AU2001286985A1 - Method and system for facilitating the transfer of funds utilizing a telephonic identifier - Google Patents

Method and system for facilitating the transfer of funds utilizing a telephonic identifier

Info

Publication number
AU2001286985A1
AU2001286985A1 AU2001286985A AU8698501A AU2001286985A1 AU 2001286985 A1 AU2001286985 A1 AU 2001286985A1 AU 2001286985 A AU2001286985 A AU 2001286985A AU 8698501 A AU8698501 A AU 8698501A AU 2001286985 A1 AU2001286985 A1 AU 2001286985A1
Authority
AU
Australia
Prior art keywords
facilitating
transfer
telephonic identifier
funds utilizing
funds
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2001286985A
Inventor
Peeyush Ranjan
Niraj A. Shah
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Avantax Inc
Original Assignee
Infospace Inc
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Infospace Inc filed Critical Infospace Inc
Publication of AU2001286985A1 publication Critical patent/AU2001286985A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/24—Credit schemes, i.e. "pay after"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Technology Law (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
AU2001286985A 2000-09-01 2001-08-31 Method and system for facilitating the transfer of funds utilizing a telephonic identifier Abandoned AU2001286985A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US22979100P 2000-09-01 2000-09-01
US60229791 2000-09-01
PCT/US2001/027184 WO2002019225A1 (en) 2000-09-01 2001-08-31 Method and system for facilitating the transfer of funds utilizing a telephonic identifier

Publications (1)

Publication Number Publication Date
AU2001286985A1 true AU2001286985A1 (en) 2002-03-13

Family

ID=22862674

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2001286985A Abandoned AU2001286985A1 (en) 2000-09-01 2001-08-31 Method and system for facilitating the transfer of funds utilizing a telephonic identifier

Country Status (3)

Country Link
US (1) US20020029193A1 (en)
AU (1) AU2001286985A1 (en)
WO (1) WO2002019225A1 (en)

