Apply machine learning to solve the challenge of credit risk
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Updated
Oct 25, 2021 - Jupyter Notebook
Apply machine learning to solve the challenge of credit risk
I am asked to resample the credit card data since it is not balanced. First, I start to split the data and perform oversampling with RandomOverSampler and SMOTE method, and I undersample with ClusterCentroids algorithm. Then, I utilize the SMOTEENN method to oversample and undersample the data. Finally, I used ensemble models.
Built several supervised machine learning models to predict the credit risk of candidates seeking loans.
Utilizing data preparation, statistical reasoning, and supervised machine learning to solve a real-world challenge: credit card risk.
Using machine learning to train and evaluate models with unbalanced classes to determine the best models to predict credit risk.
Utilize machine learning models in assessing credit risks for an individual
The project focuses on handling imbalanced data using techniques like RandomUnderSampler and TomekLinks, while exploring various models such as CART, Random Forest, GBM, and LightGBM. The BalancedRandomClassifier, optimized through hyperparameter tuning, achieved an 80% recall on high-risk customers with an accuracy of 74%.
Train and evaluate models to determine credit card risk using a credit card dataset
Supervised Machine Learning Project: imbalanced-learn; scikit-learn; RandomOverSampler; SMOTE; ClusterCentroids; SMOTEENN; BalancedRandomForestClassifier; EasyEnsembleClassifier.
Analysis using RandomOverSampler, SMOTE algorithm, ClusterCentroids algorithm, SMOTEENN algorithm, and machine learning models BalancedRandomForestClassifier and EasyEnsembleClassifier.
Use different techniques to train and evaluate different machine learning models to predict credit risk with unbalanced classes
Credit_Risk_Analysis using Machine Learning
Machine learning models for predicting credit risk in LendingClub dataset.
An analysis on credit risk
Using machine learning to determine which model is best at predicting credit risk amongst random oversampling, SMOTE, ClusterCentroids, SMOTEENN, Balanced Random Forest, or Easy Ensemble Classifier (AdaBoost).
Developed Machine Learning Models to Predict Credit Risk
Utilizing machine learning to examine deforestation rates in the undeveloped region of Paraguay's Chaco
We'll use Python to build and evaluate several machine learning models to predict credit risk. Being able to predict credit risk with machine learning algorithms can help banks and financial institutions predict anomalies, reduce risk cases, monitor portfolios, and provide recommendations on what to do in cases of fraud.
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