CN107862601A - A kind of enchashment method and system for being automatically positioned alarm - Google Patents
A kind of enchashment method and system for being automatically positioned alarm Download PDFInfo
- Publication number
- CN107862601A CN107862601A CN201711059340.1A CN201711059340A CN107862601A CN 107862601 A CN107862601 A CN 107862601A CN 201711059340 A CN201711059340 A CN 201711059340A CN 107862601 A CN107862601 A CN 107862601A
- Authority
- CN
- China
- Prior art keywords
- enchashment
- bank card
- information
- terminal
- module
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- General Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Development Economics (AREA)
- Technology Law (AREA)
- Marketing (AREA)
- Economics (AREA)
- Computer Security & Cryptography (AREA)
- Mobile Radio Communication Systems (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a kind of enchashment method and system for being automatically positioned alarm, methods described comprises the following steps：The geographical location information of enchashment terminal is obtained, and location matches are carried out with particular geographic location where the Mobile phone card of bank card binding；If judging whether distance therebetween is more than threshold value one；Judge whether distance therebetween is more than threshold value two；Judge whether continuous several times input password by mistake to user；The automatic photo for capturing enchashment operation user is pursued and captured an escaped prisoner and paid close attention on the net crowd with public security organ and carries out artificial intelligence identification；Recognition result is consistent, then prompts enchashment operation failure and alarmed from trend public security organ；Recognition result is inconsistent, then prompts enchashment operation failure.Verification mode of the present invention is rigorous, can effectively prevent bank card from stealing the illegal activities that brush criminal flows crime.
Description
Technical field
The present invention relates to a kind of consumer payments, more particularly, to a kind of enchashment method for being automatically positioned alarm and are
System.
Background technology
Bank card its quick convenient restriction for having broken away from cash merchandised, makes to hold as important cashless payment instrument
It is quicker to block people's consumption decision, consumption wish is stronger, and consumer behavior is more active, so as to effectively play what is stimulated consumption
Effect, each networking financial institution all using the development of bank card business as new growth engines, pay close attention, automatic teller machine
And POS network is runed and is widely popularized.
But also generate the risk of stolen brush therewith during bank card is popularized.Existing networking financial institution is only
By cipher authentication enchashment process, verification mode is single, is stolen once password is replicated, and holder then loses unique bank
Card protection barrier, do not possess the function of strict illegal bank card, by bank's card copying device it is contour science and technology crime equipment, once
Pierced easily by criminal through safest bank account.Brush case is stolen according to typical bank card at present, it is seen that its
The characteristics of committing a crime is flowed with criminal, existing illegal means can not also prevent the robber of criminal from brushing row from root
For.
Therefore, how to provide it is a kind of effectively prevent bank card steal brush criminal flow crime be automatically positioned taking for alarm
The problem of existing method and system are those skilled in the art's urgent need to resolve.
The content of the invention
In view of this, the invention provides a kind of enchashment method and system for being automatically positioned alarm, taken using multi-party verification
The mode of user identity is now operated, enchashment operation customer location is seriously mismatched with enchashment terminal location, or continuously inputs by mistake close
The enchashment operation of code, it is automatic to capture enchashment operation user picture, and chased after on the net with public security organ using artificial intelligence identification technology
Escape and pay close attention to demographic data storehouse to be matched, alarmed automatically to location public security organ for suspicion personnel.The present invention tests
Card mode is rigorous, can effectively prevent bank card from stealing the illegal activities that brush criminal flows crime.
In order to achieve the above object, the present invention adopts the following technical scheme that：
A kind of enchashment method for being automatically positioned alarm, methods described comprise the following steps：
Step 1：Enchashment terminal detects that user starts bank card enchashment operation, obtains the geographical position letter of enchashment terminal
Breath, i.e. anchor point A, and with particular geographic location where the Mobile phone card of bank card binding, i.e. anchor point B, carry out location matches；
Step 2：If the distance between anchor point A and anchor point B are less than or equal to threshold value one set in advance, directly enter
Enter step 4；If the distance between anchor point A and anchor point B are more than threshold value one set in advance, to the mobile phone of bank card binding
Card sends verification tip, enters step 4 by rear in enchashment terminal authentication；If authentication failed, into step 3；
Step 3：Judge whether the distance between anchor point A and anchor point B are more than threshold value two set in advance, if so, then
It is directly entered step 5；If it is not, then prompt enchashment operation failure；
Step 4：Judge whether continuous several times input password by mistake to user；If so, then enter step 5；If it is not, then prompt enchashment behaviour
Succeed；
Step 5：The automatic photo for capturing enchashment operation user simultaneously uploads storage, pursues and captures an escaped prisoner with public security organ and is closed with emphasis on the net
Note crowd carries out artificial intelligence identification；Recognition result is consistent, then prompts enchashment operation failure and alarmed from trend public security organ；Know
Other result is inconsistent, then prompts enchashment operation failure.