Families Citing this family (196)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6609113B1 (en) * 1999-05-03 2003-08-19 The Chase Manhattan Bank Method and system for processing internet payments using the electronic funds transfer network
US7870065B2 (en) * 2000-01-05 2011-01-11 Uniteller Financial Services, Inc. Money-transfer techniques
US20010037280A1 (en) * 2000-03-09 2001-11-01 Ingraham Scott S. System and method for facilitating renting and purchasing relationships
US7146338B2 (en) * 2001-06-28 2006-12-05 Checkfree Services Corporation Inter-network financial service
US8346659B1 (en) * 2001-07-06 2013-01-01 Hossein Mohsenzadeh Secure authentication and payment system
US7742984B2 (en) * 2001-07-06 2010-06-22 Hossein Mohsenzadeh Secure authentication and payment system
US7805378B2 (en) * 2001-07-10 2010-09-28 American Express Travel Related Servicex Company, Inc. System and method for encoding information in magnetic stripe format for use in radio frequency identification transactions
US7890375B2 (en) * 2001-07-31 2011-02-15 Half.Com, Inc. Method and system to facilitate pre-ordering via an electronic commerce facility, and to automatically facilitate satisfying of a pre-order upon listing of an appropriate offer via the electronic commerce facility
US7680696B1 (en) 2002-01-12 2010-03-16 Murray Thomas G Computer processing system for facilitating the order, purchase, and delivery of products
US7937294B1 (en) 2002-01-12 2011-05-03 Telegrow, Llc System, and associated method, for configuring a buying club and a coop order
EP1479212A1 (en) * 2002-02-18 2004-11-24 Gemplus Device and method for intermediation between service providers and their users
US7467103B1 (en) 2002-04-17 2008-12-16 Murray Joseph L Optimization system and method for buying clubs
WO2003100693A1 (en) * 2002-05-21 2003-12-04 Tekelec Methods and systems for performing a sales transaction using a mobile communications device
US7251656B2 (en) * 2002-07-26 2007-07-31 Checkfree Corporation Electronic payments using multiple unique payee identifiers
WO2004075086A1 (en) * 2003-02-18 2004-09-02 Wang Soo Ryu Method for providing finance service using phone number and account balance
US20050065876A1 (en) * 2003-05-12 2005-03-24 Pulkit Kumar Airbank, pay to anyone from the mobile phone
ITRM20030311A1 (en) * 2003-06-23 2004-12-24 Piero Protti METHOD FOR AUTHORIZATION OF PAYMENT DELEGATIONS,
WO2005076765A2 (en) * 2004-02-13 2005-08-25 Paysetter Pte Ltd A system and method for facilitating payment to a party not having an account with a financial institution
US20090248584A1 (en) * 2004-02-13 2009-10-01 Paysetter Pte Ltd System and method for facilitating payment to a party not having an account that can be used to hold a monetary value equivalent
US20140019352A1 (en) 2011-02-22 2014-01-16 Visa International Service Association Multi-purpose virtual card transaction apparatuses, methods and systems
WO2006017588A2 (en) * 2004-08-03 2006-02-16 Udx, Inc. Universal document exchange system and method
US20060072150A1 (en) * 2004-08-24 2006-04-06 Jim Justice Universal document exchange system and method
CN1588383A (en) * 2004-08-25 2005-03-02 周星 Cellphone short message confirming system for bank transfer
US7698169B2 (en) * 2004-11-30 2010-04-13 Ebay Inc. Method and system to provide wanted ad listing within an e-commerce system
CA2503740A1 (en) * 2005-03-11 2006-09-11 Dushyant Sharma Electronic payment system for financial institutions and companies to receive online payments
US20070266098A1 (en) * 2005-05-05 2007-11-15 Raz Gordon System and method for emailing an entity using its non-email attributes
US8908846B2 (en) * 2005-06-22 2014-12-09 Viva Group, Llc System to capture communication information
US7831520B2 (en) * 2005-06-28 2010-11-09 Ebay Inc. Mobile device communication system
US8762263B2 (en) 2005-09-06 2014-06-24 Visa U.S.A. Inc. System and method for secured account numbers in proximity devices
CN101278312A (en) * 2005-09-30 2008-10-01 Rba国际有限公司 Method and system for transferring funds between two phone callers
CN1828649A (en) * 2005-12-22 2006-09-06 韩燕� Electronic payment identification method and its ID identification terminal and ATM
CA2640620A1 (en) * 2006-01-30 2007-08-02 Cpni Inc. A system and method for authorizing a funds transfer or payment using a phone number
US20070226138A1 (en) * 2006-03-22 2007-09-27 Adam Koltnow Systems and methods for subscriber to payee cross pollination
US7940899B2 (en) * 2006-10-06 2011-05-10 Pricewaterhousecoopers Llp Fraud detection, risk analysis and compliance assessment
WO2008119168A1 (en) * 2007-04-03 2008-10-09 Cpni Inc. A system and method for merchant discovery and transfer of payment data
US20080288400A1 (en) 2007-04-27 2008-11-20 Cashedge, Inc. Centralized Payment Method and System for Online and Offline Transactions
US8121956B2 (en) 2007-06-25 2012-02-21 Visa U.S.A. Inc. Cardless challenge systems and methods
