JP2512026B2 - Automatic transaction equipment - Google Patents

Description

TECHNICAL FIELD The present invention relates to an automatic transaction device used in a financial institution such as a bank, and more particularly to an automatic transaction device that automatically performs a transaction such as deposit and withdrawal by a customer's own operation. It is a thing.

[Conventional technology]

As an example of a conventional device of this type, Japanese Patent Laid-Open No. 61-12
There is one disclosed in Japanese Patent No. 2794, and this automatic transaction device makes it possible to use the banknotes deposited by the customer for withdrawal, and allows the customer to input cash, return cash to the customer and make payment. An input receiving part for performing,
In deposit transactions, payment transactions, etc., a discrimination section that discriminates the cash required for these transactions, a cash deposit box that stores the deposited cash and cash for withdrawal by cash category, and a cash deposit box within each cash category For detecting the remaining amount of cash of the cash (cash remaining amount detecting means), and for the denomination safe provided for each denomination safe in order to withdraw cash in the denomination safe at the time of release of change in payment transaction etc. It is provided with a payout means, and a transfer path for transferring cash between the deposit receiving section, the discriminating section, and the denomination-based safe.

In addition to this, it also has a bill deposit and withdrawal function and a coin deposit and withdrawal function, and not only stores cash for deposit and withdraws cash for payment, but also discharges change at the time of transfer transaction etc. Those having the functions that can be performed have been put into practical use.

Such an automatic transaction device manages the remaining amount of cash in the safe that stores cash for withdrawal, and normally, when withdrawing change such as payment transaction or transfer transaction, the withdrawal processing is performed. However, it has the following problems.

[Problems to be solved by the invention]

That is, in this type of automatic transaction device, it is possible to detect that the remaining amount of cash is low due to malfunction or failure of the sensor that detects the remaining amount of cash in the safe in transactions involving withdrawal such as payment or change release. There is not enough cash in the safe during withdrawal, or there is insufficient cash in the safe and a large amount of abnormal cash is detected in the process, and there is not enough cash to be withdrawn, or cash is paid out from the safe. It is expected that the withdrawal means will fail and it will become impossible to withdraw money.If such a situation occurs, the conventional automated teller machine is set to handle the transaction immediately. Therefore, there is a problem that the customer cannot perform the transaction even though the transaction was initially accepted.

The present invention has been made to solve such a problem, and an object of the present invention is to realize an automatic transaction device capable of minimizing the suspension of transactions during withdrawal processing.

[Means for solving problems]

In order to achieve the above-mentioned object, the present invention is required for these transactions in a deposit receiving unit for depositing cash by a customer, returning cash to the customer, and payment, and a deposit transaction, a payment transaction, a transfer transaction, and the like. Discriminating unit for discriminating different cash types, a cash deposit type for storing deposited cash and cash for withdrawal in cash type, and a cash residual amount detecting means for detecting the cash amount remaining in each cash deposit type And a pay-out means for money-type safes provided for each money-type safe in order to pay out cash in the cash-kind safe at the time of release of change in payment transaction or transfer transaction, and an input receiving part, a discrimination part, a money In an automatic transaction device equipped with a transportation path for transporting cash between different types of safes, when the money type safe is full at the time of deposit transaction,
A shared safe that stores the deposited cash regardless of denomination,
The first detection means for detecting a shortage of cash during withdrawal of change such as when releasing change in payment transaction or transfer transaction, and this when the withdrawal of cash from the denomination-specific safe becomes impossible. Cash from the shared safe when the shortage of cash is detected by the second detection means for detecting the cash flow, and when the shortage of cash is detected by the first detection means. And a control means for canceling the transaction associated with the withdrawal after the withdrawing means for the shared safe and the withdrawing by the cash of the corresponding denomination among the cash withdrawn by the common safe delivering means. It is characterized by

[Work]

According to the present invention having the above-described configuration, due to malfunction or failure of the cash remaining amount detecting means when the amount of cash remaining in the cash deposit type is small at the time of withdrawal such as change release in payment transaction or transfer transaction. Cannot be detected, and as a result, there is a shortage of cash during withdrawal, or there is insufficient cash to be withdrawn due to the occurrence of a large amount of abnormal cash, or there is a failure in the cash type payout means, the gold type If cash cannot be withdrawn from the safe, cash is withdrawn from the common safe by means of the common safe and means of payment or change is paid with the cash of the relevant denomination among the cash withdrawn by the means for common safe. After performing the release, the control means terminates the subsequent transaction involving withdrawal.

〔Example〕

 Embodiments will be described below with reference to the drawings.

