CN107358417B - Payment method capable of being monitored based on block chain technology - Google Patents
Payment method capable of being monitored based on block chain technology Download PDFInfo
- Publication number
- CN107358417B CN107358417B CN201710484980.0A CN201710484980A CN107358417B CN 107358417 B CN107358417 B CN 107358417B CN 201710484980 A CN201710484980 A CN 201710484980A CN 107358417 B CN107358417 B CN 107358417B
- Authority
- CN
- China
- Prior art keywords
- transaction
- transaction request
- block chain
- node
- result
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- Physics & Mathematics (AREA)
- Finance (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Technology Law (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention provides a supervised payment method based on a block chain technology, which comprises the following steps: generating a transaction request by a transaction request system, and sending the transaction request to any node on the block chain; after receiving the transaction request, the node broadcasts the transaction request to other nodes, and the transaction request is recorded on a blockchain; after the foreknowledge system monitors the transaction request on the block chain, the transaction request is sent to a transaction system of a commercial bank, a unionpay or a three-party company; after the transaction system processes the transaction request, a transaction result is returned to the precedent system; the system is known firstly, and the transaction result is written back to a transaction return node of the block chain; after the block chain nodes receive the transaction results, the transaction results are broadcasted to all the nodes and are blocked; after the transaction result is recorded on the blockchain, the transaction request system obtains a transaction result notice and processes the transaction result; and finally, clearing. The invention is beneficial to implementing accurate, timely and more-dimensional supervision, and can solve the problem that online commercial service platforms and offline payment service providers are suspected of secondary clearing.
Description
Technical Field
The invention relates to the technical field of payment transaction, in particular to a supervised payment method based on a block chain technology.
Background
Currently, with the large-scale growth of internet and mobile phone users, internet payments and mobile phone payments are rapidly developing. Meanwhile, the supervision department finds that a large merchant mode and a second clear mode are used by a plurality of platforms in the actual business process. The 'big merchant' mode refers to the condition that a plurality of merchants commonly use one merchant code, and the authenticity principle of the merchants is violated; the 'second clear' mode refers to that a payment company or a bank transfers settlement money to a certain company or a certain person, and the settlement is carried out on the settlement money to a merchant by the certain company or the certain person, so that the principle of directness of settlement is violated. The situation that funds are retained in the platform account can happen, and once the platform runs or the funds are stolen, a series of problems with extremely bad influence can be caused when the account funds reach a certain scale. Meanwhile, the authenticity of the transaction information provided by the platform cannot be guaranteed, and there may be behaviors of counterfeiting and changing transactions to collect the funds of merchants and users.
The block chain has the characteristics of decentralization, openness, autonomy and information non-falsification, and can be used for constructing a supervision tool box which is required by a supervision department and comprises a plurality of means, so that the supervision with accuracy, timeliness and more dimensions can be implemented conveniently, and the problem that an online commercial service platform and an offline payment service provider are suspected to be clear is solved, so that a supervised payment method based on the block chain technology comes into force.
Disclosure of Invention
The invention aims to provide a supervised payment method based on a block chain technology, which can avoid the risk defect in the existing transaction system to a limited extent; at the same time, a regulatory body is added to the system. By utilizing the characteristic of the block chain distributed account book, a monitoring mechanism can monitor all transactions in the system in real time, and the problems of secondary clearing and the like are avoided.
In order to achieve the purpose, the invention adopts the following technical scheme:
a method of custodian payment based on blockchain technology, comprising the steps of:
s1, generating a transaction request by the transaction request system, and sending the transaction request to any node on the block chain;
s2, after the node receives the transaction request, the transaction request is broadcasted to other nodes, and after the transaction request is blocked by a consensus algorithm, the transaction request is recorded on a block chain;
s3, after the pre-known system monitors the transaction request on the blockchain, the transaction request is sent to a transaction system of a commercial bank, a unionpay or a third-party company;
s4, after the transaction system processes the transaction request, the transaction result is returned to the precedent system;
s5, the pre-known system writes back the transaction result to the transaction return node of the block chain;
s6, after the block chain node receives the transaction result, the transaction result is broadcasted to all nodes and is blocked;
s7, after the transaction result is recorded on the blockchain, the transaction request system obtains the transaction result notice and processes the transaction result;
and S8, settlement date, settlement of funds to the account of the transaction request system by the clearing institution, sending the settlement transaction to the block chain through the foreknowledge system, broadcasting to all nodes and blocking.
