CN108665269A - A kind of method and device being traded using mobile device - Google Patents
A kind of method and device being traded using mobile device Download PDFInfo
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- CN108665269A CN108665269A CN201810475887.8A CN201810475887A CN108665269A CN 108665269 A CN108665269 A CN 108665269A CN 201810475887 A CN201810475887 A CN 201810475887A CN 108665269 A CN108665269 A CN 108665269A
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- mobile device
- virtual card
- position information
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
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Abstract
This application discloses a kind of method being traded using mobile device, mobile device, servers and with the device of store function.The method includes：Mobile device obtains ownship position information or receives input position information/instruction with station location marker of user, and upload server or server actively obtain the position information of mobile device；Mobile device receives the virtual card data from server, which corresponds to the position information of ownship position information, input position information, the instruction with station location marker or mobile device；Mobile device carries out NFC payment using virtual card data and NFC devices.By the above-mentioned means, the application can realize that the position matching of virtual card uses, improves the convenience of NFC payment.
Description
Technical field
This application involves payment technology fields, more particularly to a kind of method being traded using mobile device, movement
Equipment, server and the device with store function.
Background technology
With the development of science and technology, mobile device functionality increases, it is made to be used in the daily life of people more and more
In work；The especially appearance of mobile payment mode, brings great convenience to user, has both improved the safety of payment,
Eliminate the cumbersome of cash small change.Mobile payment mode is generally divided into two kinds of situations at present, and one is based on near-field communication (Near
Field Communication, NFC) mobile payment, another is the mobile branch based on identification code (such as Quick Response Code)
It pays.
Present inventor has found in long-term R＆D process with near-field communication (Near Field
Communication, NFC) technology development, using the card analog functuion of NFC, can mobile device be modeled to virtual card makes
With, such as simulation mass transit card.This mode can reduce the distribution of entity card, be also convenient for using management.But intend in snap gauge
In the process, different operators have it is different open card and with calliper then, cause virtual card difference intercommunication to use, brought not to user
Just, the popularization and application of this technology are also limited.
Invention content
The application is mainly solving the technical problems that a kind of method being traded using mobile device of offer, movement are set
Standby, server and device with store function can realize that the position matching of virtual card uses, improves the convenient of NFC payment
Property.
In order to solve the above technical problems, the technical solution that the application uses is：There is provided it is a kind of using mobile device into
The method of row transaction, the method includes：Mobile device obtains ownship position information or receives input position information/band of user
There is the instruction of station location marker, and upload server or server actively obtain the position information of mobile device；Mobile device
The virtual card data from server are received, virtual card data correspond to ownship position information, input position information, marked with position
The instruction of knowledge or the position information of mobile device；Mobile device carries out NFC payment using virtual card data and NFC devices.
In order to solve the above technical problems, another technical solution that the application uses is：There is provided it is a kind of use mobile device
The method being traded, the method includes：Server receives account information and location information from mobile device, or service
Device obtains the position information of mobile device, and location information is the ownship position information of mobile device or receives the input of user
Location information/the instruction with station location marker；Server obtains the virtual card data of associated account number information and location information；Service
Device sends virtual card data to mobile device.
In order to solve the above technical problems, another technical solution that the application uses is：A kind of mobile device is provided, it is described
Mobile device includes processor, memory and telecommunication circuit, and processor couples memory, telecommunication circuit, executes refer at work
It enables, to coordinate memory, telecommunication circuit to realize above-mentioned method of commerce.
In order to solve the above technical problems, another technical solution that the application uses is：A kind of server, the clothes are provided
Business device includes processor, NFC devices and telecommunication circuit, and processor couples NFC devices and telecommunication circuit, executes refer at work
It enables, to coordinate NFC devices and telecommunication circuit to realize above-mentioned method of commerce.
In order to solve the above technical problems, another technical solution that the application uses is：It provides a kind of with store function
Device, the device with store function has program stored therein, and described program, which is performed, realizes above-mentioned method of commerce.
The advantageous effect of the application is：The case where being different from the prior art, scheme provided herein are carrying out NFC branch
Before paying/when, first confirm the location information where mobile device, is obtained according to the location information of confirmation corresponding with the location information
Virtual card data, recycle corresponding virtual card data to be paid.In this way, it can obtain in time and place
The virtual card data that area matches obtain one " local card ", when being traded using the virtual card data, energy in time
The preferential policy locally blocked enough is enjoyed, it is more convenient flexible.
