CN103927653A - Electronic commerce payment system based on Internet of Things technology - Google Patents
Electronic commerce payment system based on Internet of Things technology Download PDFInfo
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- CN103927653A CN103927653A CN201410105978.4A CN201410105978A CN103927653A CN 103927653 A CN103927653 A CN 103927653A CN 201410105978 A CN201410105978 A CN 201410105978A CN 103927653 A CN103927653 A CN 103927653A
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- terminal
- payment
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
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- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Business, Economics & Management (AREA)
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- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses an electronic commerce payment system based on an Internet of Things technology. The electronic commerce payment system based on the Internet of Things technology comprises a payment terminal, a consumer terminal, a vender terminal and a fund terminal. When the electronic commerce payment system is used, consumers only need to select goods needed by themselves, scanning of the selected goods is performed directly through intelligent information equipment carried by the consumers on a cashier desk, after scanning is completed, payment is directly completed, after the vender receives payment receipts, the vender only needs to contrast the payment receipts with the purchased goods of the consumers, the payment speed is improved, and payment can be conducted on the goods while the consumers purchase the goods. Thus, the consumers can leave after direct account checking is completed at an exit, use is extremely convenient, the queuing phenomenon in the payment process is avoided, and precious time is saved for the consumers.
Description
Technical field
The present invention relates to a kind of electronic transaction payment system based on technology of Internet of things.
Background technology
Along with scientific and technical development; technology of Internet of things has also obtained larger development; electronic transaction is a kind of comparatively common mode of doing business; but; in the prior art; electronic transaction is to be only applied in online transaction, in the time that buyer consumes in shop, and can only be by swiping the card or paying in cash; while swiping the card; need cashier to realize and scanned commodity code, then swiped the card by consumption card again, comparatively trouble; and the fund after makeing mistakes produces or proceeds to comparatively trouble; and while paying in cash, consumer can receive more change conventionally, carry comparatively inconvenience.
Therefore need a kind of better electronic transaction payment system, can directly realize the direct consumption of physical commodity, the trouble of avoiding small change and swiping the card, realizes fast transaction, avoids consumer's consumption of queuing up.
Summary of the invention
The technical problem to be solved in the present invention is to provide a kind of electronic transaction payment system based on technology of Internet of things, and this system can connect the direct consumption that realizes physical commodity, avoids small change and the trouble of swiping the card, and realizes fast transaction, avoids consumer's consumption of queuing up.
For addressing the above problem, the present invention adopts following technical scheme:
An electronic transaction payment system based on technology of Internet of things, comprises payment terminal, consumer's terminal, seller's terminal and fund terminal;
---payment terminal, payment terminal be mainly responsible for Transaction Information confirmation, fund produce and concluded the business after receipt transmission;
---seller's terminal, seller's terminal is mainly responsible for the application of seller's electronic transaction ID and the setting of transaction commodity code, seller passes through applied for electronic transaction ID and logins, realization is docked with payment terminal, then set the transaction commodity code of the commodity of required sale, payment terminal receives transaction commodity code, and transaction commodity code is stored;
---fund terminal, fund terminal is mainly responsible for setting up buyer's account, is set up producing and proceeding to of seller's account, dealing money;
---consumer's terminal, consumer's terminal is mainly responsible for the application of buyer's electronic transaction ID, the input of transaction commodity code, payment input and payment affirmation, seller has chosen after required commodity in shop, complete and dock with payment terminal by consumer's terminal, then on bought commodity, read out the transaction commodity code that seller sets in advance, then input payment, determine again, after having determined, the communication that consumer's terminal completes transaction is to payment terminal, payment terminal completes and docks with fund terminal, then the fund in buyer's fund account is transferred to seller's fund account, after having transferred accounts, to complete communication to payment terminal, payment terminal receives after this information, receipt is transferred to the seller and the buyer, after seller and purchaser confirm that Transaction Information is correct, transaction completes.
As preferred technical scheme, described fund terminal is bank.
As preferred technical scheme, described transaction commodity are encoded to the one in Quick Response Code, bar code or electromagnetic code.
As preferred technical scheme, described consumer's terminal is the APP software being arranged on the Intelligent information equipment such as smart mobile phone, Intelligent flat.
