| Argument | Description | Example |
|---|---|---|
| -min | Starting home sale price in dollars. | 80000 |
| -max | Ending home sale price in dollars. | 400000 |
| -interval | Interval to generate table results in dollars. | 10000 |
| -mortgage_rate | Mortgage loan rate in percent. | 3.725 |
| -percent_down | Mortgage down payment in percent. | 20 |
| -closing_cost_rate | Closing cost in percent. | 1.13 |
| -pmi_rate | Rate of PMI insurance in percent. | 1 |
| -tax_rate | Property tax rate in percent. | 1.323 |
| -homeowners_insurance | Cost of insurance for a year in dollars. | 2000 |
| -loan_length | Length of mortgage in years. | 30 |
| -gross_income | Income before taxes, expenses, etc in dollars. | 80000 |
homecostcalculator.py -min 80000 -max 400000 -interval 10000 -mortgage_rate 3.725 -percent_down 10 -closing_cost_rate 1.13 -pmi_rate 1 -tax_rate 1.323 -homeowners_insurance 2000 -loan_length 30 -gross_income 80000| House Cost | Mortgage | Initial Saved | Monthly Payment | Non-PMI Monthly Payment | Total PMI | Total Tax | Total Home Insurance | Total Cost |
|---|---|---|---|---|---|---|---|---|
| 80000 | 72000 | 8904 | 647.289 | 587.289 | 4020 | 31752 | 60000 | 215444 |
| 90000 | 81000 | 10017 | 707.367 | 639.867 | 4522.5 | 35721 | 60000 | 234875 |
| 100000 | 90000 | 11130 | 767.445 | 692.445 | 5025 | 39690 | 60000 | 254305 |
| 110000 | 99000 | 12243 | 827.523 | 745.023 | 5527.5 | 43659 | 60000 | 273736 |
| 120000 | 108000 | 13356 | 887.601 | 797.601 | 6030 | 47628 | 60000 | 293166 |
| 130000 | 117000 | 14469 | 947.678 | 850.178 | 6532.5 | 51597 | 60000 | 312597 |
| 140000 | 126000 | 15582 | 1007.76 | 902.756 | 7035 | 55566 | 60000 | 332027 |
| 150000 | 135000 | 16695 | 1067.83 | 955.334 | 7537.5 | 59535 | 60000 | 351458 |
| 160000 | 144000 | 17808 | 1127.91 | 1007.91 | 8040 | 63504 | 60000 | 370888 |
| 170000 | 153000 | 18921 | 1187.99 | 1060.49 | 8542.5 | 67473 | 60000 | 390319 |
| 180000 | 162000 | 20034 | 1248.07 | 1113.07 | 9045 | 71442 | 60000 | 409749 |
| 190000 | 171000 | 21147 | 1308.15 | 1165.65 | 9547.5 | 75411 | 60000 | 429180 |
| 200000 | 180000 | 22260 | 1368.22 | 1218.22 | 10050 | 79380 | 60000 | 448610 |
| 210000 | 189000 | 23373 | 1428.3 | 1270.8 | 10552.5 | 83349 | 60000 | 468041 |
| 220000 | 198000 | 24486 | 1488.38 | 1323.38 | 11055 | 87318 | 60000 | 487471 |
| 230000 | 207000 | 25599 | 1548.46 | 1375.96 | 11557.5 | 91287 | 60000 | 506902 |
| 240000 | 216000 | 26712 | 1608.53 | 1428.53 | 12060 | 95256 | 60000 | 526332 |
| 250000 | 225000 | 27825 | 1668.61 | 1481.11 | 12562.5 | 99225 | 60000 | 545763 |
| 260000 | 234000 | 28938 | 1728.69 | 1533.69 | 13065 | 103194 | 60000 | 565194 |
| 270000 | 243000 | 30051 | 1788.77 | 1586.27 | 13567.5 | 107163 | 60000 | 584624 |
| 280000 | 252000 | 31164 | 1848.85 | 1638.85 | 14070 | 111132 | 60000 | 604055 |
| 290000 | 261000 | 32277 | 1908.92 | 1691.42 | 14572.5 | 115101 | 60000 | 623485 |
| 300000 | 270000 | 33390 | 1969 | 1744 | 15075 | 119070 | 60000 | 642916 |
| 310000 | 279000 | 34503 | 2029.08 | 1796.58 | 15577.5 | 123039 | 60000 | 662346 |
| 320000 | 288000 | 35616 | 2089.16 | 1849.16 | 16080 | 127008 | 60000 | 681777 |
| 330000 | 297000 | 36729 | 2149.24 | 1901.74 | 16582.5 | 130977 | 60000 | 701207 |
| 340000 | 306000 | 37842 | 2209.31 | 1954.31 | 17085 | 134946 | 60000 | 720638 |
| 350000 | 315000 | 38955 | 2269.39 | 2006.89 | 17587.5 | 138915 | 60000 | 740068 |
| 360000 | 324000 | 40068 | 2329.47 | 2059.47 | 18090 | 142884 | 60000 | 759499 |
| 370000 | 333000 | 41181 | 2389.55 | 2112.05 | 18592.5 | 146853 | 60000 | 778929 |
| 380000 | 342000 | 42294 | 2449.62 | 2164.62 | 19095 | 150822 | 60000 | 798360 |
| 390000 | 351000 | 43407 | 2509.7 | 2217.2 | 19597.5 | 154791 | 60000 | 817790 |
| 400000 | 360000 | 44520 | 2569.78 | 2269.78 | 20100 | 158760 | 60000 | 837221 |
You can afford a house priced at $280000 or less.