FIG. 1 is a diagram showing a first embodiment of an automatic transaction device according to the present invention, FIG. 1 (A) is a side view showing an internal configuration of a device having a bill depositing / withdrawing function, and FIG. [Fig. 4] is an explanatory diagram of a bill transport path in the same device.

First, the configuration of FIG. 1A will be described. In the figure, 1 is an upper housing of an automatic transaction device, 2 is a lower housing, and a card reader / writer (not shown) is provided in the upper housing 1.
A passbook entry machine, a receipt printing machine, etc. are provided, and the customer service section set on the upper part of the lower housing 2 is provided with a key group for the customer to input information necessary for various transactions. An input operation unit (not shown) and a display unit for performing guidance display of input operation by the customer are provided,
Furthermore, the following components are provided in the lower housing 2.

That is, 3 is a shutter provided at the deposit / withdrawal port, and 4 is an insertion receiving section provided inside the shutter 3. The insertion receiving section 4 is capable of taking in and ejecting banknotes, and at the same time It is designed to be clamped and rotated.

Reference numeral 5 denotes a separating / feeding unit provided directly below the input / receiving unit 4, which has a suction drum 6, and the banknotes transferred from the input / receiving unit 4 are sucked and separated one by one by the suction drum 6 to be supplied. It is supposed to be sent.

7 is a discriminating unit for discriminating and counting banknotes required for transactions such as authenticity, damage, denomination, etc., 8 and 9 are accumulating means by an impeller, 10 is above one of the first accumulating means 8. A genuine bill temporary storage portion 11 is provided and a counterfeit bill temporary storage portion 11 is provided above the other accumulating means 9. The bills discriminated as genuine bills by the discriminating portion 7 are treated by the accumulating means 10 as genuine bill temporary storage portions. The banknotes accumulated in the storage unit 10 and discriminated as counterfeit bills are accumulated in the counterfeit bill temporary storage unit 11 by the accumulating means.

12 and 13 are denomination-specific safes for storing banknotes by denomination, where 12 is a 1,000-yen safe for storing 1,000-yen banknotes, and 13 is a 10,000-yen safe for storing 10,000-yen banknotes.

14 is a common safe for storing the genuine banknotes deposited when the 1,000 yen safe 12 and the 10,000 yen safe 13 are full, 15 is an unfit banknote at the time of deposit and at the time of withdrawal A reject safe for storing bills that have been identified as abnormal,
These safes 12 to 15 are arranged in a line.

16, 17, 18, and 19 are storage means by means of impellers arranged on the safes 12, 13, 14, and 15, respectively.
The bills are stored in safes 12 to 15 by means of.

20 is a feeding means (sucking means for denomination-based safes) for sucking and separating the banknotes one by one from the 1,000-yen safe 12, and 21 is a feeding means for sucking and separating the banknotes one by one from the 10,000-yen safe 13. Means (delivery means for money safe), 22 is a delivery means (delivery means for shared safe) for sucking and separating the banknotes one by one from the shared safe 13, and each of these delivery means 20 to 22 is the storage means 16. It is provided in combination with ~ 18.

Reference numerals 23 to 27 are transport paths configured by a transport roller and a transport belt for sandwiching and transporting banknotes, a gate for switching the transport direction, and the like, and the transport paths 23 to 27 connect the above-described components. There is. That is, the separating / feeding unit 5 and the discriminating unit 7 are connected by the conveying path 23, and the discriminating unit 7 and the accumulating means 8,
9 is connected by a transfer path 24, and further, the accumulating means 8, 9 and the input receiving section 4 are connected by a transfer path 25. And the transport path
26 is branched from the midway of the transport path 24 and each storage means 16, 17, 18
Also, it is provided so as to join in the middle of the transport path 23 via the feeding means 20, 21, 22 and the transport path 27 is provided so as to branch from the midway of the transport path 26 to reach the storage means 19. .

Reference numeral 28 denotes a control unit, which serves as a control unit for controlling the entire apparatus including the above-described components based on a predetermined program, and also cash during the withdrawal of change such as payment transaction or transfer transaction. As a first detecting means for detecting this when there is a shortage and a second detecting means for detecting this when the bills cannot be paid out from the 1,000 yen safe 12 or the 10,000 yen safe 13 work.

Next, the operation of the above configuration will be described with reference to FIG. 1 (A) and FIG. 1 (B).

First, at the time of a transaction, the customer presses a transaction selection key (not shown) to specify the type of transaction, inserts the card into a card reader / writer (not shown), and further inputs a personal identification number using a ten key (not shown) The correspondence with is checked. However, this check is not always necessary if the transaction is a deposit.