Preferably, in a kind of above-mentioned enchashment method for being automatically positioned alarm, if anchor point A and positioning in the step 2
The distance between point B is more than threshold value one set in advance, then sends verification tip, the enchashment to the Mobile phone card of bank card binding
The display pop-up prompting of terminal needs input validation code information, and enchashment operates user's input validation code information and carried with the checking
Show that information is consistent, be then verified；If user's input validation code information and the verification tip information are inconsistent, checking is lost
Lose.
Preferably, in a kind of above-mentioned enchashment method for being automatically positioned alarm, the setting value of the threshold value one is less than described
The setting value of threshold value two.
Preferably, in a kind of above-mentioned enchashment method for being automatically positioned alarm, sentencing for password is continuously inputed in the step 3 by mistake
Disconnected number is preset value.
Preferably, in a kind of above-mentioned enchashment method for being automatically positioned alarm, the artificial intelligence identification bag in the step 5
Include recognition of face, pursue and capture an escaped prisoner and pay close attention on the net with public security organ crowd's face information it is consistent then automatically send warning message to work as
The online alarm center of ground public security system.
Preferably, in a kind of above-mentioned enchashment method for being automatically positioned alarm, the warning message includes enchashment terminal
Geographical location information, enchashment operation user's capture pictures and bank card information；Wherein described bank card information includes bank card
Open an account financial institution, bank card business dealing single, bank card cardholder information and bank card binding phonecard information in detail.
Present invention also offers a kind of cash withdrawal system for being automatically positioned alarm, including, enchashment terminal, financial institution's management is put down
Platform；Financial institution's management platform includes financial institution's servo engine and is connected with financial institution's servo engine
Bank card information service module, checking information service module, cryptographic service module, artificial intelligence identification module and alarm mould
Block；The alarm module is also connected with the artificial intelligence identification module；The enchashment terminal has locating module and shooting
Head；Wherein, the predeterminable value fixed position information of locating module, the real-time position information of enchashment terminal can also be obtained by GPS.
Wherein, the bank card information service module, for obtaining the bank card stored in financial institution's servo engine letter
Breath；And particular geographic location where the Mobile phone card of bank card binding and the geographical location information of locating module output are subjected to position
Matching, matching result are back to financial institution's servo engine；
The checking information service module, for sending information verification request to common carrier, it is whole to receive the enchashment
The identifying code input at end, and common carrier sent into the identifying code that identifying code inputs with the enchashment terminal carry out matching and sentence
It is disconnected, it will determine that result is back to financial institution's servo engine；
The cryptographic service module, for receiving the Password Input of the enchashment terminal, and judge Password Input mistake time
Whether number is more than preset value, will determine that result is back to financial institution's servo engine；
The artificial intelligence identification module, operation user's face image is received, pursued and captured an escaped prisoner on the net with public security organ automatically and again
Point concern demographic data storehouse carries out artificial intelligence identification, returns to recognition result to the alarm module；
The alarm module is also connected with the online alarm center of the public security system, for sending warning message.
Preferably, it is above-mentioned it is a kind of be automatically positioned in the cash withdrawal system of alarm, the bank card information service module and institute
State common carrier, locating module is connected, the geographical location information of reception enchashment terminal, and the mobile phone of bank card binding respectively
Particular geographic location where card；The setting value of the bank card information service module storage threshold value one and threshold value two.
Preferably, it is above-mentioned it is a kind of be automatically positioned in the cash withdrawal system of alarm, financial institution's management platform also includes,
Image processing module, described image processing module receive the enchashment operation user picture of the camera shooting, intercept face figure
Picture is simultaneously sent to the artificial intelligence identification module.
Preferably, it is above-mentioned it is a kind of be automatically positioned in the cash withdrawal system of alarm, the artificial intelligence identification module is by enchashment
Operation user's face image preserves to early warning and excludes database, and the early warning excludes database and pursued and captured an escaped prisoner on the net with the public security organ
It is connected with demographic data storehouse is paid close attention to.
Preferably, it is above-mentioned it is a kind of be automatically positioned in the cash withdrawal system of alarm, the enchashment terminal includes but is not limited to cabinet
Member's machine.
Preferably, the bank card includes but is not limited to entity bank card and virtual electronic bank card.Wherein entity bank
Block the payment card for bank and other financial mechanism distribution, the means of payment is swiping card；Virtual electronic bank card is smart mobile phone
Financial institution's payment account of binding, the means of payment can use barcode scanning, NFC sensing identifications etc..
