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Found 21 results for '"Risk aversion" "Health insurance" "Advantageous selection" ', showing 1-10
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  1. Schmitz, Hendrik (2011): Direct evidence of risk aversion as a source of advantageous selection in health insurance
    Using the self-stated degree of risk aversion regarding health from the GSOEP we find some evidence for risk aversion being a source of advantageous selection. Risk averse men more often procure supplementary insurance for hospital visits despite needing the additional coverage less.
    RePEc:eee:ecolet:v:113:y:2011:i:2:p:180-182  Save to MyIDEAS
  2. Morgane Plantier (2018): Advantageous selection and risk aversion: an econometric analysis in the French health insurance market
    No abstract is available for this item.
    RePEc:hal:journl:hal-02002927  Save to MyIDEAS
  3. Morgane Plantier (2019): Advantageous Selection and Risk Aversion: An Econometric Analysis in the French Complementary Health Insurance Market
    No abstract is available for this item.
    RePEc:hal:journl:hal-02132417  Save to MyIDEAS
  4. Morgane Plantier (2018): Advantageous selection and risk aversion: an econometric analysis in the French complementary health insurance market
    No abstract is available for this item.
    RePEc:hal:journl:hal-02003247  Save to MyIDEAS
  5. Morgane Plantier (2019): Advantageous Selection and Risk Aversion: An Econometric Analysis in the French Complementary Health Insurance Market
    No abstract is available for this item.
    RePEc:hal:journl:hal-02163245  Save to MyIDEAS
  6. Morgane Plantier (2019): Advantageous Selection and Risk Aversion: An Econometric Analysis in the French Complementary Health Insurance Market
    No abstract is available for this item.
    RePEc:hal:journl:hal-02163240  Save to MyIDEAS
  7. Panthöfer, Sebastian (2015): Risk Selection under Public Health Insurance with Opt-out
    This paper studies risk selection between public and private health insurance when some individuals can purchase private insurance by opting out of otherwise mandatory public insurance. Using a theoretical model, I show that public insurance is adversely selected when insurers and insureds are symmetrically informed about health-related risks, and that selection can be of any type (advantageous or adverse) when insureds have private information about health risks. Drawing on data from the German Socio-Economic Panel, I find that: (1) public insurance is adversely selected under the German public health insurance with opt-out scheme, (2) individuals adversely select public insurance based on self-assessed health and advantageously select public insurance based on risk aversion, and (3) there is evidence of asymmetric information.
    RePEc:cte:werepe:we1504  Save to MyIDEAS
  8. Éric Bonsang & Joan Costa-Font (2022): ‘Locus of control’ and the uptake of supplementary health insurance
    This paper examines the relationship between locus of control (LOC) and the demand for supplementary health insurance (SUPP). Drawing on longitudinal data from Germany, we document robust evidence that individuals internal LOC increases the take up of supplementary private health insurance (SUPP). ... Second, we find that the positive association between self-reported health and SUPP becomes small and insignificant when we control for LOC. These results suggest that LOC might be an unobserved individual trait that can partly explain previously documented evidence of advantageous selection into SUPP.
    RePEc:hal:journl:hal-03957231  Save to MyIDEAS
  9. Bonsang, Eric & Costa-Font, Joan (2022): ‘Locus of control’ and the uptake of supplementary health insurance
    This paper examines the relationship between locus of control (LOC) and the demand for supplementary health insurance (SUPP). Drawing on longitudinal data from Germany, we document robust evidence that individuals internal LOC increases the take up of supplementary private health insurance (SUPP). ... Second, we find that the positive association between self-reported health and SUPP becomes small and insignificant when we control for LOC These results suggests that LOC might be an unobserved individual trait that can partly explain previously documented evidence of advantageous selection into SUPP.
    RePEc:ehl:lserod:117144  Save to MyIDEAS
  10. Bonsang, Eric & Costa-Font, Joan & de New, Sonja C. (2021): 'Locus of Control' and the Uptake of Supplementary Health Insurance
    This paper analyses the relationship between locus of control (LOC) and the demand for supplementary health insurance. Drawing on longitudinal data from Germany, we find robust evidence that individuals having an internal LOC are more likely to take up supplementary private health insurance (SUPP). ... Second, we find that the positive association between selfreported health and SUPP becomes small and insignificant when we control for LOC, suggesting that LOC might be an unobserved individual trait that can explain advantageous selection into SUPP.
    RePEc:iza:izadps:dp14633  Save to MyIDEAS
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