US7739169B2 (en) 2007-06-25 2010-06-15 Visa U.S.A. Inc. Restricting access to compromised account information
US20090037332A1 (en) * 2007-07-31 2009-02-05 Janice Cheung Systems and Methods for Processing Banking Transactions
US7937324B2 (en) 2007-09-13 2011-05-03 Visa U.S.A. Inc. Account permanence
DE112009000137T5 (en) * 2008-01-15 2011-02-17 Visa U.S.A. Inc., San Francisco System and method for data completion with start detection
US8219489B2 (en) 2008-07-29 2012-07-10 Visa U.S.A. Inc. Transaction processing using a global unique identifier
CA2742963A1 (en) 2008-11-06 2010-05-14 Visa International Service Association Online challenge-response
US20100169198A1 (en) * 2008-12-30 2010-07-01 Ebay Inc. Billing a lister for leads received from potential renters within a lead threshold
US8112329B2 (en) 2008-12-30 2012-02-07 Ebay Inc. Consolidating leads received from potential renters for billing a lister
US9715681B2 (en) 2009-04-28 2017-07-25 Visa International Service Association Verification of portable consumer devices
US7891560B2 (en) * 2009-05-15 2011-02-22 Visa International Service Assocation Verification of portable consumer devices
US8602293B2 (en) 2009-05-15 2013-12-10 Visa International Service Association Integration of verification tokens with portable computing devices
US9105027B2 (en) 2009-05-15 2015-08-11 Visa International Service Association Verification of portable consumer device for secure services
US9038886B2 (en) * 2009-05-15 2015-05-26 Visa International Service Association Verification of portable consumer devices
US10846683B2 (en) 2009-05-15 2020-11-24 Visa International Service Association Integration of verification tokens with mobile communication devices
US8893967B2 (en) 2009-05-15 2014-11-25 Visa International Service Association Secure Communication of payment information to merchants using a verification token
US8534564B2 (en) 2009-05-15 2013-09-17 Ayman Hammad Integration of verification tokens with mobile communication devices
US10140598B2 (en) 2009-05-20 2018-11-27 Visa International Service Association Device including encrypted data for expiration date and verification value creation
US10255591B2 (en) * 2009-12-18 2019-04-09 Visa International Service Association Payment channel returning limited use proxy dynamic value
WO2011088109A2 (en) 2010-01-12 2011-07-21 Visa International Service Association Anytime validation for verification tokens
US10255601B2 (en) 2010-02-25 2019-04-09 Visa International Service Association Multifactor authentication using a directory server
US9245267B2 (en) 2010-03-03 2016-01-26 Visa International Service Association Portable account number for consumer payment account
US9342832B2 (en) 2010-08-12 2016-05-17 Visa International Service Association Securing external systems with account token substitution
US8725635B2 (en) * 2010-11-04 2014-05-13 Bank Of America Corporation Online payment system and method
USD774529S1 (en) 2010-11-04 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
US10586227B2 (en) 2011-02-16 2020-03-10 Visa International Service Association Snap mobile payment apparatuses, methods and systems
WO2012112822A2 (en) 2011-02-16 2012-08-23 Visa International Service Association Snap mobile payment apparatuses, methods and systems
USD774526S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
USD774528S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
USD774527S1 (en) 2011-02-21 2016-12-20 Bank Of America Corporation Display screen with graphical user interface for funds transfer
SG193510A1 (en) 2011-02-22 2013-10-30 Visa Int Service Ass Universal electronic payment apparatuses, methods and systems
CN103503010B (en) 2011-03-04 2017-12-29 维萨国际服务协会 Ability to pay is bound to the safety element of computer
WO2012142045A2 (en) 2011-04-11 2012-10-18 Visa International Service Association Multiple tokenization for authentication
WO2013006725A2 (en) 2011-07-05 2013-01-10 Visa International Service Association Electronic wallet checkout platform apparatuses, methods and systems
US9582598B2 (en) 2011-07-05 2017-02-28 Visa International Service Association Hybrid applications utilizing distributed models and views apparatuses, methods and systems
US9355393B2 (en) 2011-08-18 2016-05-31 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US9704155B2 (en) 2011-07-29 2017-07-11 Visa International Service Association Passing payment tokens through an hop/sop
US10242358B2 (en) 2011-08-18 2019-03-26 Visa International Service Association Remote decoupled application persistent state apparatuses, methods and systems
US9710807B2 (en) 2011-08-18 2017-07-18 Visa International Service Association Third-party value added wallet features and interfaces apparatuses, methods and systems
US10825001B2 (en) 2011-08-18 2020-11-03 Visa International Service Association Multi-directional wallet connector apparatuses, methods and systems