Understand that compared with prior art, the present disclosure provides one kind to be automatically positioned report via above-mentioned technical scheme
Alert enchashment method and system.Beneficial effects of the present invention are：Traditional networking financial institution has been abandoned only to take by cipher authentication
Existing mode, the technical scheme that three kinds of geographical position matching, Information Authentication, password authentification verification modes combine, possesses strict
The function of illegal bank card；Geographical position matching process judges that judged result is more reasonable, and deterministic process is more using multi thresholds
Add succinct, guarantee practicality and operability；By the networking with public security system, realize that suspect's real-time face identifies, and from
The function of dynamic alarm, effectively prevent bank card from stealing the illegal activities that brush criminal flows crime.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
There is the required accompanying drawing used in technology description to be briefly described, it should be apparent that, drawings in the following description are only this
The embodiment of invention, for those of ordinary skill in the art, on the premise of not paying creative work, can also basis
The accompanying drawing of offer obtains other accompanying drawings.
Fig. 1 accompanying drawings are a kind of flow chart for the enchashment method for being automatically positioned alarm of the present invention；
Fig. 2 accompanying drawings are a kind of structural framing figure for the cash withdrawal system for being automatically positioned alarm of the present invention；
Fig. 3 accompanying drawings are a kind of fundamental diagram for the cash withdrawal system for being automatically positioned alarm of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained every other under the premise of creative work is not made
Embodiment, belong to the scope of protection of the invention.
The embodiments of the invention provide a kind of enchashment method and system for being automatically positioned alarm, are grasped using multi-party verification enchashment
Make the mode of user identity, enchashment operation customer location is seriously mismatched with enchashment terminal location, or continuously input password by mistake
Enchashment operates, automatic to capture enchashment operation user picture, and pursued and captured an escaped prisoner on the net using artificial intelligence identification technology and public security organ and
Pay close attention to demographic data storehouse to be matched, alarmed automatically to location public security organ for suspicion personnel.Authentication of the present invention
Formula is rigorous, can effectively prevent bank card from stealing the illegal activities that brush criminal flows crime.
Present invention firstly provides a kind of enchashment method for being automatically positioned alarm, method comprises the following steps：
Step 1：Enchashment terminal detects that user starts bank card enchashment operation, obtains the geographical position letter of enchashment terminal
Breath, i.e. anchor point A, and with particular geographic location where the Mobile phone card of bank card binding, i.e. anchor point B, carry out location matches；
Step 2：If the distance between anchor point A and anchor point B are less than or equal to threshold value one set in advance, directly enter
Enter step 4；If the distance between anchor point A and anchor point B are more than threshold value one set in advance, to the mobile phone of bank card binding
Card sends verification tip, enters step 4 by rear in enchashment terminal authentication；If authentication failed, into step 3；
Step 3：Judge whether the distance between anchor point A and anchor point B are more than threshold value two set in advance, if so, then
It is directly entered step 5；If it is not, then prompt enchashment operation failure；
Step 4：Judge whether continuous several times input password by mistake to user；If so, then enter step 5；If it is not, then display prompts
Enchashment operates successfully；
Step 5：The automatic photo for capturing enchashment operation user simultaneously uploads storage, pursues and captures an escaped prisoner with public security organ and is closed with emphasis on the net
Note crowd carries out artificial intelligence identification；Recognition result is consistent, then display prompts enchashment operation failure and from trend public security organ
Alarm；Recognition result is inconsistent, then display prompts enchashment operation failure.
In order to further optimize above-mentioned technical proposal, if the distance between anchor point A and anchor point B are more than in advance in step 2
The threshold value one first set, then send verification tip to the Mobile phone card of bank card binding, and the display pop-up prompting of enchashment terminal needs
Input validation code information is wanted, enchashment operation user's input validation code information is consistent with verification tip information, then is verified；If with
Family input validation code information and verification tip information are inconsistent, then authentication failed.
In order to further optimize above-mentioned technical proposal, the setting value of threshold value one is less than the setting value of threshold value two.
In order to further optimize above-mentioned technical proposal, that continuously inputs password in step 3 by mistake judges number for preset value.
In order to further optimize above-mentioned technical proposal, the artificial intelligence identification in step 5 includes recognition of face, with public security machine
Close it is online pursue and capture an escaped prisoner consistent with crowd's face information is paid close attention to, automatic transmission warning message to local public security system is alarmed on the net
Center.
In order to further optimize above-mentioned technical proposal, warning message includes the geographical location information of enchashment terminal, enchashment behaviour
Make user's capture pictures and bank card information；Wherein bank card information is opened an account financial institution, bank card business dealing including bank card
Single in detail, bank card cardholder information and bank card binding phonecard information.