Here, in the case of deposit transaction, the shutter 3 of the banknote deposit / withdrawal machine
Then, when the customer collectively inserts the banknotes, the banknotes are taken in by the insertion receiving unit 4, the shutter 3 is closed, and the banknotes are sent to the separating and feeding unit 5 by the insertion receiving unit 4.

Then, the bills are separated one by one by the suction drum 6 of the separating / feeding unit 5 and sent to the conveying path 23.
It is sequentially conveyed to the discrimination section 7 by 23, and the discrimination section 7 discriminates authenticity, denomination and the like. As a result, the bills that have been discriminated as genuine bills are counted and then sequentially accumulated in the genuine bill temporary storage unit 10 by the accumulating means 8 via the conveying path 24, and the bills that have been discriminated as counterfeit or unreadable are conveyed by the conveying passage 24. After that, the stacking unit 9 sequentially stacks the counterfeit bills in the temporary storage unit 11.

In this way, after all the inserted banknotes have been discriminated and accumulated, if there are banknotes in the counterfeit banknote temporary storage section 11, the banknotes are collectively transferred by the transfer path 25.
After being transported to the input receiving unit 4, the shutter 3 is opened and the bills are returned to the customer, then the shutter 3 is closed, and then the bills in the genuine bill temporary storage unit 10 are transported to the transport path 25.
Are collectively conveyed to the insertion receiving unit 4, and the bills are taken into the insertion receiving unit 4. However, when there are no bills in the fake bill temporary storage unit 11, the genuine bill temporary storage unit 10 is immediately after the stacking is completed. The banknotes are collectively conveyed to the insertion receiving section 4 by the conveying path 25, and the banknotes are taken into the insertion receiving section 4.

Here, the customer decides whether to complete the transaction,
To close the transaction, press the confirmation key (not shown),
When the transaction is not established, the cancel key (not shown) is also pressed.

As a result, when the cancel key is pressed, the shutter 3 is opened and returned to the customer as in the case of the bill such as the counterfeit note, and the card is returned to complete the process, but the confirmation key is pressed. The bills are sent again to the separating / feeding unit 5, and are fed one by one to the conveying path 23 by the suction drum 6 and conveyed to the discriminating unit 7.

Then, the discriminating unit 7 discriminates the denomination of the banknote, the damage, and the like, and as a result, the banknote that has been discriminated as an unfit banknote that is not suitable for reuse for withdrawal is transferred from the middle of the transfer path 26 to the transfer path 27
After that, it is stored in the reject safe 15 by the storing means 19.

On the other hand, banknotes that have been discriminated as genuine reusable bills for withdrawal pass through the transport path 26, are sorted by the denomination into storage means 16 and 17, and are stored in the 1,000-yen safe box 12 and the 10,000-yen safe box 13. However, at this time, if one or both of the 1,000-yen safe 12 and the 10,000-yen safe 13 are full, the banknote is sent to the storing means 18 regardless of the denomination, and is shared by the storing means 18. Safe 14
A receipt, which is stored inside and in which the details of the transaction are printed, is issued to the customer in parallel with these storing operations, and the card is returned.

 This completes the deposit transaction.

Next, in the case of a payment transaction, the bill of the denomination and the number of coins designated by the customer pressing a ten key or the like (not shown) is sent from the 1,000-yen safe 12 and the 10,000-yen safe 13 by the respective payout means 20, 21. The sheets are sequentially delivered one by one, and are conveyed to the discrimination section 7 by the conveying paths 26 and 23.

Here, the discrimination unit 7 discriminates the denomination of bills, the presence or absence of abnormalities due to double feeding, skew feeding, detection of different denominations, and the like,
As a result, the banknotes that have been discriminated to be abnormal are stored in the reject safe 15 by the storing means 19 via the transport path 27, but the banknotes that have been discriminated to have no abnormality are counted and then transported to the transport path 24.
After that, they are sequentially accumulated in the genuine bill temporary storage unit 10 by the accumulating means 8.

Then, after the specified denomination and the number of coins have been gathered, when a receipt on which the details of the transaction are printed is sent by the receipt printer (not shown) onto the banknotes accumulated as described above,
The bills and the receipts are collectively transported by the transport path 25 to the insertion receiving unit 4 and taken in, and then the shutter 3 is opened to pay the bills to the customer, and the cards are returned.