The block chain further comprises a supervision node, and all transactions are supervised through an account book of the supervision node.
The supervisory node can prevent risk transactions from occurring and penalize offending nodes and transaction request systems.
Wherein the transaction request system obtains the transaction result notification comprises a plurality of notifications within a certain time.
Furthermore, the transaction method adopts a payment system based on a block chain technology, and the system comprises a transaction request system, an access module, a block chain, a connection module and a channel module; the transaction request system, the access module, the block chain, the connection module and the channel module are connected in sequence; the connection module comprises a prior known system, the channel module comprises a transaction system of a commercial bank, a unionpay or a third-party company, and the transaction method comprises the following steps:
s1, the transaction request system generates a transaction request and sends the transaction request to any node on the block chain through the access module;
s2, after the node receives the transaction request, the transaction request is broadcasted to other nodes of the blockchain, and after the blocking is carried out through a consensus algorithm, the transaction request is recorded on the blockchain;
s3, after the pre-known system of the connection module monitors the transaction request on the block chain, the transaction request is sent to the transaction system of the commercial bank, the UnionPay or the third-party company of the channel module;
s4, after the transaction system processes the transaction request, a transaction result is returned to the prior knowledge system;
s5, the priori knowledge system writes the transaction result back to the transaction return node of the block chain;
s6, after the block chain node receives the transaction result, the transaction result is broadcasted to all nodes and is blocked;
s7, after the transaction result is recorded on the block chain, the transaction request system obtains the notification of the transaction result and processes the transaction result;
and S8, settlement date, settlement of funds to the account of the transaction request system by the clearing institution, sending the settlement transaction to the block chain through the foreknowledge system, broadcasting to all nodes and blocking.
All nodes have a complete non-tampered account book.
The payment system based on the blockchain technology further comprises a supervision mechanism, wherein the supervision mechanism is a node on the blockchain, the node where the supervision mechanism is located forms a supervision node, and all transactions are supervised through an account book of the supervision node. The supervisory node can prevent risk transactions from occurring and penalize offending nodes and transaction request systems.
The transaction method also comprises a reconciliation step, wherein the transaction bills of all transaction request systems are obtained and are matched with the transaction data on the blockchain, unmatched transactions are found out, and the unmatched transactions found out by the reconciliation system are processed.
Drawings
Fig. 1 is a block diagram of a payment system for transactions constructed in accordance with the present invention.
Fig. 2 is a block exploded view of a payment system for transactions constructed in accordance with the present invention.
Fig. 3 is a flowchart of a payment method according to embodiment 2 of the present invention.
Fig. 4 is a flowchart of a payment method according to embodiment 3 of the present invention.
Detailed Description
The supervised payment method based on blockchain technology of the present invention is further explained and explained with reference to the drawings and the specific embodiments.
Example 1
As shown in fig. 1, the payment method used by the present invention is based on the following system, including: the system comprises a merchant module, an access module, a block chain, a connection module and a channel module; the commercial tenant module, the access module, the block chain, the connection module and the channel module are sequentially connected; the merchant module is composed of a merchant self-owned transaction system, and all transactions are firstly ordered through the merchant self-owned transaction system to form transaction requests and are submitted to the payment system; the transaction request is transmitted to a channel module in the payment system through an access module, a block chain and a connection module; the access module consists of an SDK module and an operation management system, and the operation management system is used for managing transaction orders and merchant authorities; and the channel module receives the transaction request sent by the connection module, processes the transaction request and returns a transaction result to the connection module after the transaction request is processed.
Further, the payment system comprises a monitoring alarm system and a data wind control system.
Further, the SDK module is used for helping a merchant conveniently and quickly access to the blockchain transaction system.
Further, the operation management system is used for managing the transaction orders and the merchant authority, and comprises various functions of viewing, adding, modifying, deleting and the like.
Further, the connection module comprises a foreknowledge system, a notification system, a reconciliation system and an error system.
Further, the pre-known system is a bridge connecting the block chain and the channel module transaction system, monitors the transaction request on the block chain, and sends the monitored transaction request to the channel module; meanwhile, the pre-known system receives the transaction result and the transaction clearing result returned by the channel module and writes the transaction results into the block chain.