US9165294B2 (en) 2011-08-24 2015-10-20 Visa International Service Association Method for using barcodes and mobile devices to conduct payment transactions
US10223730B2 (en) 2011-09-23 2019-03-05 Visa International Service Association E-wallet store injection search apparatuses, methods and systems
US10223710B2 (en) 2013-01-04 2019-03-05 Visa International Service Association Wearable intelligent vision device apparatuses, methods and systems
RU2631983C2 (en) 2012-01-05 2017-09-29 Виза Интернэшнл Сервис Ассосиэйшн Data protection with translation
US9830595B2 (en) 2012-01-26 2017-11-28 Visa International Service Association System and method of providing tokenization as a service
AU2013214801B2 (en) 2012-02-02 2018-06-21 Visa International Service Association Multi-source, multi-dimensional, cross-entity, multimedia database platform apparatuses, methods and systems
US10282724B2 (en) 2012-03-06 2019-05-07 Visa International Service Association Security system incorporating mobile device
US10970688B2 (en) 2012-03-07 2021-04-06 Early Warning Services, Llc System and method for transferring funds
US9691056B2 (en) 2012-03-07 2017-06-27 Clearxchange, Llc System and method for transferring funds
US10395247B2 (en) 2012-03-07 2019-08-27 Early Warning Services, Llc Systems and methods for facilitating a secure transaction at a non-financial institution system
US10395223B2 (en) 2012-03-07 2019-08-27 Early Warning Services, Llc System and method for transferring funds
US10318936B2 (en) 2012-03-07 2019-06-11 Early Warning Services, Llc System and method for transferring funds
US11593800B2 (en) 2012-03-07 2023-02-28 Early Warning Services, Llc System and method for transferring funds
WO2013166501A1 (en) 2012-05-04 2013-11-07 Visa International Service Association System and method for local data conversion
US9524501B2 (en) 2012-06-06 2016-12-20 Visa International Service Association Method and system for correlating diverse transaction data
US9547769B2 (en) 2012-07-03 2017-01-17 Visa International Service Association Data protection hub
US9846861B2 (en) 2012-07-25 2017-12-19 Visa International Service Association Upstream and downstream data conversion
US9256871B2 (en) 2012-07-26 2016-02-09 Visa U.S.A. Inc. Configurable payment tokens
US9665722B2 (en) 2012-08-10 2017-05-30 Visa International Service Association Privacy firewall
USD770478S1 (en) 2012-09-07 2016-11-01 Bank Of America Corporation Communication device with graphical user interface
WO2014043278A1 (en) 2012-09-11 2014-03-20 Visa International Service Association Cloud-based virtual wallet nfc apparatuses, methods and systems
US10176478B2 (en) 2012-10-23 2019-01-08 Visa International Service Association Transaction initiation determination system utilizing transaction data elements
US20140136405A1 (en) * 2012-11-15 2014-05-15 Mastercard International Incorporated Systems and methods for processing of person-to-person electronic payments
US9911118B2 (en) 2012-11-21 2018-03-06 Visa International Service Association Device pairing via trusted intermediary
US10304047B2 (en) 2012-12-07 2019-05-28 Visa International Service Association Token generating component
US10740731B2 (en) 2013-01-02 2020-08-11 Visa International Service Association Third party settlement
US9741051B2 (en) 2013-01-02 2017-08-22 Visa International Service Association Tokenization and third-party interaction
US11055710B2 (en) 2013-05-02 2021-07-06 Visa International Service Association Systems and methods for verifying and processing transactions using virtual currency
US10115086B2 (en) * 2013-05-15 2018-10-30 Moneygram International, Inc. Systems and methods for directing a money transfer to a receiving party account
SG11201509386UA (en) 2013-05-15 2015-12-30 Visa Int Service Ass Mobile tokenization hub
US10878422B2 (en) 2013-06-17 2020-12-29 Visa International Service Association System and method using merchant token
CN113469670B (en) 2013-07-24 2024-04-05 维萨国际服务协会 System and method for ensuring data transfer risk using tokens
AU2014294613B2 (en) 2013-07-26 2017-03-16 Visa International Service Association Provisioning payment credentials to a consumer
CN114819961A (en) 2013-08-08 2022-07-29 维萨国际服务协会 Method and system for provisioning payment credentials for mobile devices
US10496986B2 (en) 2013-08-08 2019-12-03 Visa International Service Association Multi-network tokenization processing
US9978094B2 (en) 2013-10-11 2018-05-22 Visa International Service Association Tokenization revocation list
JP6386567B2 (en) 2013-10-11 2018-09-05 ビザ インターナショナル サービス アソシエーション Network token system
US10515358B2 (en) 2013-10-18 2019-12-24 Visa International Service Association Contextual transaction token methods and systems
US10489779B2 (en) 2013-10-21 2019-11-26 Visa International Service Association Multi-network token bin routing with defined verification parameters