The above is the normal payment transaction process, but the remaining amount is small due to malfunction or failure of the sensor (cash remaining amount detecting means) that detects the remaining amount of the banknotes in the denomination type safe 12 and the bank during the transaction process. However, if the number of banknotes is insufficient during the withdrawal as a result, or there are insufficient banknotes to be paid due to the occurrence of a large amount of abnormal banknotes described above, or the feeding means 20, 21 or its drive When the withdrawal from the 1,000-yen safe 12 and the 10,000-yen safe 13 is disabled due to a failure of the mechanism or the like, these situations are detected by the control unit 28, and the control unit 28
In response to an instruction from 28, the payout means 22 is operated and the banknotes are paid out one by one from the common safe 14 and are conveyed to the discrimination section 7 by the conveying paths 26 and 23.

Then, the discrimination unit 7 discriminates the denomination and the presence / absence of abnormality in the same manner as described above, and when unnecessary denominations are discriminated as a result, the safe of the relevant denomination, that is, 1,000 Banknotes stored in the yen safe 12 or the 10,000 yen safe 13 and discriminated as having an abnormality are stored in the reject safe 15 by the storing means 19 via the transport path 27, but are discriminated as having no abnormality. After being counted, they are sequentially accumulated in the genuine bill temporary storage section 10 by the accumulating means 8 via the conveying path 24, whereby the designated denominations and the number of coins are aligned and the details of the transaction are printed by a receipt printer (not shown). When the received receipts are sent on the banknotes accumulated as described above, the banknotes are collectively transported together with the receipts to the receiving / receiving section 4 by the transport path 25, and then the shutter 3 is opened to generate the banknotes. Paid to customer and then card It is returned.

As described above, the accepted payment transaction is executed without stopping the transaction on the way, and when this transaction is completed, the control unit 28 stops the operation of the subsequent transaction involving withdrawal.

Next, in the case of a transfer transaction, when the customer presses a numeric keypad or the like (not shown) to input the transfer amount and the account of the transfer destination, the shutter 3 opens, which allows the customer to transfer the banknotes in the same manner as in the deposit transaction described above. When the banknotes are collectively inserted, the banknotes are taken in by the banknote receiving section 4, the shutter 3 is closed, and the banknotes are sent to the separating / feeding section 5 by the banknote receiving section 4.

Then, the bills are separated one by one by the suction drum 6 of the separating / feeding unit 5 and sent to the conveying path 23.
It is sequentially conveyed to the discrimination section 7 by 23, and the discrimination section 7 discriminates authenticity, denomination and the like. As a result, the bills that have been discriminated as genuine bills are counted and then sequentially accumulated in the genuine bill temporary storage unit 10 by the accumulating means 8 via the conveying path 24, and the bills that have been discriminated as counterfeit or unreadable are conveyed by the conveying passage 24. After that, the stacking unit 9 sequentially stacks the counterfeit bills in the temporary storage unit 11.

In this way, after all the inserted banknotes have been identified and accumulated, if there are banknotes in the counterfeit banknote temporary storage section 11, the banknotes are collectively transferred by the transfer path 25 to the banknote receiving section 4.
After being conveyed to the input receiving unit 4, the shutter 3 is opened and the bill is returned to the customer.

At the same time, the control unit 28 subtracts the total amount of banknotes in the genuine bill temporary storage unit 10 from the transfer amount input by the customer. If the result is that the transfer amount is larger than the total amount, the display unit (not shown) indicates that. Is notified to the customer to re-insert the bill, and the discrimination and stacking operations are repeated in the same manner as described above.

On the other hand, if there is no banknote in the counterfeit bill temporary storage unit 11 after the discrimination and accumulation described above, then the control unit 28 subtracts the total amount of banknotes in the genuine bill temporary storage unit 10 from the transfer amount input by the customer. If, as a result, the transfer amount is larger than the total amount, the display unit (not shown) notifies the customer of that fact and reinserts the bill, and the discrimination and stacking operations are repeated in the same manner as described above.

After these operations, the control unit 28 again performs the subtraction, and if the result is that the total amount and the transfer amount are equal, the banknotes are transferred to the respective safes 12 to 15 in the same procedure as the case of the banknote storing process at the time of the deposit transaction described above. After that, a receipt with the details of the transaction printed is issued, the card is returned, and the processing ends.

Further, if all the first inserted bills are discriminated from genuine bills and accumulated in the genuine bill temporary storage unit 10, and the result of the subtraction by the control unit 7 is that the total amount and the transfer amount are equal, in this case also The banknotes are stored in each of the safes 12 to 15 in the same procedure as the case of the banknote storing process at the time of transaction, after which a receipt in which the details of the transaction are printed is issued, the card is returned, and the process ends.

By the way, as a result of the subtraction in each of the above cases, when the total amount of money is larger than the amount of money to be transferred, the change is withdrawn.

