning payment efficiency of user.
Fig. 5 is a kind of flow chart of electric paying method shown according to an exemplary embodiment.As shown in figure 5, Fig. 5 with Difference between Fig. 1 is that step 102 may include: step 500, supports payment by the transfer of accounts operation for current display interface Situation controls described apply and executes payment by the transfer of accounts operation in current interface, to the corresponding beneficiary payment by the transfer of accounts institute of current interface State payment amount.
For example, counterpart expenditure mode may include payment by the transfer of accounts, and terminal can determine the payment in identification information After the amount of money, judge whether current display interface supports payment by the transfer of accounts to operate, for example, if terminal detects current display interface for tool There is the function interface of transferring accounts of complete beneficiary information (such as beneficiary information of default), then may determine that current display interface branch Hold payment by the transfer of accounts operation.Terminal can control belonging to current interface when judging that current display interface supports payment by the transfer of accounts operation It applies and is automatically filled in payment amount in current interface and executes payment by the transfer of accounts operation, transfer accounts branch to the corresponding beneficiary of current interface Pay the payment amount.
Fig. 6 is a kind of flow chart of electric paying method shown according to an exemplary embodiment.As shown in fig. 6, Fig. 6 with Difference between Fig. 1 is that in a step 101, the payment instruction information may include: beneficiary information.
Step 102 may include:
Step 600, it controls the application and enters the interface of transferring accounts transferred accounts to beneficiary;Wherein, the interface of transferring accounts includes The beneficiary information and the payment amount.
Step 601, it controls described apply and executes payment by the transfer of accounts operation at the interface of transferring accounts, to beneficiary payment by the transfer of accounts institute State payment amount.
For example, terminal can prestore the corresponding relationship of keyword and collecting account, and terminal can extract identification letter Keyword in breath, and determine that the payment of identification information refers to according to the corresponding relationship of each keyword and keyword and collecting account Show whether information includes collecting account.For example, if there are the accounts that name on account is small m, and the user is directed to account using in C Family " small m " setting the entitled M of remarks, then can predetermined keyword in the corresponding relationship of keyword and collecting account " m ", The corresponding relationship of " small m ", " M " and name on account " small m ".If detecting in identification information comprising keyword " M ", judge to identify The payment instruction information of information includes beneficiary information, and the beneficiary information is account " small m ".
Then, if terminal judge in identification information payment instruction information also include for payment application for using C, Payment amount is " 33 yuans ", the means of payment is " payment by the transfer of accounts " and beneficiary information is " small m ", then terminal can C is applied to indicate that information start automatically according to the payment, and is controlled using C from the small 30 ternary people of m payment by the transfer of accounts of trend account People's coin.
In this way, user is allowed to execute the automation behaviour through entire delivery operation process by voice control terminal Make, without carrying out other additional manual operations again, such as manually, calling is used for the application of payment, is manually entered the amount of money, hand Dynamic input beneficiary information etc., greatly simplifies entire delivery operation process, user-friendly, improves transferring accounts for user Payment efficiency.
In an application example, following explanation is carried out taking the terminal as an example.
User can say " paying ten yuan using D barcode scanning " to mobile phone, and mobile phone collects the corresponding sound of this section of voice Signal, the voice assistant being mounted in user mobile phone (examples of disclosure payment devices) is available and identifies the sound Signal obtains identification information.Voice assistant extracts keyword " using D ", " barcode scanning payment " " ten " " block " in the identification information. If voice assistant is according to the corresponding relationship of above-mentioned keyword and the keyword and payment amount that prestore, keyword and is used for payment The corresponding relationship of the corresponding relationship of application, keyword and the means of payment, judgement obtain the answering for payment that identification information includes With to be ten yuans using D, payment amount, the means of payment is barcode scanning payment, then voice assistant can star and control and answers Start barcode scanning function with D, for example, can control the shooting interface for showing and scanning the two-dimensional code using D, to remind scanning input businessman Gathering two dimensional code, detect using D effectively identify two dimensional code carrying beneficiary information after, voice assistant is in pop-up Input is ten yuans in amount of money input interface, and determines payment, is completed thus according to a word that user says to receipts Money trade company payment is automatically brought into operation.Especially in user's inconvenience both hands operating handset, for example, being carried when user does shopping big Measure commodity, can only single hand operation of mobile phone when, user can be made even if single hand operation of mobile phone or by the side of interactive voice The convenient and efficient control mobile phone of formula completes whole payment flows, the manual operation additional without user.It is greatly improved user Payment efficiency.