Furthermore, the notification system is used for notifying the transaction result to the merchant module, so that the merchant can conveniently obtain the payment result in the fastest time, and the merchant can be notified for a plurality of times in a certain time in order to prevent network fluctuation and prevent the merchant from being unable to receive the transaction result due to system reasons.
Further, the reconciliation system is used for acquiring the statistical bill of the payment system, matching the statistical bill with the transaction data on the blockchain and finding out unmatched transactions.
Further, an error system is used to process transactions found by the reconciliation system that do not match.
Further, the channel module comprises traditional transaction systems such as commercial banks, unions of bank and third-party payment companies, receives the transaction request sent by the precedent system, processes the transaction request, and returns the transaction result and the transaction clearing result to the precedent system after the transaction request is processed.
Further, the payment system further comprises a monitoring system for monitoring each system, including the running state of the system, whether the system works normally, and the state of a server where the system is located, and when the system is abnormal, an alarm is sent to relevant operation and maintenance and development personnel.
Further, the payment system further comprises a data system, which is used for outputting various transaction data according to the requirements of merchants, wherein the transaction data comprises real-time transaction data, transaction summary data, various dimension analysis data and the like.
Furthermore, the payment system further comprises a wind control system for monitoring risk transaction, wherein the wind control system comprises a wind control rule module, a real-time wind control module and a post-event wind control module.
Furthermore, the block chain realizes a block chain point-to-point network, a consensus mechanism, a privacy mechanism and an intelligent contract. When the method is applied to payment, the block chain is basically similar to a common union chain, and the differences are that the realized intelligent contract is inconsistent, the data broadcasted on the chain is inconsistent, more systems are added to the connection module, and the prior known systems are also different; the first known system firstly monitors the transaction request on the chain, then sends the transaction request to the channel module, then receives the transaction result of the channel module, and finally writes the transaction result into the block chain. And moreover, the combination of the channel module, the monitoring alarm system and the data wind control system, and the combination of the modules and the system enable the payment system to be better than the existing payment system, and the defects and shortcomings of the existing system are overcome.
The transaction method comprises the following steps:
s1, the transaction request system generates a transaction request and sends the transaction request to any node on the block chain through the access module;
s2, after the node receives the transaction request, the transaction request is broadcasted to other nodes of the blockchain, and after the blocking is carried out through a consensus algorithm, the transaction request is recorded on the blockchain;
s3, after the pre-known system of the connection module monitors the transaction request on the block chain, the transaction request is sent to the transaction system of the commercial bank, the UnionPay or the third-party company of the channel module;
s4, after the transaction system processes the transaction request, a transaction result is returned to the prior knowledge system;
s5, the prior knowledge system writes the transaction result back to the transaction return node of the blockchain;
s6, after the block chain node receives the transaction result, the transaction result is broadcasted to all nodes and is blocked;
s7, after the transaction result is recorded on the block chain, the transaction request system obtains the notification of the transaction result and processes the transaction result;
and S8, settlement date, settlement of funds to the account of the transaction request system by the clearing institution, sending the settlement transaction to the block chain through the foreknowledge system, broadcasting to all nodes and blocking.
All nodes have a complete non-tampered account book.
The payment system based on the blockchain technology further comprises a supervision mechanism, wherein the supervision mechanism is a node on the blockchain, the node where the supervision mechanism is located forms a supervision node, and all transactions are supervised through an account book of the supervision node. The supervisory node can prevent risk transactions from occurring and penalize offending nodes and transaction request systems.
The transaction method also comprises a reconciliation step, wherein the transaction bills of all transaction systems are obtained and are matched with the transaction data on the blockchain, unmatched transactions are found out, and the unmatched transactions found out by the reconciliation system are processed. Wherein the reconciliation step is performed by the reconciliation system and the error system.