In this case, since change of 10,000 yen bill is not normally generated, only the feeding means 21 operates according to an instruction from the control unit 28,
The banknotes are paid out one by one from the 1,000 yen safe 12, and the change is withdrawn to the customer in the same operation as in the case of the payment transaction described above. If the remaining amount is too small to detect due to a defect or failure of the sensor that detects the remaining amount, and as a result there are insufficient bills during withdrawal, or a large amount of the above-mentioned abnormal bills occur, the change will be paid. The deposit for 1,000 yen is insufficient, or the payout means 20, its drive mechanism, etc. have failed.
If the withdrawal from 12 becomes impossible, these situations are detected by the control unit 28, and the feeding means 22 operates according to an instruction from the control unit 28 to feed the banknotes from the shared safe 14 one by one. It is conveyed to the discrimination section 7 by the conveying paths 26 and 23.

Then, the discrimination unit 7 discriminates the denomination and the presence / absence of abnormality in the same manner as described above. As a result, the banknote and the 10,000-yen banknote that have been discriminated as abnormal are rejected by the storing means 19 via the transport path 27. Thousands of yen bills that have been stored in the safe 15 but have been discriminated as having no abnormality are counted and then sequentially accumulated in the genuine bill temporary storage unit 10 by the accumulating means 8 via the transport path 24, whereby the change amount. After the banknotes of minutes have been accumulated, when a receipt on which the details of the transaction are printed is sent on the banknotes accumulated as described above by a receipt printer (not shown),
The bills and the receipts are collectively transported by the transport path 25 to the insertion receiving unit 4 and taken in, and then the shutter 3 is opened to pay the bills to the customer, and the cards are returned.

As described above, the accepted transfer transaction is executed without stopping the transaction on the way, and when this transaction is completed, the control unit 28 stops the operation of the subsequent transaction involving withdrawal.

 Next, a second embodiment of the present invention will be described.

FIG. 2 is a diagram showing a second embodiment of the present invention, FIG. 2 (A) is a plan view showing the internal structure of an apparatus having a coin depositing / dispensing function, and FIG. 2 (B) is a side view thereof. Also, FIG. 3C is an explanatory diagram of the coin transport path in the same device.

First, the structure shown in FIGS. 2 (A) and (B) will be described. In the figure, reference numeral 29 denotes a case of the automatic transaction device.
At a predetermined position of 29, an input operation section (not shown) consisting of a key group for the customer to input and operate information necessary for various transactions, and a display section for guiding the input operation by the customer are provided. Further, in the housing 29, a card reader / writer, a passbook entry machine, a receipt printer, etc., which are not shown, are provided, and in addition, the following components are provided.

That is, 30 is a shutter provided at the deposit / withdrawal port, 31 is an insertion receiving portion provided inside the shutter 30, and the insertion receiving portion 31 has a structure capable of receiving and ejecting coins.

Reference numeral 32 denotes a separating / feeding unit provided below the input / receiving unit 31 so that coins dropped from the input / receiving unit 31 are separated and fed one by one.

33 is a discriminating section for discriminating and counting coins required for transactions such as authenticity, fitness, denomination, etc., 34 is a reject gate, 35 is a take-in gate, and 36 is a guide for the coins rejected by the reject gate 34. The reject guide 37 is a temporary storage unit for temporarily storing the coins taken in by the take-in gate 35.

38 to 43 are cylindrical coin-type safes for storing coins of six types of denominations, and the inner diameter is determined according to the denominations to be stored. For yen coins, 39 is for 100-yen coins, 40 is for 50-yen coins, 41 is for 10-yen coins, 42 is for 5-yen coins, and 43 is for 1-yen coins. And these safes 38 to 43 are arranged in a row so as to be parallel to each other, and further, at the lower part of each safe 38 to 43, a coin feeding means (not shown, feeding means for coin-type safes).
Is provided.

44 is a shared safe for storing coins regardless of denomination when the denomination safes 38 to 43 are full, and the shared safes 44 are arranged side by side next to the denomination safes 38 to 43. Coin feeding means for coins (feeding means for shared safe) 45
have.

46 is a sorting unit for sorting coins by denomination, and is provided above the denomination safes 38 to 43. The sorting unit 46 drops coins into the denomination safes 38 to 43, respectively, but it is full. If it is, it will fall into the shared safe 44.

Numerals 47 to 50 are conveying paths constituted by conveying rollers and conveying belts for holding and conveying coins.
~ 50 connect the above-mentioned components. That is, the separating / feeding unit 32 and the discriminating unit 33 are connected by the conveying path 47, and from this discriminating unit 33, the reject gate 34 and the take-in gate 35.
A conveyance path 48 is provided so as to extend onto the sorting section 46 via the. Further, the reject guide 36 and the input / receive section 30 are connected by a conveying path 49, and further, the conveying path 50 is provided so as to reach the separation / feeding section 32 from a position immediately below the coin safes 38 to 43. There is.