As preferred technical scheme, the mode that described consumer's terminal is inputted transaction commodity code is the one in scanning or electromagnetic induction.
The invention has the beneficial effects as follows: in use, consumer only need to choose own required commodity, then at cashier, directly carrying out selected commodity by own entrained Intelligent information equipment scans, after having scanned, directly complete payment, receive and pay after receipt seller, the commodity that only need to buy with consumer contrast, accelerate payment speed, consumer also can pay commodity in buying commodity, therefore in exit, directly reconciliation just completes and can leave, extremely easy to use, avoid the phenomenon of queuing up while payment, save the valuable time to consumer.
Brief description of the drawings
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, to the accompanying drawing of required use in embodiment or description of the Prior Art be briefly described below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those of ordinary skill in the art, do not paying under the prerequisite of creative work, can also obtain according to these accompanying drawings other accompanying drawing.
Fig. 1 is system architecture schematic diagram of the present invention.
Embodiment
below in conjunction with accompanying drawing, the preferred embodiments of the present invention are described in detail, thereby so that advantages and features of the invention can be easier to be it will be appreciated by those skilled in the art that, protection scope of the present invention are made to more explicit defining.
Consult a kind of electronic transaction payment system based on technology of Internet of things shown in Fig. 1, comprise payment terminal, consumer's terminal, seller's terminal and fund terminal;
---payment terminal, payment terminal be mainly responsible for Transaction Information confirmation, fund produce and concluded the business after receipt transmission;
---seller's terminal, seller's terminal is mainly responsible for the application of seller's electronic transaction ID and the setting of transaction commodity code, seller passes through applied for electronic transaction ID and logins, realization is docked with payment terminal, then set the transaction commodity code of the commodity of required sale, payment terminal receives transaction commodity code, and transaction commodity code is stored;
---fund terminal, fund terminal is mainly responsible for setting up buyer's account, is set up producing and proceeding to of seller's account, dealing money;
---consumer's terminal, consumer's terminal is mainly responsible for the application of buyer's electronic transaction ID, the input of transaction commodity code, payment input and payment affirmation, seller has chosen after required commodity in shop, complete and dock with payment terminal by consumer's terminal, then on bought commodity, read out the transaction commodity code that seller sets in advance, then input payment, determine again, after having determined, the communication that consumer's terminal completes transaction is to payment terminal, payment terminal completes and docks with fund terminal, then the fund in buyer's fund account is transferred to seller's fund account, after having transferred accounts, to complete communication to payment terminal, payment terminal receives after this information, receipt is transferred to the seller and the buyer, after seller and purchaser confirm that Transaction Information is correct, transaction completes.
A preferred embodiment in the present invention, described fund terminal is bank.
A preferred embodiment in the present invention, described transaction commodity are encoded to the one in Quick Response Code, bar code or electromagnetic code.
A preferred embodiment in the present invention, described consumer's terminal is the APP software being arranged on the Intelligent information equipment such as smart mobile phone, Intelligent flat.
A preferred embodiment in the present invention, the mode that described consumer's terminal is inputted transaction commodity code is the one in scanning or electromagnetic induction, while having avoided paying, the phenomenon of queuing, has saved the valuable time to consumer.
The invention has the beneficial effects as follows: in use, consumer only need to choose own required commodity, then at cashier, directly carrying out selected commodity by own entrained Intelligent information equipment scans, after having scanned, directly complete payment, receive and pay after receipt seller, the commodity that only need to buy with consumer contrast, accelerated payment speed, consumer also can pay commodity in buying commodity, therefore in exit, directly reconciliation just completes and can leave, extremely easy to use.
More than show and described ultimate principle of the present invention, principal character and advantage of the present invention.The technician of the industry should understand; the present invention is not restricted to the described embodiments; that in above-described embodiment and instructions, describes just illustrates principle of the present invention; the present invention also has various changes and modifications without departing from the spirit and scope of the present invention, and these changes and improvements all fall in the claimed scope of the invention.The claimed scope of the present invention is defined by appending claims and equivalent thereof.
