JPH0793411A - Confirmation apparatus of information on credit in home-delivery order - Google Patents

Abstract

PURPOSE: To confirm credit information used for the payment of a charge simultaneously with commodity delivery at the entrance of a delivering destination at the time of parcel delivery service. CONSTITUTION: This device is provided with a host computer provided with a memory device for preserving credit confirmation data, a portable housing carried by a delivery person, a data processor used with credit data input devices 53 and 54 mounted to the housing for inputting the credit information of a recipient, a first transmitter 50 mounted to the housing so as to check the credit information and prepare confirmation information for indicating whether or not the credit information is valid for performing operations related to the data processor and transmitting the credit information from the portable housing to the host computer, a receiver 50 mounted to the housing for performing the operations related to the data processor, a printer 12 mounted on the housing for performing the operations related to the data processor and a second transmitter for performing the operations related to the host computer, transmitting the confirmation information to the receiver 50 and generating confirmation information signals sent from the receiver 50 to the data processor.

Description

Detailed Description of the Invention

[0001]

FIELD OF THE INVENTION The present invention relates to a method and apparatus for verifying credit information and receiving payment for an order when a courier order is placed. The present invention also relates to a method and apparatus for confirming credit information at the same time as delivery of goods at a delivery destination.

[0002]

2. Description of the Related Art Currently, various products are delivered to the recipient's home or company, and payment for the products is made at the time of delivery. Pizzas, fried chicken, and other food items are ordered by telephone from the seller, who delivers them to the orderer's home. Office supplies and various other products are ordered from each company to the seller and delivered directly from there to the ordering company. A long-standing problem with home and business delivery systems for such products is that there is no quick way for the recipient to verify the credit information used to pay for the product when it is delivered. Is. This is especially problematic when the seller normally delivers the goods to a large number of "customers" who do not have a receivable system because maintaining a receivable system is not practical or cost effective. Become. In such product delivery to the "looker", there is no practical way for the person delivering the product to verify the payer's credit information at the destination,
You are forced to accept credit cards, bank check guarantee cards, and other credit information at face value.

[0003]

Therefore, a better method or device for home delivery to a home or a company, that is, a credit card or a bank's check guarantee card presented by the payee at the door of the home or company to which the delivery person is destined. , It is highly desirable to provide a better way to verify other credit information. Therefore, for home and company delivery, we provide a better way and device for the product deliverer to verify the credit card presented by the recipient, the bank's check guarantee card, and other credit information at the destination door. This is the main purpose of the present invention. Another object of the present invention is that, at the time of home delivery, the delivery person gets out of the car and inputs the data received at the door of the recipient of the goods, transfers the input data by air transmission, and uses the cellular telephone line to host. -To provide a better method and apparatus for contacting a computer and verifying the credit information presented to the delivery person by the recipient of the item. Further, it is an object of the present invention to provide a better method and apparatus that allows delivery of goods at the same time as home delivery and delivery of a printed receipt to the recipient to confirm delivery and payment of the recipient. is there.

[0004]

According to the present invention, a home delivery system for confirming the credit details presented to a delivery person at the time of home delivery to a home will be briefly described. This home delivery system has a host computer with a memory for storing credit confirmation data, a portable housing carried by the delivery person,
Credit data input device mounted in a portable housing to enter credit information about the goods recipient, data processing device mounted in a portable housing used with the data input device to store credit information, portable A first transmitter, portable, mounted in the housing and transmitting the credit information from the portable housing to the host computer for investigation and making associated operations with the data processing device to create confirmation information indicating whether the credit information is valid. A receiving device mounted in the housing and associated with the data processing device, a printer device mounted in the portable housing and associated with the data processing device, and a confirmation information signal transmitted from the receiving device to the data processing device is created and transferred to the receiving device. A second transmitter for associated operation with the host computer.

[0005]

If the confirmation signal indicates that the credit information is valid, the data processor activates the printer and prints a receipt indicating to the recipient that the goods have been delivered and the recipient has paid. .

[0006]

Embodiments of the present invention will now be described with reference to the drawings. These figures illustrate the invention and show how it can be used, but do not limit the scope of the invention thereto. Throughout the figures, items are indicated by corresponding numbers. FIG. 1 shows a small credit confirmation device constructed in accordance with the principles of the present invention, the entire device being labeled as (10). This device (1
0) includes a rectangular hollow housing (19). Mounted on the housing (19) are a transmitting / receiving antenna (50), a printer (12), and a liquid crystal display panel (1).
3), credit card reading magnetic device (54), data input keyboard (53), optical fiber data,
A wand input / output port (16), a rechargeable battery pack (17), and a 17th rechargeable battery pack socket (18). The housing (19) also has
A microprocessor and other data processing devices are mounted, and the antenna (50), printer (12), display board (1
3), the credit card reading magnetic device (54), the keyboard (523), the port (16) and related operations.