Reference numeral 51 denotes a control unit, which serves as a control unit for controlling the entire apparatus including the above-mentioned components based on a predetermined program, and also cash during withdrawal of change such as payment transaction or transfer transaction. It functions as a first detecting means for detecting the shortage of coins and a second detecting means for detecting the coins when the coins from the coin safes 38 to 43 cannot be fed out.

Next, the operation of the above-described configuration will be described with reference to FIGS. 2A and 2B and FIG.

First, at the time of a transaction, the customer presses a transaction selection key (not shown) to specify the type of transaction, inserts the card into a card reader / writer (not shown), and further inputs a personal identification number using a ten key (not shown) The correspondence with is checked.

However, this check is not always necessary if the transaction is a deposit.

Here, in the case of deposit transaction, the shutter 30 of the coin depositing / dispensing machine
When the customer collectively inserts coins into the receiving / receiving unit 31, the shutter 30 is closed and coins are dropped from the receiving / receiving unit 31 to the separating / feeding unit 32.

Then, the coins are separated one by one by the separating and feeding unit 32 and sent to the conveying path 47, which is sequentially conveyed to the discriminating unit 33 by the conveying passage 47, and the discriminating unit 33 discriminates authenticity, denomination and the like. Is done. As a result, the coins that have been discriminated as true are counted, then sent to the conveyance path 48, and taken in the temporary storage section 37 by the taking-in gate 35 during the conveyance and sequentially accumulated. On the other hand, the coins that have been discriminated as false or unreadable are taken in from the reject gate 34 before the transport path 48, dropped onto the transport path 49 by the reject guide 36, and then transferred to the input receiving section 31 by the transport path 49. It is transported and sequentially accumulated.

In this way, after all the inserted coins have been identified and accumulated, if there are coins in the insertion receiving unit 31, the shutter 30 opens and the coins are returned to the customer, and then the shutter 30 The coins are then dropped from the temporary storage unit 37 onto the transport path 49, and are transported to the loading and receiving section 31 through the transport path 49 and sequentially stacked.
If the false coins are not accumulated in, the coins in the temporary storage unit 37 are immediately conveyed to the insertion receiving unit 31 by the conveying path 49 and accumulated.

Here, the customer decides whether to complete the transaction,
To close the transaction, press the confirmation key (not shown),
When the transaction is not established, the cancel key (not shown) is also pressed.

As a result, when the cancel key is pressed, the shutter 30 is opened again and the card is returned to the customer, and the card is returned to complete the process, but when the confirmation key is pressed, the coins are separated and fed again. Then, it is sent to the conveyance path 47 and conveyed to the discrimination section 33.

Then, the coins are conveyed to the sorting unit 46 via the conveying path 48 through the discrimination unit 33, sorted by the sorting unit 46 according to the denomination, and stored in the denomination safes 38 to 43. If there is a full one of the type safes 38 to 43, or if coins of different denominations are selected, coins corresponding to these are dropped and stored in the common safe 44 regardless of the denomination, In parallel with these storing operations, a receipt with the details of the transaction printed is issued to the customer and the card is returned.

 This completes the deposit transaction.

Next, in the case of a payment transaction, the coins of the designated denomination and the number of coins designated by the customer pressing a ten-key pad or the like (not shown) are sequentially fed out one by one from the coin-type safes 38 to 43 by the not-shown feeding means. The sheets are sent to the separating / feeding unit 32 by the conveying path 50, and are conveyed from the separating / feeding unit 32 one by one.
And is conveyed to the discrimination section 33.

Here, the discrimination unit 33 discriminates the denomination of coins and the presence / absence of an abnormality, and the coins discriminated as having an abnormality as a result are sent to the sorting unit 46 by the transport path 48 to the denomination safe 38-
The coins stored in 43 are discriminated as having no abnormalities, but after being counted, they are sent to the transport path 48 and the reject gate 3
6, via the transport path 49, are sequentially accumulated in the input receiving unit 31.

Then, after the specified denomination and the number of coins are aligned and the details of the transaction are printed by a receipt printer (not shown), the shutter 3 is opened, the coin is paid to the customer, and the card is returned and the receipt is released. .