Description of the drawings
Fig. 1 is the flow diagram for the method first embodiment that the application is traded using mobile device.
Fig. 2 is the flow diagram for the method second embodiment that the application is traded using mobile device.
Fig. 3 is the flow diagram for the method third embodiment that the application is traded using mobile device
Fig. 4 is the flow diagram for the 4th embodiment of method that the application is traded using mobile device.
Fig. 5 is the structural schematic diagram of the application mobile device first embodiment.
Fig. 6 is the structural schematic diagram of the application server first embodiment.
Fig. 7 is the structural schematic diagram for the device first embodiment that the application has store function.
Specific implementation mode
To keep the purpose, technical solution and effect of the application clearer, clear, develop simultaneously embodiment pair referring to the drawings
The application is further described.
NFC payment mode is because it is strong with system privacy, support type of business is more, easy to operate, real-time online ability
By force, security performance is high, system structure is simple, realizing technical difficulty, the advantages such as low are gradually used more widely.In NFC payment process
In, NFC devices are worked in a manner of passive mode card, and there are two types of modes at present to realize that snap gauge is quasi-, and one is based on hard
Part, referred to as virtual mode card (Virtual Card Mode, VCM)；Another is to be referred to as host card based on software
Pattern (Host-based Card Emulation, HCE).Under host mode card, the safe mould of example, in hardware need not be provided
Block, but the function of security module, the number that NFC chip will receive at this time are completed in by running in a mobile device application
The application in mobile device is sent to complete to hand over according to being sent directly in the host system of mobile device, then by host system
Mutually.This mode depends on hardware because having broken away from, and has obtained preferable application.By the host card analog functuion of NFC devices,
Mobile device can be modeled to card to use, such as mobile device is modeled to mass transit card, member card, access card, not only
It brings advantage to the user, it is also convenient that card is managed, reduce the distribution of entity card, is more advantageous to green sustainable development
Exhibition.
The application provides a kind of method being traded using mobile device, may at least apply for following scene, user
Mobile device with NFC function is modeled to mass transit card to use, when progress snap gauge is quasi-, can be applied under the same account
Multiple virtual mass transit cards are opened, can particularly apply for the mass transit card for opening multiple different regions, that is, beyond the clouds same
Multiple and different virtual card data can be stored under a account.In use, positioning of mobile equipment or user can be passed through
The modes such as indicating positions information confirm mobile device location, and then call the virtual card to match with location automatically
Data are traded, that is, in that mass transit card of brush location " local ", can enjoy the preferential of local mass transit card
Policy, it is more convenient flexible.Certain the application is without being limited thereto, in other application scene, can also be applied to open multiple meetings
Member's card, to facilitate the more shops under same brand to use, give a discount for integral respectively etc..
Referring to Fig. 1, the flow that Fig. 1 is the method first embodiment that the application is traded using mobile device is illustrated
Figure.In this embodiment, this method comprises the following steps：
S101：Mobile device obtains ownship position information or receives the input position information of user/with station location marker
Instruction, and upload server or server actively obtain the position information of mobile device.
Wherein it is possible to when carrying out payment transaction using mobile device every time, mobile device location position will be confirmed
It sets；The latest position information of mobile device can also can be just reaffirmed, only when mobile device has above the fold change to obtain
Take the virtual card data to match with this area.
S102：Mobile device receives the virtual card data from server, and virtual card data correspond to ownship position information, defeated
Enter the position information of location information, the instruction with station location marker or mobile device.
Wherein, different regions are corresponding with the virtual card data to match, and it is multiple and different to be that an area is corresponding with
Virtual card data can also be that a virtual card data correspond to multiple areas, i.e. these area virtual card numbers having the same
It, being capable of intercommunication use according to structure.
S103：Mobile device carries out NFC payment using virtual card data and NFC devices.
Wherein, in payment, terminal of deducting fees can be written and read virtual card data by NFC devices, to realize payment.
By the above-mentioned means, before carrying out NFC payment/when, the virtual card to match with location can be obtained in time
Data obtain one " local card " in time, when being traded using the virtual card data, can enjoy locally block it is preferential
Policy, it is more convenient flexible.
