AU2001232932A1 - Method and apparatus for conducting electronic commerce transactions using electronic tokens - Google Patents

Method and apparatus for conducting electronic commerce transactions using electronic tokens

Info

Publication number
AU2001232932A1
AU2001232932A1 AU2001232932A AU3293201A AU2001232932A1 AU 2001232932 A1 AU2001232932 A1 AU 2001232932A1 AU 2001232932 A AU2001232932 A AU 2001232932A AU 3293201 A AU3293201 A AU 3293201A AU 2001232932 A1 AU2001232932 A1 AU 2001232932A1
Authority
AU
Australia
Prior art keywords
electronic
commerce transactions
tokens
conducting
electronic commerce
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Abandoned
Application number
AU2001232932A
Inventor
Marvin T. Ling
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
GTX Corp
Original Assignee
GTX Corp
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Family has litigation
First worldwide family litigation filed litigation Critical https://patents.darts-ip.com/?family=27497276&utm_source=google_patent&utm_medium=platform_link&utm_campaign=public_patent_search&patent=AU2001232932(A1) "Global patent litigation dataset” by Darts-ip is licensed under a Creative Commons Attribution 4.0 International License.
Priority claimed from US09/553,695 external-priority patent/US7177838B1/en
Priority claimed from US09/665,237 external-priority patent/US7376621B1/en
Application filed by GTX Corp filed Critical GTX Corp
Publication of AU2001232932A1 publication Critical patent/AU2001232932A1/en
Abandoned legal-status Critical Current

Links

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • G06Q20/06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/04Payment circuits
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/28Pre-payment schemes, e.g. "pay before"
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/22Payment schemes or models
    • G06Q20/29Payment schemes or models characterised by micropayments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • G06Q20/367Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes involving electronic purses or money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0222During e-commerce, i.e. online transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0226Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0239Online discounts or incentives
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0601Electronic shopping [e-shopping]
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F17/00Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/16Coin-freed apparatus for hiring articles; Coin-freed facilities or services for devices exhibiting advertisements, announcements, pictures or the like

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Strategic Management (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Business, Economics & Management (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Cash Registers Or Receiving Machines (AREA)
AU2001232932A 2000-01-26 2001-01-23 Method and apparatus for conducting electronic commerce transactions using electronic tokens Abandoned AU2001232932A1 (en)

Applications Claiming Priority (9)

Application Number Priority Date Filing Date Title
US17823900P 2000-01-26 2000-01-26
US60/178,239 2000-01-26
US09/553,695 2000-04-21
US09/553,695 US7177838B1 (en) 2000-01-26 2000-04-21 Method and apparatus for conducting electronic commerce transactions using electronic tokens
US09/665,237 2000-09-18
US09/665,237 US7376621B1 (en) 2000-01-26 2000-09-18 Method and apparatus for conducting electronic commerce transactions using electronic tokens
US09/753,784 US7328189B2 (en) 2000-01-26 2001-01-02 Method and apparatus for conducting electronic commerce transactions using electronic tokens
US09/753,784 2001-01-02
PCT/US2001/002254 WO2001055815A2 (en) 2000-01-26 2001-01-23 Method and apparatus for conducting electronic commerce transactions using electronic tokens

Publications (1)

Publication Number Publication Date
AU2001232932A1 true AU2001232932A1 (en) 2001-08-07

Family

ID=27497276

Family Applications (1)

Application Number Title Priority Date Filing Date
AU2001232932A Abandoned AU2001232932A1 (en) 2000-01-26 2001-01-23 Method and apparatus for conducting electronic commerce transactions using electronic tokens

Country Status (5)

Country Link
US (3) US7328189B2 (en)
EP (1) EP1252562A4 (en)
JP (1) JP2003524240A (en)
AU (1) AU2001232932A1 (en)
WO (1) WO2001055815A2 (en)

Families Citing this family (298)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US7739381B2 (en) 1998-03-11 2010-06-15 Commvault Systems, Inc. System and method for providing encryption in storage operations in a storage network, such as for use by application service providers that provide data storage services
US7809642B1 (en) 1998-06-22 2010-10-05 Jpmorgan Chase Bank, N.A. Debit purchasing of stored value card for use by and/or delivery to others
US6615189B1 (en) 1998-06-22 2003-09-02 Bank One, Delaware, National Association Debit purchasing of stored value card for use by and/or delivery to others
US8538801B2 (en) 1999-02-19 2013-09-17 Exxonmobile Research & Engineering Company System and method for processing financial transactions
US7055040B2 (en) * 1999-04-02 2006-05-30 Hewlett-Packard Development Company, L.P. Method and apparatus for uniquely and securely loading software to an individual computer
AU4508001A (en) * 1999-11-29 2001-06-18 Microsoft Corporation System and method for flexible micropayment of low value electronic assets
US8793160B2 (en) 1999-12-07 2014-07-29 Steve Sorem System and method for processing transactions
FR2802372B1 (en) * 1999-12-09 2002-05-03 France Telecom ELECTRONIC PAYMENT SYSTEM THROUGH A TELECOMMUNICATION NETWORK
US6615190B1 (en) * 2000-02-09 2003-09-02 Bank One, Delaware, National Association Sponsor funded stored value card
US20050060249A1 (en) * 2000-02-24 2005-03-17 Kia Silverbrook Document supply control
WO2001073631A1 (en) * 2000-03-29 2001-10-04 Riskmonster.Com System for anonymity electronic commerce having crediting function and method
US20020007351A1 (en) * 2000-04-28 2002-01-17 Hillegass James C. Digital tokens and system and method relating to digital tokens
FR2809206A1 (en) * 2000-05-16 2001-11-23 France Telecom Method of access to multimedia content available on data network with payment collection, uses value unit purchased by user from distributor who reveals hidden number to access multimedia content
US8086697B2 (en) 2005-06-28 2011-12-27 Claria Innovations, Llc Techniques for displaying impressions in documents delivered over a computer network
US7475404B2 (en) 2000-05-18 2009-01-06 Maquis Techtrix Llc System and method for implementing click-through for browser executed software including ad proxy and proxy cookie caching
JP2001344199A (en) * 2000-06-02 2001-12-14 Nec Corp Distributed processing system and method, and recording medium
US7076445B1 (en) 2000-06-20 2006-07-11 Cartwright Shawn D System and methods for obtaining advantages and transacting the same in a computer gaming environment
JP2002041171A (en) * 2000-07-27 2002-02-08 Canon Inc Install key issuing system, install key issuing device and method, computer system and software install method
AU2001282935A1 (en) 2000-08-01 2002-02-13 First Usa Bank, N.A. System and method for transponder-enabled account transactions
US20020022971A1 (en) * 2000-08-21 2002-02-21 Masanori Tanaka Software rental system, software rental method, and computer program for being executed on the software rental system
US8225414B2 (en) * 2000-08-28 2012-07-17 Contentguard Holdings, Inc. Method and apparatus for identifying installed software and regulating access to content
US6938019B1 (en) * 2000-08-29 2005-08-30 Uzo Chijioke Chukwuemeka Method and apparatus for making secure electronic payments
US7487113B2 (en) * 2000-09-07 2009-02-03 United States Postal Service Systems and methods for providing item sales and delivery service
US7415442B1 (en) 2000-09-26 2008-08-19 Integrated Technological Systems, Inc. Integrated technology money transfer system
US7660740B2 (en) 2000-10-16 2010-02-09 Ebay Inc. Method and system for listing items globally and regionally, and customized listing according to currency or shipping area
US7831467B1 (en) 2000-10-17 2010-11-09 Jpmorgan Chase Bank, N.A. Method and system for retaining customer loyalty
US7295999B1 (en) 2000-12-20 2007-11-13 Jpmorgan Chase Bank, N.A. System and method for determining eligibility and enrolling members in various programs
US7567937B2 (en) * 2001-01-17 2009-07-28 Xprt Ventures, Llc System and method for automatically effecting payment for a user of an electronic auction system
US7483856B2 (en) 2001-01-17 2009-01-27 Xprt Ventures, Llc System and method for effecting payment for an electronic auction commerce transaction
US7647244B2 (en) 2001-01-29 2010-01-12 Michael Gary Platner Method for providing a certificate for an online product
WO2002071287A2 (en) * 2001-02-23 2002-09-12 Mobilitec Inc. System and method for charging for directed provisioning of user applications on limited-resource devices
US7895098B2 (en) 2001-03-01 2011-02-22 Jpmorgan Chase Bank, N.A. System and method for measuring and utilizing pooling analytics
US20040133435A1 (en) * 2001-04-11 2004-07-08 Berlin Phillip A. Centralized electronic sales using a consolidator
WO2002089035A1 (en) * 2001-04-27 2002-11-07 United States Postal Service Item delivery service with return component
AU2002312381A1 (en) 2001-06-07 2002-12-16 First Usa Bank, N.A. System and method for rapid updating of credit information
US7266839B2 (en) 2001-07-12 2007-09-04 J P Morgan Chase Bank System and method for providing discriminated content to network users
WO2003017154A1 (en) * 2001-07-19 2003-02-27 Maeda, Etsushi Auction method
US7353281B2 (en) * 2001-08-06 2008-04-01 Micron Technology, Inc. Method and system for providing access to computer resources
JP2009116894A (en) * 2001-08-09 2009-05-28 Paybyclick Corp System and method for electronic commerce transaction
US8020754B2 (en) 2001-08-13 2011-09-20 Jpmorgan Chase Bank, N.A. System and method for funding a collective account by use of an electronic tag
US20030069828A1 (en) * 2001-10-04 2003-04-10 Eastman Kodak Company System for and managing assets using priority tokens
US7752266B2 (en) 2001-10-11 2010-07-06 Ebay Inc. System and method to facilitate translation of communications between entities over a network
US8904270B2 (en) * 2006-11-29 2014-12-02 Omtool Ltd. Methods and apparatus for enterprise document distribution
US8732566B2 (en) * 2006-11-29 2014-05-20 Omtool, Ltd. Methods and apparatus for digital content handling
US7480862B2 (en) * 2001-11-27 2009-01-20 Claria Corporation Method and apparatus for providing information regarding computer programs
US7987501B2 (en) 2001-12-04 2011-07-26 Jpmorgan Chase Bank, N.A. System and method for single session sign-on
US7899753B1 (en) 2002-03-25 2011-03-01 Jpmorgan Chase Bank, N.A Systems and methods for time variable financial authentication
US20030195834A1 (en) * 2002-04-10 2003-10-16 Hillis W. Daniel Automated online purchasing system
FR2839225B1 (en) * 2002-04-24 2008-05-09 Canon Kk METHOD AND DEVICE FOR PROCESSING ELECTRONIC TRANSACTION
US7069515B1 (en) * 2002-05-21 2006-06-27 Claria Corporation Method and apparatus for displaying messages in computer systems
US8078505B2 (en) 2002-06-10 2011-12-13 Ebay Inc. Method and system for automatically updating a seller application utilized in a network-based transaction facility
EP1398966A1 (en) * 2002-09-05 2004-03-17 Irdeto Access B.V. Transaction system
GB2409553B (en) 2002-09-16 2007-04-04 Commvault Systems Inc System and method for optimizing storage operations
KR20030038350A (en) * 2002-09-18 2003-05-16 주식회사 케이티프리텔 Method for circulating an electronic gift certificate in online and offline system
US20040122736A1 (en) 2002-10-11 2004-06-24 Bank One, Delaware, N.A. System and method for granting promotional rewards to credit account holders
US7603341B2 (en) 2002-11-05 2009-10-13 Claria Corporation Updating the content of a presentation vehicle in a computer network
US8301493B2 (en) 2002-11-05 2012-10-30 Jpmorgan Chase Bank, N.A. System and method for providing incentives to consumers to share information
US20040117303A1 (en) * 2002-12-16 2004-06-17 Hermogenes Gamboa Apparatus and anonymous payment system (ASAP) for the internet and other networks
US20040158733A1 (en) 2003-02-11 2004-08-12 Thaddeus Bouchard Method and system for secure facsimile delivery and registration
US20040162765A1 (en) * 2003-02-19 2004-08-19 Hobie Reber System and a method for locating an item offered for sale by a merchant
JP2004265055A (en) * 2003-02-28 2004-09-24 Fujitsu Ltd Pos system
US20040199421A1 (en) * 2003-04-04 2004-10-07 Oda Lisa Maureen Method and system to discharge a liability associated with a proprietary currency
US9881308B2 (en) 2003-04-11 2018-01-30 Ebay Inc. Method and system to facilitate an online promotion relating to a network-based marketplace
US9406068B2 (en) * 2003-04-25 2016-08-02 Apple Inc. Method and system for submitting media for network-based purchase and distribution
WO2004097635A2 (en) 2003-04-25 2004-11-11 Apple Computer, Inc. Graphical user interface for browsing, searching and presenting media items
US8306907B2 (en) 2003-05-30 2012-11-06 Jpmorgan Chase Bank N.A. System and method for offering risk-based interest rates in a credit instrument
US7742985B1 (en) 2003-06-26 2010-06-22 Paypal Inc. Multicurrency exchanges between participants of a network-based transaction facility
US8175908B1 (en) 2003-09-04 2012-05-08 Jpmorgan Chase Bank, N.A. Systems and methods for constructing and utilizing a merchant database derived from customer purchase transactions data
WO2005027008A1 (en) * 2003-09-10 2005-03-24 Ntt Docomo, Inc. Method and apparatus for secure and small credits for verifiable service provider metering
US8170912B2 (en) 2003-11-25 2012-05-01 Carhamm Ltd., Llc Database structure and front end
US20050198315A1 (en) * 2004-02-13 2005-09-08 Wesley Christopher W. Techniques for modifying the behavior of documents delivered over a computer network
US20060253350A1 (en) * 2004-03-05 2006-11-09 Frank Falkenhain Method and system for billing and content delivery
US8078602B2 (en) * 2004-12-17 2011-12-13 Claria Innovations, Llc Search engine for a computer network
US8255413B2 (en) * 2004-08-19 2012-08-28 Carhamm Ltd., Llc Method and apparatus for responding to request for information-personalization
JP4220448B2 (en) * 2004-09-09 2009-02-04 株式会社東芝 Information reproducing apparatus and information reproducing method
US7590589B2 (en) * 2004-09-10 2009-09-15 Hoffberg Steven M Game theoretic prioritization scheme for mobile ad hoc networks permitting hierarchal deference
US7451117B2 (en) * 2004-09-28 2008-11-11 Toshiba Corporation System and method for digital payment of document processing services
US10134202B2 (en) * 2004-11-17 2018-11-20 Paypal, Inc. Automatic address validation
CN1779713A (en) * 2004-11-25 2006-05-31 国际商业机器公司 Electronic data delivery system, server, terminal and electronic data delivery method
US7693863B2 (en) * 2004-12-20 2010-04-06 Claria Corporation Method and device for publishing cross-network user behavioral data
US20060167811A1 (en) * 2005-01-24 2006-07-27 Microsoft Corporation Product locker for multi-merchant purchasing environment for downloadable products
US20090171847A2 (en) * 2005-01-24 2009-07-02 Microsoft Corporation Multi-merchant purchasing environment for downloadable products
US8740069B2 (en) * 2005-01-26 2014-06-03 Heng Kah Choy Fraud-free payment for internet purchases
US8645941B2 (en) 2005-03-07 2014-02-04 Carhamm Ltd., Llc Method for attributing and allocating revenue related to embedded software
WO2006096700A2 (en) * 2005-03-07 2006-09-14 Claria Corporation Method for quantifying the propensity to respond to an advertisement
US8073866B2 (en) * 2005-03-17 2011-12-06 Claria Innovations, Llc Method for providing content to an internet user based on the user's demonstrated content preferences
US7401731B1 (en) 2005-05-27 2008-07-22 Jpmorgan Chase Bank, Na Method and system for implementing a card product with multiple customized relationships
US20070005791A1 (en) * 2005-06-28 2007-01-04 Claria Corporation Method and system for controlling and adapting media stream
US7809156B2 (en) 2005-08-12 2010-10-05 Ricoh Company, Ltd. Techniques for generating and using a fingerprint for an article
US20070078723A1 (en) * 2005-09-30 2007-04-05 Downes James J System, method and apparatus for conducting secure online monetary transactions
US8874477B2 (en) 2005-10-04 2014-10-28 Steven Mark Hoffberg Multifactorial optimization system and method
US20070087822A1 (en) * 2005-10-14 2007-04-19 Leviathan Entertainment, Llc Financing Options in a Virtual Environment
EP1974490A4 (en) * 2005-12-19 2012-01-18 Commvault Systems Inc System and method for providing a flexible licensing system for digital content
US7590601B2 (en) * 2006-03-17 2009-09-15 Wildtangent, Inc Licensing media consumption using digital currency
US9087326B2 (en) * 2006-03-17 2015-07-21 Wildtangent, Inc. Accruing and/or providing digital currency for media consumption
US9082113B2 (en) * 2006-03-17 2015-07-14 Wildtangent, Inc. Licensing media consumption using digital currency
US20070219924A1 (en) * 2006-03-17 2007-09-20 Wildtangent, Inc. User interfacing for licensed media consumption using digital currency
US20070229678A1 (en) * 2006-03-31 2007-10-04 Ricoh Company, Ltd. Camera for generating and sharing media keys
US8554690B2 (en) * 2006-03-31 2013-10-08 Ricoh Company, Ltd. Techniques for using media keys
US8689102B2 (en) * 2006-03-31 2014-04-01 Ricoh Company, Ltd. User interface for creating and using media keys
US9525547B2 (en) * 2006-03-31 2016-12-20 Ricoh Company, Ltd. Transmission of media keys
US20070233612A1 (en) * 2006-03-31 2007-10-04 Ricoh Company, Ltd. Techniques for generating a media key
US20070265971A1 (en) * 2006-05-10 2007-11-15 Smalley August R Token based digital media distribution system
US8376224B2 (en) 2006-05-25 2013-02-19 Sean I. Mcghie Self-service stations for utilizing non-negotiable credits earned from a game of chance
US8267315B1 (en) 2006-05-25 2012-09-18 Mcghie Sean I Exchange of non-negotiable credits for entity independent funds
US9704174B1 (en) 2006-05-25 2017-07-11 Sean I. Mcghie Conversion of loyalty program points to commerce partner points per terms of a mutual agreement
US7703673B2 (en) 2006-05-25 2010-04-27 Buchheit Brian K Web based conversion of non-negotiable credits associated with an entity to entity independent negotiable funds
US8162209B2 (en) 2006-05-25 2012-04-24 Buchheit Brian K Storefront purchases utilizing non-negotiable credits earned from a game of chance
US8684265B1 (en) 2006-05-25 2014-04-01 Sean I. Mcghie Rewards program website permitting conversion/transfer of non-negotiable credits to entity independent funds
US10062062B1 (en) 2006-05-25 2018-08-28 Jbshbm, Llc Automated teller machine (ATM) providing money for loyalty points
US8342399B1 (en) 2006-05-25 2013-01-01 Mcghie Sean I Conversion of credits to funds
US8668146B1 (en) 2006-05-25 2014-03-11 Sean I. Mcghie Rewards program with payment artifact permitting conversion/transfer of non-negotiable credits to entity independent funds
US20080040209A1 (en) * 2006-08-11 2008-02-14 Pitney Bowes Incorporated Rental article handling at an end of a rental stream
US20080046380A1 (en) * 2006-08-16 2008-02-21 Kurt Wise System and apparatus for transactions using certificates
US7711620B2 (en) * 2006-08-22 2010-05-04 Transaction Wireless, Inc. Gift card services for mobile devices
US8639782B2 (en) 2006-08-23 2014-01-28 Ebay, Inc. Method and system for sharing metadata between interfaces
US20140058874A1 (en) * 2006-09-08 2014-02-27 Ariba, Inc. Integration of commerce networks
US7640273B2 (en) * 2006-09-08 2009-12-29 Sap Ag Business intelligence data reconciliation system
WO2008036757A2 (en) * 2006-09-19 2008-03-27 Howard Lutnick Products and processes for providing information services
US20100223184A1 (en) * 2006-10-11 2010-09-02 Visa International Service Association Sponsored Accounts For Computer-Implemented Payment System
US10068220B2 (en) 2006-10-11 2018-09-04 Visa International Service Association Systems and methods for brokered authentication express seller links
US8335745B2 (en) 2006-10-11 2012-12-18 Visa International Service Association Method and system for processing micropayment transactions
US8655914B2 (en) 2006-10-17 2014-02-18 Commvault Systems, Inc. System and method for storage operation access security
US20080120609A1 (en) * 2006-11-17 2008-05-22 Patrick Gates Method and System for Upgrading a Previously Purchased Media Asset
US8984442B2 (en) 2006-11-17 2015-03-17 Apple Inc. Method and system for upgrading a previously purchased media asset
US20080120199A1 (en) * 2006-11-17 2008-05-22 Tracy Pirnack Method and system for upgrading a previously purchased media asset
US7752083B2 (en) 2006-12-01 2010-07-06 Hsn Lp System for improved interactive television processing
US8620952B2 (en) 2007-01-03 2013-12-31 Carhamm Ltd., Llc System for database reporting
US8108283B2 (en) * 2007-03-07 2012-01-31 Barclays Bank Plc Synthetic currency
US20080243702A1 (en) * 2007-03-30 2008-10-02 Ricoh Company, Ltd. Tokens Usable in Value-Based Transactions
US8756673B2 (en) * 2007-03-30 2014-06-17 Ricoh Company, Ltd. Techniques for sharing data
US8332859B2 (en) 2007-05-31 2012-12-11 International Business Machines Corporation Intelligent buyer's agent usage for allocation of service level characteristics
US8140446B2 (en) * 2007-05-31 2012-03-20 International Business Machines Corporation Application of brokering methods to operational support characteristics
US8180660B2 (en) * 2007-05-31 2012-05-15 International Business Machines Corporation Non-depleting chips for obtaining desired service level characteristics
US7899697B2 (en) * 2007-05-31 2011-03-01 International Business Machines Corporation Application of brokering methods to security characteristics
US8117074B2 (en) * 2007-05-31 2012-02-14 International Business Machines Corporation Scaling offers for elemental biddable resources (EBRs)
US7899696B2 (en) * 2007-05-31 2011-03-01 International Business Machines Corporation Application of brokering methods to recoverability characteristics
US8041599B2 (en) * 2007-05-31 2011-10-18 International Business Machines Corporation Method, system, and program product for selecting a brokering method for obtaining desired service level characteristics
US8589206B2 (en) * 2007-05-31 2013-11-19 International Business Machines Corporation Service requests for multiple service level characteristics
US20080301688A1 (en) * 2007-05-31 2008-12-04 Boss Gregory J Method, system, and program product for allocating a resource
US20080301025A1 (en) * 2007-05-31 2008-12-04 Boss Gregory J Application of brokering methods to availability characteristics
US9147215B2 (en) * 2007-05-31 2015-09-29 International Business Machines Corporation Discrete, depleting chips for obtaining desired service level characteristics
US9165266B2 (en) * 2007-05-31 2015-10-20 International Business Machines Corporation Resource management framework for holding auctions and applying service level characteristics in response to bids for resources
US7840433B2 (en) * 2007-05-31 2010-11-23 International Business Machines Corporation Fluid, depleting chips for obtaining desired service level characteristics
US8032407B2 (en) * 2007-05-31 2011-10-04 International Business Machines Corporation Application of brokering methods to scalability characteristics
US8041600B2 (en) * 2007-05-31 2011-10-18 International Business Machines Corporation Application of brokering methods to performance characteristics
US20080313034A1 (en) * 2007-06-12 2008-12-18 Kurt Wise Credit item tracking system
EP2026267A1 (en) * 2007-07-31 2009-02-18 Nederlandse Organisatie voor toegepast- natuurwetenschappelijk onderzoek TNO Issuing electronic vouchers
US8788278B2 (en) * 2007-08-28 2014-07-22 Moneygram International, Inc. Consumer database loyalty program for a money transfer system
WO2009052531A1 (en) * 2007-10-18 2009-04-23 Linkshare Corporation Methods and systems for tracking electronic commerce transactions
US8204788B1 (en) * 2007-11-05 2012-06-19 United Services Automobile Association (Usaa) Online car buying
US8452705B2 (en) 2007-11-28 2013-05-28 Cashstar, Inc. Pre-paid payment instrument processing
US20100138875A1 (en) * 2007-11-30 2010-06-03 Johnson Gerard C Method and system for improved interactive television processing
US10721533B2 (en) 2007-11-30 2020-07-21 Hsni, Llc Method and system for displaying and updating electronic information on a display device
US8622308B1 (en) 2007-12-31 2014-01-07 Jpmorgan Chase Bank, N.A. System and method for processing transactions using a multi-account transactions device
US8799814B1 (en) 2008-02-22 2014-08-05 Amazon Technologies, Inc. Automated targeting of content components
WO2009121191A1 (en) * 2008-04-04 2009-10-08 Charles Bombardier System and method for a commission-based network (cobanet)
EP2858019A3 (en) * 2008-06-17 2015-04-22 Sony Computer Entertainment Inc. Information processing device
US9704161B1 (en) * 2008-06-27 2017-07-11 Amazon Technologies, Inc. Providing information without authentication
US8788945B1 (en) 2008-06-30 2014-07-22 Amazon Technologies, Inc. Automatic approval
US9449319B1 (en) 2008-06-30 2016-09-20 Amazon Technologies, Inc. Conducting transactions with dynamic passwords
US20100017337A1 (en) * 2008-07-17 2010-01-21 Butler Rhett A Establishing a buyer/service provider relationship electronically
US20100017413A1 (en) * 2008-07-17 2010-01-21 Ian Edward James Systems and methods for transferring value
US20100017253A1 (en) * 2008-07-17 2010-01-21 Butler Rhett A Profiling service provider companies and technicians
US8090650B2 (en) 2008-07-24 2012-01-03 At&T Intellectual Property I, L.P. Secure payment service and system for interactive voice response (IVR) systems
US20100042461A1 (en) * 2008-08-15 2010-02-18 Sears Brands, Llc Grouping service orders in an electronic services marketplace
US20100100426A1 (en) * 2008-10-16 2010-04-22 Moneygram International, Inc. Agent management system
US8442866B2 (en) 2008-10-27 2013-05-14 Cashstar, Inc. Systems and methods for implementing and managing virtual gift cards
US10867298B1 (en) 2008-10-31 2020-12-15 Wells Fargo Bank, N.A. Payment vehicle with on and off function
US20100114768A1 (en) 2008-10-31 2010-05-06 Wachovia Corporation Payment vehicle with on and off function
US8438070B2 (en) * 2008-11-10 2013-05-07 Sears Brands, L.L.C. Exchanging value between a service buyer and a service provider
US7827108B2 (en) 2008-11-21 2010-11-02 Visa U.S.A. Inc. System and method of validating a relationship between a user and a user account at a financial institution
US8359263B1 (en) 2008-12-05 2013-01-22 Bank Of America Corporation Loan product with convertible payment terms
US8595130B2 (en) * 2008-12-05 2013-11-26 Bank Of America Corporation Modifiable mortgage
US20110022507A1 (en) * 2008-12-05 2011-01-27 Bank Of America Corporation Mortgage loan having exercisable option
JP4879259B2 (en) * 2008-12-19 2012-02-22 株式会社エヌ・ティ・ティ・ドコモ Terminal device and application list display method
US20100161443A1 (en) * 2008-12-23 2010-06-24 Ganz, An Ontario Partnership Consisting Of 2121200 Ontario Inc. And 2121812 Ontario Inc. Purchases using unique codes
US8504006B2 (en) * 2008-12-30 2013-08-06 Symbol Technologies, Inc. Interactive management of wireless WAN (WWAN) mobile devices
US8434131B2 (en) * 2009-03-20 2013-04-30 Commvault Systems, Inc. Managing connections in a data storage system
US7657464B1 (en) * 2009-06-04 2010-02-02 Yung Yeung System and methods of conducting business-to-business operations by registered sellers and buyers using an internet accessible platform
CN102460498A (en) * 2009-06-04 2012-05-16 仰融 Method and system for electronic commerce between registered seller and buyer using internet platform
US7716087B1 (en) 2009-06-04 2010-05-11 Yung Yeung Methods and system of conducting business-to-business operations by registered sellers and buyers using an internet accessible platform
WO2010141021A1 (en) * 2009-06-04 2010-12-09 Yung Yeung System and methods of conducting business-to-business operations by registered sellers and buyers using an internet accessible platform
US20100312687A1 (en) * 2009-06-04 2010-12-09 Hybrid Kinetic Motors Corporation Method and System for Facilitating International Investment with Respect to Immigration
US9001979B2 (en) 2009-07-17 2015-04-07 Joseph D. Nix Apparatus and method for anonymously presenting targeted advertisements and desirable media content in association with a virtual currency
US20110106674A1 (en) * 2009-10-29 2011-05-05 Jeffrey William Perlman Optimizing Transaction Scenarios With Automated Decision Making
US8676639B2 (en) * 2009-10-29 2014-03-18 Visa International Service Association System and method for promotion processing and authorization
US8280788B2 (en) 2009-10-29 2012-10-02 Visa International Service Association Peer-to-peer and group financial management systems and methods
US9197642B1 (en) * 2009-12-10 2015-11-24 Otoy, Inc. Token-based billing model for server-side rendering service
US8554631B1 (en) 2010-07-02 2013-10-08 Jpmorgan Chase Bank, N.A. Method and system for determining point of sale authorization
US20120221466A1 (en) * 2011-02-28 2012-08-30 Thomas Finley Look Method for improved financial transactions
WO2012142045A2 (en) * 2011-04-11 2012-10-18 Visa International Service Association Multiple tokenization for authentication
US9818111B2 (en) * 2011-04-15 2017-11-14 Shift4 Corporation Merchant-based token sharing
US8688589B2 (en) 2011-04-15 2014-04-01 Shift4 Corporation Method and system for utilizing authorization factor pools
US9256874B2 (en) 2011-04-15 2016-02-09 Shift4 Corporation Method and system for enabling merchants to share tokens
US8943574B2 (en) * 2011-05-27 2015-01-27 Vantiv, Llc Tokenizing sensitive data
US20120316978A1 (en) * 2011-06-08 2012-12-13 My Jewelry Box, Llc Inventory management and control of a jewelry collection
US20120317034A1 (en) * 2011-06-13 2012-12-13 Microsoft Corporation Transparent virtual currency using verifiable tokens
CN103797502B (en) * 2011-08-01 2018-09-14 德 施珀尔 格特·范 E-commerce platform without cookie
US9361620B2 (en) 2011-10-14 2016-06-07 Leisure Pass Group Limited Electronic transaction system with entitlement and promotion engines
US20130151371A1 (en) * 2011-12-07 2013-06-13 Mine for Nine, LLC Systems and Methods for On-Line Clothing Rental
US10402795B2 (en) * 2012-01-05 2019-09-03 Moneygram International, Inc. Prefunding for money transfer send transactions
US9830595B2 (en) * 2012-01-26 2017-11-28 Visa International Service Association System and method of providing tokenization as a service
US9105021B2 (en) 2012-03-15 2015-08-11 Ebay, Inc. Systems, methods, and computer program products for using proxy accounts
US20130254001A1 (en) * 2012-03-26 2013-09-26 Apple Inc. Converting a digital media item from a rental to a purchase
US20130282559A1 (en) * 2012-04-18 2013-10-24 Steve Pappas Systems and methods for facilitating commercial transactions utilizing a system currency
US8738520B2 (en) 2012-04-23 2014-05-27 Moneygram International, Inc. Send and receive side control of money transfer parameters
US9785937B2 (en) 2012-04-30 2017-10-10 Paul Wickliffe Computer enabled methods and systems for facilitating micropayments via public networks
US8639619B1 (en) 2012-07-13 2014-01-28 Scvngr, Inc. Secure payment method and system
US9818109B2 (en) * 2012-08-16 2017-11-14 Danny Loh User generated autonomous digital token system
US20140074704A1 (en) * 2012-09-11 2014-03-13 Cashstar, Inc. Systems, methods and devices for conducting transactions with electronic passbooks
CA3126471A1 (en) 2012-10-17 2014-04-17 Royal Bank Of Canada Virtualization and secure processing of data
US11080701B2 (en) 2015-07-02 2021-08-03 Royal Bank Of Canada Secure processing of electronic payments
US11210648B2 (en) 2012-10-17 2021-12-28 Royal Bank Of Canada Systems, methods, and devices for secure generation and processing of data sets representing pre-funded payments
US9092777B1 (en) * 2012-11-21 2015-07-28 YapStone, Inc. Credit card tokenization techniques
US8657688B1 (en) 2012-11-26 2014-02-25 Moneygram International, Inc. Promotion generation engine for a money transfer system
US20140164243A1 (en) * 2012-12-07 2014-06-12 Christian Aabye Dynamic Account Identifier With Return Real Account Identifier
US10755245B2 (en) 2013-02-25 2020-08-25 Moneygram International, Inc. Money transfer system having location based language and dynamic receipt capabilities
US20140279554A1 (en) * 2013-03-12 2014-09-18 Seth Priebatsch Distributed authenticity verification for consumer payment transactions
US8694438B1 (en) 2013-03-12 2014-04-08 Scvngr Distributed authenticity verification for consumer payment transactions
US9349144B1 (en) * 2013-03-14 2016-05-24 Amazon Technologies, Inc. Auction-based requesting of electronic resources
US20140358710A1 (en) * 2013-05-31 2014-12-04 Hewlett-Packard Development Company, L.P. Market for resources based on reusable usage points and usage periods
US8770478B2 (en) 2013-07-11 2014-07-08 Scvngr, Inc. Payment processing with automatic no-touch mode selection
US10192204B2 (en) 2013-08-01 2019-01-29 Moneygram International, Inc. System and method for staging money transfers between users having profiles
US11017907B2 (en) 2013-12-31 2021-05-25 Nuscale Power, Llc Nuclear reactor protection systems and methods
US11113634B2 (en) * 2013-12-31 2021-09-07 Dennis Stong Check-in systems and methods
US20150199631A1 (en) * 2014-01-14 2015-07-16 Hewlett-Packard Development Company, L.P. Performance of tasks within organizations
US9286450B2 (en) 2014-02-07 2016-03-15 Bank Of America Corporation Self-selected user access based on specific authentication types
US9223951B2 (en) 2014-02-07 2015-12-29 Bank Of America Corporation User authentication based on other applications
US9647999B2 (en) 2014-02-07 2017-05-09 Bank Of America Corporation Authentication level of function bucket based on circumstances
US9965606B2 (en) 2014-02-07 2018-05-08 Bank Of America Corporation Determining user authentication based on user/device interaction
US9208301B2 (en) 2014-02-07 2015-12-08 Bank Of America Corporation Determining user authentication requirements based on the current location of the user in comparison to the users's normal boundary of location
US9830597B2 (en) 2014-03-04 2017-11-28 Bank Of America Corporation Formation and funding of a shared token
US9600817B2 (en) 2014-03-04 2017-03-21 Bank Of America Corporation Foreign exchange token
US9721268B2 (en) 2014-03-04 2017-08-01 Bank Of America Corporation Providing offers associated with payment credentials authenticated in a specific digital wallet
US9721248B2 (en) 2014-03-04 2017-08-01 Bank Of America Corporation ATM token cash withdrawal
US9406065B2 (en) 2014-03-04 2016-08-02 Bank Of America Corporation Customer token preferences interface
US9424572B2 (en) 2014-03-04 2016-08-23 Bank Of America Corporation Online banking digital wallet management
US9600844B2 (en) 2014-03-04 2017-03-21 Bank Of America Corporation Foreign cross-issued token
US10002352B2 (en) 2014-03-04 2018-06-19 Bank Of America Corporation Digital wallet exposure reduction
US10318946B2 (en) * 2014-04-22 2019-06-11 Paypal, Inc. Recommended payment options
US20150310472A1 (en) * 2014-04-23 2015-10-29 Microsoft Corporation Management of on-demand content
CN107004190A (en) 2014-10-10 2017-08-01 加拿大皇家银行 System for handling electronic transaction
US10002387B2 (en) 2014-10-10 2018-06-19 Bank Of America Corporation Pre-contracted, staged, currency exchange system
US10402794B2 (en) 2014-10-31 2019-09-03 Square, Inc. Money transfer in a forum using a payment proxy
US9418358B2 (en) 2014-12-05 2016-08-16 Bank Of America Corporation Pre-configure and customize ATM interaction using mobile device
US9384477B2 (en) 2014-12-05 2016-07-05 Bank Of America Corporation ATM customer defined user interface for security purposes
US11200560B2 (en) * 2014-12-19 2021-12-14 Capital One Services, Llc Systems and methods for contactless and secure data transfer
CN107408253B (en) 2015-01-19 2021-08-06 加拿大皇家银行 Secure processing of electronic payments
US11354651B2 (en) 2015-01-19 2022-06-07 Royal Bank Of Canada System and method for location-based token transaction processing
US9898213B2 (en) 2015-01-23 2018-02-20 Commvault Systems, Inc. Scalable auxiliary copy processing using media agent resources
US9904481B2 (en) 2015-01-23 2018-02-27 Commvault Systems, Inc. Scalable auxiliary copy processing in a storage management system using media agent resources
US11386404B2 (en) * 2015-02-04 2022-07-12 Ripple Luxembourg S.A. Temporary consensus subnetwork in a distributed network for payment processing
US11429975B1 (en) 2015-03-27 2022-08-30 Wells Fargo Bank, N.A. Token management system
US11599879B2 (en) 2015-07-02 2023-03-07 Royal Bank Of Canada Processing of electronic transactions
US11170364B1 (en) 2015-07-31 2021-11-09 Wells Fargo Bank, N.A. Connected payment card systems and methods
US9402002B1 (en) * 2015-08-11 2016-07-26 Verizon Patent And Licensing Inc. Open API for toll free data on demand
CA2995105A1 (en) * 2015-08-12 2017-02-16 International Monetary Exchange Ltd. Digital currency and a system and method for transferring value using the digital currency
US20230013115A1 (en) * 2015-08-12 2023-01-19 IMEX USA, Inc. Digital currency and a system and method for transferring value using the digital currency
US10049349B1 (en) 2015-09-29 2018-08-14 Square, Inc. Processing electronic payment transactions in offline-mode
US10607215B2 (en) 2015-09-30 2020-03-31 Bank Of America Corporation Account tokenization for virtual currency resources
US10453059B2 (en) 2015-09-30 2019-10-22 Bank Of America Corporation Non-intrusive geo-location determination associated with transaction authorization
US9729536B2 (en) 2015-10-30 2017-08-08 Bank Of America Corporation Tiered identification federated authentication network system
US11062319B1 (en) * 2015-11-06 2021-07-13 Wells Fargo Bank, N.A. Systems and methods for funds transfers via a token management system
US10643203B2 (en) 2016-04-12 2020-05-05 Digicash Pty Ltd. Secure transaction controller for value token exchange systems
US10460367B2 (en) 2016-04-29 2019-10-29 Bank Of America Corporation System for user authentication based on linking a randomly generated number to the user and a physical item
US10046228B2 (en) 2016-05-02 2018-08-14 Bao Tran Smart device
US10022613B2 (en) 2016-05-02 2018-07-17 Bao Tran Smart device
US10268635B2 (en) 2016-06-17 2019-04-23 Bank Of America Corporation System for data rotation through tokenization
US11615402B1 (en) 2016-07-01 2023-03-28 Wells Fargo Bank, N.A. Access control tower
US11386223B1 (en) 2016-07-01 2022-07-12 Wells Fargo Bank, N.A. Access control tower
US11886611B1 (en) 2016-07-01 2024-01-30 Wells Fargo Bank, N.A. Control tower for virtual rewards currency
US12130937B1 (en) 2016-07-01 2024-10-29 Wells Fargo Bank, N.A. Control tower for prospective transactions
US10992679B1 (en) 2016-07-01 2021-04-27 Wells Fargo Bank, N.A. Access control tower
US11935020B1 (en) 2016-07-01 2024-03-19 Wells Fargo Bank, N.A. Control tower for prospective transactions
US11069450B2 (en) 2016-12-30 2021-07-20 Nuscale Power, Llc Nuclear reactor protection systems and methods
US11010784B2 (en) 2017-01-31 2021-05-18 Walmart Apollo, Llc Systems and methods for search query refinement
US10554779B2 (en) 2017-01-31 2020-02-04 Walmart Apollo, Llc Systems and methods for webpage personalization
US10366133B2 (en) 2017-01-31 2019-07-30 Walmart Apollo, Llc Systems and methods for whole page personalization
US10592577B2 (en) 2017-01-31 2020-03-17 Walmart Apollo, Llc Systems and methods for updating a webpage
US11609964B2 (en) 2017-01-31 2023-03-21 Walmart Apollo, Llc Whole page personalization with cyclic dependencies
US10628458B2 (en) 2017-01-31 2020-04-21 Walmart Apollo, Llc Systems and methods for automated recommendations
US10459666B2 (en) 2017-03-03 2019-10-29 Commvault Systems, Inc. Using storage managers in respective data storage management systems for license distribution, compliance, and updates
US11010261B2 (en) 2017-03-31 2021-05-18 Commvault Systems, Inc. Dynamically allocating streams during restoration of data
JP6926627B2 (en) * 2017-04-21 2021-08-25 富士通株式会社 Information processing system, information processing device, API control method and program
US11556936B1 (en) 2017-04-25 2023-01-17 Wells Fargo Bank, N.A. System and method for card control
US10313480B2 (en) 2017-06-22 2019-06-04 Bank Of America Corporation Data transmission between networked resources
US10511692B2 (en) 2017-06-22 2019-12-17 Bank Of America Corporation Data transmission to a networked resource based on contextual information
US10524165B2 (en) 2017-06-22 2019-12-31 Bank Of America Corporation Dynamic utilization of alternative resources based on token association
US11062388B1 (en) 2017-07-06 2021-07-13 Wells Fargo Bank, N.A Data control tower
US11188887B1 (en) 2017-11-20 2021-11-30 Wells Fargo Bank, N.A. Systems and methods for payment information access management
US20210209634A1 (en) * 2018-05-29 2021-07-08 Catalina Marketing Corporation Network based value added tokens for retail transactions
US10949224B2 (en) 2019-01-29 2021-03-16 Walmart Apollo Llc Systems and methods for altering a GUI in response to in-session inferences
US10652022B1 (en) 2019-10-10 2020-05-12 Oasis Medical, Inc. Secure digital information infrastructure
US10979228B1 (en) * 2019-10-10 2021-04-13 Oasis Medical, Inc. Secure digital information infrastructure
US10992606B1 (en) 2020-09-04 2021-04-27 Wells Fargo Bank, N.A. Synchronous interfacing with unaffiliated networked systems to alter functionality of sets of electronic assets
US11546338B1 (en) 2021-01-05 2023-01-03 Wells Fargo Bank, N.A. Digital account controls portal and protocols for federated and non-federated systems and devices
US20230222766A1 (en) * 2022-01-12 2023-07-13 Standard Stone, Inc. System and method for capturing consistent standardized photographs and using photographs for categorizing products

Family Cites Families (48)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
US4816824A (en) 1980-06-23 1989-03-28 Light Signatures, Inc. Merchandise verification and information system
US4802218A (en) 1986-11-26 1989-01-31 Wright Technologies, L.P. Automated transaction system
US5010485A (en) 1989-01-31 1991-04-23 Jbh Ventures Apparatus, system and method for creating credit vouchers usable at point of purchase stations
US5035383A (en) * 1989-02-16 1991-07-30 Rockwell International Corporation Space saver service clamp
US4977595A (en) 1989-04-03 1990-12-11 Nippon Telegraph And Telephone Corporation Method and apparatus for implementing electronic cash
FR2674976B1 (en) 1991-04-03 1993-06-11 France Telecom ELECTRONIC PAYMENT METHOD WITH CHIP CARD USING NUMBERED TOKENS FOR DETECTION OF FRAUD.
US5224162A (en) 1991-06-14 1993-06-29 Nippon Telegraph And Telephone Corporation Electronic cash system
JP3083187B2 (en) 1991-09-30 2000-09-04 富士通株式会社 Key management method of electronic wallet system
WO1994018640A1 (en) 1993-02-10 1994-08-18 Turk James J Method and system for commodity-based currency for payment of accounts
US5983207A (en) 1993-02-10 1999-11-09 Turk; James J. Electronic cash eliminating payment risk
US5655023A (en) 1994-05-13 1997-08-05 Pitney Bowes Inc. Advanced postage payment system employing pre-computed digital tokens and with enhanced security
CA2212574C (en) 1995-02-13 2010-02-02 Electronic Publishing Resources, Inc. Systems and methods for secure transaction management and electronic rights protection
US5832089A (en) 1995-06-07 1998-11-03 Sandia Corporation Off-line compatible electronic cash method and system
KR19990028355A (en) * 1995-07-06 1999-04-15 가나이 쓰도무 Electronic money transfer system
US5802497A (en) * 1995-07-10 1998-09-01 Digital Equipment Corporation Method and apparatus for conducting computerized commerce
US5943423A (en) 1995-12-15 1999-08-24 Entegrity Solutions Corporation Smart token system for secure electronic transactions and identification
US5970469A (en) * 1995-12-26 1999-10-19 Supermarkets Online, Inc. System and method for providing shopping aids and incentives to customers through a computer network
US5878138A (en) 1996-02-12 1999-03-02 Microsoft Corporation System and method for detecting fraudulent expenditure of electronic assets
US5850442A (en) 1996-03-26 1998-12-15 Entegrity Solutions Corporation Secure world wide electronic commerce over an open network
US5815657A (en) * 1996-04-26 1998-09-29 Verifone, Inc. System, method and article of manufacture for network electronic authorization utilizing an authorization instrument
US5963924A (en) 1996-04-26 1999-10-05 Verifone, Inc. System, method and article of manufacture for the use of payment instrument holders and payment instruments in network electronic commerce
US5943424A (en) 1996-06-17 1999-08-24 Hewlett-Packard Company System, method and article of manufacture for processing a plurality of transactions from a single initiation point on a multichannel, extensible, flexible architecture
US5937391A (en) 1996-07-11 1999-08-10 Fujitsu Limited Point-service system in online shopping mall
SE9603314D0 (en) * 1996-09-12 1996-09-12 Siemens Elema Ab Method and apparatus for determining the location of a catheter within the body of a patient
US5839119A (en) 1996-09-27 1998-11-17 Xerox Corporation Method of electronic payments that prevents double-spending
US5966699A (en) 1996-10-11 1999-10-12 Zandi; Richard System and method for conducting loan auction over computer network
US5897622A (en) 1996-10-16 1999-04-27 Microsoft Corporation Electronic shopping and merchandising system
US5900564A (en) 1996-10-19 1999-05-04 Yamaha Corporation Music data processing apparatus with communication interface and graphic user interface
US5889860A (en) 1996-11-08 1999-03-30 Sunhawk Corporation, Inc. Encryption system with transaction coded decryption key
US5872844A (en) 1996-11-18 1999-02-16 Microsoft Corporation System and method for detecting fraudulent expenditure of transferable electronic assets
GB9624127D0 (en) 1996-11-20 1997-01-08 British Telecomm Transaction system
US5920861A (en) 1997-02-25 1999-07-06 Intertrust Technologies Corp. Techniques for defining using and manipulating rights management data structures
US5999919A (en) 1997-02-26 1999-12-07 At&T Efficient micropayment system
US6341273B1 (en) 1997-03-26 2002-01-22 British Telecommunications Public Limited Company Electronic coin stick with potential for future added value
US5930777A (en) 1997-04-15 1999-07-27 Barber; Timothy P. Method of charging for pay-per-access information over a network
JPH1153184A (en) 1997-08-08 1999-02-26 Seta:Kk Data distribution method and device
US5899980A (en) 1997-08-11 1999-05-04 Trivnet Ltd. Retail method over a wide area network
US6047268A (en) 1997-11-04 2000-04-04 A.T.&T. Corporation Method and apparatus for billing for transactions conducted over the internet
IL122263A0 (en) 1997-11-20 1998-04-05 Barkan Mordehay Payment system and method using tokens
US6385596B1 (en) 1998-02-06 2002-05-07 Liquid Audio, Inc. Secure online music distribution system
AU2790399A (en) 1998-02-25 1999-09-15 E-Lysium Transaction Systems Inc. Electronic commerce methods and apparatus
US6473500B1 (en) * 1998-10-28 2002-10-29 Mastercard International Incorporated System and method for using a prepaid card
US6473740B2 (en) 1998-11-29 2002-10-29 Qpass, Inc. Electronic commerce using a transaction network
US6260024B1 (en) 1998-12-02 2001-07-10 Gary Shkedy Method and apparatus for facilitating buyer-driven purchase orders on a commercial network system
US6449601B1 (en) 1998-12-30 2002-09-10 Amazon.Com, Inc. Distributed live auction
US6493683B1 (en) 1999-08-23 2002-12-10 Netrade, Llc Open commodites exchange
DE20020773U1 (en) 1999-12-10 2001-04-19 FIRSTGATE Internet AG, 50670 Köln Server device for the transmission of electronic data
US7743259B2 (en) 2000-08-28 2010-06-22 Contentguard Holdings, Inc. System and method for digital rights management using a standard rendering engine

Also Published As

Publication number Publication date
WO2001055815A2 (en) 2001-08-02
US20050171847A1 (en) 2005-08-04
US7249099B2 (en) 2007-07-24
US7328189B2 (en) 2008-02-05
US20020002538A1 (en) 2002-01-03
JP2003524240A (en) 2003-08-12
US20080147506A1 (en) 2008-06-19
EP1252562A2 (en) 2002-10-30
WO2001055815A3 (en) 2002-07-25
EP1252562A4 (en) 2006-06-07

Similar Documents

Publication Publication Date Title
AU2001232932A1 (en) Method and apparatus for conducting electronic commerce transactions using electronic tokens
AU2001285399A1 (en) Method and apparatus for secure electronic payments
HK1048550A1 (en) Methods and apparatus for conducting electronic transactions
AU2002335726A1 (en) Method and apparatus for conducting financial transactions
AU5488301A (en) Electronic payment method and device
GB2375873B (en) Method and apparatus for authenticating financial transactions
AU2001250540A1 (en) Secure payment method and apparatus
AU2002228700A1 (en) Method and apparatus for evaluating fraud risk in an electronic commerce transaction
AU5558101A (en) Method and apparatus for processing escrow transactions
AU2001294717A1 (en) System and method for facilitating electronic commerce transactions
AU2002220204A1 (en) Electronic payment system and method
AU2002236782A1 (en) System and method for conducting electronic commerce
WO2000049554A8 (en) Method and apparatus for conducting commerce between individuals
GB0306433D0 (en) Methods and apparatus for implementing financial transactions
AU1069400A (en) Method of, and apparatus for, conducting electronic transactions
AU2001273037A1 (en) Electronic money transaction device and method
AU2001262794A1 (en) Electronic commerce system and method using credit card
AU2790399A (en) Electronic commerce methods and apparatus
AU6742601A (en) Payment card and method for conducting transactions using a payment card
AU2002231168A1 (en) Method and apparatus for processing cash payments for electronic and internet transactions
AU1128300A (en) Method and apparatus for establishing electronic transactions
AU2001293052A1 (en) Method and system for performing electronic commerce
AU6225200A (en) Method and apparatus for conducting transactions
AU2001245645A1 (en) Method and apparatus for automated payment transactions
AUPQ682800A0 (en) Method and system for validating electronic transactions