The above is the normal payment transaction process, but during this transaction process, the remaining amount of coins in the coin-type safes 38 to 43 is detected due to malfunction or failure of the sensor (cash remaining amount detection means) that detects the remaining amount of coins. If there is a small amount of coins that cannot be detected and as a result there is a shortage of cash during the withdrawal, or there is a large amount of the abnormal coins described above and there is not enough withdrawal coins to pay, A failure occurs in the operating means (not shown) provided in the lower part, its drive mechanism, etc.
When the withdrawal from the coin becomes impossible, these situations are detected by the control unit 51, and the feeding means 45 is operated by the instruction from the control unit 51, and the coins are fed out one by one from the shared safe 44 and conveyed. After being dropped onto the path 50 and sent to the separating / feeding section 32 by this carrying path 50, it is sent from the separating / feeding section 32 to the carrying path 47 and carried to the discrimination section 33.

Then, the discrimination unit 33 discriminates the denomination and presence / absence of abnormality in the same manner as described above, and as a result, the coins discriminated as having abnormality or the coins of unnecessary denomination are selected through the transport path 48. Although the coins stored in the coin-type safes 38 to 43 by the unit 46 are counted, the coins that have been identified as having no abnormality are counted, and then the transfer path 48, the reject gate 36, and the transfer path 49, as in the case of the normal payment described above. After that, they are sequentially accumulated in the input receiving unit 31.

Then, after the specified denomination and the number of coins are aligned and the details of the transaction are printed by a receipt printer (not shown), the shutter 3 is opened and the coin is paid to the customer, and the card is returned and the receipt is released. .

As described above, the accepted payment transaction is executed without stopping the transaction on the way, and when this transaction ends, the control unit 51 stops the operation of the subsequent transaction involving withdrawal.

Next, in the case of a transfer transaction, when the customer inputs a transfer amount or an account of the transfer destination by pressing a ten key or the like (not shown), the shutter 30 opens, which allows the customer to input a coin in the same manner as at the time of the deposit transaction. When the coins are collectively inserted into the receiving / receiving unit 31, the shutter 30 is closed and coins are dropped from the receiving / receiving unit 31 to the separating / feeding unit 32.

Then, the coins are separated one by one by the separating and feeding unit 32 and sent to the conveying path 47, which is sequentially conveyed to the discriminating unit 33 by the conveying passage 47, and the discriminating unit 33 discriminates authenticity, denomination and the like. Is done. As a result, the coins that have been discriminated as true are counted, then sent to the conveyance path 48, and taken in the temporary storage section 37 by the taking-in gate 35 during the conveyance and sequentially accumulated. On the other hand, the coins that have been discriminated as false or unreadable are taken in from the reject gate 34 before the transport path 48, dropped onto the transport path 49 by the reject guide 36, and then transferred to the input receiving section 31 by the transport path 49. It is transported and sequentially accumulated.

In this way, after all the inserted coins have been identified and accumulated, if there are coins in the insertion receiving unit 31, the shutter 30 opens and the coins are returned to the customer, and then the shutter 30 Close, but at the same time as this processing, the control unit 51
Subtracts the total amount of coins in the temporary storage unit 37 from the transfer amount input by the customer, and if the result is that the transfer amount is greater than the total amount, the display unit (not shown) notifies the customer of that fact and transfers the coins. It is turned on again, and the discrimination and stacking operations are repeated as described above.

On the other hand, if the coins are not accumulated in the input receiving unit 31 after the discrimination and accumulation are completed, the control unit 51 subsequently subtracts the total amount of coins in the temporary storage unit 37 from the transfer amount input by the customer. If, as a result, the transfer amount is larger than the total amount, the display unit (not shown) notifies the customer of that fact and reinserts the coins, and the discrimination and stacking operations are repeated in the same manner as described above.

After these operations, the control unit 51 performs the subtraction again, and if the total amount and the transfer amount are equal as a result, the coins are transferred to the coin-type safes 38 in the same procedure as the coin storing process at the deposit transaction described above. Stored in ~ 43, then a receipt with the details of the transaction printed is issued, the card is returned, and the process ends.

Further, if all the coins inserted first are discriminated as true and accumulated in the temporary storage unit 37, and the result of the subtraction by the control unit 51 is that the total amount and the transfer amount are equal, in this case as well, at the time of the deposit transaction described above. The coins are stored in the coin-type safes 38 to 43 in the same procedure as in the coin storing process, after which a receipt in which the details of the transaction are printed is issued, the card is returned, and the process ends.

By the way, as a result of the subtraction in each of the above cases, when the total amount of money is larger than the amount of money to be transferred, the change is withdrawn.

In this case, the payout means (not shown) operates according to the instruction of the control unit 51, and coins are paid out one by one from the coin-type safes 38 to 43, and the change is issued to the customer by the same operation as in the case of the payment transaction described above. Although it is paid, it cannot be detected even though the remaining amount is small due to a defect or failure of the sensor that detects the remaining amount of coins in the coin-type safes 38 to 43 during this process, and as a result If there is a shortage, or if a large amount of the abnormal coins described above occurs and there is a shortage of withdrawal coins to be paid as change, or there is a failure in each operating means in the coin type safes 38 to 43, its drive mechanism, etc. If the withdrawal from these money type safes 38 to 43 becomes impossible, these situations are detected by the control unit 51, and the feeding means 45 is operated by the instruction from the control unit 51 to operate from the common safe 44. Coins are paid out one by one, and the transport path 50 is separated. Feeding unit 32 is conveyed to discrimination unit 33 through the transport path 47.

Then, the discrimination unit 33 performs discrimination of denominations and presence / absence of abnormality in the same manner as described above, and as a result, coins that are discriminated as having unnecessary denominations or abnormalities are conveyed by the sorting unit 46 via the conveyance path 48. Coins stored in denomination-specific safes 38-43, but coins that have been identified as having no abnormality are counted and then inserted through the transfer path 48, reject gate 34, and transfer path 49 as in the case of the normal payment described above. It is sequentially accumulated in the receiving unit 31.

Then, after the specified denomination and the number of coins are aligned and the details of the transaction are printed by a receipt printer (not shown), the shutter 30 is opened and the coin is paid to the customer, and the card is returned and the receipt is released. .

As described above, the accepted transfer transaction is executed without stopping the transaction on the way, and when this transaction is completed, the control unit 51 stops the operation of the subsequent transaction involving withdrawal.

〔The invention's effect〕

As described above, the present invention stores the deposited cash in the common safe regardless of the denomination when the denomination-type safe is full at the time of deposit transaction, etc., and outputs the change at the time of payment transaction or transfer transaction. When the first detecting means for detecting the shortage of cash in the middle of money is detected, or the second detecting means detects that the withdrawal of cash from the money-type safe has become impossible. In this case, since the cash is paid out from the common safe by the payout means for the shared safe and the withdrawn cash is used to cancel the transaction accompanied by the withdrawal, the transaction accepted by the device The effect of being able to almost completely cancel the transaction during the withdrawal processing of the system is obtained, and this will hardly bother the customer and give a bad impression, so that the reliability of the device can be improved. Kill.

In addition, since the cash of the relevant denomination of the cash paid out from the common safe is used to withdraw to the customer, there is no need to perform conversion due to the difference in denomination, control is easy, and processing time is short. You can get the effect.

[Brief description of drawings]

FIG. 1 is a diagram showing a first embodiment of an automatic transaction device according to the present invention, and FIG. 2 is a diagram showing a second embodiment of an automatic transaction device according to the present invention. 4,31: Input receiving section, 5,32: Separation and feeding section 7,33: Discrimination section, 8,9: Collecting means 12,13,38 ~ 43: Safe by money type, 16 ~ 19: Storage means, 20 ~ 22,4
5: Feeding means, 23 to 27, 47 to 50: Conveyance path 7, 51: Control section

 ─────────────────────────────────────────────────── ─── Continuation of the front page (56) References JP 62-157989 (JP, A) JP 57-125492 (JP, A) JP 60-209894 (JP, A) Practical application Sho 58- 36476 (JP, U)

Claims (1)

(57) [Claims] [Claim 1] A cash input by a customer, a cash input / reception section for returning and paying cash to the customer, and a discrimination for discriminating cash necessary for these transactions in deposit transactions, payment transactions, transfer transactions, etc. Departments, denomination-type safes that store received cash and cash for withdrawal by denomination, cash remaining amount detection means that detects the amount of remaining cash in each denomination-type safe, payment transactions and transfer transactions In order to pay out cash in the cash box of the cash type at the time of release of change, etc., the cashing means for the cash box of the cash type provided corresponding to each cash box of the cash type, and the transfer of cash between the deposit receiving section, the discrimination section and the cash box of the cash type. In the automatic transaction device equipped with a transportation path for carrying out, when the deposit safe is full at the time of deposit transaction, etc., a shared safe for storing the deposited cash regardless of denomination, and a change in payment transaction or transfer transaction. At release A first detecting means for detecting a shortage of cash in the middle of withdrawal of cash, and a second detecting means for detecting a shortage of cash when the cash cannot be withdrawn from the denomination-specific safe. A common safe payout means for paying out cash from the common safe when the first detection means detects a shortage of cash or when the second detection means detects that cash cannot be paid out. An automatic transaction apparatus comprising: control means for canceling a transaction involving withdrawal after cash is withdrawn from a corresponding safe out of cash delivered by a shared safe delivery means.