US10366387B2 (en) 2013-10-29 2019-07-30 Visa International Service Association Digital wallet system and method
AU2014353151B2 (en) 2013-11-19 2018-03-08 Visa International Service Association Automated account provisioning
US9922322B2 (en) 2013-12-19 2018-03-20 Visa International Service Association Cloud-based transactions with magnetic secure transmission
BR112016014106A2 (en) 2013-12-19 2017-08-08 Visa Int Service Ass METHOD FOR ENHANCED SECURITY OF A COMMUNICATION DEVICE, AND, COMMUNICATION DEVICE
US10433128B2 (en) 2014-01-07 2019-10-01 Visa International Service Association Methods and systems for provisioning multiple devices
US9846878B2 (en) 2014-01-14 2017-12-19 Visa International Service Association Payment account identifier system
SG2014011779A (en) * 2014-02-11 2015-09-29 Smart Communications Inc Remittance system and method
US10026087B2 (en) 2014-04-08 2018-07-17 Visa International Service Association Data passed in an interaction
US9942043B2 (en) 2014-04-23 2018-04-10 Visa International Service Association Token security on a communication device
SG11201608973TA (en) 2014-05-01 2016-11-29 Visa Int Service Ass Data verification using access device
KR20160146784A (en) 2014-05-05 2016-12-21 비자 인터네셔널 서비스 어소시에이션 System and method for token domain control
EP3146747B1 (en) 2014-05-21 2020-07-01 Visa International Service Association Offline authentication
US11023890B2 (en) 2014-06-05 2021-06-01 Visa International Service Association Identification and verification for provisioning mobile application
US9780953B2 (en) 2014-07-23 2017-10-03 Visa International Service Association Systems and methods for secure detokenization
US10484345B2 (en) 2014-07-31 2019-11-19 Visa International Service Association System and method for identity verification across mobile applications
US9775029B2 (en) 2014-08-22 2017-09-26 Visa International Service Association Embedding cloud-based functionalities in a communication device
US10140615B2 (en) 2014-09-22 2018-11-27 Visa International Service Association Secure mobile device credential provisioning using risk decision non-overrides
EP3198907B1 (en) 2014-09-26 2019-04-10 Visa International Service Association Remote server encrypted data provisioning system and methods
US11257074B2 (en) 2014-09-29 2022-02-22 Visa International Service Association Transaction risk based token
US10015147B2 (en) 2014-10-22 2018-07-03 Visa International Service Association Token enrollment system and method
GB201419016D0 (en) 2014-10-24 2014-12-10 Visa Europe Ltd Transaction Messaging
US10325261B2 (en) 2014-11-25 2019-06-18 Visa International Service Association Systems communications with non-sensitive identifiers
SG11201702763TA (en) 2014-11-26 2017-05-30 Visa Int Service Ass Tokenization request via access device
CN107005563B (en) 2014-12-12 2021-03-30 维萨国际服务协会 Supply platform for machine-to-machine devices
US10257185B2 (en) 2014-12-12 2019-04-09 Visa International Service Association Automated access data provisioning
US10187363B2 (en) 2014-12-31 2019-01-22 Visa International Service Association Hybrid integration of software development kit with secure execution environment
US10096009B2 (en) 2015-01-20 2018-10-09 Visa International Service Association Secure payment processing using authorization request
US11250391B2 (en) 2015-01-30 2022-02-15 Visa International Service Association Token check offline
WO2016126729A1 (en) 2015-02-03 2016-08-11 Visa International Service Association Validation identity tokens for transactions
US10977657B2 (en) 2015-02-09 2021-04-13 Visa International Service Association Token processing utilizing multiple authorizations
US10164996B2 (en) 2015-03-12 2018-12-25 Visa International Service Association Methods and systems for providing a low value token buffer
US20190378182A1 (en) * 2015-03-23 2019-12-12 Early Warning Services, Llc Secure electronic billing with real-time funds availability
US10769606B2 (en) 2015-03-23 2020-09-08 Early Warning Services, Llc Payment real-time funds availability
US20170300881A1 (en) * 2015-03-23 2017-10-19 Early Warning Services, Llc Secure electronic billing and collection with real-time funds availability
US10839359B2 (en) 2015-03-23 2020-11-17 Early Warning Services, Llc Payment real-time funds availability
US10832246B2 (en) 2015-03-23 2020-11-10 Early Warning Services, Llc Payment real-time funds availability
US10878387B2 (en) 2015-03-23 2020-12-29 Early Warning Services, Llc Real-time determination of funds availability for checks and ACH items
US10748127B2 (en) 2015-03-23 2020-08-18 Early Warning Services, Llc Payment real-time funds availability
SG10201908338TA (en) 2015-04-10 2019-10-30 Visa Int Service Ass Browser integration with cryptogram
US10163083B2 (en) 2015-04-13 2018-12-25 Bank Of America Corporation Account activity management system