Accurately technical scheme is described to be more clear, is carried out so that mobile phone simulates mass transit card as an example below
Illustrate, but the application is without being limited thereto, can be also used for simulating other different cards.Under host mode card, need in mobile device
The function of SE is completed in one application of middle operation, and then realizes the quasi- function of host snap gauge, which can have independent work(
The application of energy use, such as it is served only for simulation mass transit card, and realize the functions such as card management.Can also be on existing application foundation
An increased function, such as mass transit card is simulated as application foundation using existing QQ, wechat.It is carried out using host snap gauge is quasi-
When NFC payment, generally has and the flows such as open card, pay, supplement with money.
Specifically, virtual card application is downloaded and installed on the mobile apparatus, using the client of virtual card application to service
Virtual card request is opened in device transmission, opens virtual card request with subscriber identity information, card quantity information etc..Server receives simultaneously
Handle this open virtual card request to generate virtual card data or server will open virtual card request be sent to card sending system, with
Make card sending system processing open virtual card to ask and generate virtual card data.The virtual card data of generation can be stored in server
It holds spare.
Wherein, user can apply for opening simultaneously the virtual card of multiple different regions, and by corresponding virtual card data field
Minute mark is stored in spare under user account after knowing, and can also be to open multiple virtual cards several times.While opening virtual card
Or virtual card is supplemented with money after successfully opening, it then can be used to payment and use.For different regions multiple different void
Quasi- khaki is supplemented account with money and can be independent from each other, i.e., is supplemented with money respectively to different cards, and the amount of money in every card cannot lead to
With.Can also be established under user account one it is total supplement account with money, it is virtual that the amount of money in the account can distribute to multiple
Card uses.
Specifically, to it is total supplement account with money and supplement with money when, the amount of money supplemented with money is centrally saved in total account；Make
When with certain virtual card, the corresponding amount of money is obtained from total account immediately.It can also be that the amount of money is stored in different virtual cards, always
Reserved part petty cash in account；If petty cash runs out, system can inquire the remaining sum in other virtual cards, borrow remaining sum most
Part/full amount to total account in that more or least common card serves as petty cash.In other embodiments, may be used also
To be not provided with always supplementing with money account, only the account of different virtual cards is associated, it, can when insufficient in amount in certain virtual card
To call the amount of money of other virtual cards to use temporarily.In arbitrary virtual card insufficient in amount, user is prompted to supplement with money in time certainly.
In other embodiments, virtual card of the user in addition to that can apply for opening multiple different regions under personal account
In addition, it can also apply that public virtual card community is added, public virtual card is used with application.Certainly it is not added in advance public virtual
Card community is also that can use public virtual card with provisional application.
Specifically, a public virtual card community is provided in server beyond the clouds, multiple are stored with differently in the region
The public virtual card in area, these public blank uses of virtual card are reusable, can be intended for single use, can also be used for multiple times.
It, can interim Shen when user goes to a new urban area, and does not open the virtual card of this area under personal account
It please use these public virtual cards；When downloading using public virtual card, it can be set using time limit, access times etc., and will
Corresponding money charging is in the virtual card.The process of supplementing with money can use Third-party payment, can also use the gold under personal account
Volume is paid.
It is the flow for the method second embodiment that the application is traded using mobile device referring specifically to Fig. 2, Fig. 2
Schematic diagram.In this embodiment, this method comprises the following steps：
User opens virtual card application, i.e., the instruction for starting virtual card and applying is sent out to mobile device.
Mobile device detects the instruction for starting virtual card application, and responds the instruction of startup virtual card application and then open
The virtual card application is moved, and ownship position information, or the man-machine boundary of display are applied for by the card roam module that virtual card is applied automatically
Face requires user's input position information.Specifically, mobile device is currently located urban information by GPS or dipper system acquisition,
Or it is currently located urban information by what man-machine interface acquisition user selected or input, or pass through man-machine interface and obtain user's selection
Or input is with the instruction for being currently located urban sign.That is, before being swiped the card, first opens virtual card and apply to confirm that movement is set
Standby location information, the location information can be that mobile device automatic positioning obtains, and can also be that user selects input, such as user
It manually selects/inputs it and be currently located city；Or selection/input carries the instruction for being currently located urban sign, such as select
It is logical using Shenzhen, Beijing residents' card etc., to confirm mobile device needs which virtual card used in transaction.