FIG. 2 illustrates the interrelationship of the various parts of the device (10). The microprocessor of the device (10)
A memory (52) and a controller (51) are included.
A keyboard or other data entry system (53) is used to program the microprocessor, enter credit card and bank check guarantee card account numbers, and other credit information verified by the system of the present invention. It Credit card reading magnetic device (5
4) is also used to enter the credit card or bank check-guaranteed account number into the memory (52) as credit card information (58). System (5
The data input by 3) is stored in the memory (52) as legal currency or programming information (57). Credit card information including credit card number, expiration date, cardholder name, etc.
If the user wants to confirm the credit card number entered in memory (52) by 4), the user:
A button on the keyboard (53) is selected and pressed, or an instruction is given to the controller (51) to generate a transmission signal (59) and cause the transceiver (50) to transmit the signal. The signal (59) contains the credit card number. The transmitter (50) transmits the signal (59) to the cellular telephone network, satellite, microwave antenna, or other communication network of FIG. 4 (60). The cellular telephone network of FIG. 4 receives the signal (59) and transfers it to the host computer (102),
Review credit card information and other data related to credit cards. The host computer (102) generates a confirmation signal transmitted using the cellular telephone network and sends back (56) the cellular telephone and the transceiver (50).

This confirmation signal is transmitted (80) from the transmitter (50) to the controller (51). When the confirmation signal (80) indicates that the credit card information is valid, the controller (51) causes the display plate (13) to display the word "AUTHORIZATION RECEIVED", and the printer ( Have 12) print the receipt. The receipt will indicate the credit card used by the payer to pay for the merchandise, the bank's check guarantee card, other legal currencies, the credit card authorization number, if applicable, and the total amount of the payment. Includes a signature line if the customer pays with a credit card) (one for the customer and one for the delivery person). Confirmation signal (80)
However, if the credit card information indicates that the credit card information is invalid and cannot be approved, the controller (51) displays “DECLINED” on the display board, and the instruction to print the receipt on the printer (12) is sent. Absent. FIG. 3 is a flow chart of typical programs and logical functions executed by a controller to verify the credit card number and other credit information provided by the recipient who received the product when the carrier delivered the product. Is. The basic control program (61) is "Start" (6
2), "memory read" (63), "transfer control" (64) commands and confirmation determination subroutine (6
7).

The confirmation determination subroutine (67) includes a "memory interpretation" (68) (eg, it is determined whether or not there is a credit card or other information in the memory that needs confirmation).
including. If "confirmation is not required" (69), the program exits the subroutine (67) in the "return to control program" (71) step. If the credit information is "confirmed" (70), the controller (51) transmits the information (59) to the transmitter (50) in the "credit information transmission" step (72), and the transmitter (50). To send the credit information signal (60) by radio or other airborne radio emissions to the cellular telephone (130) of the delivery person's delivery vehicle. The cellular telephone (130) transmits the transmitted signal (6
0) is received and automatically dialed, and the credit information contained in the signal (60) is transmitted using a cellular telephone line in a manner as shown in FIG. The information in the signal (60) can also be sent to the microwave station rather than the cellular telephone (130) and from there to the host computer (102) via telephone or other communication system. After the host computer (102) of the cellular telephone system of FIG. 4 confirms the credit card information,
The confirmed information signal is sent back to the cellular telephone of the delivery person's delivery vehicle through the cellular telephone system. Confirmation signal (56) on the cellular phone of the delivery vehicle
A transmitter is included for transmitting to the transceiver (50) over the air. The controller "receives confirmation data" (74)
And credit card or other presentation is "not valid"
When it is confirmed (75), the confirmation judgment routine is exited by the "return to control program" step (79). If the confirmation data checked by the controller (51) indicates that the credit information is invalid as described above, the controller (51) displays “DECLINED” on the display plate (13). You can also let it. If the confirmation data checked by the controller (51) indicates that the credit card or other presentation is "valid" (76), the command "print receipt" (78) is the printer (12). The receipt is sent to the recipient for printing. On the receipt, the total amount of money, the number of the credit card or bank's check guarantee card used for payment and order confirmation,
The date, the column for the recipient to sign when paying with a credit card, etc. are written. The "print receipt" command (78) is followed by the "return to control program" (79) command. The control program (61) and the confirmation judgment subroutine are "final memory repetition" of the control program (61).
It is repeated according to the step (65) which follows, and the execution is completed in the subsequent "end" step (66).

FIG. 4 is a brief summary of a cellular system including base site (base station) equipment and cells (110) for multiple geographical frequency coverage areas (cells). Device (115) for base site of cell (110)
Includes a base transceiver (114) and a base site controller (116). The wireless telephone (130) is usually mounted on a delivery vehicle,
It operates in association with the computer (100) and the modem (101). A facsimile machine or other similar device that inputs data to a device (130) for transmission to a modem (101) or other device of similar function can be used in place of the computer (100). Overall control of the base site device (115) is provided by the signal processing unit (121) in the cellular switch controller (122). The switch controller (122) includes a public switched telephone network (PST).
Also included is a digital switching network (123) that controls telephone switching operations between N) and the base site device (115). The cellular switching controller (122) includes a pulse code modulation (PCM) converter set (125).
Is included as an interface to the PSTN (130). The PSTN is a telecomputer that is created by the computer (100) and transmitted by the device (131).
Communicate with a modem (103) and a host computer (102) that receives data. The host computer (102) includes databases and programs used to inspect and verify the credit information transmitted from the antenna (143) to the computer (102) through the cellular telephone system. The signal from antenna (143) is received at antenna (99) and vice versa.

In use, the courier is instructed to deliver the goods to the recipient's home, company or other location. The delivery vehicle is equipped with a cellular telephone. When the delivery person arrives at the destination, he gets out of the car and delivers the goods to the door, and receives a credit card or a bank's check guarantee card (when the payee pays the check by paying) at the door.
The courier enters the recipient's credit information into the device (10) using the keyboard (53) or card reader (54). Once the credit information has been entered, the delivery person may press the button on the keyboard (53) or otherwise direct the controller (51) to send the credit information using the transmitter (50) and the cellular telephone system. Send to host computer (102) for confirmation. The host computer (102) verifies the credit information, creates the verification information and sends it back to the transceiver (50) using the cellular telephone system or other communication system. Transceiver (5
The confirmation information signal (80) from 0) is analyzed by the controller (51). When the confirmation information signal (80) indicates that the recipient's credit information is valid, the printer (1
2) creates a receipt for the recipient, and the display board (13) displays "AUTHORIZATION RECEIVED". The delivery person receives the signature of the recipient on the receipt (when paying with a credit card), and hands over the product. If the confirmation information signal (80) indicates that the recipient's credit information cannot be approved, the message “DECLINED
(Rejected) ”and the payee will use another payment method.

When the price of the goods is paid, the delivery person returns to the car with the device (10) in his car. The housing (19) may be equipped with a small video screen or a television screen, as well as an airborne television or a device necessary for receiving and processing a video signal and displaying it on the screen. In addition, a small camera is mounted on the housing to record the situation of the user or customer and generate a video signal, which is transmitted to the remote TV screen through the device (10) for viewing by a credit checker or other appropriate person. You can also do it. In addition, a cellular phone or other mobile phone is mounted on or built in the housing (19) to provide a cellular phone system, a microwave antenna, a satellite, or an auxiliary telephone or the like for operating in association with the mobile phone in the housing (19). You can also use it to make calls. The housing (19) can also be equipped with a device for receiving and decrypting encrypted signals and for encrypting and transmitting signals.

[0013]

According to the credit information confirmation apparatus for home delivery order of the present invention, the host computer having the memory device for storing the credit confirmation data, the portable housing carried by the delivery person, and the credit information of the recipient are input. A data input device mounted on the housing for storing the credit information, a data processing device used together with the credit data input device mounted on the housing for storing the credit information, A first transmitter for transmitting a credit information from the portable housing to the host computer, which is associated with the data processing device mounted on the housing to create confirmation information indicating whether A receiver which operates in association with the data processing device, and a receiver which is mounted in the housing and operates in association with the data processing device. And a second transmitter for operating in association with the host computer, transmitting confirmation information to a receiving device, and generating a confirmation information signal from the receiving device to a data processing device. If the information signal indicates that the credit information is valid, the data processing device activates the printer to print a receipt for the recipient confirming delivery of the goods and payment by the recipient. When delivering goods to a company, the person delivering the goods can check the credit card presented by the recipient, the check guarantee card of the bank, and other credit information at the doorway of the destination, and at the same time as delivering the goods at the time of delivery, the goods can be delivered. A printed receipt can be given to the recipient to confirm the recipient's payment.

[Brief description of drawings]

FIG. 1 is a front view of a portable credit confirmation device used by a delivery person in the present invention.

2 is a block diagram of parts of the portable device of FIG. 1. FIG.

FIG. 3 is a logic flow chart showing the operating modes of software used by the apparatus of FIG.

FIG. 4 is a block diagram showing a cellular telephone system used in the present invention.

[Explanation of symbols]

 10 Small Credit Confirmation Device 12 Printer 13 Display Board 16 Optical Fiber Data Wand Input / Output Port 17 Charging Battery Pack 18 Charging Battery Pack Socket 19 Housing 50 Transmitter / Receiver 53 Keyboard 54 Credit Card Reading Magnetic Device

Claims (1)

[Claims] 1. A courier system for a delivery person to confirm the credit presented by the recipient at the destination,
A host computer having a memory device for storing credit confirmation data, a portable housing carried by a delivery person, a data input device mounted on the housing for inputting credit information of the payee, and the credit information. A data processing device used in conjunction with the credit data entry device mounted in the housing for storage and mounted in the housing to create a verification information indicating the validity of the credit information examined. A first transmitter that operates in association with the data processing device and transmits credit information from the portable housing to the host computer; a receiver that is mounted in the housing and that operates in association with the data processing device; Operate the printer associated with the data processing device and the host computer associated with the data processing device to obtain confirmation information. A second transmitter for generating a confirmation information signal that is transmitted to the receiving device and sent from the receiving device to the data processing device, where the confirmation information signal indicates that the credit information is valid. Is a credit information confirmation device in a home delivery order, wherein the data processing device activates the printer and prints a receipt for a recipient who confirms delivery of goods and payment by the recipient.