US9998978B2 (en) 2015-04-16 2018-06-12 Visa International Service Association Systems and methods for processing dormant virtual access devices
US10552834B2 (en) 2015-04-30 2020-02-04 Visa International Service Association Tokenization capable authentication framework
US10963856B2 (en) 2015-07-21 2021-03-30 Early Warning Services, Llc Secure real-time transactions
US11037122B2 (en) 2015-07-21 2021-06-15 Early Warning Services, Llc Secure real-time transactions
US10438175B2 (en) 2015-07-21 2019-10-08 Early Warning Services, Llc Secure real-time payment transactions
US11062290B2 (en) 2015-07-21 2021-07-13 Early Warning Services, Llc Secure real-time transactions
US11151522B2 (en) 2015-07-21 2021-10-19 Early Warning Services, Llc Secure transactions with offline device
US11386410B2 (en) 2015-07-21 2022-07-12 Early Warning Services, Llc Secure transactions with offline device
US11037121B2 (en) 2015-07-21 2021-06-15 Early Warning Services, Llc Secure real-time transactions
US11151523B2 (en) 2015-07-21 2021-10-19 Early Warning Services, Llc Secure transactions with offline device
US10970695B2 (en) 2015-07-21 2021-04-06 Early Warning Services, Llc Secure real-time transactions
US11157884B2 (en) 2015-07-21 2021-10-26 Early Warning Services, Llc Secure transactions with offline device
US10956888B2 (en) 2015-07-21 2021-03-23 Early Warning Services, Llc Secure real-time transactions
WO2017066792A1 (en) 2015-10-15 2017-04-20 Visa International Service Association Instant token issuance system
US10664843B2 (en) 2015-12-04 2020-05-26 Visa International Service Association Unique code for token verification
AU2017206119B2 (en) 2016-01-07 2020-10-29 Visa International Service Association Systems and methods for device push provisioning
AU2017214412A1 (en) 2016-02-01 2018-06-28 Visa International Service Association Systems and methods for code display and use
US11501288B2 (en) 2016-02-09 2022-11-15 Visa International Service Association Resource provider account token provisioning and processing
US10313321B2 (en) 2016-04-07 2019-06-04 Visa International Service Association Tokenization of co-network accounts
CN109074578A (en) 2016-04-19 2018-12-21 维萨国际服务协会 System and method for executing push transaction
US11250424B2 (en) 2016-05-19 2022-02-15 Visa International Service Association Systems and methods for creating subtokens using primary tokens
RU2018144220A (en) 2016-06-03 2020-07-09 Виза Интернэшнл Сервис Ассосиэйшн SUB-TOKEN MANAGEMENT SYSTEM FOR CONNECTED DEVICES
US11068899B2 (en) 2016-06-17 2021-07-20 Visa International Service Association Token aggregation for multi-party transactions
AU2017281938A1 (en) 2016-06-24 2018-10-25 Visa International Service Association Unique token authentication cryptogram
BR112018076196A2 (en) 2016-07-11 2019-03-26 Visa International Service Association method, and portable communication and access devices.
CA3026224A1 (en) 2016-07-19 2018-01-25 Visa International Service Association Method of distributing tokens and managing token relationships
US10509779B2 (en) 2016-09-14 2019-12-17 Visa International Service Association Self-cleaning token vault
US11151566B2 (en) 2016-09-19 2021-10-19 Early Warning Services, Llc Authentication and fraud prevention in provisioning a mobile wallet
CN110036386B (en) 2016-11-28 2023-08-22 维萨国际服务协会 Access identifier supplied to application program
US10915899B2 (en) 2017-03-17 2021-02-09 Visa International Service Association Replacing token on a multi-token user device
US10902418B2 (en) 2017-05-02 2021-01-26 Visa International Service Association System and method using interaction token
US11494765B2 (en) 2017-05-11 2022-11-08 Visa International Service Association Secure remote transaction system using mobile devices
CN107220821A (en) * 2017-05-23 2017-09-29 杭州呯嘭智能技术有限公司 The cross-border point of account method based on inline electronic account, point account platform and payment platform
US10491389B2 (en) 2017-07-14 2019-11-26 Visa International Service Association Token provisioning utilizing a secure authentication system
EP3762844A4 (en) 2018-03-07 2021-04-21 Visa International Service Association Secure remote token release with online authentication
US11256789B2 (en) 2018-06-18 2022-02-22 Visa International Service Association Recurring token transactions
US11777934B2 (en) 2018-08-22 2023-10-03 Visa International Service Association Method and system for token provisioning and processing
SG11202103377WA (en) 2018-10-08 2021-04-29 Visa Int Service Ass Techniques for token proximity transactions
WO2020102484A1 (en) 2018-11-14 2020-05-22 Visa International Service Association Cloud token provisioning of multiple tokens
SG11202108626QA (en) 2019-05-17 2021-09-29 Visa Int Service Ass Virtual access credential interaction system and method
US11514412B2 (en) * 2019-12-17 2022-11-29 Mastercard International Incorporated Systems and methods for real time data rich cross border payment transactions