Present invention also offers a kind of cash withdrawal system for being automatically positioned alarm, including, enchashment terminal 1, financial institution's management
Platform 2；Financial institution's management platform 2 includes financial institution's servo engine 21 and is connected with financial institution servo engine 21
Bank card information service module 22, checking information service module 23, cryptographic service module 24, artificial intelligence identification module 25 and
Alarm module 26；Alarm module 26 is also connected with artificial intelligence identification module 25；Enchashment terminal 1 has locating module 11 and taken the photograph
As first 12；Wherein, bank card information service module 22, for obtaining the bank card stored in financial institution's servo engine 21 letter
Breath；And particular geographic location where the Mobile phone card of bank card binding is entered into line position with the geographical location information that locating module 11 exports
Matching is put, matching result is back to financial institution's servo engine 21；Checking information service module 23, for being sent out to common carrier
Go out information verification request, receive the identifying code input of enchashment terminal 1, and common carrier is sent into identifying code and enchashment terminal 1
The identifying code of input carries out matching judgment, will determine that result is back to financial institution's servo engine 21；Cryptographic service module 24, use
In the Password Input of reception enchashment terminal 1, and judge whether Password Input errors number is more than preset value, will determine that result
It is back to financial institution's servo engine 21；Artificial intelligence identification module 25, receive operation user's face image, automatically with public security machine
Close and pursue and capture an escaped prisoner and pay close attention on the net the progress artificial intelligence identification of demographic data storehouse, return to recognition result to alarm module 26；Alarm
Module 26 is also connected with the online alarm center of public security system, for sending warning message.
In order to further optimize above-mentioned technical proposal, bank card information service module 22 and common carrier, locating module
11 are connected, and receive specific geographic position where the geographical location information of enchashment terminal 1, and the Mobile phone card of bank card binding respectively
Put；Bank card information service module 22 stores the setting value of threshold value one and threshold value two.
In order to further optimize above-mentioned technical proposal, financial institution's management platform 2 also includes, image processing module 27, figure
The enchashment that the shooting of camera 12 is received as processing module 27 operates user picture, intercepts face-image and sends to artificial intelligence and knows
Other module 25.
In order to further optimize above-mentioned technical proposal, enchashment is operated user's face image and protected by artificial intelligence identification module 25
Deposit to early warning and exclude database 28, early warning excludes database 28 and pursues and captures an escaped prisoner and pay close attention on the net demographic data storehouse phase with public security organ
UNICOM.
In order to further optimize above-mentioned technical proposal, enchashment terminal 1 includes but is not limited to automatic teller machine, POS enchashment machines.
In order to further optimize above-mentioned technical proposal, financial institution's servo engine 21 is connected with camera 12.
Illustrate that the specific workflow of the present invention is as follows with reference to accompanying drawing 1 and accompanying drawing 2：
Embodiment one：
S101：User performs enchashment operation in enchashment terminal.
S102：:Bank card information service module obtains the bank card information stored in financial institution's servo engine, including silver
Row card is opened an account financial institution, bank card business dealing single, bank card cardholder information and bank card binding phonecard information in detail.Bank card
Information service module is opened particular geographic location where cartoon letters operator transfers the Mobile phone card of bank card binding by phonecard and (determined
Site B), while sent to locating module and obtain enchashment terminal geographic positional information (anchor point A) request.
S103：The distance between anchor point A and anchor point B are made ratio by bank card information service module with the threshold value one to prestore
Compared with judging whether enchashment terminal is co-located with Mobile phone card.
S104：If the two distance is less than or equal to threshold value one through judging, financial institution's servo engine is to cryptographic service
Module sends control signal, and control cryptographic service module sends pop-up prompting to enchashment terminal, prompts user to input password, password
Service module judges that password inputs whether number is more than preset value by mistake according to the password of reception.
S105：If password, which inputs number by mistake, is more than preset value, financial institution's servo engine control camera is automatic
The photo of user is captured, and face-image is intercepted by image processing module.
S106：Image processing module sends the face-image of interception to artificial intelligence identification module, upload and store to
Early warning excludes database.
S107：Demographic data storehouse is pursued and captured an escaped prisoner and paid close attention on the net to face image and public security organ by artificial intelligence identification module
The view data of middle storage carries out artificial intelligence identification.
S108：Recognition result is consistent, i.e., public security organ is pursued and captured an escaped prisoner and paid close attention on the net in crowd operates user comprising enchashment,
Alarm module is then triggered, warning message is sent to the online alarm center of public security system.
S109：Recognition result is inconsistent, then enchashment terminal notifying enchashment operation failure.
Embodiment two：
S101：User performs enchashment operation in enchashment terminal.
S102：:Bank card information service module obtains the bank card information stored in financial institution's servo engine, including silver
Row card is opened an account financial institution, bank card business dealing single, bank card cardholder information and bank card binding phonecard information in detail.Bank card
Information service module is opened particular geographic location where cartoon letters operator transfers the Mobile phone card of bank card binding by phonecard and (determined
Site B), while sent to locating module and obtain enchashment terminal geographic positional information (anchor point A) request.
