WO2008021581A3 - Secure electronic transaction system - Google Patents

Secure electronic transaction system Download PDF

Info

Publication number
WO2008021581A3
WO2008021581A3 PCT/US2007/062603 US2007062603W WO2008021581A3 WO 2008021581 A3 WO2008021581 A3 WO 2008021581A3 US 2007062603 W US2007062603 W US 2007062603W WO 2008021581 A3 WO2008021581 A3 WO 2008021581A3
Authority
WO
WIPO (PCT)
Prior art keywords
encrypted message
information
message
transmitting
pos terminal
Prior art date
Application number
PCT/US2007/062603
Other languages
French (fr)
Other versions
WO2008021581A2 (en
Inventor
Javier Sanchez
Tk Cheung
Original Assignee
Hypercom Corp
Javier Sanchez
Tk Cheung
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Hypercom Corp, Javier Sanchez, Tk Cheung filed Critical Hypercom Corp
Priority to BRPI0708201-0A priority Critical patent/BRPI0708201A2/en
Priority to MX2008010705A priority patent/MX2008010705A/en
Priority to NZ571321A priority patent/NZ571321A/en
Priority to EP07840124A priority patent/EP2013831A4/en
Priority to CA002642914A priority patent/CA2642914A1/en
Priority to AU2007284296A priority patent/AU2007284296A1/en
Publication of WO2008021581A2 publication Critical patent/WO2008021581A2/en
Publication of WO2008021581A3 publication Critical patent/WO2008021581A3/en

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/20—Point-of-sale [POS] network systems

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Theoretical Computer Science (AREA)
  • Cash Registers Or Receiving Machines (AREA)
  • Storage Device Security (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

Systems and methods for the secure processing of electronic transactions are disclosed. In accordance with an exemplary embodiment, a system and method for the secure processing of electronic transactions comprises: receiving, by a POS terminal, information for a financial transaction card; receiving, by the POS terminal, information for a financial transaction; encrypting, by the POS terminal, the financial card information and the financial transaction information into a first encrypted message; transmitting the first encrypted message to a regional chassis; encrypting, by the regional chassis, the first encrypted message into a second encrypted message; transmitting the second encrypted message to a central chassis; decrypting, by the central chassis, the second encrypted message into a decrypted message; and transmitting the decrypted message to a host processor for authorization.
PCT/US2007/062603 2006-02-22 2007-02-22 Secure electronic transaction system WO2008021581A2 (en)

Priority Applications (6)

Application Number Priority Date Filing Date Title
BRPI0708201-0A BRPI0708201A2 (en) 2006-02-22 2007-02-22 method for processing transactions electronically
MX2008010705A MX2008010705A (en) 2006-02-22 2007-02-22 Secure electronic transaction system.
NZ571321A NZ571321A (en) 2006-02-22 2007-02-22 Secure electronic transaction system
EP07840124A EP2013831A4 (en) 2006-02-22 2007-02-22 Secure electronic transaction system
CA002642914A CA2642914A1 (en) 2006-02-22 2007-02-22 Secure electronic transaction system
AU2007284296A AU2007284296A1 (en) 2006-02-22 2007-02-22 Secure electronic transaction system

Applications Claiming Priority (2)

Application Number Priority Date Filing Date Title
US77574506P 2006-02-22 2006-02-22
US60/775,745 2006-02-22

Publications (2)

Publication Number Publication Date
WO2008021581A2 WO2008021581A2 (en) 2008-02-21
WO2008021581A3 true WO2008021581A3 (en) 2008-04-03

Family

ID=39082823

Family Applications (1)

Application Number Title Priority Date Filing Date
PCT/US2007/062603 WO2008021581A2 (en) 2006-02-22 2007-02-22 Secure electronic transaction system

Country Status (10)

Country Link
EP (1) EP2013831A4 (en)
CN (1) CN101427280A (en)
AU (1) AU2007284296A1 (en)
BR (1) BRPI0708201A2 (en)
CA (1) CA2642914A1 (en)
CO (1) CO6170391A2 (en)
EC (1) ECSP088757A (en)
MX (1) MX2008010705A (en)
NZ (1) NZ571321A (en)
WO (1) WO2008021581A2 (en)

Families Citing this family (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
EP2438580A2 (en) * 2009-06-02 2012-04-11 Voltage Security, Inc. Purchase transaction system with encrypted payment card data
CN101930644B (en) * 2009-06-25 2014-04-16 中国银联股份有限公司 Method for safely downloading master key automatically in bank card payment system and system thereof
CN101656007B (en) * 2009-08-14 2011-02-16 通联支付网络服务股份有限公司 Safe system realizing one machine with multiple ciphers on POS machine and method thereof
RU2631983C2 (en) 2012-01-05 2017-09-29 Виза Интернэшнл Сервис Ассосиэйшн Data protection with translation
CN102647274B (en) * 2012-04-12 2014-10-08 福建联迪商用设备有限公司 POS (Point of Sale) terminal, terminal accessing device, main key managing system and method thereof
CN103701610B (en) * 2013-03-15 2018-04-17 福建联迪商用设备有限公司 A kind of acquisition method and system for transmitting cipher key T K
CN108632226A (en) * 2017-03-23 2018-10-09 惠尔丰(中国)信息系统有限公司 A kind of encryption method of catv terminal to net control device
CN109673013A (en) * 2018-12-25 2019-04-23 南京升诚舜电子科技有限公司 A kind of law-enforcing recorder data transfer control method

Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6373950B1 (en) * 1996-06-17 2002-04-16 Hewlett-Packard Company System, method and article of manufacture for transmitting messages within messages utilizing an extensible, flexible architecture
US20030120936A1 (en) * 2001-08-01 2003-06-26 Eft Datalink Encryption of financial information
US20030125969A1 (en) * 2001-12-28 2003-07-03 Wireless Checking, Inc. Method and apparatus for processing financial transactions over a paging network
US20040107170A1 (en) * 2002-08-08 2004-06-03 Fujitsu Limited Apparatuses for purchasing of goods and services
US6947908B1 (en) * 1998-08-27 2005-09-20 Citibank, N.A. System and use for correspondent banking

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US6373950B1 (en) * 1996-06-17 2002-04-16 Hewlett-Packard Company System, method and article of manufacture for transmitting messages within messages utilizing an extensible, flexible architecture
US6947908B1 (en) * 1998-08-27 2005-09-20 Citibank, N.A. System and use for correspondent banking
US20030120936A1 (en) * 2001-08-01 2003-06-26 Eft Datalink Encryption of financial information
US20030125969A1 (en) * 2001-12-28 2003-07-03 Wireless Checking, Inc. Method and apparatus for processing financial transactions over a paging network
US20040107170A1 (en) * 2002-08-08 2004-06-03 Fujitsu Limited Apparatuses for purchasing of goods and services

Non-Patent Citations (1)

* Cited by examiner, † Cited by third party
Title
See also references of EP2013831A4 *

Also Published As

Publication number Publication date
ECSP088757A (en) 2008-12-30
CA2642914A1 (en) 2008-02-21
CO6170391A2 (en) 2010-06-18
EP2013831A2 (en) 2009-01-14
WO2008021581A2 (en) 2008-02-21
MX2008010705A (en) 2009-03-02
NZ571321A (en) 2011-09-30
CN101427280A (en) 2009-05-06
BRPI0708201A2 (en) 2012-01-17
AU2007284296A1 (en) 2008-02-21
EP2013831A4 (en) 2010-12-22

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