This code aims at understanding and visualizing the credit card default data and creating a model which will predict if the next month payment will be missed by the person or not .

• More About The Project

  • Notebook File
  • Understanding Data
  • How did we solve the issue
    • Data Cleaning
    • Handling Imbalanced Data
    • Feature Engineering
    • Feature Selection
    • Model Selection

• Installation

  • Install Package
  • Docker Image
    • Building the image yourself

• How to run the application

  • Command Line
  • Docker Image

Let us understand in detail about the data

https://github.com/princyiakov/credit-card-default/blob/main/credit-card-default.ipynb

There are 25 variables

• ID: ID of each client

• LIMIT_BAL: Amount of given credit in NT dollars (includes individual and family/supplementary credit

• SEX: Gender (1=male, 2=female)

• EDUCATION: (1=graduate school, 2=university, 3=high school, 4=others, 5=unknown, 6=unknown)

• MARRIAGE: Marital status (1=married, 2=single, 3=others)

• AGE: Age in years

• PAY_1: Repayment status in September, 2005 (0=pay duly, 1=payment delay for one month, 2=payment delay for two months, ... 8=payment delay for eight months, 9=payment delay for nine months and above)

• PAY_2: Repayment status in August, 2005 (scale same as above)

• PAY_3: Repayment status in July, 2005 (scale same as above)

• PAY_4: Repayment status in June, 2005 (scale same as above)

• PAY_5: Repayment status in May, 2005 (scale same as above)

• PAY_6: Repayment status in April, 2005 (scale same as above)

• BILL_AMT1: Amount of bill statement in September, 2005 (NT dollar)

• BILL_AMT2: Amount of bill statement in August, 2005 (NT dollar)

• BILL_AMT3: Amount of bill statement in July, 2005 (NT dollar)

• BILL_AMT4: Amount of bill statement in June, 2005 (NT dollar)

• BILL_AMT5: Amount of bill statement in May, 2005 (NT dollar)

• BILL_AMT6: Amount of bill statement in April, 2005 (NT dollar)

• PAY_AMT1: Amount of previous payment in September, 2005 (NT dollar)

• PAY_AMT2: Amount of previous payment in August, 2005 (NT dollar)

• PAY_AMT3: Amount of previous payment in July, 2005 (NT dollar)

• PAY_AMT4: Amount of previous payment in June, 2005 (NT dollar)

• PAY_AMT5: Amount of previous payment in May, 2005 (NT dollar)

• PAY_AMT6: Amount of previous payment in April, 2005 (NT dollar)

• default.payment.next.month[Y]: Default payment (1=yes, 0=no)