S103：The distance between anchor point A and anchor point B are made ratio by bank card information service module with the threshold value one to prestore
Compared with judging whether enchashment terminal is co-located with Mobile phone card.
S104：If the two distance is less than or equal to threshold value one through judging, financial institution's servo engine is to cryptographic service
Module sends control signal, and control cryptographic service module sends pop-up prompting to enchashment terminal, prompts user to input password, password
Service module judges that password inputs whether number is more than preset value by mistake according to the password of reception.
S115：If password, which inputs number by mistake, is less than or equal to preset value, enchashment terminal notifying enchashment operates successfully,
And complete enchashment operation.
Embodiment three：
S101：User performs enchashment operation in enchashment terminal.
S102：:Bank card information service module obtains the bank card information stored in financial institution's servo engine, including silver
Row card is opened an account financial institution, bank card business dealing single, bank card cardholder information and bank card binding phonecard information in detail.Bank card
Information service module is opened particular geographic location where cartoon letters operator transfers the Mobile phone card of bank card binding by phonecard and (determined
Site B), while sent to locating module and obtain enchashment terminal geographic positional information (anchor point A) request.
S103：The distance between anchor point A and anchor point B are made ratio by bank card information service module with the threshold value one to prestore
Compared with judging whether enchashment terminal is co-located with Mobile phone card.
S204：If the two distance is more than threshold value one through judging, financial institution's servo engine services mould to checking information
Block sends control signal, and control checking information service module sends information verification request to common carrier, and common carrier can
To issue APP bullet of the identifying code to the Mobile phone card of bank card binding or with Mobile phone card binding in the form of short message
Window is reminded.
S205：Checking information service module sends pop-up prompting to enchashment terminal, prompts user's input validation code.
S206：If user's input validation code and prompt message are inconsistent, bank card information service module judges fixed again
Whether the distance between site A and anchor point B make comparisons with the threshold value two to prestore, judge enchashment terminal with Mobile phone card positioned at same
Region.
S109：If the two distance is less than threshold value two, enchashment terminal notifying enchashment operation failure through judging.
Example IV：
S101：User performs enchashment operation in enchashment terminal.
S102：:Bank card information service module obtains the bank card information stored in financial institution's servo engine, including silver
Row card is opened an account financial institution, bank card business dealing single, bank card cardholder information and bank card binding phonecard information in detail.Bank card
Information service module is opened particular geographic location where cartoon letters operator transfers the Mobile phone card of bank card binding by phonecard and (determined
Site B), while sent to locating module and obtain enchashment terminal geographic positional information (anchor point A) request.
S103：The distance between anchor point A and anchor point B are made ratio by bank card information service module with the threshold value one to prestore
Compared with judging whether enchashment terminal is co-located with Mobile phone card.
S204：If the two distance is more than threshold value one through judging, financial institution's servo engine services mould to checking information
Block sends control signal, and control checking information service module sends information verification request to common carrier, and common carrier can
To issue APP bullet of the identifying code to the Mobile phone card of bank card binding or with Mobile phone card binding in the form of short message
Window is reminded.
S205：Checking information service module sends pop-up prompting to enchashment terminal, prompts user's input validation code.
S206：If user's input validation code and prompt message are inconsistent, bank card information service module judges fixed again
Whether the distance between site A and anchor point B make comparisons with the threshold value two to prestore, judge enchashment terminal with Mobile phone card positioned at same
Region.
S109：If the two distance is more than or equal to threshold value two, financial institution's servo engine control camera through judging
It is automatic to capture the photo of user, and face-image is intercepted by image processing module.
S106：Image processing module sends the face-image of interception to artificial intelligence identification module, upload and store to
Early warning excludes database.
S107：Demographic data storehouse is pursued and captured an escaped prisoner and paid close attention on the net to face image and public security organ by artificial intelligence identification module
The view data of middle storage carries out artificial intelligence identification.
S108：Recognition result is consistent, i.e., public security organ is pursued and captured an escaped prisoner and paid close attention on the net in crowd operates user comprising enchashment,
Alarm module is then triggered, warning message is sent to the online alarm center of public security system.
S109：Recognition result is inconsistent, then enchashment terminal notifying enchashment operation failure.
Embodiment five：
S101：User performs enchashment operation in enchashment terminal.
S102：:Bank card information service module obtains the bank card information stored in financial institution's servo engine, including silver
Row card is opened an account financial institution, bank card business dealing single, bank card cardholder information and bank card binding phonecard information in detail.Bank card
Information service module is opened particular geographic location where cartoon letters operator transfers the Mobile phone card of bank card binding by phonecard and (determined
Site B), while sent to locating module and obtain enchashment terminal geographic positional information (anchor point A) request.