After confirming mobile device position information, virtual card data are obtained to server.
Specifically, it after confirming mobile device position information, directly generates and obtains virtual card request of data, will obtain
Virtual card request of data is sent to server to obtain virtual card data.Wherein, it obtains virtual card request of data and carries account
The location information etc. of information, mobile device.
Server receive the acquisition virtual card request of data from mobile device after, according in request account information and position
Confidence ceases, and obtains virtual card data associated with the account information and location information, and the virtual card data encryption is handled
After send back mobile device.Wherein, the virtual card data sent back include the secret key of virtual card, for carrying out authentication.
Wherein, server obtains virtual card data associated with the account information and location information and specifically includes：Service
The virtual card data that device searches the matching account information and location information in the local database just will be corresponding if found
Virtual card data sent；If searched less than the virtual card number of in-time generatin associated account number information and location information
According to then the virtual card data of generation being sent, specific generating mode is equal to out card mode, and details are not described herein.
In another embodiment, it can be monitoring server obtains mobile device location information, when monitoring to move
When the area of equipment changing position, prompt the user whether to need to obtain associated with latest position virtual card data, or active to
Mobile device sends newest virtual card data.In this way, the virtual card data needed most can be got in time, also
It can realize offline electronic payment.For example, the use of the area swiped the card may be the bad mountain area or remote districts of network signal, by this
Mode can obtain virtual card data in advance before entering this area, then directly local using all right.
After mobile device receives virtual card data, local preservation is carried out.Then it is swiping the card in use, can directly read
The virtual card data locally preserved realize offline electronic payment.
Confirming mobile device position information, after obtaining virtual card data, by mobile device close to terminal of deducting fees, is building
After vertical near field radio frequency communication, terminal of deducting fees initiates fee deduction instruction to mobile device.
Mobile device receives and responds the fee deduction instruction, and read-write virtual card data are to handle corresponding transaction.
Referring to Fig. 3, the flow that Fig. 3 is the method third embodiment that the application is traded using mobile device is illustrated
Figure.In yet another embodiment, can be user open virtual card application, start the virtual card application, after answered by virtual card
Card roam module applies for ownship position information automatically, obtains mobile device after location information close to terminal of deducting fees, receives
And respond the fee deduction instruction and generated based on fee deduction instruction processing and obtain virtual card request of data, virtual card data will be obtained and asked
It asks and is sent to server to obtain virtual card data.Wherein, acquisition virtual card request of data carries account information and movement is set
Standby location information.The specific process for obtaining virtual card data please refers to foregoing description, and details are not described herein.Mobile device receives
To after virtual card data, fee deduction instruction is executed, read-write virtual card data are to handle corresponding transaction.
In other embodiments, it can also be the location information for confirming mobile device again during swiping the card transaction.
Specifically, user may stay in a fixed area for a long time, and such as homeplace, work location etc., only
It is that occasional goes to other area, as work is gone on business.In this case, virtual card frequency of use problem is had, that is, the card having is frequent
It uses, some cards only use once in a while.So for commonly using area, it is not necessary to every time use when all reaffirm
The position of mobile device.
Based on this, one or more common virtual card data can be preserved in mobile device end；When in use, directly into
Capable transaction of swiping the card, in process of exchange, mobile device is locally searching whether matched virtual card data, if so, then straight
It connects and is written and read, complete transaction；If not provided, executing confirmation location information again, the operation of the virtual card data to match is obtained.
In this way, exchange hour can be saved, payment efficiency is improved.Such as, can be arranged when the use time of some virtual card data
When number/frequency is more than predetermined threshold value, mobile device then locally preserves the virtual card data；When some virtual card data does not make for a long time
Used time is then automatically deleted, and waits when reusing, then server end is gone to obtain.It, also can be regular for the frequently-used data locally preserved
With server interactive refreshing data.
In an application scenarios, above-mentioned method of commerce is illustrated for mobile device is modeled to mass transit card.
User downloads installation virtual card application on the mobile apparatus, by the application registration personal account, and applies opening Shenzhen, Beijing
The virtual mass transit card of two places, and the virtual card data after opening are stored in server end.Need take pubic transport/subway when,
Virtual card application is opened, it is Shenzhen that mobile device automatic positioning, which obtains current location, and the location information is sent to server,
To obtain the virtual card data of Shenzhen mass transit card, after mobile device receives and preserves virtual card data, you can be used for cCredit card payment
Transaction.When user goes on business from Shenzhen to Beijing, virtual card application is opened, it is Beijing that user, which selects switching current city, and will
The location information is sent to server, to obtain the virtual card data of Beijing Public Transport card, for payment transaction.