Fig. 7 is a kind of block diagram of payment devices shown according to an exemplary embodiment.As shown in fig. 7, the device May include:
Identification module 71 obtains identification information for carrying out speech recognition to collected voice signal;
Determining module 72, for determining that the payment that the identification information includes indicates information;Wherein, the payment instruction letter It include payment amount in breath;
Payment module 73, for completing to pay according to the payment amount using counterpart expenditure mode.
The embodiment of the present disclosure obtains identification information, determines identification by carrying out speech recognition to collected voice signal The payment amount that payment instruction information in information is included, and complete to pay according to payment amount using counterpart expenditure mode. As a result, user by voice can controlling terminal execute run through entire delivery operation process automatic operation, be not necessarily to User is additional to be operated manually, such as is manually entered the amount of money etc., is greatly simplified entire delivery operation process, is facilitated use Family operation, improves the payment efficiency of user.
Fig. 8 is a kind of block diagram of payment devices shown according to an exemplary embodiment.For ease of description, scheming Part related to the present embodiment is only illustrated in 8.Label component same as figure 7 function having the same in Fig. 8, in order to For the sake of simplicity, the detailed description to these components is omitted.As shown in figure 8,
In one possible implementation, described device further include: judgment module 74, for using counterpart expenditure side Before formula completes payment according to the payment amount, judge whether application belonging to current display interface provides payment function;
The payment module 73 includes:
First payment submodule 731, for being directed to the case where application belonging to current display interface provides payment function, control The application is completed to pay using counterpart expenditure mode according to the payment amount;
Second payment submodule 732, for opening for the case where not providing payment function is applied belonging to current display interface The application of preset offer payment function is provided, and controls the application and is completed using counterpart expenditure mode according to the payment amount Payment.
In one possible implementation, in the payment instruction information further include: the application for payment;
The payment module 73 includes:
Third pays submodule 733, complete according to the payment amount using counterpart expenditure mode for controlling the application At payment.
In one possible implementation, the counterpart expenditure mode is the pre-set default means of payment;Or
The payment indicates that information further includes;The means of payment;The counterpart expenditure mode is that the payment indicates in information The indicated means of payment.
In one possible implementation, the counterpart expenditure mode includes: barcode scanning payment, and the payment module 73 is wrapped It includes:
Barcode scanning submodule 734, for controlling the application starting barcode scanning function;
First display sub-module 735 enters payment interface for controlling described apply after obtaining barcode scanning result;Wherein, The payment interface shows the payment amount and beneficiary information;
4th payment submodule 736 pays the payment amount for controlling described apply to beneficiary.
In one possible implementation, the means of payment includes: payment by the transfer of accounts,
The payment module 73 includes:
5th payment submodule 737, the case where being used for for current display interface support payment by the transfer of accounts operation, described in control It applies and executes payment by the transfer of accounts operation in current interface, to payment amount described in the corresponding beneficiary payment by the transfer of accounts of current interface;Or Person
The payment instruction information further includes beneficiary information, the payment module 73 further include:
Second display sub-module 738 enters the interface of transferring accounts transferred accounts to beneficiary for controlling the application;Wherein, institute Stating interface of transferring accounts includes the beneficiary information and the payment amount;
6th payment submodule 739 executes payment by the transfer of accounts operation at the interface of transferring accounts for controlling described apply, to receipts Payment amount described in money side's payment by the transfer of accounts.