S103：The distance between anchor point A and anchor point B are made ratio by bank card information service module with the threshold value one to prestore
Compared with judging whether enchashment terminal is co-located with Mobile phone card.
S204：If the two distance is more than threshold value one through judging, financial institution's servo engine services mould to checking information
Block sends control signal, and control checking information service module sends information verification request to common carrier, and common carrier can
To issue APP bullet of the identifying code to the Mobile phone card of bank card binding or with Mobile phone card binding in the form of short message
Window is reminded.
S205：Checking information service module sends pop-up prompting to enchashment terminal, prompts user's input validation code.
S104：If user's input validation code is consistent with message authentication codes information, bank card information service module is sentenced again
Conclude that the distance between site A and anchor point B make comparisons with the threshold value two to prestore, judge whether enchashment terminal is located at Mobile phone card
The same area.Then financial institution's servo engine sends control signal to cryptographic service module, controls cryptographic service module to enchashment
Terminal sends pop-up prompting, prompts user to input password, and cryptographic service module judges that password inputs number by mistake according to the password of reception
Whether preset value is more than.Subsequent step repeats embodiment one or embodiment two.
Each embodiment is described by the way of progressive in this specification, what each embodiment stressed be and other
The difference of embodiment, between each embodiment identical similar portion mutually referring to.For device disclosed in embodiment
For, because it is corresponded to the method disclosed in Example, so description is fairly simple, related part is said referring to method part
It is bright.
The foregoing description of the disclosed embodiments, professional and technical personnel in the field are enable to realize or using the present invention.
A variety of modifications to these embodiments will be apparent for those skilled in the art, as defined herein
General Principle can be realized in other embodiments without departing from the spirit or scope of the present invention.Therefore, it is of the invention
The embodiments shown herein is not intended to be limited to, and is to fit to and principles disclosed herein and features of novelty phase one
The most wide scope caused.
Claims (10)
- A kind of 1. enchashment method for being automatically positioned alarm, it is characterised in that methods described comprises the following steps：Step 1：Enchashment terminal detects that user starts bank card enchashment operation, obtains the geographical location information of enchashment terminal, i.e., Anchor point A, and with particular geographic location where the Mobile phone card of bank card binding, i.e. anchor point B, carry out location matches；Step 2：If the distance between anchor point A and anchor point B are less than or equal to threshold value one set in advance, step is directly entered Rapid 4；If the distance between anchor point A and anchor point B are more than threshold value one set in advance, sent out to the Mobile phone card of bank card binding Verification tip is sent, enters step 4 by rear in enchashment terminal authentication；If authentication failed, into step 3；Step 3：Judge whether the distance between anchor point A and anchor point B are more than threshold value two set in advance, if so, then direct Into step 5；If it is not, then prompt enchashment operation failure；Step 4：Judge whether continuous several times input password by mistake to user；If so, then enter step 5；If it is not, then prompt enchashment operation into Work(；Step 5：The automatic photo for capturing enchashment operation user simultaneously uploads storage, pursues and captures an escaped prisoner and pay close attention on the net people with public security organ Group carries out artificial intelligence identification；Recognition result is consistent, then prompts enchashment operation failure and alarmed from trend public security organ；Identification knot Fruit is inconsistent, then prompts enchashment operation failure.
- 2. a kind of enchashment method for being automatically positioned alarm according to claim 1, it is characterised in that if in the step 2 The distance between anchor point A and anchor point B are more than threshold value one set in advance, then send checking to the Mobile phone card of bank card binding Prompting, enchashment terminal pop-up prompting need input validation code information, enchashment operate user's input validation code information with it is described Verification tip information is consistent, then is verified；If user's input validation code information and the verification tip information are inconsistent, test Card failure.
- 3. a kind of enchashment method for being automatically positioned alarm according to claim 1, it is characterised in that the threshold value one is set Definite value is less than the setting value of the threshold value two.
- 4. a kind of enchashment method for being automatically positioned alarm according to claim 1, it is characterised in that connect in the step 3 It is continuous input password by mistake judge number for preset value.
- 5. a kind of enchashment method for being automatically positioned alarm according to claim 1, it is characterised in that in the step 5 Artificial intelligence identification include recognition of face, pursue and capture an escaped prisoner and pay close attention on the net with public security organ crowd's face information it is consistent then automatically send out Warning message is sent to the online alarm center of local public security system.
- A kind of 6. enchashment method for being automatically positioned alarm according to claim 5, it is characterised in that the warning message bag Include the geographical location information, enchashment operation user's capture pictures and bank card information of enchashment terminal；Wherein described bank card letter Breath includes bank card and opens an account that single, bank card cardholder information and bank card binding phonecard are believed in detail for financial institution, bank card business dealing Breath.