Referring to Fig. 4, the flow that Fig. 4 is the method third embodiment that the application is traded using mobile device is illustrated
Figure.In this embodiment, this method comprises the following steps：
S401：Account information and location information or server of the server reception from mobile device obtain mobile device
Position information, location information be mobile device ownship position information or receive user input position information/carry
The instruction of station location marker.
S402：Server obtains the virtual card data of associated account number information and location information.
S403：Server sends virtual card data to mobile device.
It is the method flow of server end in above-mentioned method of commerce described in the embodiment, referring specifically to above-mentioned reality
The description of mode is applied, details are not described herein.
The application also provides a kind of mobile device for realizing above-mentioned method of commerce, is the application referring specifically to 5, Fig. 5
The structural schematic diagram of mobile device first embodiment.In this embodiment, which includes processor 501, NFC devices
Part 502 and telecommunication circuit 503, processor 501 couple NFC devices 502 and telecommunication circuit 503, execute instruction at work, to match
It closes NFC devices 502 and telecommunication circuit 503 realizes above-mentioned method of commerce, specific work process and in above method embodiment one
It causes, therefore is not repeating herein, please refer to the explanation of the above corresponding method step in detail.Wherein mobile device can be mobile phone, put down
Plate computer, wearable device etc. or other devices with NFC devices.
The application also provides a kind of server for realizing above-mentioned method of commerce, is the application clothes referring specifically to 6, Fig. 6
The structural schematic diagram for device first embodiment of being engaged in.In this embodiment, which includes processor 601,602 and of memory
Telecommunication circuit 603, processor 601 couple memory 602 and telecommunication circuit 603, execute instruction at work, to coordinate memory
602 and telecommunication circuit 603 realize above-mentioned method of commerce, specific work process with it is consistent in above method embodiment, therefore herein
It is not repeating, is please referring to the explanation of the above corresponding method step in detail.
The application also provides a kind of device with store function for realizing above-mentioned method of commerce, referring specifically to 7, figure
7 be the structural schematic diagram for the device first embodiment that the application has store function.In this embodiment, there is storage work(
Can device 70 have program stored therein 701, program 701, which is performed, realizes above-mentioned method of commerce.Specific work process and above-mentioned side
It is consistent in method embodiment, therefore details are not described herein, please refers to the explanation of the above corresponding method step in detail.Wherein storage device can
To be portable storage media such as USB flash disk, CD, mobile hard disk, read-only memory (ROM, Read-Only Memory), deposit at random
The various media that can store program code such as access to memory (RAM, Random Access Memory), magnetic disc can also be
Terminal, server etc..
Above scheme, scheme provided herein before carrying out NFC payment/when, first confirm mobile device where position
Confidence ceases, and obtains virtual card data corresponding with the location information according to the location information of confirmation, recycles corresponding void
Quasi- card data are paid.In this way, the virtual card data to match with location can be obtained in time, i.e., in time
One " local card " is obtained, when being traded using the virtual card data, the preferential policy locally blocked can be enjoyed, more just
Just flexibly.
In several embodiments provided herein, it should be understood that disclosed system, device and method can
To realize by another way.For example, device embodiments described above are only schematical, for example, the mould
The division of block or unit, only a kind of division of logic function, formula that in actual implementation, there may be another division manner, for example (,) it is multiple
Unit or component can be combined or can be integrated into another system, or some features can be ignored or not executed.It is another
Point, shown or discussed mutual coupling, direct-coupling or communication connection can be by some interfaces, device or
The INDIRECT COUPLING of unit or communication connection can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separated, aobvious as unit
The component shown may or may not be physical unit, you can be located at a place, or may be distributed over multiple
In network element.Some or all of unit therein can be selected according to the actual needs to realize present embodiment scheme
Purpose.
In addition, each functional unit in each embodiment of the application can be integrated in a processing unit, also may be used
It, can also be during two or more units be integrated in one unit to be that each unit physically exists alone.It is above-mentioned integrated
The form that hardware had both may be used in unit is realized, can also be realized in the form of SFU software functional unit.