Example 2
A supervised payment method based on blockchain technology, comprising the steps of:
s1, generating a transaction request by the transaction request system, and sending the transaction request to any node on the block chain;
s2, after the node receives the transaction request, the transaction request is broadcasted to other nodes, and after the transaction request is blocked by a consensus algorithm, the transaction request is recorded on a block chain;
s3, after the pre-known system monitors the transaction request on the blockchain, the transaction request is sent to a transaction system of a commercial bank, a unionpay or a third-party company;
s4, after the transaction system processes the transaction request, the transaction result is returned to the precedent system;
s5, the foreknowledge system writes the transaction result back to the transaction return node of the block chain;
s6, after the block chain node receives the transaction result, the transaction result is broadcasted to all nodes and is blocked;
s7, after the transaction result is recorded on the blockchain, the transaction request system obtains the transaction result notice and processes the transaction result;
and S8, settlement date, settlement of funds to the account of the transaction request system by the clearing institution, sending the settlement transaction to the block chain through the foreknowledge system, broadcasting to all nodes and blocking.
The block chain further comprises a supervision node, and all transactions are supervised through an account book of the supervision node.
The supervisory node can prevent risk transactions from occurring and penalize offending nodes and transaction request systems.
Wherein the transaction request system obtains the transaction result notification comprises a plurality of notifications within a certain time.
According to the transaction flow and blockchain features of the present invention, all nodes will have a complete non-tampered book. Therefore, the supervision mechanism can supervise all transactions through the account book of the node, so that risk transactions are prevented from occurring, and punishment is carried out on violation nodes and platforms.
Example 3
Based on embodiment 2, after step S8, the method further includes: and step S9, taking the transaction bills of all transaction systems, matching the transaction bills with the transaction data on the blockchain, finding out unmatched transactions, and processing the unmatched transactions found by the reconciliation system.
Example 4
Based on the embodiment 1, the transaction method further includes step 9 of taking the transaction bills of all the transaction systems through the reconciliation system, matching the transaction bills with the transaction data on the blockchain, finding out unmatched transactions, and processing the unmatched transactions found out by the reconciliation system through the error system.
In all the above embodiments, typically, the transaction request is a payment request, the transaction result is a payment result, and the transaction data is data of the payment request, data of the payment result, and data of the payment process.
The present invention is not limited to the above-described embodiments, and variations, modifications, additions and substitutions which can be made by those skilled in the art within the spirit of the invention are also within the scope of the invention.
Claims (10)
1. A supervised payment method based on block chain technology is characterized by comprising the following steps:
s1, generating a transaction request by the transaction request system, and sending the transaction request to any node on the block chain;
s2, after the node receives the transaction request, the transaction request is broadcasted to other nodes, and after the transaction request is blocked by a consensus algorithm, the transaction request is recorded on a block chain;
s3, after the pre-known system monitors the transaction request on the blockchain, the transaction request is sent to a transaction system of a commercial bank, a unionpay or a third-party company; the foreknowledge system is connected with the transaction request system, the block chain and the transaction system of the third-party company;
s4, after the transaction system processes the transaction request, the transaction result is returned to the precedent system;
s5, the foreknowledge system writes the transaction result back to the transaction return node of the block chain;
s6, after the block chain node receives the transaction result, the transaction result is broadcasted to all nodes and is blocked;
s7, after the transaction result is recorded on the blockchain, the transaction request system obtains the transaction result notice and processes the transaction result;
and S8, settlement date, settlement of funds to the account of the transaction request system by the clearing institution, sending the settlement transaction to the block chain through the foreknowledge system, broadcasting to all nodes and blocking.
2. A payment method as claimed in claim 1, wherein the blockchain further comprises a policing node, all transactions being policed by an account book of the policing node.
3. A payment method as recited in claim 1, wherein the transaction request system obtaining transaction result notifications includes multiple notifications over a period of time.
4. A payment method as claimed in any one of claims 1 to 3, wherein the payment method further comprises: and step S9, acquiring the transaction bills of all transaction systems, matching the transaction bills with the transaction data on the blockchain, finding out unmatched transactions, processing the unmatched transactions found by the reconciliation system, and completing the payment process.
