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PCSC and pcsc lite
PC/SC is the de facto cross-platform API for accessing smart card readers. It is published by PC/SC Workgroup but the "reference implementation" is Windows. Linux and Mac OS X use the open source pcsc-lite package.
PC/SC is well supported by OpenSC and is the preferred access method for smart card readers on all platforms. Features like PinpadReaders are supported if the reader driver has support for it (PC/SC v2 part 10).
Most modern USB smart card readers are CCID/ICCD compatible. Mac OS X and Linux use the open source CCID driver.
Warning: Due to attempts to plant malicious links to our wiki, it is no longer open to anyone to edit. If you want to contribute to this, wiki, please open a pull request here: https://github.com/OpenSC/Wiki.