The technical scheme provided by this disclosed embodiment can include the following benefits: the disclosure passes through to collected Voice signal carries out speech recognition, obtains identification information, includes the application and payment amount for payment in the identification information When, it completes to pay according to the payment amount according to the identification information control application.As a result, user can pass through voice Controlling terminal executes the automatic operation for running through entire delivery operation process, without user's being operated manually additionally, such as Call the application for payment manually, be manually entered the amount of money etc., entire delivery operation process is greatly simplified, user is facilitated to grasp Make, improves the payment efficiency of user.
Fig. 9 is a kind of block diagram of payment devices shown according to an exemplary embodiment.For example, device 800 can be with It is mobile phone, computer, digital broadcasting terminal, messaging device, game console, tablet device, Medical Devices, body-building Equipment, personal digital assistant etc..
Referring to Fig. 9, device 800 may include following one or more components: processing component 802, memory 804, power supply Component 806, multimedia component 808, audio component 810, the interface 812 of input/output (I/O), sensor module 814, and Communication component 816.
The integrated operation of the usual control device 800 of processing component 802, such as with display, telephone call, data communication, phase Machine operation and record operate associated operation.Processing component 802 may include that one or more processors 820 refer to execute It enables, to perform all or part of the steps of the methods described above.In addition, processing component 802 may include one or more modules, just Interaction between processing component 802 and other assemblies.For example, processing component 802 may include multi-media module, it is more to facilitate Interaction between media component 808 and processing component 802.
Memory 804 is configured as storing various types of data to support the operation in device 800.These data are shown Example includes the instruction of any application or method for operating on device 800, contact data, and telephone book data disappears Breath, picture, video etc..Memory 804 can be by any kind of volatibility or non-volatile memory device or their group It closes and realizes, such as static random access memory (SRAM), electrically erasable programmable read-only memory (EEPROM) is erasable to compile Journey read-only memory (EPROM), programmable read only memory (PROM), read-only memory (ROM), magnetic memory, flash Device, disk or CD.
Power supply module 806 provides electric power for the various assemblies of device 800.Power supply module 806 may include power management system System, one or more power supplys and other with for device 800 generate, manage, and distribute the associated component of electric power.
Multimedia component 808 includes the screen of one output interface of offer between described device 800 and user.One In a little embodiments, screen may include liquid crystal display (LCD) and touch panel (TP).If screen includes touch panel, screen Curtain may be implemented as touch screen, to receive input signal from the user.Touch panel includes one or more touch sensings Device is to sense the gesture on touch, slide, and touch panel.The touch sensor can not only sense touch or sliding action Boundary, but also detect duration and pressure associated with the touch or slide operation.In some embodiments, more matchmakers Body component 808 includes a front camera and/or rear camera.When device 800 is in operation mode, such as screening-mode or When video mode, front camera and/or rear camera can receive external multi-medium data.Each front camera and Rear camera can be a fixed optical lens system or have focusing and optical zoom capabilities.
Audio component 810 is configured as output and/or input audio signal.For example, audio component 810 includes a Mike Wind (MIC), when device 800 is in operation mode, when such as call mode, recording mode, and voice recognition mode, microphone is matched It is set to reception external audio signal.The received audio signal can be further stored in memory 804 or via communication set Part 816 is sent.In some embodiments, audio component 810 further includes a loudspeaker, is used for output audio signal.
I/O interface 812 provides interface between processing component 802 and peripheral interface module, and above-mentioned peripheral interface module can To be keyboard, click wheel, button etc..These buttons may include, but are not limited to: home button, volume button, start button and lock Determine button.
Sensor module 814 includes one or more sensors, and the state for providing various aspects for device 800 is commented Estimate.For example, sensor module 814 can detecte the state that opens/closes of device 800, and the relative positioning of component, for example, it is described Component is the display and keypad of device 800, and sensor module 814 can be with 800 1 components of detection device 800 or device Position change, the existence or non-existence that user contacts with device 800,800 orientation of device or acceleration/deceleration and device 800 Temperature change.Sensor module 814 may include proximity sensor, be configured to detect without any physical contact Presence of nearby objects.Sensor module 814 can also include optical sensor, such as CMOS or ccd image sensor, at As being used in application.In some embodiments, which can also include acceleration transducer, gyro sensors Device, Magnetic Sensor, pressure sensor or temperature sensor.
