AU2001238061A1 - System and method for secure electronic fund transfers - Google Patents

System and method for secure electronic fund transfers

Info

Publication number
AU2001238061A1
AU2001238061A1 AU2001238061A AU3806101A AU2001238061A1 AU 2001238061 A1 AU2001238061 A1 AU 2001238061A1 AU 2001238061 A AU2001238061 A AU 2001238061A AU 3806101 A AU3806101 A AU 3806101A AU 2001238061 A1 AU2001238061 A1 AU 2001238061A1
Authority
AU
Australia
Prior art keywords
secure electronic
electronic fund
fund transfers
transfers
secure
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2001238061A
Inventor
Stephen Lange Ranzini
John Sheridan
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Individual
Original Assignee
Individual
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Individual filed Critical Individual
Publication of AU2001238061A1 publication Critical patent/AU2001238061A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
    • G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/12—Payment architectures specially adapted for electronic shopping systems
    • G06Q20/123—Shopping for digital content
    • G06Q20/1235—Shopping for digital content with control of digital rights management [DRM]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Storage Device Security (AREA)
AU2001238061A 2000-02-10 2001-02-08 System and method for secure electronic fund transfers Abandoned AU2001238061A1 (en)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
US09501874 2000-02-10
US09/501,874 US7120606B1 (en) 2000-02-10 2000-02-10 System and method for secure electronic fund transfers
PCT/US2001/003999 WO2001059983A1 (en) 2000-02-10 2001-02-08 System and method for secure electronic fund transfers

Publications (1)

Publication Number Publication Date
AU2001238061A1 true AU2001238061A1 (en) 2001-08-20

Family

ID=23995369

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2001238061A Abandoned AU2001238061A1 (en) 2000-02-10 2001-02-08 System and method for secure electronic fund transfers

Country Status (5)

Country Link
US (2) US7120606B1 (en)
EP (1) EP1260051A4 (en)
AU (1) AU2001238061A1 (en)
CA (1) CA2399638A1 (en)
WO (1) WO2001059983A1 (en)

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US7512798B2 (en) * 2003-06-27 2009-03-31 Microsoft Corporation Organization-based content rights management and systems, structures, and methods therefor
US7716288B2 (en) 2003-06-27 2010-05-11 Microsoft Corporation Organization-based content rights management and systems, structures, and methods therefor
US7549062B2 (en) * 2003-06-27 2009-06-16 Microsoft Corporation Organization-based content rights management and systems, structures, and methods therefor
US8543477B2 (en) * 2003-09-30 2013-09-24 Federal Reserve Bank Of Atlanta Value tracking and reporting of automated clearing house transactions
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US7881996B1 (en) 2004-08-03 2011-02-01 Federal Reserve Bank Of Atlanta Method and system for screening financial transactions
US20080195499A1 (en) * 2004-08-19 2008-08-14 Thomas Meredith Method Of Providing Cash And Cash Equivalent For Electronic Transctions
US7580886B1 (en) 2004-09-15 2009-08-25 Federal Reserve Bank Of Atlanta Managing foreign payments in an international ACH
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US7686209B2 (en) 2005-02-28 2010-03-30 Federal Reserve Bank Of Dallas Cash letter print streams with audit data
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US8032462B2 (en) * 2005-07-07 2011-10-04 Federal Reserve Bank Of Kansas City Electronic image cash letter balancing
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US20080287095A1 (en) * 2006-03-20 2008-11-20 Sms.Ac Systems and methods for generation, registration and mobile phone billing of a network-enabled application with one-time opt-in
US7753259B1 (en) 2006-04-13 2010-07-13 Jpmorgan Chase Bank, N.A. System and method for granting promotional rewards to both customers and non-customers
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US20080052373A1 (en) * 2006-05-01 2008-02-28 Sms.Ac Systems and methods for a community-based user interface
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US7918386B2 (en) 2007-11-06 2011-04-05 Federal Reserve Bank Of Kansas City Cash letter print verification
US8238638B2 (en) 2008-01-31 2012-08-07 Federal Reserve Bank Of Kansas City Tag validation for efficiently assessing electronic check image quality
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US10318936B2 (en) 2012-03-07 2019-06-11 Early Warning Services, Llc System and method for transferring funds
US10970688B2 (en) 2012-03-07 2021-04-06 Early Warning Services, Llc System and method for transferring funds
US10395223B2 (en) 2012-03-07 2019-08-27 Early Warning Services, Llc System and method for transferring funds
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US9626664B2 (en) 2012-03-07 2017-04-18 Clearxchange, Llc System and method for transferring funds
US11593800B2 (en) 2012-03-07 2023-02-28 Early Warning Services, Llc System and method for transferring funds
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US8762272B1 (en) * 2012-12-27 2014-06-24 Google Inc. Management of emails containing payments
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US10769606B2 (en) 2015-03-23 2020-09-08 Early Warning Services, Llc Payment real-time funds availability
US10839359B2 (en) 2015-03-23 2020-11-17 Early Warning Services, Llc Payment real-time funds availability
US10878387B2 (en) 2015-03-23 2020-12-29 Early Warning Services, Llc Real-time determination of funds availability for checks and ACH items
US10748127B2 (en) 2015-03-23 2020-08-18 Early Warning Services, Llc Payment real-time funds availability
US10832246B2 (en) 2015-03-23 2020-11-10 Early Warning Services, Llc Payment real-time funds availability
US10963856B2 (en) 2015-07-21 2021-03-30 Early Warning Services, Llc Secure real-time transactions
US10438175B2 (en) 2015-07-21 2019-10-08 Early Warning Services, Llc Secure real-time payment transactions
US11151522B2 (en) 2015-07-21 2021-10-19 Early Warning Services, Llc Secure transactions with offline device
US11037121B2 (en) 2015-07-21 2021-06-15 Early Warning Services, Llc Secure real-time transactions
US11386410B2 (en) 2015-07-21 2022-07-12 Early Warning Services, Llc Secure transactions with offline device
US10956888B2 (en) 2015-07-21 2021-03-23 Early Warning Services, Llc Secure real-time transactions
US11062290B2 (en) 2015-07-21 2021-07-13 Early Warning Services, Llc Secure real-time transactions
US11037122B2 (en) 2015-07-21 2021-06-15 Early Warning Services, Llc Secure real-time transactions
US11151523B2 (en) 2015-07-21 2021-10-19 Early Warning Services, Llc Secure transactions with offline device
US10970695B2 (en) 2015-07-21 2021-04-06 Early Warning Services, Llc Secure real-time transactions
US11157884B2 (en) 2015-07-21 2021-10-26 Early Warning Services, Llc Secure transactions with offline device
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Also Published As

Publication number Publication date
EP1260051A1 (en) 2002-11-27
US7120606B1 (en) 2006-10-10
EP1260051A4 (en) 2009-11-11
CA2399638A1 (en) 2001-08-16
US20060277144A1 (en) 2006-12-07
WO2001059983A1 (en) 2001-08-16

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