If the integrated unit is realized in the form of SFU software functional unit and sells or use as independent product
When, it can be stored in a computer read/write memory medium.Based on this understanding, the technical solution of the application is substantially
The all or part of the part that contributes to existing technology or the technical solution can be in the form of software products in other words
It embodies, which is stored in a storage medium, including some instructions are used so that a computer
It is each that equipment (can be personal computer, server or the network equipment etc.) or processor (processor) execute the application
The all or part of step of embodiment the method.
The foregoing is merely presently filed embodiments, are not intended to limit the scope of the claims of the application, every to utilize this
Equivalent structure or equivalent flow shift made by application specification and accompanying drawing content, it is relevant to be applied directly or indirectly in other
Technical field includes similarly in the scope of patent protection of the application.
Claims (10)
1. a kind of method being traded using mobile device, which is characterized in that the method includes：
Mobile device obtains ownship position information or receives input position information/instruction with station location marker of user, and on
It passes server or the server actively obtains the position information of the mobile device；
The mobile device receives the virtual card data from the server, and the virtual card data correspond to the ownship position
Information, input position information, the position information of the instruction with station location marker or the mobile device；
The mobile device carries out NFC payment using the virtual card data and NFC devices.
2. the method according to claim 1 being traded using mobile device, which is characterized in that the mobile device obtains
Ownship position information or receive the input position information of user/with the instruction of station location marker and include：
The mobile device is currently located urban information by GPS or dipper system acquisition, or obtains user by man-machine interface
What is selected or input is currently located urban information, or by man-machine interface obtain that user selects or inputs with being currently located city
The instruction of city's mark.
3. the method according to claim 1 being traded using mobile device, which is characterized in that the mobile device obtains
Include before obtaining input position information/instruction with station location marker of ownship position information or reception user：
The mobile device detects the instruction for starting virtual card application；
The mobile device responds the instruction of the startup virtual card application and then starts the virtual card application, and by described
The card roam module of virtual card application applies for that ownship position information, or display man-machine interface require user's input bit confidence automatically
Breath.
4. the method according to any one of claims 1 to 3 being traded using mobile device, which is characterized in that described
Mobile device is carried out using the virtual card data and NFC function module：
The virtual card application of the mobile device preserves the virtual card data that one or more frequency of use are more than predetermined threshold value.
5. a kind of method being traded using mobile device, which is characterized in that the method includes：
Account information and location information or the server of the server reception from mobile device obtain the mobile device
Position information, the location information are the ownship position information of the mobile device or receive the input bit confidence of user
Breath/the instruction with station location marker；
The server obtains the virtual card data for being associated with the account information and location information；
The server sends the virtual card data to the mobile device.
6. the method according to claim 5 being traded using mobile device, which is characterized in that the server obtains
The virtual card data for being associated with the account information and location information include：
The server searches the virtual card data for matching the account information and location information in the local database, or generates
It is associated with the account information and the virtual card data of location information.
7. the method according to claim 5 being traded using mobile device, which is characterized in that the server is advance
Preserve the virtual card data in predetermined city.
8. a kind of mobile device, which is characterized in that the mobile device includes processor, NFC devices and telecommunication circuit, the place
It manages device and couples the NFC devices and telecommunication circuit, execute instruction at work, to coordinate the NFC devices and telecommunication circuit real
Existing claim 1-4 any one of them method of commerce.
9. a kind of server, which is characterized in that the server includes processor, memory and telecommunication circuit, the processor
The memory, telecommunication circuit are coupled, is executed instruction at work, to coordinate the memory, telecommunication circuit to realize that right is wanted
Seek 5-7 any one of them method of commerce.
10. a kind of device with store function, which is characterized in that the device with store function has program stored therein, institute
It states program and is performed realization claim 1-7 any one of them method of commerce.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810475887.8A CN108665269A (en) | 2018-05-17 | 2018-05-17 | A kind of method and device being traded using mobile device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810475887.8A CN108665269A (en) | 2018-05-17 | 2018-05-17 | A kind of method and device being traded using mobile device |
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| Publication Number | Publication Date |
|---|---|
| CN108665269A true CN108665269A (en) | 2018-10-16 |
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| CN201810475887.8A Pending CN108665269A (en) | 2018-05-17 | 2018-05-17 | A kind of method and device being traded using mobile device |
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