Communication component 816 is configured to facilitate the communication of wired or wireless way between device 800 and other equipment.Device 800 can access the wireless network based on communication standard, such as WiFi, 2G or 3G or their combination.In an exemplary implementation In example, communication component 816 receives broadcast singal or broadcast related information from external broadcasting management system via broadcast channel. In one exemplary embodiment, the communication component 816 further includes near-field communication (NFC) module, to promote short range communication.Example Such as, NFC module can be based on radio frequency identification (RFID) technology, Infrared Data Association (IrDA) technology, ultra wide band (UWB) technology, Bluetooth (BT) technology and other technologies are realized.
In the exemplary embodiment, device 800 can be believed by one or more application specific integrated circuit (ASIC), number Number processor (DSP), digital signal processing appts (DSPD), programmable logic device (PLD), field programmable gate array (FPGA), controller, microcontroller, microprocessor or other electronic components are realized, for executing the above method.
In the exemplary embodiment, a kind of non-transitorycomputer readable storage medium including instruction, example are additionally provided It such as include the memory 804 of instruction, above-metioned instruction can be executed by the processor 820 of device 800 to complete the above method.For example, The non-transitorycomputer readable storage medium can be ROM, random access memory (RAM), CD-ROM, tape, floppy disk With optical data storage devices etc..
Those skilled in the art after considering the specification and implementing the invention disclosed here, will readily occur to its of the disclosure Its embodiment.This application is intended to cover any variations, uses, or adaptations of the disclosure, these modifications, purposes or Person's adaptive change follows the general principles of this disclosure and including the undocumented common knowledge in the art of the disclosure Or conventional techniques.The description and examples are only to be considered as illustrative, and the true scope and spirit of the disclosure are by following Claim is pointed out.
It should be understood that the present disclosure is not limited to the precise structures that have been described above and shown in the drawings, and And various modifications and changes may be made without departing from the scope thereof.The scope of the present disclosure is only limited by the accompanying claims.

Claims (14)

1. a kind of electric paying method characterized by comprising
Speech recognition is carried out to collected voice signal, obtains identification information;
Determine the payment instruction information that the identification information includes;It wherein, include payment amount in the payment instruction information;
It completes to pay according to the payment amount using counterpart expenditure mode.
2. the method according to claim 1, wherein being completed using counterpart expenditure mode according to the payment amount Before payment, further includes:
Judge whether application belonging to current display interface provides payment function;
It completes to pay according to the payment amount using counterpart expenditure mode, comprising:
The case where for belonging to current display interface using payment function is provided, is controlled the application and is pressed using counterpart expenditure mode It completes to pay according to the payment amount;
The case where for belonging to current display interface using payment function is not provided, starts answering for preset offer payment function With, and control the application and complete to pay according to the payment amount using counterpart expenditure mode.
3. the method according to claim 1, wherein in payment instruction information further include: for payment Using;
It completes to pay according to the payment amount using counterpart expenditure mode, comprising:
It controls the application and completes to pay according to the payment amount using counterpart expenditure mode.
4. method according to claim 1-3, which is characterized in that the counterpart expenditure mode is pre-set Default the means of payment;Or
The payment indicates that information further includes;The means of payment;The counterpart expenditure mode is that the payment indicates signified in information The means of payment shown.
5. according to the method in claim 2 or 3, which is characterized in that the counterpart expenditure mode includes: barcode scanning payment, control It makes the application and completes to pay according to the payment amount using counterpart expenditure mode, comprising:
Control the application starting barcode scanning function;
It controls described apply and enters payment interface after obtaining barcode scanning result, wherein the payment interface shows the payment The amount of money and beneficiary information;
It controls described apply to beneficiary and pays the payment amount.