5. A block chain technology-based supervised payment method is characterized in that a block chain technology-based payment system is adopted, and the system comprises a transaction request system, an access module, a block chain, a connection module and a channel module; the transaction request system, the access module, the block chain, the connection module and the channel module are connected in sequence; the connection module comprises a prior-known system, and the channel module comprises a business bank, a unionpay or a transaction system of a third-party company; the foreknowledge system is connected with the transaction request system, the block chain and the transaction system of the third-party company; the payment method comprises the following steps:
s1, the transaction request system generates a transaction request and sends the transaction request to any node on the block chain through the access module;
s2, after the node receives the transaction request, the transaction request is broadcasted to other nodes of the blockchain, and after the blocking is carried out through a consensus algorithm, the transaction request is recorded on the blockchain;
s3, after the pre-known system of the connection module monitors the transaction request on the block chain, the transaction request is sent to the transaction system of the commercial bank, the UnionPay or the third-party company of the channel module;
s4, after the transaction system processes the transaction request, a transaction result is returned to the prior knowledge system;
s5, the priori knowledge system writes the transaction result back to the transaction return node of the block chain;
s6, after the block chain node receives the transaction result, the transaction result is broadcasted to all nodes and is blocked;
s7, after the transaction result is recorded on the block chain, the transaction request system obtains the notification of the transaction result and processes the transaction result;
and S8, settlement date, settlement of funds to the account of the transaction request system by the clearing institution, sending the settlement transaction to the block chain through the foreknowledge system, broadcasting to all nodes and blocking.
6. A payment method as claimed in claim 1 or 5, wherein all nodes have a complete non-tampered book.
7. A payment method as claimed in claim 5, wherein the payment system based on blockchain technology further comprises a policing authority, the policing authority being a node on the blockchain, the node where the policing authority is located constituting a policing node, all transactions being policed by an account book of the policing node.
8. A payment method as claimed in claim 2 or 7, wherein the supervisory node is able to penalise the offending node and the transaction request system.
9. The payment method of claim 5, wherein the connection module of the payment system further comprises a reconciliation system and an error system, the payment method further comprising: and step S9, the transaction bills of all transaction systems are taken through the reconciliation system and are matched with the transaction data on the blockchain, unmatched transactions are found out, the unmatched transactions found out through the reconciliation system are processed through the error system, and the payment process is completed.
10. A payment method as claimed in claim 9, wherein the transaction data includes data of a transaction request, data of a transaction result and data of a transaction process.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710484980.0A CN107358417B (en) | 2017-06-23 | 2017-06-23 | Payment method capable of being monitored based on block chain technology |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710484980.0A CN107358417B (en) | 2017-06-23 | 2017-06-23 | Payment method capable of being monitored based on block chain technology |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN107358417A CN107358417A (en) | 2017-11-17 |
| CN107358417B true CN107358417B (en) | 2021-12-28 |
Family
ID=60272381
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710484980.0A Active CN107358417B (en) | 2017-06-23 | 2017-06-23 | Payment method capable of being monitored based on block chain technology |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107358417B (en) |
Families Citing this family (23)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107833139B (en) * | 2017-11-23 | 2021-08-24 | 深圳壹账通智能科技有限公司 | Transaction data processing method and device, computer equipment and storage medium |
