EP 3391316 A1 20181024 - METHOD FOR SECURING A TRANSACTION FROM A MOBILE TERMINAL
Title (en)
METHOD FOR SECURING A TRANSACTION FROM A MOBILE TERMINAL
Title (de)
VERFAHREN ZUR SICHERUNG EINER TRANSAKTION AUS EINEM MOBILEN ENDGERÄT
Title (fr)
PROCÉDÉ DE SÉCURISATION D'UNE TRANSACTION DEPUIS UN TERMINAL MOBILE
Publication
Application
Priority
- FR 1562797 A 20151218
- FR 2016053437 W 20161214
Abstract (en)
[origin: WO2017103484A1] The present invention relates to a method for implementing a transaction from a mobile terminal (1), comprising a data-processing module (11) and a security element (12) on which a plurality of transaction modules are stored, each transaction module being associated with an electronic card, and suitable for authorising a transaction on behalf of said electronic card when it is activated upon presentation of an associated confidential code, the method being characterised in that it comprises the implementation, by the security element (12), of the following steps: (a) receiving a transaction request targeting one transaction module of said plurality of transaction modules; (b) receiving, by an authentication module also stored on the security element (12), a unique valid authentication code obtained via an interface (13) of the terminal (1), the authentication module storing the confidential codes associated with each of the transaction modules, and being itself capable of being activated upon presenting said authentication code; (c) activating the targeted transaction module by the authentication module, and transmitting a transaction authorisation in response to said transaction request.
IPC 8 full level
G06Q 20/32 (2012.01); G06Q 20/36 (2012.01)
CPC (source: EP US)
G06Q 20/3227 (2013.01 - US); G06Q 20/3229 (2013.01 - EP US); G06Q 20/3263 (2020.05 - EP US); G06Q 20/36 (2013.01 - EP US); G06Q 20/3674 (2013.01 - US)
Citation (examination)
- US 2015019418 A1 20150115 - HOTARD MATT [US], et al
- JP 2004086840 A 20040318 - HITACHI LTD
- JP 2002269529 A 20020920 - NEC TOKIN CORP
- JP 2002041813 A 20020208 - TRI ARROW INC
- GB 2510430 A 20140806 - BARCLAYS BANK PLC [GB]
- WO 2012042262 A1 20120405 - BARCLAYS BANK PLC [GB], et al
- US 2014358797 A1 20141204 - REISGIES HANS [US], et al
- US 2012238206 A1 20120920 - SINGH RAVI [CA], et al
- US 2013226792 A1 20130829 - KUSHEVSKY MIKHAIL [CA], et al
- KR 20140069517 A 20140610 - SK C&C CO LTD [KR]
- EP 1081914 A2 20010307 - SUN MICROSYSTEMS INC [US]
- US 2013060618 A1 20130307 - BARTON LOREN [GB], et al
- WIKIPEDIA: "Personal unblocking key - Wikipedia", 28 August 2015 (2015-08-28), XP055652626, Retrieved from the Internet <URL:https://en.wikipedia.org/w/index.php?title=Personal_unblocking_key&oldid=678337591> [retrieved on 20191213]
- LANGER ET AL: "Anwendungen und Technik von Near Field Communication (NFC)", 31 December 2010 (2010-12-31), XP055641202, Retrieved from the Internet <URL:https://babylon.internal.epo.org/projects/babylon/evl.nsf/0/AAAB25117F1D5E12C1257C850055AEBE/$FILE/Anwendungen-und-Technik-von-Near-Field-Communication-NFC-German-Edition.pdf> [retrieved on 20191111]
- RANKL W ET AL: "Handbuch der Chipkarten, Passages", 1 January 1999, HANDBUCH DER CHIPKARTEN : AUFBAU - FUNKTIONSWEISE - EINSATZ VON SMART CARDS, CARL HANSER VERLAG, MÜNCHEN [U.A.], PAGE(S) 219 - 233, 238, ISBN: 978-3-446-21115-5, XP002533774
- See also references of WO 2017103484A1
Designated contracting state (EPC)
AL AT BE BG CH CY CZ DE DK EE ES FI FR GB GR HR HU IE IS IT LI LT LU LV MC MK MT NL NO PL PT RO RS SE SI SK SM TR
Designated extension state (EPC)
BA ME
DOCDB simple family (publication)
WO 2017103484 A1 20170622; EP 3391316 A1 20181024; FR 3045896 A1 20170623; US 11429955 B2 20220830; US 2018374084 A1 20181227
DOCDB simple family (application)
FR 2016053437 W 20161214; EP 16826376 A 20161214; FR 1562797 A 20151218; US 201616063459 A 20161214