6. according to the method in claim 2 or 3, which is characterized in that the counterpart expenditure mode includes: payment by the transfer of accounts,
It controls the application and completes to pay according to the payment amount using counterpart expenditure mode, comprising:
The case where supporting payment by the transfer of accounts operation for current display interface controls described apply and executes payment by the transfer of accounts in current interface Operation, to payment amount described in the corresponding beneficiary payment by the transfer of accounts of current interface;Or
The payment instruction information further includes beneficiary information, controls the application using counterpart expenditure mode according to the payment The amount of money completes payment, comprising:
It controls the application and enters the interface of transferring accounts transferred accounts to beneficiary;Wherein, the interface of transferring accounts includes the beneficiary letter Breath and the payment amount;
It controls described apply and executes payment by the transfer of accounts operation at the interface of transferring accounts, to payment amount described in beneficiary payment by the transfer of accounts.
7. a kind of payment devices characterized by comprising
Identification module obtains identification information for carrying out speech recognition to collected voice signal;
Determining module, for determining that the payment that the identification information includes indicates information;Wherein, it is wrapped in the payment instruction information Include payment amount;
Payment module, for completing to pay according to the payment amount using counterpart expenditure mode.
8. device according to claim 7, which is characterized in that described device further include: judgment module, in use pair Before answering the means of payment to complete payment according to the payment amount, judge whether application belonging to current display interface provides payment function Energy;
The payment module includes:
First payment submodule is answered described in control for being directed to the case where application belonging to current display interface provides payment function It completes to pay according to the payment amount with using counterpart expenditure mode;
Second payment submodule, for for the case where not providing payment function is applied belonging to current display interface, starting to be default Offer payment function application, and control the application using counterpart expenditure mode according to the payment amount complete pay.
9. device according to claim 7, which is characterized in that in the payment instruction information further include: for payment Using;
The payment module includes:
Third pays submodule, completes to pay according to the payment amount using counterpart expenditure mode for controlling the application.
10. according to the described in any item devices of claim 7-9, which is characterized in that the counterpart expenditure mode is to preset The default means of payment;Or
The payment indicates that information further includes;The means of payment;The counterpart expenditure mode is that the payment indicates signified in information The means of payment shown.
11. device according to claim 8 or claim 9, which is characterized in that the counterpart expenditure mode includes: barcode scanning payment, branch Paying module includes:
Barcode scanning submodule, for controlling the application starting barcode scanning function;
First display sub-module enters payment interface for controlling described apply, wherein the payment after obtaining barcode scanning result Interface display has the payment amount and beneficiary information;
4th payment submodule pays the payment amount for controlling described apply to beneficiary.
12. device according to claim 8 or claim 9, which is characterized in that the counterpart expenditure mode includes: payment by the transfer of accounts,
Payment module includes:
5th payment submodule controls described apply for being directed to the case where current display interface supports payment by the transfer of accounts operation Current interface executes payment by the transfer of accounts operation, to payment amount described in the corresponding beneficiary payment by the transfer of accounts of current interface;Or
The payment instruction information further includes beneficiary information, payment module further include:
Second display sub-module enters the interface of transferring accounts transferred accounts to beneficiary for controlling the application;Wherein, the boundary that transfers accounts Face includes the beneficiary information and the payment amount;
6th payment submodule executes payment by the transfer of accounts operation at the interface of transferring accounts for controlling described apply, turns to beneficiary Account pays the payment amount.
13. a kind of payment devices characterized by comprising
Processor;
Memory for storage processor executable instruction;
Wherein, the processor is configured to:
Method described in any one of perform claim requirement 1 to 6.
14. a kind of non-transitorycomputer readable storage medium, which is characterized in that when the instruction in the storage medium is by handling When device executes, enable a processor to execute method as claimed in any of claims 1 to 6.
CN201910103602.2A 2019-02-01 2019-02-01 Electric paying method and device Pending CN109886669A (en)

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CN111353771A (en) * 2020-02-19 2020-06-30 北京声智科技有限公司 Method, device, equipment and medium for remotely controlling payment
CN111738707A (en) * 2020-05-29 2020-10-02 陈旺新 Transaction amount identification method, payment method and computer device
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CN113191754A (en) * 2021-04-26 2021-07-30 飞呗科技有限公司 Game equipment transaction method, device, equipment and system based on block chain
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