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If you're looking for the previous React codebase, you can find it at maybe-finance/maybe-archive.

We spent the better part of 2021/2022 building a personal finance + wealth management app called, Maybe. Very full-featured, including an "Ask an Advisor" feature which connected users with an actual CFP/CFA to help them with their finances (all included in your subscription).

The business end of things didn't work out, and so we shut things down mid-2023.

We spent the better part of $1,000,000 building the app (employees + contractors, data providers/services, infrastructure, etc.).

We're now reviving the product as a fully open-source project. The goal is to let you run the app yourself, for free, and use it to manage your own finances and eventually offer a hosted version of the app for a small monthly fee.

The original codebase we open-sourced in January 2024 was a React/Next.js/Express app. There were a substantial number of issues with that codebase, rooted in large part to the requirements for SOC2 and SEC compliance and our dependency on a number of third-party data providers. Not to mention that a lot of the tech has changed in the React world since 2021.

As we started digging into the changes that would be required to get the app fully up and running again, we realized we'd actually end up rewriting the vast majority of the app. So instead of doing that in an incredibly slow and painful way, we decided to start from scratch with a new codebase. Yes, that's risky. But so is trying to rebuild a complex app on a codebase that's 3 years old and wasn't originally built for the requirements we now have.

We're now building the app in Ruby on Rails. We realize that's a controversial choice, but we believe it's the right one for the project. Rails is a mature, stable, and well-documented framework that's been around for over 20 years built on a language that's been around for over 30 years.

From the start our focus with this is to make it as easy as possible for you to both contribute to and deploy the app, and this move to Rails is a big part of that.

The codebase is vanilla Rails and Postgres. Quite a simple setup.

You'll need:

• ruby >3 (specific version is in Gemfile)
• postgresql (if using stock config/database.yml)

If you prefer devcontainer, this project supports it (entirely optional).

Run the following commands after cloning the repo:

cd maybe
cp .env.example .env
bundle install
rails db:setup
bin/dev

And visit https://localhost:3000

In development, we use letter_opener to automatically open emails in your browser. However, if you self-host, you'll likely want some basic email sending abilities.

You can use any SMTP-based mail service and then simply drop in your SMTP credentials in the .env file.

Resend is a great option for personal use as they have a very generous free plan.

Before contributing, you'll likely find it helpful to understand context and general vision/direction.

It's still very early days for this so your mileage will vary here and lots of things will break.

But almost any contribution will be beneficial at this point. Check the current Issues to see where you can jump in!

If you've got an improvement, just send in a pull request!

1. Fork it
2. Create your feature branch (git checkout -b my-new-feature)
3. Commit your changes (git commit -am 'Add some feature')
4. Push to the branch (git push origin my-new-feature)
5. Create new Pull Request

If you've got feature ideas, simply open a new issue!

Maybe is distributed under an AGPLv3 license. "Maybe" is a trademark of Maybe Finance, Inc.