Family Cites Families (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP0917327B1 (en) * 1996-12-13 2002-07-24 TELEFONAKTIEBOLAGET L M ERICSSON (publ) Method and system for performing electronic money transactions
US6023502A (en) * 1997-10-30 2000-02-08 At&T Corp. Method and apparatus for providing telephone billing and authentication over a computer network
US6041314A (en) * 1997-12-22 2000-03-21 Davis; Walter Lee Multiple account portable wireless financial messaging unit
CA2910997A1 (en) * 1999-04-30 2000-11-09 Paypal, Inc. System and method for electronically exchanging value among distributed users
GB0031607D0 (en) * 2000-12-27 2001-02-07 Koninkl Philips Electronics Nv Credit system and method
US7080049B2 (en) * 2001-09-21 2006-07-18 Paymentone Corporation Method and system for processing a transaction

Also Published As

Publication number Publication date
US20020029193A1 (en) 2002-03-07
WO2002019225A1 (en) 2002-03-07

Similar Documents

Publication Publication Date Title
AU2001286985A1 (en) Method and system for facilitating the transfer of funds utilizing a telephonic identifier
AU2001267188A1 (en) System and method for transferring funds
AU2001280835A1 (en) Value transfer system for unbanked customers
AU2002348086A1 (en) Money transfer method and system
AU2001291253A1 (en) Method and system for implementing a combined investment
AU2002335924A1 (en) A system and method for fitting clothing
AU2001289082A1 (en) Method and system for a lumped-distributed balun
AU2002231002A1 (en) Method and system for account management
AU2001245275A1 (en) System and method for specification and exchange management
AU2870100A (en) Magnetic coupling system and method
WO2002007460A8 (en) A system and method for context association
AU3619700A (en) System and method for communication
AU4633900A (en) Method and system for communication
AU2001271994A1 (en) A method and system for investment integration
AU2001231157A1 (en) A method and system for matching bids
AU2001249483A1 (en) System and method for representing related concepts
AU2001295594A1 (en) Method and system for initiating a communication
AU7035700A (en) A method for the secure transfer of payments
AU2751800A (en) Reticle transfer system
AU3620700A (en) A wafer transfer system and methods for using the same
AU5158399A (en) Method for the restriction of a message service
AU4373099A (en) Transfer pipe system
AU2002230474A1 (en) Integrated method and system for communication
AU2001261352A1 (en) System and method for coupling microcomponents
AU2001239863A1 (en) System and method for implementing a project facility