- A kind of 7. cash withdrawal system for being automatically positioned alarm, it is characterised in that including, enchashment terminal, financial institution's management platform；Institute Stating financial institution's management platform includes financial institution's servo engine and the bank card being connected with financial institution's servo engine Information service module, checking information service module, cryptographic service module, artificial intelligence identification module and alarm module；It is described Alarm module is also connected with the artificial intelligence identification module；The enchashment terminal has locating module and camera；Wherein, the bank card information service module, for obtaining the bank card information stored in financial institution's servo engine；And Particular geographic location where the Mobile phone card of bank card binding and the geographical location information of locating module output are subjected to location matches, Matching result is back to financial institution's servo engine；The checking information service module, for sending information verification request to common carrier, receive the enchashment terminal Identifying code is inputted, and common carrier is sent into identifying code and the identifying code progress matching judgment of enchashment terminal input, will Judged result is back to financial institution's servo engine；The cryptographic service module, for receiving the Password Input of the enchashment terminal, and judge that Password Input errors number is It is no to be more than preset value, it will determine that result is back to financial institution's servo engine；The artificial intelligence identification module, operation user's face image is received, pursues and captures an escaped prisoner with public security organ and is closed with emphasis on the net automatically Note demographic data storehouse and carry out artificial intelligence identification, return to recognition result to the alarm module；The alarm module is also connected with the online alarm center of the public security system, for sending warning message.
- A kind of 8. cash withdrawal system for being automatically positioned alarm according to claim 7, it is characterised in that the bank card information Service module is connected with the common carrier, locating module, receives the geographical location information of enchashment terminal, and bank respectively Particular geographic location where blocking the Mobile phone card of binding；The setting of the bank card information service module storage threshold value one and threshold value two Value.
- A kind of 9. cash withdrawal system for being automatically positioned alarm according to claim 7, it is characterised in that financial institution's pipe Platform also includes, image processing module, and the enchashment operation user that described image processing module receives the camera shooting is shone Piece, intercept face-image and send to the artificial intelligence identification module.
- A kind of 10. cash withdrawal system for being automatically positioned alarm according to claim 7 or 9, it is characterised in that the artificial intelligence Can identification module enchashment operation user's face image preserved to early warning exclude database, the early warning exclude database with it is described Public security organ pursues and captures an escaped prisoner and paid close attention on the net demographic data storehouse and is connected.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711059340.1A CN107862601B (en) | 2017-11-01 | 2017-11-01 | Cash withdrawal method and system with automatic positioning alarm function |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711059340.1A CN107862601B (en) | 2017-11-01 | 2017-11-01 | Cash withdrawal method and system with automatic positioning alarm function |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN107862601A true CN107862601A (en) | 2018-03-30 |
| CN107862601B CN107862601B (en) | 2021-11-30 |
Family
ID=61696451
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711059340.1A Active CN107862601B (en) | 2017-11-01 | 2017-11-01 | Cash withdrawal method and system with automatic positioning alarm function |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107862601B (en) |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110222540A (en) * | 2019-05-29 | 2019-09-10 | 徐学彦 | A kind of orientable secret order system |
| CN111063136A (en) * | 2019-12-31 | 2020-04-24 | 中国银行股份有限公司 | Bank card positioning method and device |
| CN115223307A (en) * | 2022-07-26 | 2022-10-21 | 中国银行股份有限公司 | Multifunctional transaction equipment |
Citations (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101303781A (en) * | 2008-06-16 | 2008-11-12 | 北京邮电大学 | Method and equipment for preventing finance card from brushing deceptively |
| CN101588577A (en) * | 2008-05-19 | 2009-11-25 | 罗邵波 | Safe system and method for bank transaction system |
| CN101710438A (en) * | 2009-08-18 | 2010-05-19 | 厦门盛华电子科技有限公司 | Method for detecting and controlling card stamping distance of radio-frequency card of mobile telephone |
| CN102930470A (en) * | 2012-09-18 | 2013-02-13 | 深圳一卡通新技术有限公司 | Mobile phone position based bank card transaction safety pre-warning method |