Claims (5)
1. the electronic transaction payment system based on technology of Internet of things, is characterized in that: comprise payment terminal, consumer's terminal, seller's terminal and fund terminal;
---payment terminal, payment terminal be mainly responsible for Transaction Information confirmation, fund produce and concluded the business after receipt transmission;
---seller's terminal, seller's terminal is mainly responsible for the application of seller's electronic transaction ID and the setting of transaction commodity code, seller passes through applied for electronic transaction ID and logins, realization is docked with payment terminal, then set the transaction commodity code of the commodity of required sale, payment terminal receives transaction commodity code, and transaction commodity code is stored;
---fund terminal, fund terminal is mainly responsible for setting up buyer's account, is set up producing and proceeding to of seller's account, dealing money;
---consumer's terminal, consumer's terminal is mainly responsible for the application of buyer's electronic transaction ID, the input of transaction commodity code, payment input and payment affirmation, seller has chosen after required commodity in shop, complete and dock with payment terminal by consumer's terminal, then on bought commodity, read out the transaction commodity code that seller sets in advance, then input payment, determine again, after having determined, the communication that consumer's terminal completes transaction is to payment terminal, payment terminal completes and docks with fund terminal, then the fund in buyer's fund account is transferred to seller's fund account, after having transferred accounts, to complete communication to payment terminal, payment terminal receives after this information, receipt is transferred to the seller and the buyer, after seller and purchaser confirm that Transaction Information is correct, transaction completes.
2. the electronic transaction payment system based on technology of Internet of things according to claim 1, is characterized in that: described fund terminal is bank.
3. the electronic transaction payment system based on technology of Internet of things according to claim 1, is characterized in that: described transaction commodity are encoded to the one in Quick Response Code, bar code or electromagnetic code.
4. the electronic transaction payment system based on technology of Internet of things according to claim 1, is characterized in that: described consumer's terminal is the APP software being arranged on the Intelligent information equipment such as smart mobile phone, Intelligent flat.
5. the electronic transaction payment system based on technology of Internet of things according to claim 1, is characterized in that: the mode that described consumer's terminal is inputted transaction commodity code is the one in scanning or electromagnetic induction.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410105978.4A CN103927653A (en) | 2014-03-21 | 2014-03-21 | Electronic commerce payment system based on Internet of Things technology |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410105978.4A CN103927653A (en) | 2014-03-21 | 2014-03-21 | Electronic commerce payment system based on Internet of Things technology |
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| Publication Number | Publication Date |
|---|---|
| CN103927653A true CN103927653A (en) | 2014-07-16 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN201410105978.4A Pending CN103927653A (en) | 2014-03-21 | 2014-03-21 | Electronic commerce payment system based on Internet of Things technology |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109151015A (en) * | 2018-08-13 | 2019-01-04 | 南京敞视信息科技有限公司 | A kind of trading information safety method for pushing |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102542689A (en) * | 2010-12-08 | 2012-07-04 | 中国电信股份有限公司 | Mobile phone payment client, payment platform, and offline consumption method and system |
| CN103020821A (en) * | 2012-11-09 | 2013-04-03 | 上海网赛网络科技有限公司 | Payment system and payment method based on mobile terminal |
| CN103208064A (en) * | 2012-12-06 | 2013-07-17 | 浙江大学 | Online short-range payment method |
| CN103280039A (en) * | 2013-06-18 | 2013-09-04 | 上海众人网络安全技术有限公司 | Self-checkout terminal, merchant server, and self-checkout system and method |
-
2014
- 2014-03-21 CN CN201410105978.4A patent/CN103927653A/en active Pending
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102542689A (en) * | 2010-12-08 | 2012-07-04 | 中国电信股份有限公司 | Mobile phone payment client, payment platform, and offline consumption method and system |
| CN103020821A (en) * | 2012-11-09 | 2013-04-03 | 上海网赛网络科技有限公司 | Payment system and payment method based on mobile terminal |
| CN103208064A (en) * | 2012-12-06 | 2013-07-17 | 浙江大学 | Online short-range payment method |
| CN103280039A (en) * | 2013-06-18 | 2013-09-04 | 上海众人网络安全技术有限公司 | Self-checkout terminal, merchant server, and self-checkout system and method |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109151015A (en) * | 2018-08-13 | 2019-01-04 | 南京敞视信息科技有限公司 | A kind of trading information safety method for pushing |
| CN109151015B (en) * | 2018-08-13 | 2021-10-08 | 南京敞视信息科技有限公司 | Transaction information secure pushing method |
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Application publication date: 20140716 |
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