| CN108242013B (en) * | 2017-12-25 | 2024-04-05 | 招商银行股份有限公司 | Blockchain-based transaction supervision method, device and computer-readable storage medium |
| CN108876359A (en) * | 2018-01-03 | 2018-11-23 | 上海指旺信息科技有限公司 | Stored value card platform based on block chain |
| CN108733768B (en) * | 2018-04-19 | 2022-02-22 | 深圳市迅雷网络技术有限公司 | Transaction data consistency processing method, electronic device and storage medium |
| CN108615185A (en) * | 2018-04-24 | 2018-10-02 | 北京罗格数据科技有限公司 | A kind of silver-colored tax interaction systems construction method based on block chain |
| CN108629584B (en) * | 2018-04-25 | 2022-07-01 | 常海峰 | Block chain based payment method, device and computer readable storage medium |
| CN108921491B (en) * | 2018-05-25 | 2021-11-30 | 诸然 | Building contract payment method based on block chain technology |
| CN109087092A (en) * | 2018-06-30 | 2018-12-25 | 江苏恒宝智能系统技术有限公司 | A kind of urban transportation charging system based on block chain |
| CN109003175B (en) * | 2018-07-06 | 2021-08-10 | 国网汇通金财（北京）信息科技有限公司 | Account checking method and system based on block chain |
| CN109126098A (en) * | 2018-07-26 | 2019-01-04 | 深圳市梵高夫科技有限公司 | Contest referee method, system, core node and storage medium based on block chain |
| CN109345382A (en) * | 2018-08-09 | 2019-02-15 | 上海常仁信息科技有限公司 | Trade type robot system based on block chain |
| CN109493210A (en) * | 2018-09-27 | 2019-03-19 | 深圳壹账通智能科技有限公司 | Refund account checking method, device, equipment and readable storage medium storing program for executing based on block chain |
| CN109377338A (en) * | 2018-10-17 | 2019-02-22 | 中链科技有限公司 | Financial product processing method and processing device based on block chain |
| CN109559225B (en) * | 2018-11-23 | 2021-12-21 | 联动优势科技有限公司 | Transaction method and device |
| CN109785096A (en) * | 2018-12-21 | 2019-05-21 | 中信百信银行股份有限公司 | Based on block chain and event driven two clear question processing methods |
| CN110245522B (en) | 2019-01-16 | 2022-07-12 | 腾讯科技（深圳）有限公司 | Data processing method, terminal and medium in block chain fund settlement system |
| CN110135838A (en) * | 2019-04-15 | 2019-08-16 | 深圳壹账通智能科技有限公司 | Electric paying method, device, computer equipment and storage medium |
| US10984417B2 (en) | 2019-04-25 | 2021-04-20 | Advanced New Technologies Co., Ltd. | Blockchain-based data synchronization system, method, apparatus, and electronic device |
| CN110188138A (en) * | 2019-04-25 | 2019-08-30 | 阿里巴巴集团控股有限公司 | Data synchronous system, method, apparatus and electronic equipment based on alliance's chain |
| CN110348836B (en) * | 2019-06-21 | 2023-07-21 | 中信百信银行股份有限公司 | Payment method and device based on block chain and electronic equipment |
| CN112232795B (en) * | 2020-05-29 | 2022-07-08 | 支付宝(杭州)信息技术有限公司 | Transaction processing method, device, equipment and system |
| CN111738721B (en) * | 2020-06-23 | 2024-07-23 | 金蝶软件（中国）有限公司 | Blockchain transaction monitoring method and related device |
| CN113450115A (en) * | 2021-07-14 | 2021-09-28 | 中国银行股份有限公司 | Intelligent transaction system and method |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105551153A (en) * | 2016-01-27 | 2016-05-04 | 现在（北京）支付股份有限公司 | Hand-held cash terminal |
| CN106529946A (en) * | 2016-11-01 | 2017-03-22 | 北京金股链科技有限公司 | Method for realizing user identity digitalization based on block chain |
| CN106600252A (en) * | 2016-12-15 | 2017-04-26 | 咪咕文化科技有限公司 | Payment method and system based on block chain |
Family Cites Families (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105405007A (en) * | 2015-11-19 | 2016-03-16 | 成都连银信息技术有限公司 | Unified account processing system supporting multiple types of payment channels |
| US11562353B2 (en) * | 2015-11-24 | 2023-01-24 | Mastercard International Incorporated | Method and system for gross settlement by use of an opaque blockchain |
| CN105976232B (en) * | 2016-06-24 | 2020-04-28 | 深圳前海微众银行股份有限公司 | Asset transaction method and device |
| CN105976231A (en) * | 2016-06-24 | 2016-09-28 | 深圳前海微众银行股份有限公司 | Asset management method based on intelligent block chain contracts and nodes |
| CN106384236B (en) * | 2016-08-31 | 2019-07-16 | 江苏通付盾科技有限公司 | Based on the ca authentication management method of block chain, apparatus and system |
| CN106504089A (en) * | 2016-10-14 | 2017-03-15 | 平安科技（深圳）有限公司 | Method of commerce and system are applied to purchase based on the fund of block chain |
| CN106780033A (en) * | 2016-12-16 | 2017-05-31 | 杭州云象网络技术有限公司 | A kind of digital ticket transaction system construction method based on alliance's chain |
| CN106651331B (en) * | 2016-12-22 | 2019-11-29 | 飞天诚信科技股份有限公司 | A kind of electronic trade method and system based on digital cash |
| CN106845960B (en) * | 2017-01-24 | 2018-03-20 | 上海壹账通区块链科技有限公司 | Method for secure transactions and system based on block chain |
| CN106850611B (en) * | 2017-01-25 | 2020-04-10 | 辽宁中科信科技有限公司 | Cross-system Internet of things secure communication technology service platform method |
-
2017
- 2017-06-23 CN CN201710484980.0A patent/CN107358417B/en active Active
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105551153A (en) * | 2016-01-27 | 2016-05-04 | 现在（北京）支付股份有限公司 | Hand-held cash terminal |
| CN106529946A (en) * | 2016-11-01 | 2017-03-22 | 北京金股链科技有限公司 | Method for realizing user identity digitalization based on block chain |
| CN106600252A (en) * | 2016-12-15 | 2017-04-26 | 咪咕文化科技有限公司 | Payment method and system based on block chain |
Non-Patent Citations (2)
| Title |
|---|
| Blockchain - A Financial Technology for Future Sustainable Development;Quoc Khanh Nguyen;《2016 3rd International Conference on Green Technology and Sustainable Development (GTSD)》;20161226;第51-54页 * |
| 区块链的技术原理及其在金融领域的应用;宫晓林 等;《国际金融》;20170228(第2期);第46-54页 * |
Also Published As
| Publication number | Publication date |
|---|---|
| CN107358417A (en) | 2017-11-17 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN107358417B (en) | Payment method capable of being monitored based on block chain technology | |
| CN107358422B (en) | Payment system based on block chain technology | |
| US10698795B2 (en) | Virtual payments environment | |
| CN111062805B (en) | Financial service management platform for supply chain | |
| CN113177730B (en) | Water resource traceability management system | |
| CN107480978B (en) | Payment method based on block chain technology | |
| US20200058163A1 (en) | System and Method for Mapping a Virtual Building Model | |
| CN111553563A (en) | Method and device for determining enterprise fraud risk | |
| CN110782350A (en) | Enterprise financing wind control method, device and system based on block chain | |
| CN108629543A (en) | Logistic information systems based on block chain and Internet of Things | |
| CN110335031A (en) | A kind of problem account information investigation method and device | |
| US20150081570A1 (en) | Customer preference management and notification systems | |
| CN110599370A (en) | Property management method and device based on block chain and storage medium | |
| CN113034275B (en) | Management system and method based on block chain network and terminal equipment | |
| CN113487436A (en) | Service processing method and device, electronic equipment and storage medium | |
| CN115760125B (en) | Method, system and storage medium for controlling risk of producing and thawing data based on block chain | |
| CN111402045A (en) | Account data supervision method and device | |
| CN114707993B (en) | Contract research and judgment method and system and network side server | |
| CN115983995A (en) | Transaction service supervision method, device, equipment and storage medium | |
| US20230169051A1 (en) | Systems and methods for monitoring data quality issues in non-native data over disparate computer networks | |
| CN116703555A (en) | Early warning method, early warning device, electronic equipment and computer readable medium | |
| CN104090834A (en) | P2P platform information monitoring module, system and method | |
| CN116051259A (en) | Method and system for monitoring quality and early warning risk of whole flow data based on network credit | |
| CN114357523A (en) | Method, device, equipment, storage medium and program product for identifying risk object | |
| US20220147954A1 (en) | Prediction of billing disputes |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| CB02 | Change of applicant information | ||
| CB02 | Change of applicant information |
Address after: 100044 No. 619, Block C, 28 Xinjiekouwai Street, Xicheng District, Beijing (Desheng Park) Applicant after: Hello Now (Beijing) Technology Co., Ltd. Address before: 100044 No. 619, Block C, 28 Xinjiekouwai Street, Xicheng District, Beijing (Desheng Park) Applicant before: Now (Beijing) pay the Limited by Share Ltd |
|
| TA01 | Transfer of patent application right | ||
| TA01 | Transfer of patent application right |
Effective date of registration: 20210806 Address after: Room 1805, 18 / F, building 1, Lingyu Business Plaza, 66 qinglonggang Road, high speed rail new town, Xiangcheng District, Suzhou City, Jiangsu Province Applicant after: Suzhou slow flow technology Co.,Ltd. Address before: 100044 No. 619, Block C, 28 Xinjiekouwai Street, Xicheng District, Beijing (Desheng Park) Applicant before: NIHAO XIANZAI (BEIJING) TECHNOLOGY Co.,Ltd. |
|
| GR01 | Patent grant | ||
| GR01 | Patent grant |