| CN103745397A (en) * | 2014-01-27 | 2014-04-23 | 上海坤士合生信息科技有限公司 | System and method for realizing electronic transaction risk control based on position scene identification |
| US20140279113A1 (en) * | 2013-03-15 | 2014-09-18 | Harish Balasubramanian | System and Method to Reduce Misuse of a Financial Instrument at a Point-of-Sale Location |
| CN104574691A (en) * | 2014-12-23 | 2015-04-29 | 张文 | Service processing method and system based on automatic teller machine |
| CN205016014U (en) * | 2015-09-23 | 2016-02-03 | 北京天河地塬安防技术服务有限公司 | Safety monitoring alarm system of bank |
| CN105550873A (en) * | 2015-12-02 | 2016-05-04 | 努比亚技术有限公司 | Device and method of controlling bank card trading behavior |
| CN106157033A (en) * | 2015-03-25 | 2016-11-23 | 深圳位置网科技有限公司 | A kind of bank card (credit card and debit card) illegal method and system |
-
2017
- 2017-11-01 CN CN201711059340.1A patent/CN107862601B/en active Active
Patent Citations (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101588577A (en) * | 2008-05-19 | 2009-11-25 | 罗邵波 | Safe system and method for bank transaction system |
| CN101303781A (en) * | 2008-06-16 | 2008-11-12 | 北京邮电大学 | Method and equipment for preventing finance card from brushing deceptively |
| CN101710438A (en) * | 2009-08-18 | 2010-05-19 | 厦门盛华电子科技有限公司 | Method for detecting and controlling card stamping distance of radio-frequency card of mobile telephone |
| CN102930470A (en) * | 2012-09-18 | 2013-02-13 | 深圳一卡通新技术有限公司 | Mobile phone position based bank card transaction safety pre-warning method |
| US20140279113A1 (en) * | 2013-03-15 | 2014-09-18 | Harish Balasubramanian | System and Method to Reduce Misuse of a Financial Instrument at a Point-of-Sale Location |
| CN103745397A (en) * | 2014-01-27 | 2014-04-23 | 上海坤士合生信息科技有限公司 | System and method for realizing electronic transaction risk control based on position scene identification |
| CN104574691A (en) * | 2014-12-23 | 2015-04-29 | 张文 | Service processing method and system based on automatic teller machine |
| CN106157033A (en) * | 2015-03-25 | 2016-11-23 | 深圳位置网科技有限公司 | A kind of bank card (credit card and debit card) illegal method and system |
| CN205016014U (en) * | 2015-09-23 | 2016-02-03 | 北京天河地塬安防技术服务有限公司 | Safety monitoring alarm system of bank |
| CN105550873A (en) * | 2015-12-02 | 2016-05-04 | 努比亚技术有限公司 | Device and method of controlling bank card trading behavior |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110222540A (en) * | 2019-05-29 | 2019-09-10 | 徐学彦 | A kind of orientable secret order system |
| CN111063136A (en) * | 2019-12-31 | 2020-04-24 | 中国银行股份有限公司 | Bank card positioning method and device |
| CN115223307A (en) * | 2022-07-26 | 2022-10-21 | 中国银行股份有限公司 | Multifunctional transaction equipment |
Also Published As
| Publication number | Publication date |
|---|---|
| CN107862601B (en) | 2021-11-30 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US11263691B2 (en) | System and method for secure transactions at a mobile device | |
| JP6479769B2 (en) | Method and system for providing locking function of customer control account | |
| CN101266704B (en) | ATM secure authentication and pre-alarming method based on face recognition | |
| CN205015915U (en) | Management system by oneself stays | |
| US20120185397A1 (en) | Variable fractions of multiple biometrics with multi-layer authentication of mobile transactions | |
| CN107093066A (en) | Service implementation method and device | |
| TW201723967A (en) | Financial terminal security system and financial terminal security method | |
| US20040158526A1 (en) | Contingency network access for accounts or information | |
| CN106504086A (en) | A kind of method and bank account system for protecting bank account safety | |
| CN107862601A (en) | A kind of enchashment method and system for being automatically positioned alarm | |
| CN109242501A (en) | Payment starting method and device, wearable device and computer readable storage medium | |
| CN204680060U (en) | The identification of Network Based and biological characteristic and payment mechanism | |
| CN107665313A (en) | Sensitive information methods of exhibiting, device, storage medium and computer equipment | |
| GB2437761A (en) | Virtual identity and authentication employing a mobile device | |
| CN104809614A (en) | Network and biological feature-based identity recognition and payment device and implementation method thereof | |
| CN107833033A (en) | A kind of method that registration card transaction illegal activities are docked with Skynet system | |
| TW201604805A (en) | Method and system for verifying account | |
| CN102393983A (en) | Method for supporting alarm PIN (personal identification number), banking terminal, IC (integrated circuit) card and server | |
| TWM362474U (en) | Face recognition and verification system used in auto teller machine (ATM) | |
| CN101840505A (en) | Individual identity identification system | |
| CN102982267A (en) | Safety protection method and system and terminal | |
| CN206312231U (en) | A kind of bank account system | |
| US20040181483A1 (en) | Involuntary biometric contigency security access | |
| CN202210325U (en) | System for identifying bank self-service device | |
| Mohammed | Use of biometrics to tackle ATM fraud |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |