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Oh definitely, it's not for every use case. If one just shuffles boxes through (roughly speaking) and competes on price, an automated system with all the well-known payment providers is better.

If you want to go bare bones, spend as little money as possible (on fees, setup costs and setup time, brain cycles) then I just want everybody to know that - at least in Europe - that's possible. Even with only a personal bank account (and some good bookkeeping, that is)!

> that for many freelancers who send just a few dozens of invoices per year

Let me be clear I'm not talking about invoices from freelancers who already did the work, I'm talking real webshop stuff (you buy and pay for goods and/or digital services on the spot).

The only 'problem' is that you have to wait one or two days (and three when there's a weekend) before you can start fullfilling an order. That's not for every use case, but definitely can work for a lot of use cases I think.

Thanks for detailing. As always in IT, the actual, practical use-case is what makes the difference :).

And yes! I've set-up webshops that work exactly this way: both B2C, and B2B. I even encounter them regularly in NL, where iDeal is the norm and dead-easy to implement: e.g. yesterday when ordering special seeds for coming years vegetable-garden:

"Please email us the product-numbers and quantities, the bank-account from where you send the money and your postal address"

Having no PSP is always easier than the easiest PSP. Having no webshop is always easier than the simplest webshop. Apparently such businesses can get away with it. Or, more in y-combinator-speak: by far the leanest webshop is a simple email-inbox.

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